# Сопутствующие статьи по теме Tokenization

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Tokenization", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Decoding Figure Q3: Why It Is the Undisputed Leader in RWA Stocks?

Analysis of Figure Q3: Why It Is the Undisputed Leader in RWA? Figure Technology Solutions, a vertically integrated fintech company, is at the forefront of transforming financial services through blockchain technology. As the largest non-bank Home Equity Line of Credit (HELOC) originator in the U.S. and a key infrastructure provider in Real World Asset (RWA) tokenization, Figure leverages its Provenance Blockchain to drastically reduce loan origination and securitization costs by over 100 basis points and cut processing time from 30-45 days to under 5 days. In Q3 2025, Figure achieved a significant milestone with a net profit nearing $90 million and a net revenue of $156.37 million, demonstrating a remarkable 57% net profit margin. The company's revenue streams are highly complementary, dominated by loan sales ($63.56M), technology and ecosystem fees ($35.69M), loan origination fees ($21.42M), and interest income ($17.86M). Its business model is built on four core pillars: RWA origination and distribution, capital protection and securitization, DeFi financing and lending, and interest-bearing stablecoins with payment settlement. Figure's success is driven by its fully digital, automated processes, including instant approval and funding, which have positioned it as a dominant player in the HELOC and emerging DSCR loan markets. The strategic merger with Figure Markets has created a closed-loop ecosystem where consumers can borrow against real estate, receive funds in yield-bearing stablecoins ($YLDS), and invest or stake directly on the platform. By tokenizing assets on-chain and ensuring transparency and efficiency, Figure has not only optimized traditional finance operations but also set a new standard for RWA adoption, making it a clear leader in the sector.

marsbit01/10 03:59

Decoding Figure Q3: Why It Is the Undisputed Leader in RWA Stocks?

marsbit01/10 03:59

Bitcoin to $2.9M by 2050? VanEck outlines bold base-case scenario

VanEck projects Bitcoin could reach $2.9 million by 2050 in its base-case scenario, driven by adoption as a global settlement currency and reserve asset. The firm's bear and bull cases are $130k and $53.4 million, respectively. Other projections include Michael Saylor's $3-$49 million forecast and Cathie Wood's revised $1.2 million target for 2030. Meanwhile, Bernstein analysts predict a 66% rally to $150k in 2026, though near-term sentiment remains cautious. Traders emphasize the need for stronger demand above $90k to sustain a recovery.

ambcrypto01/09 23:01

Bitcoin to $2.9M by 2050? VanEck outlines bold base-case scenario

ambcrypto01/09 23:01

Coinbase’s COIN could jump 40% to $340: Bank of America

Coinbase's stock (COIN), currently trading at $245, is significantly undervalued according to Bank of America (BofA), which has upgraded it to a "buy" rating with a $340 price target, representing a 40% upside. This bullish outlook is driven by Coinbase's expansion into new products like prediction markets and stock/ETF trading, positioning it as an 'everything exchange'. BofA also highlights the monetization of its Base network and the launch of Coinbase Tokenize as key moves to capture the emerging tokenization boom. A pro-crypto Trump administration is seen as a potential tailwind, though risks from competitors and market corrections remain. This is the second major buy rating this week, following Bernstein's even more optimistic $440 target. Analysts view tokenization of traditional assets as a major catalyst for 2026.

ambcrypto01/09 19:03

Coinbase’s COIN could jump 40% to $340: Bank of America

ambcrypto01/09 19:03

Government Research Paper That Shows XRP’s Long-Term Potential Resurfaces

Crypto pundit NoLimit has highlighted a U.S. government research paper from 2018-2019 that presents a long-term bullish case for XRP. The paper distinguishes between blockchain and distributed ledger technology (DLT), emphasizing that governments are more interested in permissioned, trusted DLT systems—like Ripple’s architecture—for regulated use cases such as banking, identity management, and institutional settlements. NoLimit argues that the XRP Ledger aligns with these government requirements for modernizing infrastructure while ensuring compliance. He believes XRP is positioned for real-world adoption within regulated systems, beyond the crypto-native space. Recent developments, including tokenization initiatives by firms like Ondo Finance and Franklin Templeton, as well as a strategic collaboration between Evernorth and Doppler to advance institutional liquidity on the XRPL, support this outlook. At the time of writing, XRP is trading around $2.13.

bitcoinist01/09 16:33

Government Research Paper That Shows XRP’s Long-Term Potential Resurfaces

bitcoinist01/09 16:33

Dogecoin Targets Japan In New RWA And Adoption Push

Dogecoin's corporate arm, House of Doge, has partnered with two Japan-focused firms, abc Co., Ltd. and ReYuu Japan Inc., to drive localized adoption and real-world asset (RWA) initiatives in Japan. The collaboration aims to explore gold-backed stablecoins, regulatory-compliant RWA tokenization under Japan's "green list" framework, and the establishment of a joint fund. This move signals a strategic shift for Dogecoin towards practical utility, including payments and financial products, beyond its meme-centric origins. The partnership emphasizes responsible innovation and ecosystem growth, though specific details on assets, timelines, or merchants were not disclosed. At the time of writing, DOGE was trading at $0.14276.

bitcoinist01/09 13:43

Dogecoin Targets Japan In New RWA And Adoption Push

bitcoinist01/09 13:43

Coinstore B.KU Digital Finance and RWA Thematic Event Successfully Concluded

On January 8, 2025, Coinstore B.KU successfully hosted the "Digital Finance and RWA (Real World Assets)" themed event, bringing together experts from digital finance, blockchain technology, traditional industries, and international organizations. The event centered on RWA development trends, structural changes in digital finance, and global ecosystem development. The event highlighted RWA as a critical bridge between traditional finance and the blockchain world, signaling a shift toward value-driven models based on real assets, compliance, and long-term trust. Attendees included international figures such as His Royal Highness Prince Charit of Thailand, who expressed support for digital finance innovation, along with representatives from Coinstore/B.KU management, foundations, regional teams, and ecosystem partners like MMT and HMC. Coinstore COO Albert emphasized RWA as a long-term strategic focus, aiming to integrate real-world assets with blockchain through digitization, standardization, and compliance. A global launch ceremony marked a key milestone in Coinstore B.KU’s international expansion. A keynote speech by blockchain architect MOSE explored the technical and practical aspects of RWA, covering asset tokenization and enterprise digital transformation. The event also featured the signing of ecosystem partnerships with organizations including MMT and HMC, reinforcing collaborative efforts in RWA implementation. Jason, Coinstore B.KU’s APAC Market Lead, outlined plans to strengthen the platform’s presence in the Asia-Pacific region as part of its global strategy. The event concluded with a commitment to further integrate digital finance with the real economy through RWA, promoting an open, compliant, and sustainable digital asset ecosystem.

marsbit01/09 13:34

Coinstore B.KU Digital Finance and RWA Thematic Event Successfully Concluded

marsbit01/09 13:34

Coinbase Gets ‘Buy’ Rating Upgrade From Bank Of America: Here’s The Breakdown

Bank of America has upgraded its rating for Coinbase (COIN) to "buy," citing a positive long-term outlook. Analyst Craig Siegenthaler highlighted the company's strategic expansion beyond crypto trading into stocks, ETFs, and prediction markets, moving closer to its goal of becoming an "everything exchange." Key growth drivers include its Base Layer-2 network and the upcoming Tokenize platform, which positions Coinbase as a leader in crypto infrastructure and tokenization. With shares down ~40% from their 2025 peak, the bank sees an attractive entry point and reaffirms a $340 price target, implying a potential 38% upside. A more favorable regulatory environment and compressed valuation further support this bullish stance.

bitcoinist01/09 10:35

Coinbase Gets ‘Buy’ Rating Upgrade From Bank Of America: Here’s The Breakdown

bitcoinist01/09 10:35

Bitcoin Will Hit All-Time High in 2026 if It Clears These Three Hurdles — Bitwise CIO

Bitcoin could reach a new all-time high in 2026 if it overcomes three key hurdles, according to Bitwise CIO Matt Hougan. The first is avoiding major market blow-ups, like the $19 billion liquidation event in October 2025, which had previously created uncertainty. The second is U.S. regulatory progress, particularly the passage of the CLARITY Act, which faces challenges around DeFi and stablecoin regulations. The third is stability in equity markets, as a sharp downturn could negatively impact risk assets like crypto. Hougan remains optimistic, noting that one hurdle has already been cleared and that stablecoin and tokenization markets have significant growth potential.

ccn.com01/09 10:33

Bitcoin Will Hit All-Time High in 2026 if It Clears These Three Hurdles — Bitwise CIO

ccn.com01/09 10:33

Web3's Failed Assumption: Ultimately Just Another Expansion of Wall Street's Balance Sheet

The article argues that the core assumption of Web3—that it would revolutionize finance by moving traditional assets on-chain—is failing. Instead, a one-sided absorption is occurring: Traditional Finance (TradFi) is successfully expanding into crypto, while the reverse movement of crypto into traditional assets is struggling. The pivotal moment was November 10, 2023, when CME's Bitcoin futures open interest surpassed Binance's, signaling a major shift. This is because TradFi giants like CME or BlackRock can launch crypto products with near-zero marginal cost, leveraging their existing regulatory licenses, mature risk models, and institutional networks. Conversely, crypto-native platforms face an insurmountable "compliance cost" barrier when trying to tokenize real-world assets (RWA), such as stocks. The stringent regulatory requirements for securities trading make it a prohibitively expensive endeavor. The author concludes that true liquidity comes from large, regulated institutional capital (pension funds, etc.), which prioritizes security and compliance. Products like Bitcoin ETF provide this, allowing traditional capital to enter easily. Therefore, crypto is being stripped of its ideological attributes and is becoming a pure, volatile financial asset class within the traditional system. The financial upper layers of trading and derivatives will likely remain dominated by TradFi, with Web3's role reduced to the base layer of asset generation and settlement.

比推01/09 08:43

Web3's Failed Assumption: Ultimately Just Another Expansion of Wall Street's Balance Sheet

比推01/09 08:43

RWA Weekly: Central Bank to Steadily Develop Digital Yuan by 2026, WeChat and Alipay to Gradually Gain Authorization to Open Wallets

This RWA Weekly report covers developments from January 2-9, 2026. The total on-chain market cap for Real World Assets (RWA) grew steadily to $19.8 billion, with holders surpassing 607,000. Stablecoin market capitalization saw a slight decrease to $2.986 trillion, yet monthly transfer volume surged 29.04% to $7.02 trillion, indicating increased institutional large-scale settlement activity amid stagnant retail participation. Key regulatory developments include the People's Bank of China announcing it will steadily develop the digital yuan (e-CNY) in 2026, with plans for platforms like WeChat and Alipay to gradually gain permissions to open e-CNY wallets. South Korea proposed new rules requiring banks to have a majority controlling stake in stablecoin issuers. Russia is accelerating the large-scale integration of the digital ruble into its budget and banking systems. Notable project updates: Jupiter launched its compliant, reserve-backed stablecoin JupUSD. Tempo introduced the TIP-20 token standard designed for payments. Traditional finance integration advanced as UAE's RAKBank received approval to issue a dirham-pegged stablecoin, Lloyds Bank completed the UK's first tokenized deposit purchase of government bonds, and J.P. Morgan expanded its JPM Coin to the Canton network. Other developments include the launch of a yield-sharing Brazilian stablecoin (BRD) and the public issuance of Wyoming's official stablecoin, FRNT, on the Solana network. Insights from reports by BlackRock and Moody's highlight that stablecoins are evolving from niche crypto products into core market infrastructure, challenging traditional fiat currencies and reshaping the banking landscape, particularly in emerging markets.

marsbit01/09 08:29

RWA Weekly: Central Bank to Steadily Develop Digital Yuan by 2026, WeChat and Alipay to Gradually Gain Authorization to Open Wallets