# Сопутствующие статьи по теме Interest

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Interest", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Crypto Market Crashes to Eight-Month Low Amid Growing Fear

The cryptocurrency market has crashed to an eight-month low, with its total capitalization falling to $2.93 trillion, representing a 33% decline from its October peak. This marks the lowest level since April and a nearly 14% loss for the year, signaling an official bear market. Despite the Bank of Japan's interest rate hike, Bitcoin showed resilience with a 2.3% surge. Analysts, including Michael van de Poppe, warn of further short-term declines, with Bitcoin potentially facing capitulation and dragging other cryptocurrencies down 10-20%. Market sentiment remains extremely fearful, with the Fear & Greed Index at 16. The correction is attributed to macroeconomic pressures and reduced risk appetite among investors.

TheNewsCrypto12/19 10:38

Crypto Market Crashes to Eight-Month Low Amid Growing Fear

TheNewsCrypto12/19 10:38

Huobi HTX Launches Three Major Benefits Simultaneously: Spot Trading Cashback, Contract "Crypto Deposit" for Passive Earnings, and Leverage Interest-Free for a Limited Time

Huobi HTX Launches Year-End Promotion with Three Major Benefits: Spot Trading Rebates, Contract "Crypto Lending" Earnings, and Leverage Interest-Free Period As the year ends, Huobi HTX has rolled out a major December promotion covering spot, leverage, and contract trading. The campaign offers multiple benefits designed to maximize returns for users with different risk preferences. Key highlights include: - **Contract "Crypto Lending" Top-Up Event**: From December 12–22, users can earn up to 19% APY by activating the U-based contract Crypto Lending feature. New users can receive an 8% bonus interest coupon and random trial funds, while existing users can unlock rewards through cumulative transfers. - **Leverage Holiday Special**: Between December 11–25, users can enjoy 10%–30% fee rebates on leveraged trading. USDC isolated margin trading also offers a limited-time interest-free period, reducing costs for arbitrage and high-frequency strategies. - **Spot Trading Cashback**: From December 15–31, users can get 10%–50% trading fee rebates in HTX tokens, with a maximum reward of $20,000 per person. The rebate applies to new trading volume, including bot and leveraged spot trades. This promotion emphasizes improved capital efficiency, lower costs, and enhanced user experience, providing crypto traders with year-end incentives amid market volatility.

深潮12/17 03:27

Huobi HTX Launches Three Major Benefits Simultaneously: Spot Trading Cashback, Contract "Crypto Deposit" for Passive Earnings, and Leverage Interest-Free for a Limited Time

深潮12/17 03:27

The Economist: The Real Threat of Cryptocurrency to Traditional Banks

The Economist article "The Real Threat Cryptocurrency Poses to Traditional Banks" examines the escalating tensions between the traditional banking sector and the crypto industry. Despite both benefiting from a more favorable regulatory environment, especially following the passage of the GENIUS Act which provided a legal framework for stablecoins, a significant power shift is occurring. Banks' most immediate concern is regulatory arbitrage in stablecoins. Although the GENIUS Act prohibits issuers from paying interest to prevent deposit outflows, companies like Circle circumvent this by sharing revenue with exchanges, which then pay "rewards" to users. Banks are demanding this loophole be closed. Furthermore, crypto firms are breaking into the core of the financial system. In a landmark move, U.S. regulators granted national bank trust charters to five digital asset firms, including Circle and Ripple, allowing them to provide custody services nationwide. The collective impact of these developments poses a profound threat. The core of the banks' dilemma is their waning political influence. Crypto has firmly entrenched itself within the right-wing, anti-establishment political sphere, amassing a massive war chest for lobbying. Banks are no longer the most powerful financial voice in the Republican party. In a ironic twist, they now sometimes find themselves allied with Democratic senators and left-leaning groups who share concerns over stablecoin risks, proving that political alliances in this battle are increasingly unpredictable.

深潮12/16 05:57

The Economist: The Real Threat of Cryptocurrency to Traditional Banks

深潮12/16 05:57

Bull vs. Bear Debate: Is the Profit Moat of Stablecoin Leader CRCL Solid?

The article presents a heated debate surrounding Circle (NYSE: CRCL), the issuer of the stablecoin USDC, focusing on the sustainability of its business model following its IPO and Q3 2025 earnings report. Key bearish points, led by figures like Jiang Zhuo'er, argue that CRCL's profits are unsustainable. They compare it to a bank reliant on an interest rate spread, which is highly vulnerable to Federal Reserve rate cuts. Critics highlight that over 60% of profits are paid to distributor Coinbase, leaving CRCL with a thin margin. They warn that competition from traditional financial giants like JPMorgan could easily disrupt its model, and that its regulatory advantage is a temporary benefit, not a permanent moat. Bullish commentators, including @BTCdayu and @qinbafrank, counter that CRCL is a long-term infrastructure play, not a simple bank. They believe current profit-sharing is a strategic cost to achieve market dominance and network effects, similar to companies like Amazon in their early days. They argue that future growth from massive USDC adoption (potentially reaching trillions) will far outweigh the impact of falling interest rates. They see compliance as a powerful, long-term moat that will eliminate smaller competitors. Additional short-term concerns include a significant sell-off pressure from the post-IPO lockup expiration and a structural barrier to USDC's use in U.S. retail payments due to its classification as a taxable asset. In summary, the debate pits short-term cyclical risks (interest rates, high costs, sell pressure) against a long-term structural opportunity (market growth, network effects, compliance as a barrier to entry). The core question remains whether CRCL's current model is a fragile interest-rate play or a foundational bet on the future of digital currency.

比推12/09 20:19

Bull vs. Bear Debate: Is the Profit Moat of Stablecoin Leader CRCL Solid?

比推12/09 20:19

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