# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Partner at Castle Island Ventures: I Don't Regret Spending Eight Years in the Cryptocurrency Space

In a reflective piece, Castle Island Ventures partner Nic Carter responds to an article titled "I Wasted Eight Years of My Life in Crypto," which criticized the industry as a speculative casino that failed to deliver on its original ideals. Carter acknowledges the validity of some critiques, particularly around excessive speculation, meme coins, and the funding of unnecessary blockchain projects. He compares the disillusionment to earlier high-profile exits like Mike Hearn’s, noting a recurring theme: crypto promised decentralization and innovation but often delivered gambling and centralization. Carter outlines five core aspirations of cryptocurrency: restoring sound money, encoding business logic via smart contracts, establishing true digital property rights, improving capital market efficiency, and promoting global financial inclusion. While he remains optimistic about the long-term potential of crypto, he advocates for a "pragmatic optimism" that acknowledges both the real-world utility and the unavoidable speculative excesses. He argues that useful infrastructure is being built despite the noise, and while the revolution may not be as dramatic as some hoped, progress is being made in areas like Bitcoin, stablecoins, and decentralized exchanges. The key, he suggests, is to stay grounded in realistic possibilities rather than utopian ideals.

深潮12/11 04:36

Partner at Castle Island Ventures: I Don't Regret Spending Eight Years in the Cryptocurrency Space

深潮12/11 04:36

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

The article examines the divergent regulatory approaches to cryptocurrency in the United States and the European Union. It argues that the U.S. is adopting a more open, pragmatic, and pro-innovation stance, driven by a shift in political leadership and a recognition of crypto's economic potential, such as stablecoins becoming major buyers of U.S. Treasuries. Key U.S. developments include the passage of the GENIUS Act for stablecoins and the repeal of restrictive accounting rules. In contrast, the EU's Markets in Crypto-Assets (MiCA) regulation is portrayed as overly complex, bureaucratic, and risk-averse. It imposes bank-like compliance costs on startups, effectively bans non-euro stablecoins, and creates a significant barrier to entry, stifling innovation. The author suggests this will push developers and founders to more favorable jurisdictions like Switzerland and the UAE, while Europe risks becoming a "financial museum." The piece concludes that clear, comprehensive regulation is urgently needed to allow the industry to mature, protect investors, and enable institutional capital influx, with the U.S. currently leading this transition.

比推12/11 03:25

When the US and Europe Stand at the Fork in the Road of Crypto Regulation: Open Experimentation vs. Cautious Sealing

比推12/11 03:25

$RAVE TGE Countdown: When Clubbing Becomes On-Chain Economic Behavior, Web3's Breakout Moment Truly Arrives

RaveDAO, a leading Web3 electronic music event organizer, is emerging as a decentralized global entertainment ecosystem. Having successfully hosted over 20 events worldwide with more than 100,000 participants and 80 million online impressions, it has generated $3 million in revenue in 2025 through diverse streams including ticket sales, sponsorships, and NFT memberships. The project is launching its ecosystem token, $RAVE, to deepen connections among participants, artists, brands, and fans. The token will serve as the economic backbone for a participatory economy, enabling functions such as staking for licensing rights, event payments, governance voting, and community rewards. With a total supply of 1 billion tokens, its distribution is heavily community-focused, and a deflationary mechanism is supported by using a portion of event profits to buy back and burn tokens. RaveDAO distinguishes itself by lowering the barrier to Web3 through seamless user experiences, like effortless NFT ticket minting and fiat payment options, and by building a culturally-driven, open ecosystem. Its expansion plan includes 50 global chapters by 2027. The recent sold-out Genesis NFT membership mint further highlights strong community support as RaveDAO positions itself at the intersection of culture, entertainment, and Web3 adoption.

深潮12/11 02:07

$RAVE TGE Countdown: When Clubbing Becomes On-Chain Economic Behavior, Web3's Breakout Moment Truly Arrives

深潮12/11 02:07

Crypto Morning Brief: Fed Cuts Rates by 25 Basis Points, Yi He Promises Compensation for Users Affected by WeChat Hack

Fed cuts rates by 25 bps as expected; Binance's Yi He pledges BNB airdrop to users affected by hacked WeChat account. U.S. Senate may delay crypto market structure bill to 2026. OCC allows banks to intermediate crypto trades. Silk Road-linked wallets move $3.14M in dormant BTC. HashKey IPO heavily oversubscribed; Surf AI raises $15M. Market analysts debate crypto cycle shifts and regulatory outlook.

深潮12/11 01:35

Crypto Morning Brief: Fed Cuts Rates by 25 Basis Points, Yi He Promises Compensation for Users Affected by WeChat Hack

深潮12/11 01:35

Ethereum Narrative Ends, BTC L2 Fights Back? 20 Major Predictions for the Crypto Industry in 2026

The article "20 Predictions for Crypto in 2026" presents a forward-looking analysis of the cryptocurrency industry. Key predictions include: Ethereum's value shifting towards asset value rather than tech narrative; stablecoin issuance outpacing Layer2 growth; the decline of rollup clusters and privacy-focused projects; the end of retail mining in favor of ETF-like on-chain vaults; and a major hack in "trustless asset management" protocols causing over $100M in losses. Other forecasts highlight the launch of Bitcoin Layer2 solutions, adoption of non-USD stablecoins, and Rollups competing through applications rather than infrastructure. AI is expected to replace communities for asset discovery, while traditional NFTs won’t recover. Celebrity-issued creator tokens on Base will fade quickly. Additional trends include custom Uniswap v4 pools for RWAs, exchanges pushing on-chain products, a shift from retroactive to future governance funding, and a resurgence in token launches. DAOs and delegates will decline in influence, network states may issue real-world assets, AI bug detection tools will emerge (but not replace audits), and prediction markets will face regulatory scrutiny due to insider incentives. The article concludes by emphasizing that these are personal predictions and not investment advice.

比推12/10 22:35

Ethereum Narrative Ends, BTC L2 Fights Back? 20 Major Predictions for the Crypto Industry in 2026

比推12/10 22:35

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet

Recently, Farcaster co-founder Dan Romero announced a shift in the project’s focus from "social-first" to "wallet-first," sparking widespread discussion. While some interpreted this as Farcaster abandoning social features or even signaling the failure of Web3 social networks, the move is better understood as a strategic evolution rather than a pivot. Farcaster’s integration of a built-in wallet is not a replacement for social functionality but an upgrade to improve user experience. It enables seamless on-chain interactions, especially as Frames evolve into more powerful Mini Apps. This enhancement allows users to mint NFTs, execute trades, and engage with decentralized applications without leaving the app—reducing friction and supporting richer crypto-native experiences. The shift reflects a broader trend: social apps are integrating wallets, and wallet apps are adding social features. This convergence is becoming the natural direction for consumer crypto applications. By combining social graphs with built-in wallets and Mini Apps, Farcaster enables closed-loop scenarios for asset creation, discovery, trading, and community interaction—all within a unified experience. Other platforms like Telegram, Zapper, Base App, and Binance are also exploring similar integrations, highlighting the growing importance of blending social context with financial activity. Farcaster’s open and composable social protocol allows developers to build diverse clients and applications, further expanding its ecosystem. In summary, Farcaster is not moving away from social—it is enhancing it. The integration of wallet functionality aims to drive growth, improve utility, and solidify its unique value proposition in the crypto space.

marsbit12/10 17:21

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet

marsbit12/10 17:21

End of a Decade-Long Debate: US Legislatively Distinguishes 'Digital Commodities vs. Digital Securities' for the First Time, CFTC Takes Over Secondary Market

The U.S. is advancing the Crypto-Asset Market Structure Act (CLARITY Act), which aims to resolve the long-standing regulatory debate over whether digital assets are securities or commodities. The bill establishes a clear distinction: tokens issued on sufficiently decentralized blockchains are classified as "digital commodities" under CFTC oversight, while those meeting the Howey test remain "digital securities" regulated by the SEC. It introduces a "mature blockchain" exemption, allowing networks like Bitcoin to avoid SEC registration if they meet decentralization criteria. The CFTC will oversee secondary markets, requiring trading platforms to register as digital commodity exchanges. The legislation also includes limited fundraising exemptions and mandates coordination between the CFTC and SEC via a joint advisory committee. This move, supported by crypto-friendly appointments under the Trump administration, signals a structured regulatory approach aimed at fostering innovation while protecting investors.

marsbit12/10 15:54

End of a Decade-Long Debate: US Legislatively Distinguishes 'Digital Commodities vs. Digital Securities' for the First Time, CFTC Takes Over Secondary Market

marsbit12/10 15:54

When Curators Become a Risk Variable in DeFi Lending, How Can Algorithms Reshape the Market?

The article argues that the current "Curator" model in DeFi lending, as seen in protocols like Morpho and Euler, reintroduces human moral risk and inefficiency. It traces the evolution of lending markets, highlighting that early pooled models (e.g., Compound, Aave) sacrificed lender risk control for borrower convenience, while isolated markets (e.g., Morpho Blue) fragmented liquidity. Curator vaults attempted to bridge this gap but reintroduced trust assumptions and discretionary decision-making. The author proposes a new paradigm inspired by traditional order books: a two-tier architecture separating risk definition from order matching. In this model (exemplified by Avon), lenders deposit into isolated, parameter-defined "strategies" (retaining full risk control), while a shared order book algorithmically aggregates and routes borrower requests across compatible strategies atomically. This eliminates the need for human curators, enhances transparency, and improves liquidity utilization. The approach also benefits RWA by allowing compliance at the strategy level while pooling global liquidity. Built on high-performance chains like MegaETH, this CLOB-based system aims to automate lending coordination without sacrificing lender autonomy or borrower experience.

比推12/10 14:51

When Curators Become a Risk Variable in DeFi Lending, How Can Algorithms Reshape the Market?

比推12/10 14:51

Dubai Web3 Week High-End Side Note: DID Alliance Debuts with Asia-Pacific Innovation Center, Building a New Global Hub for Capital and Commerce

During the Dubai Binance Blockchain Week, the "KOL GOLF After Party" was co-hosted by Klickl, Techub News, and 1783DAO, with support from BroadChain, WIS, JDI, and the DID Alliance. The event gathered global investors, industry experts, and KOLs for private, high-level discussions on digital economy trends and collaboration. A key focus was the strategic vision presented by Eugene Xiao, Chairman of the DID Alliance, who emphasized decentralized identity (DID) as a foundational trust layer for the future digital economy, enabling secure, cross-border applications in DeFi, SocialFi, and RWA. He also introduced the Asia Pacific Innovation Center (APIC) in Kuala Lumpur, positioning it as a global hub for Web3 innovation, traditional business transformation, and cross-market education—connecting Asia, the Middle East, and beyond. The event underscored DID Alliance’s expanding global strategy to bridge digital infrastructure and real-world business adoption.

深潮12/10 12:37

Dubai Web3 Week High-End Side Note: DID Alliance Debuts with Asia-Pacific Innovation Center, Building a New Global Hub for Capital and Commerce

深潮12/10 12:37

Space Recap | When a Weakening Dollar Meets a Resurgence in Liquidity: Crypto Market Trend Analysis and Tron TRON Ecosystem Strategy

A review of a recent Space discussion explores the connection between a weakening US dollar, improving global liquidity, and potential trends in the cryptocurrency market. While recent market rebounds align with these macro shifts, analysts caution against declaring a definitive trend reversal, characterizing the current state as a "repair" phase following excessive pessimism. Key takeaway is that a true market inflection point requires sustained signals: confirmation of a Fed easing cycle with continuous rate cuts, a fundamental weakening of the US economy suppressing the dollar, and a synchronized rise in non-US currencies. Investors are advised to monitor the next 1-2 months for persistence in dollar weakness and concrete Fed action. The discussion also outlined a probable capital flow trajectory: liquidity would first enter core mainstream assets like Bitcoin and Ethereum. Assets with solid utility, like TRX with its payment demand and user base, are also positioned for early benefit. This would be followed by a rotation into higher-yield, narrative-driven sectors like RWA, AI, and Meme coins. The Tron (TRON) ecosystem was highlighted as a strategic entry point and hub for this potential capital rotation. Its position as a major network for stablecoin circulation (like USDT) offers a low-risk, non-volatile on-ramp. Users can then earn stable yields through its DeFi protocols (e.g., JustLend DAO, SUN.io) while awaiting clearer market trends. Finally, its native DEX, SunSwap, provides a seamless gateway to convert stable yields into higher-risk, high-reward生态 assets (e.g., AINFT, SunPump) when market sentiment improves, enabling a strategy of participating cautiously while preparing for potential upside.

深潮12/10 11:46

Space Recap | When a Weakening Dollar Meets a Resurgence in Liquidity: Crypto Market Trend Analysis and Tron TRON Ecosystem Strategy