# DeFi Related Articles

HTX News Center provides the latest articles and in-depth analysis on "DeFi", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Here’s What The Cardano Founder Has To Say About The Widespread Criticism

Cardano founder Charles Hoskinson responded to criticisms from Flare founder Hugo Philion, who compared the DeFi growth of the two networks. Philion cited data showing Flare's Total Value Locked (TVL) at $159 million, surpassing Cardano's $132 million, despite Cardano's earlier 2017 launch. He suggested Cardano was copying Flare's strategy and claimed his network would succeed by becoming a unified DeFi layer for various assets. Hoskinson dismissed the remarks as an outdated marketing tactic for attention. He indicated a lack of interest in further debate, while reiterating Cardano's own goal to become a DeFi layer for Bitcoin, potentially allowing major holders to generate yield. ADA's price was noted at approximately $0.27 at the time of writing.

bitcoinist6h ago

Here’s What The Cardano Founder Has To Say About The Widespread Criticism

bitcoinist6h ago

Undercover in Crypto for 8 Years, 5 Jobs: The Revolution and Scam in My Eyes

"Undercover in Crypto for 8 Years, 5 Jobs: The Revolution and the Scam I Saw" In 2017, the author entered crypto believing it would revolutionize everything: replacing fiat, disintermediating finance, and shifting power to users. Eight years later, almost none of that has happened as predicted. The author worked at Circle, Messari, Coinbase, and Crossmint, witnessing the asset class grow from under $10B to over $4T, through multiple speculative bubbles and a near-systemic crisis. The journey began with the 2017-18 ICO frenzy, an "internet bubble 2.0" fueled by Ethereum. The promised "decentralized Uber" never materialized; instead, it was an era of greed, fraud, and rampant speculation where founders cashed out early. In the 2018-19 hangover, the focus shifted. The seeds of crypto's next phase were planted: stablecoins (like USDC) for borderless dollars and DeFi (decentralized finance) for rebuilding financial primitives like lending and trading on-chain. The COVID-19 pandemic and massive monetary stimulus triggered "DeFi Summer" in 2020-21. DeFi's value soared 250x to $180B, but it resembled a high-stakes game for mercenary traders with "food-themed" tokens. A new bubble formed around NFTs, with digital art selling for millions. The 2022 "crypto winter" mirrored the 2008 financial crisis. The collapse of the algorithmic stablecoin Terra (UST) triggered a chain reaction, bringing down hedge funds (Three Arrows Capital) and lending platforms (Celsius, Voyager). The final blow was the implosion of FTX and Sam Bankman-Fried, who had misused customer funds. This was crypto's "Lehman Moment." After the crash, the Biden administration's hostile regulatory crackdown under the SEC pushed innovation toward the legally safest, most absurd path: meme coins. The 2024 meme coin mania peaked at $150B before imploding. This political pressure, however, mobilized the industry. Donald Trump capitalized, promising a crypto-friendly stance, which many credit for helping him win the 2024 election. Trump's victory marked a turning point. A pro-crypto SEC chair took over, the "GENIUS Act" provided clear stablecoin rules in 2025, and institutional adoption accelerated. Circle (maker of USDC) IPO'd, and traditional giants like MoneyGram began using stablecoins for cross-border payments via firms like Crossmint. Looking back, the predicted consumer revolution (decentralized Uber) didn't happen. Instead, crypto built the plumbing for a new internet financial system. Each boom/bust cycle refined the infrastructure for global, 24/7 finance accessible to anyone online. The $300B+ stablecoin market, settling tens of trillions annually and creating demand for U.S. debt, is now a strategic U.S. priority. The future lies in convergence, not replacement. Crypto will be the backend, invisible to most users. The next frontier is integration with AI, where autonomous agents will use crypto wallets and stablecoins to transact. The result will be a global financial system equally accessible in New York or Nigeria, paving the way for countless new innovations.

marsbit14h ago

Undercover in Crypto for 8 Years, 5 Jobs: The Revolution and Scam in My Eyes

marsbit14h ago

Crypto Security Fears Rise As Chaos Labs Reveals Attempted Advanced Wallet Attack

Chaos Labs disclosed a sophisticated attempted hack targeting its operational wallets over a weekend, prompting several crypto firms to switch oracle providers. Borrowing platform Tydro, Solv Protocol, and Kelp DAO are among those migrating to Chainlink's oracle infrastructure, signaling a broader shift in confidence. Chaos Labs founder Omer Goldberg stated the attack was contained to routine operational wallets and that the core Chaos Oracle Network was not breached. The company rotated all keys and detected no further suspicious activity. Cyber professionals informed Chaos Labs that the methods were consistent with a nation-state attack, though no specific country was named. This incident occurs amid a difficult month for crypto security, including the high-profile Kelp DAO exploit in April.

bitcoinist15h ago

Crypto Security Fears Rise As Chaos Labs Reveals Attempted Advanced Wallet Attack

bitcoinist15h ago

Hook Narrative Recreates Wealth Opportunities, How to Seize the Next One?

The V4 Hook narrative is creating new wealth opportunities in the crypto space, as seen with projects like SATO, uPEG, and Slonks. These projects, built on Uniswap V4's customizable "hook" feature, have rapidly gained significant value and mainstream attention. SATO demonstrated new economic models, uPEG bridged DeFi and NFT communities with a compelling backstory, and Slonks introduced an innovative "AI-misinterpreted art" concept and tokenomics. To identify the next potential opportunity, key figures to follow include Uniswap founders, core developers like saucepoint, and influential figures like OpenSea's Adam Hollander. Essential resources are HookRank.io for discovering new hooks, the Uniswap Foundation's weekly Builder Updates, DEX screeners for on-chain activity, and NFT marketplace trending pages. The narrative's next phase may involve short-term "bug-fix" forks of successful projects like SATO, medium-term development of composable "meta-hooks" that combine multiple functions, and long-term growth centered on Unichain. Future hooks could expand into audio generation, prediction markets, or time-based mechanics, pushing the boundaries of what's possible within a liquidity pool.

marsbit20h ago

Hook Narrative Recreates Wealth Opportunities, How to Seize the Next One?

marsbit20h ago

Ethereum Has Surpassed Bitcoin By 320% In This Major Metric, Is Price Next?

Recent on-chain data from Santiment reveals a significant shift in the cryptocurrency landscape, with Ethereum's number of non-empty addresses reaching 189.49 million—surpassing Bitcoin's 59.08 million by 320%. This substantial lead over Bitcoin and other major cryptocurrencies like XRP and stablecoins USDT/USDC highlights Ethereum's growing adoption as a platform for decentralized applications, smart contracts, DeFi, and NFTs. Despite current market volatility and selling pressure pushing ETH's price down to around $2,200, analysts present contrasting views on its future trajectory. One analyst suggests a breakout from a multi-year "Golden Triangle" pattern could propel ETH to levels as high as $8,500, $12,000, or even $48,000. Conversely, expert Ted Pillows offers a more cautious outlook, noting ETH's struggle to hold the $2,400 level but projecting a potential rise to $2,500-$2,600 and possibly $3,200-$3,900 if key resistance is broken. The surge in ETH holders may signal underlying bullish momentum that could eventually drive its price upward.

bitcoinist21h ago

Ethereum Has Surpassed Bitcoin By 320% In This Major Metric, Is Price Next?

bitcoinist21h ago

One Article to Understand $UORE: The V4 Hook Project That Packs Mining, Lottery, and NFT Into a Single Transaction

An In-Depth Look at $UORE: The V4 Hook Project Packing Mining, Lotteries, and NFTs into a Single Transaction $UORE is the latest project leveraging the Uniswap V4 Hook mechanism, following in the footsteps of projects like SATO, uPEG, and Slonks. It distinguishes itself by integrating multiple functions—on-chain mining, a buy-to-enter lottery, auto-generated pixel NFTs (Orelings), and a deflationary burn mechanism—all within a single Uniswap V4 liquidity pool transaction. This complexity results in transaction gas fees that are 2-3 times higher than a standard swap. The project's tokenomics are intricate. Each whole $UORE token held automatically mints a corresponding Oreling NFT, a 32x32 pixel miner character with random traits determined by the next block's hash. Each Oreling has a Class (rarity) and Hash value, which combine to form its Mining Power for staking rewards. Rewards are distributed daily from an emission that decays by 1% daily, with an 80/20 split between stakers and a Motherlode lottery pool. A "refined-ore boost" mechanism taxes early reward claims, redistributing 10% to remaining stakers. The Motherlode lottery awards tickets for buys of ≥0.1 ETH, with winning chances scaling up to 1% for 1 ETH purchases. Wins split the pool 50% to the buyer and 50% to a random staker. A 1% buy tax is burned, and a 1% sell tax funds an automatic buyback-and-burn mechanism triggered at 0.1 ETH. The project's code is a fork of uPEG, with claimed fixes for NFT duplication and flash loan attacks. Its creator, Noah, describes it as a fusion of Solana's ORE mining concept with uPEG's V4 Hook framework. Key challenges noted include high gas costs, the narrowing attention window for V4 Hook narratives as it's the fourth such project, and significant complexity that creates a high barrier to understanding for users. The project's whitepaper notably advises users to "Read the contracts and understand the mechanics before deploying capital," underscoring its complex and fast-moving nature within a trend where the "alpha" lifespan for new projects appears to be shrinking rapidly.

marsbit22h ago

One Article to Understand $UORE: The V4 Hook Project That Packs Mining, Lottery, and NFT Into a Single Transaction

marsbit22h ago

In a Bull Market, Trade New Coins. Will the 'Hook' Concept Become the Sector That Opens the Bull Market?

In a recent surge of interest, the "Hook" concept on Uniswap v4 has captured significant attention from the retail crypto community, driven by projects like $upeg, $sato, and Slonks. Despite being introduced over a year ago, Hooks—customizable plugins for the Uniswap protocol—gained mainstream traction only recently. The article argues that earlier Uniswap efforts to promote Hooks focused too heavily on technical improvements and liquidity provider (LP) solutions, which failed to capture the imagination of everyday users. The breakthrough came with projects that introduced novel, engaging gameplay. $upeg combines trading with generative art, where each integer purchase creates a unique image, adding a layer of artistic creation and complexity to tokenomics. $sato leverages a bonding curve on Ethereum, appealing to the network's "diamond hands" culture with a decentralized, zero-intervention model that turns into a "belief game." Slonks uses an AI model to redraw CryptoPunks, creating a gamified ecosystem where users can burn or merge NFTs to earn $SLOP tokens based on how much the AI "deviated" from the original. These examples highlight Hooks' potential to transform Uniswap from a simple swap and LP platform into a vibrant ecosystem of innovative applications. While technically possible to build such projects independently, the synergy with Uniswap’s established user base and infrastructure provides mutual benefits. For "Hook" to become a true catalyst for a bull market, the author suggests that projects need compelling, original narratives, and Uniswap must further commit to positioning itself as Ethereum's premier application marketplace for creative on-chain experiences.

marsbit23h ago

In a Bull Market, Trade New Coins. Will the 'Hook' Concept Become the Sector That Opens the Bull Market?

marsbit23h ago

2026 Crypto Financing Reshuffle: Gaming and DePIN Are Dead, Two Prediction Market Deals Gobble Up 18% of Yearly Funding

Crypto Funding Shakeup in 2026: Gaming & DePIN Fade, Prediction Markets Dominate Analysis of crypto funding from January 1 to May 6, 2026, reveals a major sectoral shift. The industry raised $8.65 billion across 305 deals. However, a March surge to $4.57 billion was largely due to two mega-deals: BVNK's $1.8 billion acquisition and a $1 billion raise by Kalshi. Excluding these, monthly funding is a sluggish ~$1 billion. Capital concentration is extreme. The Payments ($3.74B) and Consumer ($2.48B) sectors absorbed 72% of all funds. Within Consumer, prediction markets were dominant: Kalshi's $1B and Polymarket's $600M raises together accounted for 18% of the year's total, surpassing all 47 DeFi deals combined ($1.06B). In contrast, Gaming and DePIN sectors saw funding nearly vanish. A strategic pivot is underway. Merger & Acquisition (M&A) activity reached 48 deals, nearly matching the 57 seed-stage rounds. This indicates capital is increasingly flowing toward acquiring established leaders rather than betting on new ideas. The most active investors so far in 2026 are Coinbase Ventures (18 deals), Tether (13 deals), Animoca Brands (11 deals), and GSR (11 deals). Notably, a16z's pace has slowed significantly compared to its 2021-2026 average.

marsbitYesterday 00:08

2026 Crypto Financing Reshuffle: Gaming and DePIN Are Dead, Two Prediction Market Deals Gobble Up 18% of Yearly Funding

marsbitYesterday 00:08

Presale Analytics Reveal Ozak AI Is Attracting New Capital at a Rate 3.4× Higher Than Comparable AI Tokens Under $0.05

Ozak AI is demonstrating significant early traction, with its presale attracting new capital at a rate 3.4 times higher than comparable AI tokens priced under $0.05. Having raised over $5 million and sold more than 1.18 billion OZ tokens, the project's current price of $0.014 represents a 1,300% increase from its initial phase. The platform features a multi-layered, AI-driven architecture (Ozak Stream Network) focused on real-time data analytics and actionable insights via customizable Prediction Agents. The $OZ token is central to the ecosystem, used for accessing these AI tools, transaction fees, staking, and governance. Key partnerships, including one with AImstrong for yield optimization and another with Celo for low-cost on-chain payments, aim to enhance its utility. With its presale success, technical infrastructure, and practical use cases, Ozak AI is positioning itself as a notable contender in the low-cost AI token market ahead of its main launch.

TheNewsCryptoYesterday 15:58

Presale Analytics Reveal Ozak AI Is Attracting New Capital at a Rate 3.4× Higher Than Comparable AI Tokens Under $0.05

TheNewsCryptoYesterday 15:58

Eight-Year Industry Retrospective: The Crypto Revolution Has Already Occurred, Just Not as Envisioned

Eight Years in Crypto: A Different Revolution Unfolds After eight years across four crypto companies, my initial vision of decentralized apps and currencies replacing traditional systems largely failed to materialize. Instead, the industry has forged a distinct, perhaps more significant, path centered on rebuilding the global financial system from the ground up. My journey began in the 2017 ICO frenzy, a bubble reminiscent of the dot-com era, where fundraising outpaced usable technology. The subsequent crash led to a quiet rebuilding phase focused on financial primitives. From the ashes emerged stablecoins and DeFi, which gained explosive traction during the 2020 pandemic and the "DeFi Summer" of yield farming and speculative games. This was followed by the 2021 NFT mania, another cycle of exuberance. The 2022 crash was crypto's "Lehman Moment," triggered by the collapse of Terra's UST, hedge funds like Three Arrows Capital, and ultimately FTX, which misused customer funds. The aftermath saw aggressive U.S. regulatory actions under the SEC, which paradoxically fueled the rise of "legal-safe" memecoins, turning parts of the ecosystem into a massive casino by 2024-2025. A pivotal shift occurred with the 2024 U.S. election. A perceived pro-crypto administration led to key legislation like the GENIUS Act, clear stablecoin rules, and institutional adoption. Stablecoins, now a strategic U.S. priority, process trillions in transaction volume, and asset tokenization is gaining Wall Street traction. Today's reality isn't the cypherpunk dream of replacing fiat but a pragmatic revolution: upgrading the dollar system for the internet age and creating a globally accessible, 24/7 financial infrastructure. The next convergence is with AI, where crypto wallets and stablecoins will enable autonomous AI agents to transact in the global economy. The industry's future lies not in颠覆ing traditional finance but in integrating with it, replacing outdated backend systems with blockchain while maintaining familiar frontends. The goal is a seamless, borderless financial system. While my predictions may prove as flawed as my 2017 article, I remain committed to building within this ongoing transformation.

marsbitYesterday 15:27

Eight-Year Industry Retrospective: The Crypto Revolution Has Already Occurred, Just Not as Envisioned

marsbitYesterday 15:27

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