Regulatory Policy

Focuses on global regulatory developments, policy changes, and compliance requirements. It provides in-depth analysis of government regulations and their impact on the cryptocurrency and blockchain industries, helping businesses and investors proactively manage policy-related risks.

What Binance’s Co-CEO Said At Davos: Exploring US Comeback Plans And Ripple’s Vision

Binance's co-CEO Richard Teng is considering a return to the U.S. market, adopting a "wait-and-see" approach while emphasizing the market's importance. Ripple CEO Brad Garlinghouse supports this potential comeback, believing it could boost competition, lower prices, and attract more users to the crypto market. Both executives also called for clearer U.S. crypto regulations, with Teng stating that "any regulation will be better than no regulation." The discussion occurs amid regulatory challenges, including the suspension of the CLARITY Act markup and Coinbase CEO Brian Armstrong's withdrawal of support for the bill. Meanwhile, BNB and XRP both experienced price declines.

bitcoinist01/21 08:32

What Binance’s Co-CEO Said At Davos: Exploring US Comeback Plans And Ripple’s Vision

bitcoinist01/21 08:32

The Year Token Economics Were Debunked

The year 2025 is portrayed as a turning point where the fundamental economic model of crypto tokens was invalidated. The passage of regulatory frameworks like the CLARITY Act in the US forced projects to choose between being classified as a security (under the SEC) or a commodity (under the CFTC), with most falling into the former category. This led to a crisis of "coin rights" (币权). A key trend emerged: traditional financial institutions began acquiring crypto companies, but only for their technology and talent, explicitly excluding the associated tokens from deals. Examples include Circle's acquisition of Interop Labs (without the AXL token) and similar moves by Kraken and Coinbase. This shattered the investor narrative that buying a project's token was equivalent to owning equity, as tokens held no legal claim to a company's assets or profits. Simultaneously, major DeFi protocols like Aave and Uniswap faced internal conflicts. Aave's developers were accused of diverting front-end fees from the community treasury, while Uniswap had to implement complex legal structures to distribute fees to token holders without attracting SEC scrutiny. This highlighted a core dilemma: providing token dividends risked being classified as a security, while avoiding regulation meant tokens remained valueless. The article concludes that the crypto industry is being assimilated into traditional finance, but this "fusion" means value is flowing toward legally recognized entities—companies, equity, and licenses—rather than to token holders. Tokens, like American Depositary Shares (ADS), may remain as tradable rights, but they lack the legal protections and claims of traditional equity, marking the end of an era for the original token economy promise.

marsbit01/21 06:06

The Year Token Economics Were Debunked

marsbit01/21 06:06

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

China's digital yuan (e-CNY) has entered a significant upgrade phase, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing asset classified as M1. As of January 1, 2026, users holding funds in verified tier 1-3 digital yuan wallets can earn interest at the current demand deposit rate of 0.05% per annum, paid quarterly. This move, a world-first for a central bank digital currency (CBDC), aims to boost user adoption by providing a tangible benefit for holding the digital currency, which had previously struggled to compete with established payment platforms like Alipay and WeChat Pay despite extensive pilot programs and government subsidies. A key structural change is the shift away from the 100% reserve requirement for commercial banks. Banks can now use a portion of the e-CNY deposits for lending and developing financial products, transforming the digital yuan from a cost center into a potential profit source and incentivizing them to promote it more actively. In contrast, non-bank payment institutions must still maintain 100% reserves. Beyond payments, the digital yuan is positioning itself as a programmable financial infrastructure. Its smart contract capability, though using a restricted Turing-complete design for security, enables complex applications like controlled fund disbursement for pre-paid services, family budgeting, and government subsidies. It also supports offline transactions via NFC. A major strategic focus is cross-border payment, exemplified by the mBridge project, which has already facilitated over $55 billion in transfers, 95% settled in e-CNY, positioning it as a key tool for renminbi internationalization.

比推01/21 05:20

Policy Pilot First: Central Bank Explores Direct 'Money Distribution', Digital Yuan Users Already Benefiting

比推01/21 05:20

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First

China's digital yuan (e-CNY) has entered a new phase with its 2.0 upgrade, transitioning from a non-interest-bearing digital cash (M0) to an interest-bearing currency (M1). Users can now earn interest on balances in verified wallets at the current demand deposit rate (0.05% annually, paid quarterly), making it more competitive against existing payment tools like Alipay and WeChat Pay. This shift also allows commercial banks to use e-CNY deposits for lending and financial products, increasing their incentive to promote it. The upgrade enhances e-CNY’s functionality through programmable smart contracts, enabling use cases like controlled payments for pre-paid services, family budgeting, and government subsidies. It supports offline transactions via NFC and offers hardware wallets for broader accessibility. Additionally, e-CNY is expanding into cross-border payments, with significant adoption in projects like mBridge, where it facilitates efficient international settlements. Backed by state security and deposit insurance, e-CNY aims to become a foundational digital financial infrastructure beyond just a payment alternative.

marsbit01/21 02:18

While Wall Street Debates, Digital Yuan Starts 'Distributing Money' to Users First

marsbit01/21 02:18

US Treasury Secretary Discusses Strategic Bitcoin Reserve Plans As Price Crashes Below $90,000

US Treasury Secretary Scott Bessent confirmed the termination of all government sales of seized Bitcoin, announcing instead that such assets will be added to the Strategic Bitcoin Reserve established last year. This policy shift aims to support digital asset innovation and maintain federal control over confiscated cryptocurrencies. However, the announcement failed to prevent a sharp market decline, with Bitcoin dropping nearly $5,800 and falling below $90,000. The broader crypto market lost approximately $215 billion in capitalization amid geopolitical tensions triggered by former President Trump’s proposed tariffs on the EU. Analysts warn that Bitcoin must hold above $89,000 to avoid further downward pressure.

bitcoinist01/20 23:02

US Treasury Secretary Discusses Strategic Bitcoin Reserve Plans As Price Crashes Below $90,000

bitcoinist01/20 23:02

Ripple Exec Pushes Central Banks To Back Regulated Stablecoins

Ripple's UK & Europe policy director, Matthew Osborne, urges central banks to embrace regulated stablecoins as a stabilizing force rather than treat them as a threat. He argues that with proper oversight and access to official infrastructure, stablecoins can complement the existing financial system, particularly in cross-border payments and multi-chain markets. Osborne cites their growing adoption, with market value exceeding $300 billion and transaction volumes surpassing Visa and Mastercard combined. He calls for central banks to extend safety net features, such as allowing issuers to hold reserves in central bank accounts and providing liquidity insurance, to reduce vulnerability to shocks. The choice, he concludes, is between resisting stablecoins and risking uncontrolled growth or integrating them into the regulated financial framework.

bitcoinist01/20 19:32

Ripple Exec Pushes Central Banks To Back Regulated Stablecoins

bitcoinist01/20 19:32

Messari: Only KYC Can Curb Insider Trading on Prediction Markets

Concerns about insider trading are increasing in prediction markets, especially around geopolitical events. Messari analyst Austin Weiler argues that effective enforcement is only practical on platforms implementing Know Your Customer (KYC) standards. KYC allows platforms to restrict access for high-risk users, increases the cost of abuse, and enables regulatory cooperation. Non-KYC and fully on-chain markets face near-impossible enforcement challenges due to the inability to link wallets to real identities. While platforms like Kalshi enforce strict KYC under CFTC oversight, others like Polymarket have varying practices, and decentralized alternatives often lack KYC entirely. Recent suspicious trades, such as one ahead of a Venezuela-related event, have intensified regulatory scrutiny. Weiler concludes that without identity verification, insider trading cannot be effectively prevented.

TheNewsCrypto01/20 13:29

Messari: Only KYC Can Curb Insider Trading on Prediction Markets

TheNewsCrypto01/20 13:29

SEC Chairman confirms U.S. crypto bill nears finish line: Details

The long-standing tension between Washington and the crypto industry is easing as SEC Chairman Paul Atkins confirms the Digital Asset Market Clarity Act of 2025 is ready for presidential review. The SEC and CFTC are now cooperating to align regulations, ending years of conflict. The bill clearly divides oversight: the CFTC will regulate decentralized digital commodities like Bitcoin, while the SEC handles investment-style tokens. A "maturity clause" allows tokens to transition from SEC to CFTC oversight once their networks become sufficiently decentralized. This regulatory clarity could unlock institutional adoption and real-world asset tokenization, potentially ending crypto’s regulatory winter and fostering innovation. Despite recent market pressures, the bill represents a significant step toward legal certainty.

ambcrypto01/20 12:47

SEC Chairman confirms U.S. crypto bill nears finish line: Details

ambcrypto01/20 12:47

International Crypto Crime Ring Exposed: South Korea Uncovers $100 Million Laundering Scheme

South Korean authorities have uncovered a major international crypto crime ring, involving three Chinese nationals, that laundered approximately $101.7 million (150 billion won) through an illegal foreign exchange scheme. The suspects used domestic and international cryptocurrency accounts linked to Korean bank accounts, disguising the funds as payments for cosmetic surgery and overseas education. This case emerges as South Korea strengthens its crypto oversight, planning to expand anti-money laundering rules, implement the Travel Rule for crypto transfers, and introduce Bitcoin ETFs. Additionally, the Financial Services Commission is fast-tracking stablecoin legislation and preparing to lift the ban on institutional crypto trading, albeit with potential investment caps.

bitcoinist01/20 11:31

International Crypto Crime Ring Exposed: South Korea Uncovers $100 Million Laundering Scheme

bitcoinist01/20 11:31

Hong Kong Industry Group Pushes Back on Tougher Crypto Manager Rules

A Hong Kong securities industry group, the HKSFPA, has criticized key parts of the city's proposed regulatory framework for virtual asset management. The group warns that the plan could deter traditional asset managers from gaining exposure to cryptocurrencies. A major point of contention is the removal of the existing 10% threshold, which currently allows Type 9 licensed managers to allocate a small portion of a fund to crypto without a full license. The proposed rules would require a full virtual asset license for any crypto allocation, which the HKSFPA calls disproportionate and costly. The group also raised concerns that proposed custody rules, requiring assets to be held only with SFC-licensed custodians, would disrupt venture capital and early-stage token investing, as many local custodians do not support such assets. The feedback highlights the industry's desire for risk-commensurate regulation rather than a one-size-fits-all approach that could hinder Hong Kong's ambitions to become a crypto hub.

TheNewsCrypto01/20 11:05

Hong Kong Industry Group Pushes Back on Tougher Crypto Manager Rules

TheNewsCrypto01/20 11:05

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