# RLUSD Related Articles

HTX News Center provides the latest articles and in-depth analysis on "RLUSD", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

XRP Gains Significant Practical Significance in DeFi as FXRP Opens Access to RLUSD Loans

XRP Gains Practical DeFi Significance as FXRP Enables RLUSD Loans On August 3rd, the institutional DeFi platform Sentora announced that FXRP has been added to its main RLUSD vault on Morpho, opening a new path for XRP holders to access on-chain loans. Investors can convert XRP to FXRP, bridge it to Ethereum, and borrow the Ripple stablecoin RLUSD while maintaining their XRP exposure. This integration significantly expands XRP's financial utility beyond payments, particularly for holders seeking liquidity without selling their assets. FXRP is the first XRP representation accepted as collateral in an institutional-grade lending vault on Ethereum. The vault reportedly holds around $280 million in deposited RLUSD. Jesus Rodriguez, CTO and Head of Product at Sentora, highlighted that adding FXRP as collateral brings XRP's scale into DeFi and extends its practical use to on-chain credit markets. Borrowers access an isolated FXRP/RLUSD market within the vault using Morpho Blue infrastructure, which limits cross-market risk. The FAssets system creates FXRP as a 1:1 representation of XRP that functions on EVM-compatible applications, giving XRP programmable functionality its native ledger wasn't designed for. The process currently involves minting FXRP on Flare and bridging to Ethereum, with direct minting from the XRP Ledger to Ethereum in development to streamline the process. FXRP's presence in DeFi was already growing prior to this integration, with holders using the tokenized asset in lending markets, liquidity pools, and yield strategies. Network data shows active use of FXRP in DeFi protocols, demonstrating real demand and utility. For long-term holders, access to RLUSD creates dollar-denominated financing opportunities while maintaining their XRP position. FXRP's expansion also includes new spot markets on Hyperliquid (FXRP/USDC and FXRP/USDH), enhancing trading access. Reportedly, over 90 million XRP has been converted to FXRP, with nearly 80% of the minted supply deployed in DeFi protocols. Sentora has set an initial conservative supply limit for the FXRP/RLUSD market, with plans to expand it based on liquidity and usage growth.

cryptonews.ru08/07 09:14

XRP Gains Significant Practical Significance in DeFi as FXRP Opens Access to RLUSD Loans

cryptonews.ru08/07 09:14

Ripple Advances Full XRPL Stack Amid Expanding Tokenized Assets Market

Ripple is advancing its full-stack XRPL infrastructure amid the expanding tokenized asset market. Following strategic investments in ZILO and Licuido to broaden institutional capital market infrastructure on the XRP Ledger (XRPL), President Monica Long outlined the company's vision. She noted a shift from bank pilots to full-scale operations, with Ripple's digital asset suite now covering the entire lifecycle of tokenized assets, from issuance to utilization. The investments complement Ripple's capital markets strategy, which includes infrastructure for tokenizing funds and providing institutional liquidity. The recently launched Ripple Mint platform offers financial institutions a single interface to manage Ripple USD (RLUSD) and issue tokens across fiat and blockchain settlement systems. Additionally, Ripple's tokenization platform enables the creation of security tokens, stablecoins, fund shares, bonds, and other real-world asset (RWA) tokens. A partnership between DBS, Franklin Templeton, and Ripple demonstrates post-issuance portfolio management, allowing eligible clients to swap RLUSD for a tokenized money market fund. DBS is also exploring using these tokenized fund shares as collateral for repo agreements or lending platforms, enabling investors to switch between stable settlement assets and yield-bearing instruments. A proposed XRPL lending protocol aims to add standardized institutional lending to the network's tokenization infrastructure, managing on-chain servicing, repayments, and defaults. Separate infrastructure links XRP and RLUSD liquidity to tokenized U.S. Treasury products offering regulated yield. The Bank for International Settlements (BIS) has identified tokenization's potential for faster payments and more efficient financial intermediation, while calling for robust settlement tools and coordinated oversight. Ripple's next expansion phase hinges on validators' decisions regarding proposed lending standards, which will determine if XRPL tokenized assets can support institutional lending at the protocol level.

cryptonews.ru08/05 09:30

Ripple Advances Full XRPL Stack Amid Expanding Tokenized Assets Market

cryptonews.ru08/05 09:30

XRP Holders Can Now Borrow RLUSD Stablecoins

Flare blockchain, which enables the use of $XRP in decentralized finance, has made its wrapped token version eligible as collateral through Sentora. Sentora manages a $280 million lending pool based on Ripple's stablecoin, $RLUSD. Borrowers can now deposit wrapped $XRP (called FXRP) and borrow $RLUSD against it. This innovation opens an isolated FXRP/$RLUSD market on the Morpho Blue platform, allowing holders to take loans against their $XRP instead of selling. Access is permissionless and does not require whitelisting. Prior to approval, Sentora conducted an analysis of FXRP's market dynamics, oracle design, liquidity, and liquidation capacity as part of its institutional risk assessment. The asset will be continuously monitored. To use this option, users must create FXRP via Flare's FAssets system, bridge it to Ethereum via Stargate, deposit it to the market, and take out loans at their chosen loan-to-value ratio. Flare is developing a smart account route to authorize the entire process from an $XRP Ledger wallet and is working on direct conversion from XRPL to Ethereum. Hugo Philion, Flare's co-founder and CEO, stated that $XRP is one of the largest yet least utilized assets in DeFi, and having an institutional risk management team backing its placement on Ethereum mainnet is significant. Each Morpho Blue market has its own collateral asset, debt asset, oracle, and liquidation threshold, so a failure in the FXRP market remains isolated.

cryptonews.ru08/05 08:44

XRP Holders Can Now Borrow RLUSD Stablecoins

cryptonews.ru08/05 08:44

Sentora Adds FXRP as Collateral for RLUSD

Sentora, a platform for managing credit vaults for institutional investors, has added FXRP—a token backed by XRP on the Flare network—as eligible collateral within its $RLUSD Main vault on the Morpho platform. Morpho provides decentralized lending infrastructure on Ethereum. Users can now deposit FXRP as collateral without surrendering custody to a third party by minting FXRP via the FAssets application on Flare, bridging the tokens to Ethereum, and depositing them into the vault. This allows them to borrow $RLUSD against their FXRP collateral up to a specified limit. The isolated FXRP/$RLUSD market is launched on Morpho Blue and is part of Sentora's $RLUSD Main vault, which currently holds approximately $280 million in $RLUSD. Initially, the collateral limit for FXRP is set relatively low but may be increased as liquidity and demand grow.

cryptonews.ru08/04 12:16

Sentora Adds FXRP as Collateral for RLUSD

cryptonews.ru08/04 12:16

XRP Ledger Added Nearly 490K New Accounts In First Half Of 2026

The XRP Ledger added approximately 489,739 new accounts in the first half of 2026, bringing its total accounts to around 8.4 million. This growth has been linked in part to activity related to Ripple's RLUSD stablecoin, including its deployment and minting, suggesting stablecoins may be driving new network usage. However, the report emphasizes a key caveat: account growth does not equate to active user growth, as counts can include inactive wallets, exchange addresses, or one-time users. Therefore, while the figure signals network expansion, it is not a direct measure of daily active adoption. The connection to RLUSD provides important context, as stablecoins often drive practical blockchain utility for payments and transfers. This aligns with XRPL's broader direction beyond XRP transfers into stablecoins and tokenized assets. The ledger's next test will be the quality and sustainability of activity from these new accounts, including transaction volume and stablecoin usage, rather than just the headline count.

bitcoinist08/03 09:05

XRP Ledger Added Nearly 490K New Accounts In First Half Of 2026

bitcoinist08/03 09:05

Ripple Expands Access to RLUSD on 4 Largest South Korean Exchanges

Ripple's stablecoin RLUSD has expanded its presence by securing listings on the four largest cryptocurrency exchanges in South Korea. Upbit and Bithumb recently completed the expansion, joining Coinone and Korbit, which had listed the stablecoin earlier. This provides RLUSD with the broadest access to one of the world's most active digital asset markets, allowing traders to access it directly against the Korean Won (KRW), Bitcoin (BTC), and Tether (USDT). Ripple's senior vice president for stablecoins highlighted the move, noting it offers regulated, fully-reserved access for institutional and retail investors. Beyond exchange listings, Ripple is promoting RLUSD for use in payments and institutional settlements. The stablecoin is backed by a reserve of cash deposits, U.S. Treasury securities, and other cash equivalents, with monthly attestations. RLUSD is available on multiple blockchains, including the XRP Ledger, Ethereum, and several EVM-compatible networks.

cryptonews.ru07/31 05:21

Ripple Expands Access to RLUSD on 4 Largest South Korean Exchanges

cryptonews.ru07/31 05:21

Total Value of RWA on XRP Ledger Exceeds $4 Billion

The RWA (Real-World Assets) market on the XRP Ledger has grown rapidly, surpassing $4 billion in total value. Over the past six months, the network attracted $2.6 billion in new RWA inflows (excluding stablecoins), the second-highest among all blockchains, trailing only BNB Chain ($3 billion). This growth has positioned XRPL as the world's sixth-largest blockchain by total RWA value ($4.38B). Key contributors to this expansion include the JMWH energy commodity token, CRX Digital Assets' credit product, and Ripple's $RLUSD stablecoin. Notably, the network's RWA market has surged from under $1 billion at the start of 2026 to its current level, now accounting for about 1% of the global $417 billion tokenized asset market.

cryptonews.ru07/27 10:58

Total Value of RWA on XRP Ledger Exceeds $4 Billion

cryptonews.ru07/27 10:58

XRPL AI hits 1.21M transactions – Will utility drive XRP price higher?

The XRPL AI agent ecosystem has processed over 1.21 million autonomous transactions, signaling a shift from speculation to utility-driven activity. Settlements for Ripple (XRP) and Ripple USD (RLUSD) surged by 279% and 304%, respectively. Concurrently, RLUSD is expanding into DeFi, with deposits on Morpho reaching $250 million, indicating its growing use as productive collateral. Despite lower prices, retail optimism for XRP is high, with a bullish sentiment ratio surpassing that of Bitcoin and Ethereum. The key challenge is transforming this rising utility and optimism into sustained network demand and growth, rather than short-term speculation.

ambcrypto07/14 13:03

XRPL AI hits 1.21M transactions – Will utility drive XRP price higher?

ambcrypto07/14 13:03

Ripple RLUSD Beta Tests Put XRP Ledger Stablecoin Strategy Back In Focus

Ripple is preparing beta tests for its dollar-backed stablecoin, RLUSD, which is planned for launch on both the XRP Ledger and Ethereum. This move brings the company's enterprise payments strategy back into focus. RLUSD is designed to complement Ripple's existing settlement products, not replace XRP, which will continue to serve as a bridge asset. The stablecoin aims to provide institutions with a dollar-denominated instrument for settlement and liquidity management within Ripple's network. For the XRP Ledger, RLUSD represents a significant utility test, potentially supporting trading pairs, payments, and DeFi activity. Its success will depend on factors like exchange support, issuer trust, and regulatory acceptance. Ripple is entering a competitive stablecoin market but leverages its existing enterprise relationships and distribution channels. The beta phase is a critical step to watch as Ripple seeks to establish a more direct role for XRPL in regulated dollar liquidity.

bitcoinist07/07 03:07

Ripple RLUSD Beta Tests Put XRP Ledger Stablecoin Strategy Back In Focus

bitcoinist07/07 03:07

Ripple USD Activity Pushes XRP Ledger Settlement Volume Above $2.5 Billion

Ripple USD (RLUSD) stablecoin activity has reportedly generated over $2.5 billion in total settlement volume on the XRP Ledger (XRPL), with RLUSD/XRP trading volume nearing $900 million, according to research from independent firm Evernorth. This highlights the growing role of the fiat-backed stablecoin, which is distinct from the native XRP asset, in demonstrating the ledger's utility for fast, low-cost settlements. The increasing stablecoin activity provides a clearer use case for XRPL, suggesting it is being used for practical settlement and liquidity, not just discussed as a payments network. Sustained growth will depend on broader adoption beyond the initial ecosystem. While more RLUSD usage supports XRPL's utility narrative, it does not guarantee direct price action for XRP, which remains subject to broader market factors.

bitcoinist07/01 22:21

Ripple USD Activity Pushes XRP Ledger Settlement Volume Above $2.5 Billion

bitcoinist07/01 22:21