Bagaimana Perintah Donald Trump Terhadap Sistem Pembayaran Dolar Dapat Menjadi Penentu Bagi Ripple's XRP

bitcoinistPublished on 2026-05-22Last updated on 2026-05-22

Abstract

Perintah eksekutif baru dari Presiden AS Donald Trump, yang memerintahkan tinjauan terhadap akses perusahaan fintech dan kripto ke infrastruktur pembayaran dolar AS, berpotensi menjadi perubahan besar bagi Ripple dan aset kripto XRP. Perintah ini menginstruksikan regulator federal untuk mengidentifikasi aturan yang mungkin menghalangi kemitraan perusahaan-perusahaan tersebut dengan institusi seperti bank, serta mengevaluasi kemungkinan akses langsung ke sistem pembayaran Federal Reserve. Bagi Ripple, yang telah memposisikan XRP sebagai alat untuk pembayaran lintas batas yang cepat dan murah, akses langsung ke infrastruktur dolar AS bisa menjadi terobosan penting. Selama ini, keterbatasan akses ke akun pembayaran Bank Cadangan telah menjadi penghalang. Ripple sendiri telah mendapatkan persetujuan bersyarat untuk piagam bank nasional. Jika Fed membuka akses untuk perusahaan aset digital, Ripple berpotensi menghubungkan teknologinya langsung ke sistem pembayaran dolar, memungkinkan XRP berfungsi sebagai aset jembatan untuk penyelesaian dolar waktu nyata dan mendorong permintaan yang lebih besar. Perkembangan ini menandakan langkah potensial AS dalam mengadopsi infrastruktur pembayaran yang dibangun Ripple.

Ripple dan XRP berpotensi menjadi penerima manfaat terbesar dari perintah eksekutif baru yang ditandatangani oleh Presiden AS Donald Trump minggu ini. Perintah tersebut menginstruksikan regulator federal untuk meninjau apakah perusahaan crypto dapat mengakses sistem pembayaran dolar negara itu. Langkah ini dapat menjadi penentu bagi XRP, karena akan menentukan bagaimana perusahaan aset digital beroperasi di AS dan dapat menetapkan cryptocurrency tersebut sebagai mata uang jembatan melalui Ripple.

Trump Memerintahkan Tinjauan Terhadap Sistem Pembayaran Dolar AS Untuk Perusahaan Crypto

Pada 19 Mei, Trump menandatangani perintah eksekutif yang mengarahkan pemerintah federal untuk meninjau peraturan dan kebijakannya. Perintah tersebut melihat apakah perusahaan fintech dan crypto harus memiliki akses yang lebih besar ke infrastruktur pembayaran dolar negara itu. Menurut situs web resmi Gedung Putih, para kepala setiap regulator keuangan federal harus meninjau undang-undang dan praktik yang ada dalam waktu 90 hari.

Trump telah memerintahkan regulator-regulator ini untuk menemukan aturan yang mungkin menghalangi perusahaan fintech dan crypto untuk bermitra dengan lembaga yang diatur federal seperti bank, credit union, dan penasihat investasi. Regulator juga diharapkan untuk menyaring kebijakan yang mempersulit perusahaan-perusahaan ini mendapatkan piagam bank nasional, asuransi, dan otorisasi federal lainnya.

Selanjutnya, Trump juga telah meminta Dewan Federal Reserve (FRB) untuk melihat lebih dekat siapa yang dapat mengakses akun dan layanan pembayaran pemerintah. Presiden AS telah memberi Fed waktu 120 hari untuk mengirim laporan lengkap yang mencakup temuan-temuan ini. Dalam laporan tersebut, regulator juga harus meninjau apakah mereka memiliki kewenangan hukum untuk memberikan akses langsung ke sistem pembayarannya kepada perusahaan-perusahaan crypto ini dan risiko apa yang mungkin timbul jika melakukannya.

Implikasi Perintah Trump Terhadap XRP Ripple

Perintah eksekutif yang baru ditandatangani Trump bisa menjadi salah satu perkembangan terpenting bagi Ripple dan XRP dalam beberapa tahun terakhir. Ripple telah lama memosisikan XRP sebagai alat untuk pembayaran lintas batas yang cepat dan murah, seringkali menargetkan bank dan lembaga keuangan sebagai pelanggan intinya. Namun, satu penghalang besar yang menghambat pertumbuhan Ripple adalah akses terbatas ke infrastruktur pembayaran Federal Reserve.

Di bawah aturan Fed saat ini, akses langsung ke akun pembayaran Bank Reserve terbatas pada lembaga penyimpanan seperti bank tradisional. Hal ini telah mendorong perusahaan crypto, termasuk Kraken, Coinbase, Circle, Anchorage, Paxos, dan BitGo, untuk mengejar piagam bank kepercayaan nasional hanya untuk memenuhi syarat akses semacam ini. Selain itu, regulator baru-baru ini menyetujui akses Kraken ke akun master Fed.

Ripple sendiri telah berupaya menuju piagam bank nasional untuk mengatasi keterbatasan ini. Perusahaan crypto tersebut baru-baru ini diberikan persetujuan bersyarat untuk piagam bank nasional oleh Office of the Comptroller of the Currency (OCC), memperluas perannya dalam sistem perbankan AS. Jika Fed membuka akses langsung untuk perusahaan aset digital, ini bisa menjadi penentu bagi XRP. Ripple berpotensi menghubungkan teknologi intinya langsung ke sistem pembayaran dolar AS.

Kaitan langsung ini dapat memungkinkan XRP berfungsi sebagai aset jembatan dalam penyelesaian dolar waktu nyata, mendorong permintaan yang lebih besar untuk cryptocurrency tersebut. Bagi pemegang dan investor XRP, pergeseran arah kebijakan ini menandakan bahwa AS akhirnya mungkin siap untuk menyambut Ripple dan infrastruktur pembayaran yang telah dibangunnya selama lebih dari satu dekade.

Harga terdorong lebih rendah | Sumber: XRPUSDT di Tradingview.com

Related Questions

QApa isi utama dari perintah eksekutif yang ditandatangani oleh Presiden Donald Trump terkait perusahaan kripto?

APerintah eksekutif tersebut menginstruksikan regulator federal AS untuk meninjau apakah perusahaan fintech dan kripto dapat mendapatkan akses lebih besar ke infrastruktur pembayaran dolar AS, termasuk kemungkinan akses langsung ke sistem pembayaran Federal Reserve.

QMengapa akses ke sistem pembayaran Federal Reserve penting bagi Ripple dan XRP?

AAkses ke sistem pembayaran Federal Reserve penting karena Ripple memposisikan XRP sebagai alat untuk pembayaran lintas batas yang cepat dan murah. Akses langsung akan memungkinkan Ripple menghubungkan teknologinya langsung ke sistem pembayaran dolar AS, sehingga XRP dapat berfungsi sebagai aset jembatan dalam penyelesaian dolar real-time.

QApa langkah yang telah ditempuh Ripple untuk mengatasi hambatan akses ke infrastruktur pembayaran AS?

ARipple telah bekerja untuk mendapatkan piagam bank nasional. Baru-baru ini, mereka mendapatkan persetujuan bersyarat untuk piagam bank nasional dari Office of the Comptroller of the Currency (OCC), yang memperluas peran mereka dalam sistem perbankan AS.

QPerusahaan kripto lain mana yang disebutkan dalam artikel sedang mengejar akses ke sistem pembayaran Federal Reserve?

AArtikel menyebutkan bahwa perusahaan-perusahaan kripto seperti Kraken, Coinbase, Circle, Anchorage, Paxos, dan BitGo juga mengejar piagam bank nasional untuk memenuhi syarat mendapatkan akses tersebut. Kraken baru-baru ini disetujui untuk mendapatkan akses ke akun master Fed.

QApa implikasi potensial dari perintah eksekutif Trump bagi para pemegang dan investor XRP?

APerubahan kebijakan ini menandakan bahwa AS mungkin akhirnya siap menerima Ripple dan infrastruktur pembayaran yang dibangunnya. Jika akses langsung terbuka, permintaan untuk XRP bisa meningkat karena kemampuannya sebagai aset jembatan dalam penyelesaian dolar, yang merupakan perkembangan positif bagi investor.

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