# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Global Shift Towards Easing, ETH May Have Taken the 'Best Offensive Position'

Global monetary policy is shifting towards easing, creating a favorable environment for risk assets. Despite a significant market decline in October, the long-term trend of crypto integration with traditional finance continues. A key narrative is emerging: U.S. political and economic elites are building a capital network connecting U.S. Treasury bonds, stablecoins, and Ethereum-based RWA (Real World Assets) protocols. This chain funnels dollar credit into assets ultimately settled on Ethereum and its Layer 2s. Ethereum's recent Fusaka upgrade is a milestone, addressing the issue of L1 value capture diminished by L2 growth. By introducing a dynamic floor price for data blobs (EIP-7918), it ensures L2 activity consistently contributes to ETH burning. Post-upgrade, blob fees have become the primary source of ETH burn, potentially returning ETH to a deflationary state. Technically, ETH appears strong. Leverage in the market is at historically low levels (~4%), and the Long BTC/Short ETH trade has been failing since November. ETH exchange reserves are at a multi-year low, suggesting a potential short squeeze. With anticipated friendly monetary policy from both the U.S. and China, ETH is positioned in a favorable accumulation zone.

比推12/12 06:09

Global Shift Towards Easing, ETH May Have Taken the 'Best Offensive Position'

比推12/12 06:09

a16z Predicts Decentralized Payments to Become Mainstream, and My Judgment Is as Follows

a16z's report "17 Big Ideas for Crypto in 2026" predicts decentralized payments will become mainstream, highlighting that stablecoin transaction volume in 2024 reached $46 trillion—20 times that of and nearing three times Visa's. Odaily Planet Daily argues that 2026 will be a turning point for crypto and crypto payments, offering five key judgments: 1. Stablecoin gateways will undergo revolutionary changes, with payment giants launching networks (like Stripe-backed Tempo) for smoother, cheaper fiat-to-crypto conversions, enabling true peer-to-peer electronic payments. 2. RWA assets will integrate with stablecoins, driving on-chain lending. Tokenized real-world assets, using stablecoins like USDC or USDT for pricing, will enhance liquidity and enable new financial products like perpetual contracts. 3. The "internet as a bank" model will emerge, combining AI Agents, the x402 protocol, and stablecoins. This will merge online and on-chain payments, allow tokenization of digital products, and stimulate the virtual economy through efficient, direct creator payments. 4. The era of universal finance will begin, lowering investment barriers. Tokenized stocks and fractional ownership will let people invest small amounts in assets like SpaceX IPO shares, supported by AI advisors. 5. The stablecoin market will see intense competition ("hundred-army war"), with more players like OSL Group and Jupiter launching their own stablecoins, potentially bringing user benefits through subsidies and incentives.

Odaily星球日报12/12 04:55

a16z Predicts Decentralized Payments to Become Mainstream, and My Judgment Is as Follows

Odaily星球日报12/12 04:55

Amid Global Easing Expectations, ETH Has Entered the Value "Sweet Spot"

In a market still recovering from the October 11 crash, Ethereum (ETH) is positioned as a strong value opportunity amid growing global monetary easing expectations. The article highlights three key factors supporting this outlook: 1. **Wall Street’s deepening integration with crypto**: U.S. regulatory and financial leaders, including SEC officials, are endorsing tokenization and blockchain adoption. A capital network linking U.S. Treasury bonds, stablecoins (like USDT and USDC), real-world assets (RWA), and Ethereum is strengthening. ETH dominates RWA total value locked (TVL), accounting for 64.5% of the crypto total. 2. **ETH’s value capture mechanism**: The Fusaka upgrade introduced EIP-7918, tying blob transaction fees to L1 base fees, ensuring L2 activity consistently contributes to ETH burning. Blob fees now represent 98% of ETH burned, potentially returning ETH to a deflationary model as L2 adoption grows. 3. **Technical strength**: ETH’s leverage ratio has dropped to a historical low of 4%, indicating reduced speculative risk. Exchange reserves are at record lows, and the ETH/BTC ratio has shown resilience, suggesting a potential short squeeze. With anticipated monetary easing in both the U.S. and China, ETH is entering an attractive accumulation zone.

marsbit12/12 04:35

Amid Global Easing Expectations, ETH Has Entered the Value "Sweet Spot"

marsbit12/12 04:35

Save These 17 Predictions! a16z's Latest Report Reveals the 2026 Crypto Wealth Code

a16z's latest crypto report outlines 17 key predictions for 2026, focusing on major trends across stablecoins, AI, privacy, and industry infrastructure. Key insights include: stablecoin on/off ramps will mature, enabling seamless integration with traditional finance and daily payments; RWA tokenization will shift towards crypto-native models like perpetual futures rather than simple asset replication; and legacy banking systems will increasingly adopt stablecoins for innovation without core overhauls. AI agents will require new identity frameworks (KYA - Know Your Agent) and will transform research through nested, multi-agent workflows. Privacy will become a critical competitive moat for blockchains, creating strong network effects. The report also highlights the rise of prediction markets, staked media (where credibility is backed by on-chain commitments), and SNARKs becoming efficient enough for broad use beyond blockchain. Finally, it calls for clearer crypto regulations to unlock blockchain's full potential by aligning legal and technical structures.

marsbit12/12 03:21

Save These 17 Predictions! a16z's Latest Report Reveals the 2026 Crypto Wealth Code

marsbit12/12 03:21

Bankless | Hyperliquid's Epic Battle in 2025, Can It Hold Its Ground in 2026?

Hyperliquid dominated the perpetual futures exchange landscape in 2025, rising from a major airdrop in late 2024 to become the fourth-largest crypto ecosystem by revenue, earning over $650 million and at one point capturing 70% of all perp trading volume. Its success was driven by a crypto-native strategy, including quickly listing trending tokens like TRUMP, the launch of its HyperEVM smart contract layer, and key integrations with major wallets like Phantom and MetaMask via its builder codes program. However, facing rising competition from platforms like Aster and Lighter, along with an automatic deleveraging (ADL) event and team token unlocks in Q4, Hyperliquid’s market share fell to around 17% by year-end. The question for 2026 is whether it can maintain its lead through organic growth and decentralization as the perp market grows more competitive.

比推12/11 23:52

Bankless | Hyperliquid's Epic Battle in 2025, Can It Hold Its Ground in 2026?

比推12/11 23:52

Market Turns Bearish: A Review of 7 Recent Hot New Token Launches

Amid a bear market, here's a summary of 7 recent popular token launches: 1. **Zama**: Focuses on Fully Homomorphic Encryption (FHE). Conducting a sealed-bid Dutch auction on its platform from Jan 12-15, selling 10% of total supply. 2. **Octra**: A privacy-focused L1 blockchain. Fixed-price sale ($0.20 per token) on Sonar starting Dec 18, offering 10% of supply. 3. **Rainbow**: A user-friendly Web3 wallet. Fixed-price sale ($0.10 per token) on CoinList on Dec 12, selling 3% of supply. Tokens unlock at TGE. 4. **Gensyn**: A decentralized AI network. English auction on its platform (Dec 15) with a valuation cap of $100M-$1B FDV, selling 5% of supply. 5. **Infinex**: A DeFi platform by Synthetix founder. Sale on Sonar at a $300M FDV, offering 5% of supply. Features a 1-year lockup with an early unlock mechanism. 6. **Fogo**: A high-performance SVM L1 blockchain. First-come-first-served sale on its platform (Dec 17), offering 2% of supply. 7. **Football.Fun**: A sports prediction market on Base. Plans sales on Legion and Kraken (details TBA). Most sales have a $100 minimum investment, with varying unlock conditions (often immediate, but US users typically have a 1-year lock). Always do your own research.

marsbit12/11 23:00

Market Turns Bearish: A Review of 7 Recent Hot New Token Launches

marsbit12/11 23:00

2026 Seven Future Trends: From the Revival of Application Chains to AI-Driven Crypto Networks

By 2026, key trends will reshape the crypto landscape. Application-specific blockchains will thrive, optimized for superior user experience and cultural alignment, with simplified development akin to custom PC building. Prediction markets will innovate further, focusing on liquidity and market structure to bridge the gap with traditional markets. Autonomous AI curators will scale DeFi by managing vaults and risk strategies, blending algorithmic precision with adaptive reasoning. Short-form video platforms like TikTok Shop will become dominant commerce channels, requiring crypto for seamless micro-payments and revenue sharing. Blockchain will drive a new AI arms race, enabling decentralized training, verifiable inference, and autonomous AI agents. Real-World Asset (RWA) tokenization will see mass adoption, transforming capital markets with enhanced liquidity and composability. Finally, agent-driven products will revolutionize user interaction, shifting from manual browsing to AI-powered, chat-like interfaces for executing complex on-chain strategies, reducing friction and enhancing accessibility.

marsbit12/11 22:58

2026 Seven Future Trends: From the Revival of Application Chains to AI-Driven Crypto Networks

marsbit12/11 22:58

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

Latin America's stablecoin market is evolving from a survival tool into a growth engine, driven by hyperinflation, financial exclusion, and inefficient remittances. With Argentina's 178% inflation and Brazil's $300B crypto trading volume, stablecoins like USDT and USDC are becoming essential for value storage and daily transactions. The region is witnessing the rise of Crypto Neobanks, which leverage zero-fee networks (e.g., Tether’s Plasma) and DeFi yields to offer dollar-based accounts with higher returns, challenging traditional fintech giants like Nubank. Brazil leads in institutional adoption, with 90% of crypto flows in stablecoins, while Argentina shows retail-driven growth. Key trends include the emergence of local currency-pegged stablecoins, integration of yield-bearing assets, and regulatory divergence across countries. The market, valued at $1.5T in trading volume, presents a significant alpha opportunity, with Crypto Neobanks poised to capture market share by offering faster settlements, dollar-denominated accounts, and superior yields. The window for investment and innovation is narrow, with the next 12-18 months critical for dominance.

marsbit12/11 22:40

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

marsbit12/11 22:40

17 Most Anticipated Things in the Cryptocurrency Space in 2026

17 Key Crypto Developments to Watch in 2026 Stablecoin on/off ramps will mature, connecting digital dollars to local payment systems and enabling new behaviors like real-time cross-border payments and merchant adoption without bank accounts. Stablecoins will evolve into a foundational internet settlement layer. RWA tokenization will shift toward crypto-native approaches like perpetual futures for deeper liquidity. Stablecoins will see more native issuance rather than tokenization, and on-chain native debt issuance will reduce costs and improve accessibility. Banks will leverage stablecoins to innovate without overhauling legacy systems. The internet itself will become a banking layer as value moves programmatically via smart contracts and new primitives like x402. Wealth management will become personalized and automated for everyone via tokenized assets and AI-driven portfolio management. DeFi tools and tokenized private markets will expand access. AI agents will require identity verification (KYA - Know Your Agent) and new economic models to compensate content creators as agents scrape the open web. AI will also enable new research methodologies via layered, reasoning agents. Privacy will become crypto's key moat, creating strong network effects as bridging between private and public chains risks metadata leakage. Decentralized, quantum-resistant messaging will rise, emphasizing user ownership. "Secrets-as-a-service" will emerge for programmable data access control. DeFi security will evolve from "code is law" to "specification is law" with runtime enforcement of invariants. Prediction markets will expand with more contracts, AI-powered oracles, and decentralized governance. "Staked media" will rise, where commentators back arguments with verifiable, on-chain commitments. SNARKs will become efficient enough (~10,000x overhead) for verifiable cloud computing, moving beyond blockchain. Finally, crypto market structure regulation could align legal and technical frameworks, enabling networks to operate as truly open, decentralized systems.

marsbit12/11 20:32

17 Most Anticipated Things in the Cryptocurrency Space in 2026