# Сопутствующие статьи по теме Stablecoin

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Stablecoin", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

White House accuses Democrats of ‘bad faith’ over delayed crypto bill vote

The White House accused Senate Banking Democrats of acting in "bad faith" regarding the delayed crypto market structure bill, claiming they were prepared to unanimously oppose the bipartisan legislation despite numerous concessions. The bill's postponement has sparked mixed reactions within the industry. Coinbase CEO Brian Armstrong withdrew support, calling the draft flawed and preferring "no bill over a bad bill," while others, like Variant Fund's Jake Chervinsky, suggested removing contentious issues like tokenized securities to improve its chances. However, a16z's Miles Jennings disagreed, arguing the bill doesn’t prevent tokenized securities. Reports indicate industry leaders are split, with Ripple and a16z not sharing Armstrong's strong opposition. Regulatory clarity on asset classification and oversight between the SEC and CFTC remains pending as the timeline for the next markup is unclear.

ambcrypto01/16 14:02

White House accuses Democrats of ‘bad faith’ over delayed crypto bill vote

ambcrypto01/16 14:02

Senators Signal Progress On Crypto Market Structure Bill Amid Key Vote Delay

Despite a delay in the markup for the CLARITY Act, a key crypto market structure bill, lawmakers remain optimistic about its passage. Senate Banking Committee Chairman Tim Scott described the postponement as tactical, emphasizing ongoing negotiations and bipartisan cooperation. However, Coinbase CEO Brian Armstrong withdrew support, raising concerns that the bill could restrict tokenized equities, DeFi, and expand government surveillance while shifting regulatory power to the SEC. White House crypto czar David Sacks urged the industry to resolve disagreements during the delay, noting that legislative progress is closer than ever. Experts and officials agree that federal regulation is essential for both innovation and consumer protection in the crypto market.

bitcoinist01/16 14:01

Senators Signal Progress On Crypto Market Structure Bill Amid Key Vote Delay

bitcoinist01/16 14:01

LMAX Group Adds Ripple’s RLUSD Stablecoin For Global Exchange After $150 Million Deal

LMAX Group has announced a major partnership with Ripple, supported by a $150 million investment, to integrate Ripple’s RLUSD stablecoin into its global exchange infrastructure. The RLUSD will serve as a foundational collateral asset, enabling institutional clients—including banks, brokers, and buy-side firms—to improve cross-collateralization and margin efficiency across spot crypto, perpetual futures, and CFDs. Key benefits include enhanced liquidity, 24/7 market access, and secure custody via segregated wallets. LMAX CEO David Mercer highlighted RLUSD’s role in bridging traditional finance and digital assets, while Ripple’s Jack McDonald emphasized the partnership’s potential to expand RLUSD adoption in sophisticated trading environments.

bitcoinist01/16 12:03

LMAX Group Adds Ripple’s RLUSD Stablecoin For Global Exchange After $150 Million Deal

bitcoinist01/16 12:03

Interactive Brokers Enables Stablecoin Funding With USDC Deposits

Interactive Brokers now allows clients to fund brokerage accounts using USDC stablecoins, enabling faster settlements and 24/7 access to deposits. The service, launched in partnership with Zero Hash, supports transfers on Ethereum, Solana, and Base networks. Deposits are automatically converted to USD upon receipt, streamlining the process and reducing costs, particularly for international clients who face delays and fees with traditional wire transfers. The firm plans to expand support to include RLUSD and PYUSD next week. This move is part of Interactive Brokers' broader strategy to integrate cryptocurrency services, reflecting the growing adoption of stablecoins as financial infrastructure.

TheNewsCrypto01/16 12:00

Interactive Brokers Enables Stablecoin Funding With USDC Deposits

TheNewsCrypto01/16 12:00

2026 Survival Guide for Non-Institutional Participants Under Hong Kong's Stablecoin Compliance Framework

"Hong Kong's 2026 stablecoin regulatory framework fundamentally redefines the compliance status of stablecoins for non-institutional participants. The HKMA now treats fiat-referenced stablecoins (FRS) as systemic payment tools, not just commodities. While holding offshore stablecoins like USDT is not illegal, their use within Hong Kong's licensed financial ecosystem (banks, VATPs) faces significant 'compliance friction' and 'asset isolation risk' due to stringent due diligence and travel rule requirements. The core shift is from global utility to onshore settlement safety. Licensed platforms act as risk filters, often suspending deposits from non-KYC'd wallets or those with tainted transaction histories. Banks rigorously scrutinize the Source of Funds (SOF) and Source of Wealth (SOW), leading to account restrictions for funds from unregulated channels. The upcoming FRS' licensed stablecoins offer a 'white list' alternative with legal protections: bankruptcy-remote reserves, a legal claim for holders, and guaranteed 1:1 redemption. This creates a secure, HKD-aligned digital payment medium, safeguarding against systemic risks like those seen with Terra/Luna or FTX. The government's goal is to prevent uncontrolled 'digital quasi-currencies' from eroding the Hong Kong dollar's status and to build a foundation for Real-World Asset (RWA) tokenization. The guidance for users is clear: segregate offshore speculative assets from onshore settlement assets, exclusively use licensed channels for fiat conversions, and understand that compliance is the key to security in the new digital finance order."

marsbit01/16 11:32

2026 Survival Guide for Non-Institutional Participants Under Hong Kong's Stablecoin Compliance Framework

marsbit01/16 11:32

Bank Of America CEO Issues $6T Stablecoin Rewards Warning As Regulatory Debate Heats Up

Bank of America CEO Brian Moynihan has issued a warning that up to $6 trillion in deposits could leave the US banking system for the stablecoin sector if proposed crypto legislation allows interest payments on such tokens. He stated this could reduce banks' lending capacity and increase borrowing costs, particularly harming small and medium-sized businesses. The warning comes amid heated debate over the new market structure bill, which has faced criticism from both banking associations and crypto industry leaders. Coinbase CEO Brian Armstrong expressed strong opposition, arguing the bill would be worse than the status quo by effectively banning stablecoin rewards and restricting key crypto sectors. Due to significant backlash, the Senate Banking Committee has postponed the bill's markup to further review.

bitcoinist01/16 11:04

Bank Of America CEO Issues $6T Stablecoin Rewards Warning As Regulatory Debate Heats Up

bitcoinist01/16 11:04

Crypto Stocks Coinbase and Robinhood Drop Sharply Despite Bitcoin’s Rally — CLARITY Act To Blame?

Despite Bitcoin's rally above $95,000, crypto stocks like Coinbase (COIN) and Robinhood (HOOD) dropped sharply, with both losing over 7% in value. The decline is attributed to growing uncertainty and delays surrounding the CLARITY Act, a key regulatory bill for digital assets. Coinbase CEO Brian Armstrong withdrew support, criticizing the bill's latest draft as harmful to DeFi, privacy, and stablecoin rewards, arguing it is worse than the current regulatory environment. In contrast, Robinhood CEO Vlad Tenev urged its passage to enable new products like staking and tokenized assets. The act aims to create clear crypto regulations but faces divided industry opinions, with supporters including Kraken and Ripple. The Senate markup was postponed due to the controversy, adding to market pressures.

ccn.com01/16 08:11

Crypto Stocks Coinbase and Robinhood Drop Sharply Despite Bitcoin’s Rally — CLARITY Act To Blame?

ccn.com01/16 08:11

Off to a Strong Start! USDD TVL Surpasses $1 Billion Mark, Embarking on a Powerful Journey in 2026

USDD, a decentralized stablecoin, has achieved a significant milestone at the beginning of 2026 by surpassing $1 billion in Total Value Locked (TVL). This growth reflects strong market confidence in its decentralized mechanism, value stability, and sustainable model. Key drivers include its innovative yield-generating mechanism, multi-chain ecosystem, and robust risk management. USDD functions as an "interest-bearing USDT" through its Smart Allocator system, which dynamically allocates reserve funds to vetted on-chain projects, generating over $8.34 million in actual returns. The introduction of sUSDD allows users to easily earn passive yield with auto-compounding features. USDD has expanded across major blockchains like TRON, Ethereum, and BNB Chain. A collaboration with Binance Wallet’s Yield+ campaign attracted over 3,000 users in its first week, boosting sUSDD TVL by 867% to $295 million. The stablecoin uses an over-collateralized debt model with strict minimum collateral ratios, ensuring transparency and 1:1 redeemability with major stablecoins. In 2026, USDD aims to shift from incentive-driven growth to real-use-case adoption, focusing on deeper integration with DeFi protocols, exchanges, and payment tools. Its decentralized, non-freezable, and yield-bearing features position it as a compelling alternative to centralized stablecoins. Breaking the $1 billion TVL mark is just the beginning of its upward trajectory.

marsbit01/16 05:19

Off to a Strong Start! USDD TVL Surpasses $1 Billion Mark, Embarking on a Powerful Journey in 2026

marsbit01/16 05:19

Just Spent 250 Million to Buy Companies, Then Laid Off 30%: Polygon Is Changing Its Way of Survival

Polygon, a major blockchain scaling solution, has laid off approximately 30% of its workforce while simultaneously spending $250 million to acquire two companies: Coinme, a licensed crypto-fiat exchange with an extensive US ATM network, and Sequence, a wallet infrastructure and cross-chain routing provider. This strategic pivot signals a shift away from its core Layer-2 (L2) business, where it faces intense competition from dominant players like Base, and toward building a comprehensive stablecoin payment infrastructure called the "Open Money Stack." The acquisitions provide critical pieces for this new direction: Coinme offers regulatory licenses and on-ramps/off-ramps, while Sequence provides the technical backend for seamless cross-chain transactions. The goal is to target B2B clients like banks and payment providers. This move is seen as a necessary "blood change." Polygon's previous strategy, focused on enterprise adoption and NFTs, yielded limited long-term results. In the crowded L2 space, it struggled against competitors with superior user distribution, such as Base, which is integrated with Coinbase's massive user base. The new focus on stablecoin payments is a promising but highly competitive market, with giants like Stripe, PayPal also making significant investments. While Polygon CEO claims this puts them in competition with Stripe, the company is betting on an open infrastructure model versus Stripe's more closed ecosystem. The strategy carries risks. Coinme has faced regulatory penalties in the past, and Polygon is entering a field with well-established traditional finance players. However, success could transform Polygon from a protocol reliant on tokenomics into a profitable company with real revenue streams, a rarity in crypto. The core challenge is that the window for crypto-native companies to capture this market is narrowing as traditional finance accelerates its adoption of blockchain technology.

marsbit01/16 04:54

Just Spent 250 Million to Buy Companies, Then Laid Off 30%: Polygon Is Changing Its Way of Survival

marsbit01/16 04:54

Bill Vote Imminent, Why Did Coinbase Back Down at the Last Minute?

The "CLARITY Act," a key U.S. crypto regulation bill, was set for a Senate committee vote on January 14. However, Coinbase CEO Brian Armstrong withdrew the company’s support, declaring that "a bad bill is worse than no bill." This move isolated Coinbase from other major industry players, including a16z, Ripple, Kraken, and Coin Center, all of whom backed the bill for reasons tied to regulatory clarity, business strategy, or legal protection for developers. The core of Coinbase’s opposition lies in a provision that would prohibit paying yields on "static holdings" of stablecoins—a direct threat to its business model. In 2025, Coinbase generated approximately $1.4 billion in revenue from its stablecoin yield program. The bill’s restrictions could severely impact this critical revenue stream. While other companies saw the bill as a necessary step toward legitimacy and market stability, Armstrong adopted a principled stance against compromising on what he deemed flawed regulation. This divergence reflects a deeper philosophical split within the industry: idealistic resistance versus pragmatic negotiation. The resulting internal conflict has delayed the legislative process and weakened the industry’s collective lobbying power in Washington. It also underscores the ongoing tension between crypto’s decentralized ideals and its commercial realities.

marsbit01/16 03:13

Bill Vote Imminent, Why Did Coinbase Back Down at the Last Minute?