# Сопутствующие статьи по теме Fedwire

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Fedwire", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

The Crypto Industry Waited Five and a Half Years, and Got Half a Ticket

After a five-and-a-half-year wait, Kraken has become the first cryptocurrency exchange to receive a master account from the Federal Reserve, specifically a "skinny account" that grants limited access to the Fedwire payment system. This allows Kraken to settle U.S. dollar transactions directly for institutional clients, reducing reliance on intermediary banks and lowering friction for large-scale transactions. However, the account does not include key banking privileges such as access to the discount window or interest on reserves. The approval, granted by the Kansas City Fed in March, marks a significant shift in the U.S. regulatory approach to crypto, occurring under a new political administration. It follows the collapse of key crypto-friendly banks like Silvergate and Signature in 2023, which exposed the industry's vulnerability to traditional banking partners. The move has faced criticism from banking groups, who argue the approval bypassed established rulemaking procedures. The broader implications are substantial: Kraken can now offer near-instant settlement to institutional clients, enhancing its competitive position as it prepares for an IPO. This decision, seen as politically driven rather than rules-based, may pave the way for other crypto firms like Anchorage Digital to gain similar access, though its longevity remains tied to the current political climate.

marsbit03/09 05:16

The Crypto Industry Waited Five and a Half Years, and Got Half a Ticket

marsbit03/09 05:16

Kraken Becomes First Crypto Firm To Gain Access To Federal Reserve’s Master Accounts – Report

Kraken, the second-largest US crypto exchange, has become the first cryptocurrency firm to gain a Federal Reserve master account through its banking arm, Kraken Financial. This approval, granted by the Kansas City Fed, provides limited access to core payment systems like Fedwire, enabling faster and more efficient fiat currency transfers for clients. While seen as a major industry milestone, the approval has drawn opposition from traditional banks, which argue that granting crypto firms access to the Fed’s payment infrastructure could threaten financial stability. The account is approved for an initial one-year term.

bitcoinist03/05 10:02

Kraken Becomes First Crypto Firm To Gain Access To Federal Reserve’s Master Accounts – Report

bitcoinist03/05 10:02

Farewell to the 'Correspondent Bank' Era? Five Crypto Institutions Get the Key to Direct Access to the Fed's Payment System

The U.S. Office of the Comptroller of the Currency (OCC) has conditionally approved five digital asset firms—Ripple, Circle, Paxos, BitGo, and Fidelity Digital Assets—to become federally chartered national trust banks. This marks a significant shift, integrating crypto businesses directly into the federal banking regulatory framework and reducing their historical reliance on intermediary banks. These institutions, now operating under federal oversight, gain regulatory uniformity and nationwide operational rights but are prohibited from taking FDIC-insured deposits or issuing loans. A key advantage is eligibility to apply for direct access to the Federal Reserve’s payment systems (like Fedwire), which could lower transaction costs by 30–50%, enhance settlement efficiency, and mitigate "debanking" risks. This move, enabled by the 2025 GENIUS Act under the Trump administration, reflects a strategic pivot toward recognizing stablecoins as extensions of the dollar system and reinforces requirements for 100% reserve backing and asset segregation. However, traditional banking groups (like BPI) oppose the decision, citing regulatory arbitrage and systemic risks. Final access to Fed accounts remains subject to approval, representing the next phase of industry-regulator negotiation.

Odaily星球日报12/18 03:50

Farewell to the 'Correspondent Bank' Era? Five Crypto Institutions Get the Key to Direct Access to the Fed's Payment System

Odaily星球日报12/18 03:50

活动图片

Популярные категорииright-arrow

Популярные тегиright-arrow

Industry News

Regulatory Policy