# Сопутствующие статьи по теме Adoption

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Adoption", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

China to Pay Interest on Digital Yuan to Boost Adoption

China's central bank will allow interest payments on commercial bank holdings of the digital yuan (e-CNY) starting January 1, 2026, transforming it from "digital money" to a "digital deposit currency." This move aims to boost adoption by making e-CNY more attractive compared to non-interest-bearing payment options. Digital yuan holdings will receive deposit insurance protection and be subject to interest rates aligned with existing deposit pricing guidelines. Despite technical maturity, e-CNY adoption has been challenged by dominant mobile payment platforms like Alipay and WeChat Pay. Meanwhile, China is expanding the digital yuan's cross-border usage through international partnerships and has established an e-CNY International Operation Center in Shanghai. The government continues to prohibit cryptocurrency trading and mining while advancing its state-backed digital currency.

TheNewsCrypto12/29 13:28

China to Pay Interest on Digital Yuan to Boost Adoption

TheNewsCrypto12/29 13:28

Why Shiba Inu Is Losing Long-Term Momentum Amid Slower Burns

Shiba Inu is facing challenges as a long-term investment, dropping in market cap ranking. Despite minor recent price gains, it has declined significantly over the past month and year. The token burn campaign, once a key price driver, has lost effectiveness with burn rates plunging nearly 90% in 24 hours. Ecosystem projects like Shibarium have underdelivered, failing to bring promised utility or adoption. Delays in major initiatives like the metaverse and a Layer-3 blockchain have weakened investor confidence, making it difficult for SHIB to transition from a meme coin to a utility-driven project.

TheNewsCrypto12/29 12:35

Why Shiba Inu Is Losing Long-Term Momentum Amid Slower Burns

TheNewsCrypto12/29 12:35

China CBDC Digital Yuan To Enter New Era on Jan. 1 — Here’s What’s Changing

China's digital yuan (e-CNY) will undergo a major transformation starting January 1, 2026, transitioning from a pilot program to a fully operational central bank digital currency (CBDC). A key change is the shift from a "digital cash" model to an interest-bearing "digital deposit" system, making it the world's first CBDC to pay interest. This move, announced by the People's Bank of China (PBOC), aims to drive adoption by making the e-CNY more attractive for both retail and institutional use. The upgrade enhances the currency's infrastructure with improved security, reserve requirements, and integration into broader financial services like payroll and loans. With transaction volumes already exceeding $986 billion by mid-2024, the e-CNY is poised to strengthen China's leadership in digital currency and expand its role in domestic and global trade.

ccn.com12/29 09:42

China CBDC Digital Yuan To Enter New Era on Jan. 1 — Here’s What’s Changing

ccn.com12/29 09:42

Arbitrum leads 2025 inflows, but ARB hesitates – What comes next in 2026?

Arbitrum led major blockchains in net inflows during 2025, reflecting a capital rotation toward scalable and reliable Layer 2 infrastructure, supported by strong fundamentals including $20B in total value locked and growing adoption like Robinhood's tokenized stocks. Despite steady user activity and revenue growth without incentive-driven surges, ARB's price remained subdued near $0.19, trading within a falling wedge with neutral momentum indicators. This suggests a tension between strong on-chain performance and short-term price hesitation heading into 2026.

ambcrypto12/29 03:02

Arbitrum leads 2025 inflows, but ARB hesitates – What comes next in 2026?

ambcrypto12/29 03:02

Bitcoin – Is it a case of ‘pain today, gains tomorrow’ for BTC’s price?

Bitcoin (BTC) is currently experiencing significant near-term weakness, with a projected 19.15% decline in Q4 2024. Indicators such as the Spent Output Profit Ratio (SOPR) and Market Value to Realised Value (MVRV) suggest ongoing capitulation, potentially leading to several more months of sideways movement or further decline. Short-term holders are selling at a loss, ETF outflows continue, and market sentiment remains in "extreme fear." However, analysts like Bitwise predict that Bitcoin could break its traditional four-year cycle and reach new highs in 2026. Key factors driving this optimistic outlook include the halving event, growing institutional adoption, and increasing ETF demand. Additionally, Bitcoin is showing signs of maturation, with lower volatility in 2025 compared to assets like Nvidia, indicating it is behaving more like a stable, established asset. Bitcoin's position as a top-10 global asset, alongside giants like gold and major tech stocks, underscores its growing permanence in the financial landscape. Institutions are increasingly treating it as a core holding, lending it significant credibility. While short-term challenges persist, the long-term trajectory suggests that current weakness may represent a transitional phase toward greater stability and value.

ambcrypto12/28 04:06

Bitcoin – Is it a case of ‘pain today, gains tomorrow’ for BTC’s price?

ambcrypto12/28 04:06

BNB hits 279M milestone in 2025, but will there be good news in 2026?

BNB experienced significant growth in 2025, with its price rallying from $701 to a new all-time high of $1,375 and its market cap surging from $75 billion to $182 billion. A key milestone was the number of holders increasing by 76%, from 158.7 million to 279.2 million. This adoption surge boosted on-chain activity, with daily active users jumping 234% and monthly active users doubling. Despite a short-term bearish trend that could test the $800 support level, the long-term outlook remains positive. If broader market conditions improve, BNB could target $948 and potentially rally toward $1,400 in Q1 2026.

ambcrypto12/27 13:02

BNB hits 279M milestone in 2025, but will there be good news in 2026?

ambcrypto12/27 13:02

Written at the End of 2025: Code, Power, and Stablecoins

By the end of 2025, stablecoins have firmly established themselves, with a market cap surpassing $300 billion—a growth of nearly $100 billion in under a year. This growth reflects institutional confidence, with major banks projecting multi-trillion dollar valuations in the coming years. Stablecoins are no longer just a crypto narrative but a fundamental shift in monetary infrastructure, built on code and verifiable trust rather than opaque intermediaries. The failure of Synapse highlighted the risks of traditional fintech: hidden counterparty risk and unverifiable accounting. In contrast, self-custodied stablecoins eliminate intermediary risk, though issuer risk remains—mitigated by transparent reserve proofs and on-chain monitoring. Stablecoins enable global reach from day one, bypassing the need for localized banking infrastructure. The bottleneck remains fiat on/off-ramps, but modular solutions allow for gradual integration. New purpose-built blockchains like Tempo and Arc aim to optimize payments but face trust barriers compared to battle-tested networks like Ethereum and Solana. Agentic finance presents a near-term opportunity in automating mundane financial tasks, with smart contracts enabling secure, permission-bound automation. However, security remains critical: rapid growth must not compromise operational rigor. Privacy is another key challenge, as real-world business adoption requires selective disclosure—proving compliance without exposing sensitive data. The true potential of stablecoins lies beyond replicating existing fintech—it’s in unlocking programmable money, internet-native capital markets, and reimagining financial services through verifiable, autonomous systems.

比推12/26 19:38

Written at the End of 2025: Code, Power, and Stablecoins

比推12/26 19:38

‘2026 will be awesome’: How BNB leads with 4.32M daily users

Despite facing significant regulatory and legal challenges in 2025, BNB Chain emerged as the most widely used blockchain, boasting a leading 4.32 million daily active users—surpassing Solana and NEAR. While Ethereum remains institutionally favored and Solana is known for speed, BNB’s low fees and accessibility attracted retail users. Amid this growth, CME Group overtook Binance in Bitcoin futures, signaling increased institutional involvement. BNB’s price held steady at $843.27, and the appointment of Yi He as co-CEO marked a strategic shift toward compliance and maturity. The chain’s user-focused approach and consistent activity highlight its resilience and evolving ecosystem strength.

ambcrypto12/26 11:03

‘2026 will be awesome’: How BNB leads with 4.32M daily users

ambcrypto12/26 11:03

From Exchanges to Hotels: USDT is Penetrating Real-World Consumption Scenes

Trip.com, the overseas version of Chinese travel giant Ctrip, has begun accepting stablecoin payments in USDT and USDC for global users. A real-world test in Vietnam confirmed the functionality, allowing a hotel booking to be completed in under 10 minutes using USDT. Notably, payments with USDT offered significant savings, with flight bookings being approximately 18% cheaper and hotel bookings around 2.35% cheaper compared to traditional payment methods. The service, powered by Singapore-based licensed payment gateway Triple-A, supports multiple blockchains including Ethereum, Tron, and Solana. A key privacy benefit was noted: booking a hotel with USDT required only a name and email, minimizing personal data collection. This development is particularly significant for the vast global population without access to international credit cards. The article contextualizes this move within a broader trend of major corporations, from PayPal and Ant Group to automakers like BYD and Toyota, adopting stablecoins. This shift is often driven by practical necessity in countries experiencing severe local currency devaluation, where stablecoins like USDT have become a critical tool for maintaining financial stability and facilitating cross-border commerce.

比推12/26 05:12

From Exchanges to Hotels: USDT is Penetrating Real-World Consumption Scenes

比推12/26 05:12

Analyst predicts XRP’s price could hit $5 by 2026 – Details

XRP's price is under pressure, ending December with a 15% monthly decline and trading near $1.86. Despite weak retail sentiment and potential short-term dips to $1.60-$1.70 due to derivatives pressure, analyst Zach Rector suggests a historic $7.1 trillion options expiry could trigger major volatility and break the bearish trend. Institutional interest is growing significantly, with XRP ETFs seeing record-breaking volumes and $1.14 billion in inflows since November, absorbing retail sell pressure. Ripple's CTO emphasizes XRP's utility and deep liquidity. High negative social media chatter historically precedes price rebounds. The growing adoption and institutional accumulation contrast with the current price, indicating potential for a significant rise, with one analyst predicting a target of $5 by 2026.

ambcrypto12/26 05:02

Analyst predicts XRP’s price could hit $5 by 2026 – Details