# Сопутствующие статьи по теме Stablecoins

a16z: What Entrepreneurial Opportunities Lie in the Blue Ocean of Agent Payment Transactions?

a16z explores the emergence of AI Agents as autonomous economic actors and the resulting shift in payment infrastructure. Unlike human "tourists" who engage in one-off retail transactions, Agents behave more like "locals"—relying on pre-negotiated B2B terms, supplier relationships, and credit systems. This shift challenges traditional card-based payment rails, which are ill-suited for high-frequency, micro-value, or programmatic transactions. Key insights include: - Agents will operate like scaled platforms, leveraging long-term partnerships rather than per-transaction negotiations. - Existing payment systems (e.g., credit cards) face technical and economic constraints (e.g., minimum fees, lack of programmability) for Agent-driven commerce. - Stablecoins emerge as a superior alternative due to their global reach, low cost, and programmability—enabling features like streaming payments, microtransactions, and automated arbitration. The article argues that stablecoins can serve as the foundational layer for future Agent payment ecosystems, facilitating seamless integration, reduced friction, and new financial primitives like dynamic billing and cross-system interoperability.

marsbit03/02 09:06

Crypto Funding Hits $883 Million in February: The Era of VC Scattershot Investing Ends, Revenue is Now Required to Secure Funding

Crypto startups raised $883 million in venture funding in February, a 13% decrease from the same period last year, according to DefiLlama data. Despite the downturn, investors are still deploying capital but have become more selective. As Andrei Grachev of DWF Labs noted, the era of raising funds with just a narrative and a pitch deck is over. Investors now prioritize revenue, user traction, and products that can endure bear market cycles. Key investment themes for 2026 include stablecoins and payment infrastructure, AI agents, and institutional tools for compliance and capital management. Major funding rounds included Flying Tulip, founded by Andre Cronje, which raised $206 million to build an integrated financial tech stack; Whop, which received a $200 million strategic investment from Tether to expand its digital goods marketplace; and Anchorage Digital, which secured $100 million from Tether to strengthen its role as a regulated bridge between traditional finance and crypto.

marsbit03/01 03:20

Data Reveals the True Usage Map of Stablecoins: Over 170 Million Global Holders, More Than 90% Flowing to DEXs and CEXs

Dune Analytics, in collaboration with Steakhouse Financial, has released a comprehensive stablecoin dataset providing an institutional-grade analysis of the market. Key findings reveal the total supply of the top 15 stablecoins across EVM chains, Solana, and Tron reached $304 billion in January 2026, a 49% year-over-year increase. USDT ($197B) and USDC ($73B) dominate with an 89% market share. Despite the overall growth, ownership is highly concentrated for newer "challenger" stablecoins like USDS and USD0, where the top 10 wallets hold 60-99% of the supply. In contrast, major stablecoins like USDT and USDC are widely distributed. There are over 172 million unique stablecoin holders. Monthly transfer volume hit $10.3 trillion in January. A deep dive into on-chain activity shows over 90% of this volume is attributed to identifiable use cases. The primary use is market infrastructure, with $5.9 trillion flowing through DEX liquidity provision and swaps. This is followed by leverage/credit activities ($1.43T) and CEX-related flows ($5.99B). Velocity varies significantly. USDC on Base cycles 14x daily, indicating highly active DeFi use, while yield-focused stablecoins like USDe and USDS have much lower velocity as they are designed to be held for savings. The dataset also tracks over 200 stablecoins pegged to 20+ fiat currencies, signaling global expansion beyond the dollar, though the $1.2B non-USD supply remains a small fraction of the total market.

marsbit02/28 06:41

How 2328.io Helps SaaS Businesses Work with Crypto Payments

SaaS businesses seeking to integrate cryptocurrency payments require more than a simple checkout tool; they need infrastructure that supports recurring billing, financial reporting, and volatility management. 2328.io provides a crypto payment gateway built for operational control, offering invoice-driven architecture for subscriptions, automated stablecoin conversion to ensure revenue predictability, and support for prepaid credit models. It also enables automated affiliate payouts and scales from hosted checkouts to full API integration. This allows SaaS companies to accept crypto globally while maintaining financial stability and backend automation.

TheNewsCrypto02/28 05:30

Don't Worry, USDC and USDT's Public Chains Won't Shake Ethereum

marsbit02/27 12:23

Latest Stablecoin Report: Real Distribution and Flow Are Far More Important Than Supply

A new report on stablecoins emphasizes that real-world distribution, holder concentration, and on-chain activity are more meaningful than total supply figures. While the total supply of the top 15 stablecoins reached $304 billion in January 2026, a 49% year-on-year increase, the data reveals deeper insights. USDT and USDC dominate with 89% market share. However, challenger stablecoins like USDS, PYUSD, and RLUSD saw explosive growth. On-chain analysis shows 800 billion held on centralized platforms, while whale wallets hold $39 billion. Concentration is extreme for newer stablecoins; for example, the top 10 wallets hold 90% of USDS and 99% of USDF. Monthly transfer volume hit $10.3 trillion in January 2026, with USDC processing nearly five times more volume than USDT despite a smaller supply. Activity is heavily concentrated in DeFi: $5.9 trillion in DEX liquidity operations and $1.3 trillion in flash loans. Velocity varies widely: USDC on Base moves 14x daily, while large portions of USDT on Ethereum remain idle. The data shows stablecoins are primarily used for trading, leverage, and liquidity, not just as passive holdings.

marsbit02/27 03:51

Latest Stablecoin Report: Real Distribution and Flow Are Far More Important Than Supply

The latest stablecoin report emphasizes that beyond the total supply of over $304 billion (a 49% YoY increase), the distribution, holder concentration, and on-chain activity provide deeper insights into capital movement. USDT and USDC dominate with 89% market share, but challenger stablecoins like USDS and PYUSD saw significant growth in 2025. Holder analysis reveals centralized exchanges hold $80 billion, while whale wallets account for $39 billion. Despite 172 million unique addresses, concentration is extreme for smaller stablecoins—top 10 wallets often hold 60-99% of supply, increasing de-peg risks. Monthly transfer volume reached $10.3 trillion in January 2026, doubling YoY. USDC transfers were 5x higher than USDT, indicating faster circulation. Activity categorization shows 90% of transfers are identifiable: DEX liquidity provision ($5.9T) and flash loans ($1.3T) dominate, highlighting stablecoins’ role as trading collateral and leverage tools. Circulation velocity varies widely: USDC on Base cycles 14x daily due to DeFi activity, while Ethereum-based USDT (0.2x) remains largely idle. Yield-focused stablecoins like USDe exhibit low velocity by design, as they are staked for returns. The data underscores that stablecoins are not just static assets but dynamic infrastructure reflecting capital allocation strategies.

Odaily星球日报02/27 03:48

White House Crypto Summit In Focus Friday, Expert Predicts 3 Major Outcomes

The White House is hosting another round of talks this Friday between crypto industry and major banking representatives, aiming to advance the long-delayed crypto market structure bill (CLARITY Act) by the March 1 deadline. Negotiations have centered on stablecoin regulation, particularly whether issuers can offer interest on unused balances—a prospect now effectively ruled out. Instead, discussions focus on rewards tied to specific user actions. Market expert Paul Barron predicts several outcomes: a truce between banks and stablecoin issuers, potential Treasury protocols for a strategic crypto reserve including BTC, ETH, and XRP, and possible SEC "safe harbor" guidelines to reduce enforcement actions. However, sources indicate no breakthrough is imminent yet. Attention may shift back to unresolved issues like DeFi and ethics, especially during an upcoming Senate Democratic meeting. With the deadline approaching, the Friday session could be pivotal for legislative progress or further delays.

bitcoinist02/26 15:06

UK’s FCA Selects 4 Firms To Trial Stablecoins Ahead Of Final 2026 Rules

The UK's Financial Conduct Authority (FCA) has selected four firms—Monee Financial Technologies, ReStabilise, Revolut, and VVTX—to participate in its regulatory sandbox program for stablecoins. This initiative, launched in November 2025, aims to test stablecoin services in a controlled environment under proposed regulations. The sandbox will focus on issuance, payments, wholesale settlement, and trading use cases. Testing is set to begin in Q1 2026, with results shaping the UK's final stablecoin rules later that year. The move is part of a global trend, with the US, Hong Kong, South Korea, and other regions also advancing stablecoin regulations.

bitcoinist02/26 14:01

Top 10 Most Promising Cryptocurrencies to Invest in 2026 - A Comprehensive Analysis of Trends, Logic, and Risks

The cryptocurrency market in 2026 is more mature, driven by institutional adoption, clearer regulations, and trends like ETF expansions and AI-blockchain integration. This analysis highlights ten notable cryptocurrencies based on fundamentals, ecosystem growth, and risks: - **Bitcoin (BTC)**: Remains the top store of value with scarcity and institutional backing, though volatile. - **Ethereum (ETH)**: Leads in smart contract ecosystems with strong developer activity and Layer-2 scaling. - **Solana (SOL)**: High-performance chain with low costs, but network stability is a concern. - **BNB**: Supported by exchange utility and token burns, yet sensitive to regulatory changes. - **XRP**: Focused on cross-border payments with improving regulatory clarity. - **Stablecoins (USDT/USDC)**: Key for liquidity and hedging, but require monitoring of reserves and regulations. - **Cardano (ADA)**: Research-focused with slow but steady growth. - **Avalanche (AVAX)**: Flexible subnet architecture for enterprises, facing strong competition. - **SUI**: Emerging high-performance chain with innovation potential and high volatility. - **Dogecoin (DOGE)**: Community-driven and liquid, but highly speculative. The market is structured into three layers: core assets (BTC, ETH) for stability, ecosystem growth assets (SOL, BNB, AVAX, ADA) with potential but competition, and high-risk assets (DOGE, SUI). Stablecoins act as cash management tools. Overall, the market offers opportunities but remains high-risk; investors should align choices with risk tolerance and conduct independent research.

marsbit02/26 12:29