# Сопутствующие статьи по теме Finance

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Finance", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

A Major XRP Ledger Win That Most Investors Might Have Missed

The XRP Ledger has activated the Permissioned Domains amendment after it achieved 91.19% validator approval and a mandatory two-week consensus period. This upgrade, introduced in v2.4.0, enables institutions, enterprises, and regulated entities to operate in controlled environments on the same public blockchain. It allows for known and compliant participants within defined domains while maintaining the ledger's core benefits of speed, low cost, and finality. This addresses a key limitation for banks and governments that require regulatory compliance, identity checks, and accountability, which are difficult on fully open networks. By allowing both permissioned and permissionless use, the upgrade removes a significant barrier to institutional adoption, positioning XRPL as shared financial infrastructure that meets regulatory expectations. Its impact may grow gradually as organizations begin utilizing these new capabilities.

bitcoinist02/06 22:02

A Major XRP Ledger Win That Most Investors Might Have Missed

bitcoinist02/06 22:02

From Holding to Controlling: When Bitcoin Starts 'Buying Listed Companies'

From Holding to Controlling: When Bitcoin Starts "Buying Listed Companies" In a landmark event, Bitcoin has entered the capital structure of a publicly traded company as a form of capital contribution for the first time. On February 4, Nasdaq-listed insurance brokerage Tianruixiang Holdings announced that an undisclosed investor would contribute 15,000 Bitcoin in exchange for equity in the company. Valued at approximately $1.125 billion (based on Bitcoin's price of $75,000 at the time), this transaction marks a historic shift. This is not about buying a Bitcoin ETF, holding BTC, or issuing debt to purchase Bitcoin. It represents a direct exchange of Bitcoin for equity in a listed company. Over the past two years, a profound change has been underway: Bitcoin is systematically entering the balance sheets of public companies. Companies like MicroStrategy (now Strategy) have fundamentally altered traditional corporate logic. They no longer operate solely based on their core business but function as financial vehicles, continuously issuing stock and convertible bonds to raise capital for purchasing Bitcoin. This has given rise to a new type of entity: the **Bitcoin Treasury Company**. Other examples include Japan's Metaplanet, and U.S.-based firms like Twenty One Capital and Bitcoin Standard Treasury. A significant阵营 (camp) of publicly traded companies now holds substantial Bitcoin, including: * Strategy (formerly MicroStrategy): over 710,000 BTC * Major miners like MARA, Riot, and Hut 8 * Exchanges like Coinbase and Bullish * Bitcoin treasury companies * Tech and payment firms like Tesla and Block Their commonality is that they have integrated Bitcoin as a fundamental part of their capital structure. The Tianruixiang deal represents an evolution of this trend. Upon completion, the company would hold more Bitcoin than Coinbase, making it a top-tier Bitcoin treasury. Crucially, this isn't a case of "using fiat to buy Bitcoin," but rather resembles using Bitcoin to effectively "acquire a Nasdaq-listed shell company." This structure transforms the transaction from a simple investment into a form of **reverse merger by crypto assets into traditional capital markets**. Bitcoin is no longer merely held; it is being used to **restructure ownership itself**. A clear path is emerging: from MicroStrategy's massive holdings to miners, exchanges, and treasury companies, and now to direct equity-for-Bitcoin swaps, **Bitcoin is reconstructing the "public company network."** When this system becomes large enough, Bitcoin will evolve beyond a "crypto asset" into a financial infrastructure embedded within the global capital system. *Content is for informational purposes only and not investment advice. Markets are risky; investments should be made cautiously.*

marsbit02/06 10:57

Senator Cynthia Lummis Urges Banks to Adopt Stablecoins and Crypto Payments

U.S. Senator Cynthia Lummis urges banks to adopt cryptocurrencies and stablecoins, arguing they represent a modern financial opportunity rather than a threat. She emphasizes that blockchain technology enables cheaper, faster payments—particularly for cross-border and digital transactions—while reducing reliance on intermediaries. Lummis highlights digital asset custody and stablecoin payments as key areas for bank involvement, noting that some U.S. states already permit crypto custody services. She also stresses the importance of safety and consumer protection, confirming that regulators are working to ensure responsible use and stability in the growing digital asset ecosystem.

TheNewsCrypto02/06 10:44

Senator Cynthia Lummis Urges Banks to Adopt Stablecoins and Crypto Payments

TheNewsCrypto02/06 10:44

Tether Invests $150 Million in Gold.com to Expand Digital Gold and Stablecoin Use

Tether, the issuer of USDT, has invested $150 million for a 12% stake in Gold.com. This partnership aims to expand the use of digital gold and stablecoins. Tether will integrate its gold-backed token XAUT onto Gold.com, allowing users to potentially purchase physical gold using USDT or its new regulated stablecoin, USAT. Tokenized gold, like XAUT, is fully backed by physical gold stored in Swiss vaults and represents a rapidly growing market. Tether's XAUT currently dominates with over 60% market share. CEO Paolo Ardoino emphasized gold's role as a long-term store of value and a hedge against economic instability. Additionally, Tether's recent investment in federally regulated bank Anchorage Digital signals its strategic expansion into compliant financial services, combining digital dollars, gold, and regulation. Following the announcement, Gold.com's shares rose by 6%.

TheNewsCrypto02/06 08:25

Tether Invests $150 Million in Gold.com to Expand Digital Gold and Stablecoin Use

TheNewsCrypto02/06 08:25

CZR Exchange Positions $CZR as the Backbone of a Full-Scale Crypto Financial Ecosystem

CZR Exchange has unveiled its long-term strategy to position its native token, $CZR, as the core of a comprehensive crypto financial system. Moving beyond its function as a trading platform, the company is building an integrated digital finance ecosystem where the token serves multiple utilities. $CZR is designed to enhance user participation through trading incentives, fee optimization, real-world payments, identity-based rewards, loyalty programs, and future governance features. The platform’s modular architecture supports the scalable and secure rollout of new utilities, with upcoming developments focused on advanced financial tools, ecosystem-wide incentives, and global partnerships. According to Founder Charlie Rothkopf, the vision is to create an economy where users actively participate and grow with the platform. Headquartered in the Cayman Islands, CZR Exchange operates as a global digital asset trading platform emphasizing compliance, cross-border trading, instant settlement, and institutional-grade security.

TheNewsCrypto02/06 05:37

CZR Exchange Positions $CZR as the Backbone of a Full-Scale Crypto Financial Ecosystem

TheNewsCrypto02/06 05:37

Global Listing, 24-Hour Stock Trading? Analyzing the NYSE's On-Chain "Open Strategy"

The New York Stock Exchange (NYSE) has announced plans to develop a platform for trading and on-chain settlement of tokenized securities, marking a strategic move toward modernizing traditional equity markets. The initiative aims to introduce 7×24 hour trading by integrating blockchain-based post-trade infrastructure, enabling continuous operation beyond conventional market hours. Key innovations include the use of stablecoins for instant settlement, fractional share trading to enhance accessibility and liquidity granularity, and support for native digital securities with embedded governance features like voting and dividends. The platform emphasizes regulatory compliance, working with established institutions like BNY Mellon and Citi to incorporate tokenized deposits and ensure risk management. Rather than targeting retail investors directly, access will be limited to qualified broker-dealers, maintaining existing market structures while improving efficiency and global liquidity. This effort reflects a broader institutional embrace of blockchain to reduce settlement times, mitigate counterparty risk, and capture fragmented demand—positioning traditional finance to integrate technological advances without overhauling legal frameworks.

marsbit02/06 02:53

Global Listing, 24-Hour Stock Trading? Analyzing the NYSE's On-Chain "Open Strategy"

marsbit02/06 02:53

SBI Backs Layer-1 Push for Tokenized Stocks With Startale

SBI Holdings is advancing its blockchain strategy by investing in a Layer-1 blockchain project through Startale Group, focused on tokenizing traditional stocks. This move highlights Japan’s growing institutional interest in leveraging blockchain for real-world assets like equities. Tokenized stocks offer benefits such as faster settlement, fractional ownership, and global accessibility. The initiative aims to build a compliant, secure, and scalable infrastructure tailored to financial regulations, rather than using general-purpose public blockchains. This partnership underscores the strategic convergence of traditional finance and Web3, positioning Japan at the forefront of tokenization innovation with potential global impact.

TheNewsCrypto02/05 07:10

SBI Backs Layer-1 Push for Tokenized Stocks With Startale

TheNewsCrypto02/05 07:10

Crypto Downturn Slams Galaxy Digital With $241 Million Annual Loss

Galaxy Digital reported a significant annual loss of $241 million, driven by a sharp downturn in crypto markets. The fourth quarter alone saw a net loss of $482 million due to declining digital asset valuations and reduced trading volumes. These results fell well below Wall Street expectations. The company also incurred one-time charges related to mining infrastructure and reorganization. Despite the losses, Galaxy strengthened its liquidity, ending the year with $2.6 billion in cash and stablecoins. It is expanding into data centers and cloud partnerships to create more stable revenue streams. Market reaction was negative, with shares declining as analysts remain divided on the company’s near-term prospects.

bitcoinist02/05 04:02

Crypto Downturn Slams Galaxy Digital With $241 Million Annual Loss

bitcoinist02/05 04:02

The Next Phase of RWA: The Return of Productive Assets

The RWA (Real World Assets) sector has demonstrated strong growth, reaching a total value of $22.9 billion as of early 2026, up significantly from late 2025. This expansion is driven by clearer regulations, institutional participation, and maturing infrastructure, marking a shift from conceptual validation to scalable implementation. The market is dominated by financial assets like U.S. Treasuries ($9.8 billion), commodities ($4.1 billion), and private credit ($2.4 billion), which are favored for their predictable returns, regulatory clarity, and compatibility with institutional risk frameworks. Ethereum holds about 60% of on-chain RWA value, reflecting a preference for chains with strong regulatory and settlement support. While current growth is largely fueled by financialized assets like repo agreements and Treasuries—serving as low-risk yield tools in DeFi and institutional portfolios—the next phase is expected to focus on productive assets such as infrastructure, energy projects, and receivables. These assets face liquidity constraints in traditional finance but can achieve greater efficiency and accessibility through tokenization. Compliance is increasingly integral to asset value, with regulatory frameworks like MiCA in Europe and stablecoin regulations in Hong Kong providing clearer pathways. The industry must address challenges including asset authenticity, operational risk standards, secondary market liquidity, and cross-jurisdictional compliance to achieve broader adoption. The future of RWA lies not in re-engineering already-liquid assets but in unlocking capital for real-world production, transforming how assets are financed and managed globally.

marsbit02/05 02:33

The Next Phase of RWA: The Return of Productive Assets

marsbit02/05 02:33

Franklin Templeton Backs Wallet-Native Future at Ondo Summit

At the Ondo Summit in New York, Franklin Templeton outlined a vision for a "wallet-native" financial ecosystem, shifting from traditional account-based models to tokenized digital wallets. The company’s Head of Innovation, Sandy Kaul, stated these wallets will eventually hold the entirety of an individual’s financial life. Through its blockchain platform Benji, Franklin Templeton is tokenizing traditional assets like stocks, bonds, and private funds—not just cryptocurrencies. This model allows assets held across institutions to be represented as tokens on a blockchain, enabling rapid collateralization—such as using tokenized S&P 500 investments to secure loans in seconds. Summit participants from firms like Fidelity and State Street indicated tokenization has moved beyond proof-of-concept to operational use. Franklin Templeton highlighted blockchain’s cost efficiency, citing potential processing cost reductions of up to 82%. The firm has launched several digital asset ETFs, including Bitcoin and Ethereum products, and plans to expand into layer-1 blockchain tokens. CEO Jenny Johnson expects increased institutional investment in tokenized vehicles this year, broadening access to asset classes like private equity and high-yield credit.

TheNewsCrypto02/04 12:26