# Сопутствующие статьи по теме Banking

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Banking", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Hong Kong Stablecoin Licensing Delayed as HKMA Holds Back Approvals

The Hong Kong Monetary Authority (HKMA) has delayed the issuance of HKD stablecoin licenses, missing its previously announced March deadline. Despite initial commitments from officials, including Financial Secretary Paul Chan, no approvals have been granted as the HKMA continues its review process. This delay has created uncertainty regarding the pace of regulatory implementation in Hong Kong’s financial system. Institutions such as HSBC and a Standard Chartered-Animoca Brands joint venture are reportedly among the front-runners for licenses, owing to their integration with the existing monetary framework. HKMA Chief Executive Eddie Yue drew parallels between stablecoins and historical forms of private money, emphasizing their role in digital finance. The postponement reflects broader challenges in transitioning from regulatory planning to real-world execution in digital asset ecosystems. Analysts suggest the cautious approach aims to ensure systemic stability and compliance. The absence of a new timeline indicates a focus on thorough evaluation rather than rushed implementation, with significant implications for Hong Kong’s position in global digital finance.

TheNewsCrypto04/01 07:33

Hong Kong Stablecoin Licensing Delayed as HKMA Holds Back Approvals

TheNewsCrypto04/01 07:33

Top House Democrat Questions Kansas City Fed’s Approval Of Kraken Master Account

Representative Maxine Waters, the top Democrat on the House Financial Services Committee, has questioned the Federal Reserve Bank of Kansas City's approval of a "limited purpose account" for crypto exchange Kraken. This approval grants Kraken's banking arm direct access to the Fed's payment system, a first for a cryptocurrency firm. Waters expressed concerns about the lack of transparency, potential risks to financial stability, and the adequacy of consumer protections, especially as this access was granted while Congress is still debating the terms for such expansions. She has requested detailed information on the services accessible to Kraken, the conditions applied, and the risk assessments conducted. The move has also drawn opposition from traditional banking groups, who warn it could threaten the U.S. payment system.

bitcoinist03/28 09:01

Top House Democrat Questions Kansas City Fed’s Approval Of Kraken Master Account

bitcoinist03/28 09:01

Upcoming Crypto Market Structure Bill Draft Teased, Coinbase Readies Counterproposal

Congressional sources indicate the Senate Banking Committee may release a draft of the crypto market structure bill (CLARITY Act) next week. The bill's new provisions would broadly prohibit platforms from offering yield on stablecoins or deposit-like assets, permitting only certain activity-based rewards. This has drawn sharp criticism from the industry, with Coinbase formally opposing the recent changes and preparing a counterproposal. The controversy has already impacted markets, contributing to a drop in the crypto sector's total market cap and a significant decline in the stock of stablecoin issuer Circle. Lawmakers are balancing regulatory tightening with incentives, while firms warn broad restrictions could stifle innovation.

bitcoinist03/28 00:04

Upcoming Crypto Market Structure Bill Draft Teased, Coinbase Readies Counterproposal

bitcoinist03/28 00:04

Cardano Founder Says This Midnight Deal Could Bring Billions In TVL

Cardano founder Charles Hoskinson announced a major partnership between the privacy-focused blockchain Midnight and UK-based Monument Bank, which plans to tokenize up to £250 million in retail deposits. This initial phase could expand into billions in Total Value Locked (TVL) as Monument aims to later offer tokenized investment products and Lombard-style lending. The deal is positioned as a breakthrough for regulated finance on public blockchains, using Midnight’s privacy features to balance transparency with banking confidentiality while operating within existing regulatory frameworks.

bitcoinist03/26 13:31

Cardano Founder Says This Midnight Deal Could Bring Billions In TVL

bitcoinist03/26 13:31

US Banking Regulator Chief Gould: Opening Doors to Crypto, Also Drawing Fire

Jonathan V. Gould, the head of the U.S. Office of the Comptroller of the Currency (OCC), is driving a significant shift in banking regulation by advocating for the integration of cryptocurrency and digital asset activities into the federally supervised banking system. With a background spanning Congress, financial consulting, and crypto industry roles—including a stint as chief legal officer at Bitfury—Gould believes that banks should not exclude new technologies but instead manage risks through clear, legally grounded, and technologically neutral supervision. Under his leadership, the OCC has issued interpretive letters allowing national banks to engage in certain crypto activities like digital asset custody, stablecoin services, and distributed ledger participation. Gould has also overseen conditional approvals for crypto firms such as Circle and Ripple to become national trust banks, bringing them under federal oversight. His approach emphasizes that digital assets should be regulated within the banking system to ensure safety, transparency, and compliance—not in a regulatory vacuum. However, Gould faces criticism from both traditional banking groups, who fear regulatory arbitrage and increased systemic risk, and Democratic lawmakers like Elizabeth Warren, who question potential conflicts of interest and the independence of the licensing process. Despite the pushback, Gould maintains that his strategy is about modernizing regulation—not eliminating risks, but managing them within a structured framework. His actions position him as a central figure in shaping how the U.S. financial system adapts to technological innovation.

marsbit03/26 08:23

US Banking Regulator Chief Gould: Opening Doors to Crypto, Also Drawing Fire

marsbit03/26 08:23

Stablecoin Yield Off The Table? Crypto Leaders Review CLARITY Act’s Latest Text

In a closed-door Capitol Hill meeting, crypto industry leaders reviewed the latest draft of the CLARITY Act, a long-awaited crypto market structure bill. The new text explicitly prohibits digital asset service providers—including exchanges, brokers, and affiliates—from offering any form of yield on stablecoin holdings that resembles a bank deposit. This aims to address banking industry concerns about financial risks. The proposal does, however, allow rewards based on specific user activities—such as loyalty, promotional, or subscription programs—provided they are not economically equivalent to interest. Regulatory agencies including the SEC, CFTC, and Treasury would have one year to define acceptable rewards and establish anti-evasion rules. Reactions within the crypto industry are mixed. Some view the language as overly restrictive and vague, potentially allowing future regulators to broadly interpret the “economic equivalence” standard. Others see it as a balanced compromise that preserves transaction-based incentives while clearly distinguishing stablecoins from interest-bearing accounts. Banking representatives are set to review the draft next.

bitcoinist03/25 10:32

Stablecoin Yield Off The Table? Crypto Leaders Review CLARITY Act’s Latest Text

bitcoinist03/25 10:32

Sen. Elizabeth Warren flags MrBeast’s $200M deal over crypto access for minors

Senator Elizabeth Warren has raised concerns over MrBeast's (Jimmy Donaldson) company, Beast Industries, acquiring the Step fintech platform, which enables minors to invest in cryptocurrency under parental supervision. In a letter sent on March 23, Warren demanded details about Step’s crypto investment plans for young users, citing its alleged history of allowing under-18 trading. She also questioned Step’s partnership with Evolve Bank & Trust, which recently lost $96 million in customer funds, and referenced prior accusations of MrBeast’s involvement in crypto pump-and-dump schemes. Warren emphasized Beast Industries' lack of experience in financial services and its entry into a highly regulated market. The company responded by acknowledging the letter and expressing willingness to engage.

ambcrypto03/25 00:31

Sen. Elizabeth Warren flags MrBeast’s $200M deal over crypto access for minors

ambcrypto03/25 00:31

Stablecoins Face Tighter Rules As Delaware Unveils New Bill

Federal efforts to shift crypto oversight from the SEC to the CFTC are influencing state-level regulation. Delaware has introduced two new bills—the Banking Modernization Act and the Payment Stablecoin Act—aimed at modernizing its financial laws and establishing a licensing framework for stablecoin issuers and digital asset service providers. The legislation, inspired by the federal GENIUS Act, includes requirements for reserves, redemptions, capital, and anti-money laundering compliance. Governor Matt Meyer supports the move, which is seen as an attempt to attract crypto businesses back to the state after recent departures. The bills must still pass through committee and floor votes, with a third related bill expected soon.

bitcoinist03/24 13:02

Stablecoins Face Tighter Rules As Delaware Unveils New Bill

bitcoinist03/24 13:02

Internal Split at Swiss Private Bank, Bitcoin as the Trigger?

A generational conflict at Swiss private bank Banque Syz, led by Eric Syz, has resulted in the departure of his son Marc Syz and business partner Richard Byworth. The central disagreement stemmed from Marc's proposal to integrate cryptocurrency treasury firm Future Holdings AG into the bank’s alternative asset division, Syz Capital. The board rejected the plan, citing excessive risk. Marc and Byworth are now pursuing a dual IPO for Future Holdings in Sweden and Switzerland, aiming to build one of the largest Bitcoin treasury firms in Europe. The company plans to hold over 3,500 Bitcoin. This move reflects a broader strategic divergence within Swiss private banking, between traditional wealth management and emerging digital asset strategies. Banque Syz confirmed the departures but emphasized its continued focus on alternative investments. The bank recently appointed Eric’s other son, Nicolas Syz, as CEO following a restructuring in 2020. Marc and Byworth also plan to launch a new asset management firm focused on alternative investments, competing directly with Syz Capital.

比推03/23 12:37

Internal Split at Swiss Private Bank, Bitcoin as the Trigger?

比推03/23 12:37

A Crypto Gamble That Split a Century-Old Swiss Private Bank?

An internal conflict over cryptocurrency strategy has led to a generational split within the Swiss private banking family behind Banque Syz. Marc Syz left the bank, led by his father Eric Syz, after the board rejected his proposal to integrate Future Holdings AG—a crypto treasury firm—into the bank’s alternative asset division, Syz Capital. Marc, who previously headed Syz Capital, is now pursuing a dual IPO for Future Holdings in Sweden and Switzerland, aiming to build one of Europe’s largest corporate Bitcoin treasuries. The dispute reflects broader tensions within Switzerland’s wealth management sector, where traditional private banks face intense competition and divergent views on innovation. Marc advocated for greater focus on digital assets and AI, warning that some banks rely too heavily on Switzerland’s reputation as a financial safe haven without adapting to new trends. Following the rejection of the merger, Marc and his business partner Richard Byworth resigned from Syz Capital and are launching a new asset management firm focused on alternative investments. Meanwhile, Banque Syz reaffirmed its commitment to alternative investments as a core business pillar and recently appointed Eric’s other son, Nicolas Syz, as CEO. The split underscores both the difficulties of family business governance and the high-stakes divergence in strategy between traditional finance and emerging digital asset models in Switzerland.

marsbit03/23 09:49

A Crypto Gamble That Split a Century-Old Swiss Private Bank?

marsbit03/23 09:49

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