# Сопутствующие статьи по теме Yield

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Yield", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Morgan Stanley Confirms Bitcoin Push: Trading, Yield, Custody

Morgan Stanley is expanding its Bitcoin and crypto services beyond basic access, as confirmed by Amy Oldenburg, Head of Digital Asset Strategy. The roadmap includes enabling spot trading for E*TRADE clients via a partnership, with plans to develop an in-house custody and exchange solution within a year. This move aims to position Morgan Stanley as the first major bank to offer such integrated services, emphasizing control, trust, and liability management. The bank is also exploring yield and lending products backed by Bitcoin, responding to client demand and the growth of off-platform crypto assets. Oldenburg highlighted the institutionalization of crypto and cited the bank's previous classification of Bitcoin as "digital gold," recommending a 2%–4% portfolio allocation.

bitcoinist4 ч. назад

Morgan Stanley Confirms Bitcoin Push: Trading, Yield, Custody

bitcoinist4 ч. назад

Buffett Indicator Soars, Bitcoin Stands at a Macro Crossroads

Bitcoin is at a critical macro juncture, navigating a "triple bubble" environment of extreme equity valuations, stressed real estate, and a rapidly growing private credit market. Its near-term price direction hinges on whether credit stress triggers a systemic liquidation or if policymakers intervene with supportive measures first. In a credit-driven crash, Bitcoin could drop 20-40% rapidly as leverage unwinds, liquidity vanishes, and ETFs see outflows—similar to March 2020. Conversely, clear policy support (like Fed liquidity expansion or falling real yields) would likely make Bitcoin a high-beta outperformer, rallying faster than traditional risk assets, as seen in March 2023. Current signals are mixed: high-yield spreads remain tight, the Fed’s balance sheet is expanding slowly, real yields are elevated (~1.80%), stablecoin supply is flat, and Bitcoin ETFs are seeing outflows. The market awaits a catalyst—either a credit event or a policy response. Monitoring key metrics—Fed asset changes, stablecoin supply, high-yield spreads, and real yields—provides a framework for anticipating Bitcoin’s next major move. Timing and macro liquidity conditions, rather than narrative, are now the dominant drivers.

marsbit10 ч. назад

Buffett Indicator Soars, Bitcoin Stands at a Macro Crossroads

marsbit10 ч. назад

Agentic Finance Panorama Report Q1 2026: x402 Payments Surpass $50 Million, ERC-8004 Sees 24,000 Agent Registrations

Agentic Finance Report Q1 2026: x402 payments exceed $50M, ERC-8004 sees 24K agent registrations. The sector has grown rapidly, with autonomous agents now managing user funds via crypto infrastructure. Key developments include the x402 payment standard processing over 15M transactions in 30 days and partnerships with AWS and Stripe. The ERC-8004 identity protocol, launched in late January, enables agent registration and trust-building. Agentic Finance products are categorized by autonomy and intelligence, with rule-based systems dominating capital allocation due to reliability. The ecosystem is expanding with institutional interest, including Grayscale’s decentralized AI fund and Visa’s Trusted Agent Protocol. Retail users lead adoption, while infrastructure advances support agent operations. Regulatory clarity and stablecoin growth are expected to drive further institutional adoption and agentic finance maturity.

marsbitВчера 09:34

Agentic Finance Panorama Report Q1 2026: x402 Payments Surpass $50 Million, ERC-8004 Sees 24,000 Agent Registrations

marsbitВчера 09:34

Here’s The Most Important XRP Development That No One Is Talking About

Crypto pundit Jay Nisbett highlights a significant yet underreported development in the XRP ecosystem: SBI is issuing on-chain bonds that immediately provide holders an equivalent amount of XRP and pay interest over three years. This $65 million retail offering in Japan is seen as a form of "carry trade easing," allowing investors to mitigate risks from yen inflation and declining spreads by holding A-rated bonds while gaining XRP exposure. Nisbett argues this mechanism is objectively better than holding yen or buying XRP outright, and could lead to larger institutional offerings, deeper liquidity pools, and broader adoption of XRP through structured financial products.

bitcoinistВчера 23:02

Here’s The Most Important XRP Development That No One Is Talking About

bitcoinistВчера 23:02

Crypto's New Frontier: Building the Next Generation of Permissionless Neobanks

Crypto Neobanks: Building the Next Generation of Permissionless Banking A new paradigm is emerging in crypto's second decade: permissionless neobanks. Unlike fintech neobanks that improved banking's front-end but kept traditional back-ends, crypto neobanks aim to rebuild the entire financial backend using stablecoins and public blockchains. They provide a unified, self-custodial interface for four core financial functions: Store, Spend, Grow, and Borrow. The landscape includes self-custody wallets (Ledger, MetaMask), payment solutions (EtherFi card, Bitget QR), growth platforms (Hyperliquid for trading), and lending protocols (Aave, Morpho). Centralized exchanges like Coinbase and Binance are also evolving into full-service neobanks. Key insights: - Success requires capturing high-velocity money flows, starting with Grow (trading fees) and Borrow (interest), then expanding to Spend and Store. - Wallet-first approaches face monetization challenges unless they drive active transactions. - Payment-focused apps must move beyond card commoditization to build unique user loyalty. - Enterprise "stablecoin chains" (Stable, Tempo) prioritize institutional efficiency and privacy. - Non-custodial lending remains crypto's "holy grail," limited by the lack of robust identity systems. Future opportunities lie in solving privacy-compliance parity, achieving real-world composability, leveraging permissionlessness for global-local strategies, and unlocking undercollateralized consumer credit. Crypto neobanks aren't just new apps—they are rebuilding the underlying rails of money itself.

marsbit2 дня назад 04:00

Crypto's New Frontier: Building the Next Generation of Permissionless Neobanks

marsbit2 дня назад 04:00

$1.7B in RWAs: Mapping Solana’s treasury‑led institutional breakout

Solana's RWA sector experienced sustained expansion, with its distributed value surging 46% monthly to reach $1.7 billion by February 23rd. This growth significantly outpaced the broader sector's 7% increase, indicating clear market share capture. Over 90% of Solana's non-stablecoin RWAs are concentrated in yield instruments, primarily tokenized treasuries, which alone account for $833 million (49% of the total). Institutional demand for 3–4% APYs and the network's low-cost throughput drove this treasury-led growth. Furthermore, cross-chain capital rotations from Ethereum contributed approximately $0.54 billion to Solana, strengthening on-chain liquidity and benefiting the broader ecosystem, including memecoins, through increased trading activity and lower costs.

ambcrypto2 дня назад 23:02

$1.7B in RWAs: Mapping Solana’s treasury‑led institutional breakout

ambcrypto2 дня назад 23:02

How to View the Era of Neobanks After the Decline of Crypto?

The article explores the emergence of "crypto neobanks" as the next evolution in digital finance, moving beyond the interface-level improvements of fintech neobanks to rebuild the very backend of banking using blockchain technology. It frames banking around four core functions—Store, Spend, Grow, and Borrow—and analyzes how crypto is creating permissionless, global, and programmable alternatives for each. The piece maps the competitive landscape, from self-custody wallets (like MetaMask and Ledger) and stablecoin cards to on-chain trading (e.g., Hyperliquid) and lending protocols (e.g., Aave, Morpho). It argues that the path to success lies in capturing high-velocity money flows—starting with high-frequency activities like trading and borrowing before expanding to spending and storage. Key challenges include achieving privacy-compliance parity, enabling real-world composability with legacy systems, leveraging permissionlessness for global scale, and solving undercollateralized consumer lending—the "holy grail" for mass adoption. Ultimately, crypto neobanks aim not just to be new apps but to establish a new foundational轨道 (轨道) for how money moves.

marsbit02/22 06:13

How to View the Era of Neobanks After the Decline of Crypto?

marsbit02/22 06:13

Who Controls the Profit Rights of Digital Dollars? The Wall Street vs. Crypto Capital Game Behind the CLARITY Act

The CLARITY Act represents a pivotal U.S. legislative effort to regulate digital assets, moving beyond the infrastructure-focused GENIUS Act. It aims to end "regulation by enforcement" by granting the CFTC exclusive jurisdiction over digital commodities and the SEC over investment contracts. A major conflict emerged in the Senate over "yield-bearing stablecoins." Traditional banks, fearing massive deposit outflows and damage to their net interest margins, lobbied for a total ban on third-party stablecoin yields. The crypto industry, led by Coinbase, argued this would stifle innovation, deprive users of rightful earnings from underlying assets like Treasuries, and drive capital offshore. The debate reached a stalemate in early 2026, stalling the bill's progress. White House mediation set a March 1 deadline for a compromise. A proposed solution, the "Digital Markets Restructure Act," introduced a "Yield Neutrality" principle, decoupling yield rights from bank charters, and a "Residual-Risk Assessment Model" to regulate based on actual risk (enterprise, exposure, market) rather than outdated classifications. The outcome will profoundly impact the U.S. financial system: potentially deepening demand for U.S. Treasuries, lowering government borrowing costs, and extending dollar hegemony digitally. It forces traditional banks to digitize and could cause a major schism in DeFi, pushing compliant players toward institutionalization and smaller, non-compliant protocols offshore. The act ultimately decides who controls the profits of the digital dollar.

marsbit02/22 05:34

Who Controls the Profit Rights of Digital Dollars? The Wall Street vs. Crypto Capital Game Behind the CLARITY Act

marsbit02/22 05:34

Crypto Market Structure Bill Nears Finish Line, Says White House Digital Asset Director

Negotiations over the CLARITY Act, a market structure bill for crypto, advanced during a third White House meeting. Patrick Witt, the White House Digital Asset Director, described progress as significant and expressed optimism about meeting the deadline. The meeting included crypto industry reps from firms like Coinbase and Ripple, while banks were represented by trade associations. The White House took a more assertive role, introducing draft text that addressed banking concerns. A key point is that paying yield on idle stablecoin balances is off the table, shifting the debate to rewards for specific activities. The draft includes strong anti-evasion measures with potential daily penalties of $500,000 per violation. Banks continue to push for a study on deposit outflows. Further talks are expected as both sides work toward a compromise.

bitcoinist02/21 15:01

Crypto Market Structure Bill Nears Finish Line, Says White House Digital Asset Director

bitcoinist02/21 15:01

Stablecoin Yield ‘Effectively Off The Table’: White House Narrows Rewards Debate In Latest Meeting

The White House took a more active role in the latest meeting between the crypto industry and banking sector to resolve the stablecoin yield dispute that has stalled the CLARITY Act. The meeting included representatives from Coinbase, Ripple, a16z, and crypto trade associations, while banks were represented through their industry groups. The White House presented a draft text addressing banking concerns, effectively ruling out earning yield on idle stablecoin balances. The debate now focuses on whether crypto firms can offer rewards linked to specific activities. Banking representatives argued that competitive pressures, rather than deposit flight, are their main concern. The White House also proposed anti-evasion measures, including significant penalties for violations. Further discussions are expected as both sides assess potential compromises.

bitcoinist02/21 13:02

Stablecoin Yield ‘Effectively Off The Table’: White House Narrows Rewards Debate In Latest Meeting