# Сопутствующие статьи по теме Banking

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Banking", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

‘Grow up... We debank Democrats, we debank Republicans:’ JPMorgan CEO

JPMorgan CEO Jamie Dimon denies that the bank debanks customers based on political or religious affiliations, stating it has closed accounts for people across the political spectrum, including Democrats and Republicans, but never for those reasons. He emphasizes that debanking occurs due to compliance with government subpoenas and other risk factors, not political bias. Dimon reveals he has advocated for over 15 years to change debanking rules, which he calls "customer unfriendly," and applauds the Trump administration's efforts to address the issue. The comments follow accusations from Trump-linked entities and crypto firms, like Strike and ShapeShift, about account closures, raising concerns over financial censorship. Dimon urges reform rather than blame, noting both Democratic and Republican administrations have pressured banks.

cointelegraph2 дня назад 03:41

‘Grow up... We debank Democrats, we debank Republicans:’ JPMorgan CEO

cointelegraph2 дня назад 03:41

2025 Tether Financial Analysis: An Additional $45 Billion in Reserves Needed to Maintain Stability

The article analyzes Tether's financial stability in 2025, arguing it functions as an unregulated bank rather than a simple payment operator. It applies a banking regulatory framework (Basel Capital Framework) to assess if Tether holds sufficient capital (its ~$6.8B in excess reserves) to cover potential losses from its asset portfolio. The core issue is whether Tether's total capital is adequate for its risk-weighted assets (RWAs). Its $181.2B in assets are largely in low-risk instruments (~77%), but ~13% is in volatile commodities like gold and Bitcoin. The analysis estimates Tether's RWAs between $62.3B and $175.3B, depending on the conservative treatment of its Bitcoin holdings. Under a baseline scenario, Tether's capital ratio is near minimum regulatory requirements. However, compared to well-capitalized banks, it may need an additional ~$4.5B in capital to support its current $USDT issuance. A more punitive treatment of Bitcoin could imply a deficit of $12.5B-$25B. Tether's counter-argument points to substantial group-level profits and equity (~$20B+), but these are not legally committed to the token entity and are invested in illiquid ventures like mining and AI. The article concludes that the sufficiency of Tether's capital is a complex, structural question without a definitive answer, dependent on asset risk weightings and the firm's willingness to mobilize group resources in a crisis.

marsbit2 дня назад 07:31

2025 Tether Financial Analysis: An Additional $45 Billion in Reserves Needed to Maintain Stability

marsbit2 дня назад 07:31

Bitget Daily Morning Report: Michael Saylor Is Pitching a Bitcoin-Backed Banking System to Governments

Bitget Daily Brief: Key developments in the crypto and macro landscape. MicroStrategy CEO Michael Saylor is reportedly promoting a Bitcoin-backed banking system to governments. The company has also purchased an additional 10,624 BTC for approximately $963 million and plans to hold Bitcoin long-term until at least 2065. In regulatory news, a U.S. crypto bill faces tense negotiations, while the CFTC has launched a digital asset pilot program allowing BTC, ETH, and USDC as collateral. Major U.S. bank CEOs are set to meet with senators to discuss crypto legislation. Market data shows $201M in liquidations over 24 hours, with significant long leverage near the $90,000 BTC price level suggesting potential volatility. U.S. equity indices saw minor declines, though MicroStrategy (MSTR) stock rose. Other updates include Tether (USDT) receiving a key regulatory license in Abu Dhabi, BlackRock filing for a staking Ethereum Trust ETF, and the SEC closing its investigation into Ondo Finance without action. A disclaimer notes this AI-generated report is for informational purposes only and not investment advice.

深潮Вчера 05:18

Bitget Daily Morning Report: Michael Saylor Is Pitching a Bitcoin-Backed Banking System to Governments

深潮Вчера 05:18

Tokenized Deposits vs. Stablecoins: The Future of Finance is Not Replacement, but Integration

Tokenized deposits and stablecoins represent complementary, not competing, visions for the future of finance. Banks create money through fractional reserve lending, offering low-cost credit to large clients in exchange for deposits—tokenized deposits extend this on-chain but remain within the banking system’s regulatory and operational framework. Stablecoins, like USDC or USDT, function as permissionless, 24/7 cash-like instruments ideal for global settlements, especially in cross-border payments. The future lies in interoperability: corporations may hold tokenized deposits for credit benefits while using stablecoins for efficient, off-ledger transactions. Smart contracts enable complex, multi-party financial workflows beyond what traditional APIs offer. Rather than one replacing the other, both tokenized deposits (for banking-integrated credit) and stablecoins (for borderless liquidity) will coexist on-chain, enabling a more efficient and accessible financial system. The key is building bridges between these models, not choosing sides.

深潮21 ч. назад