PayPal expands stablecoin push as crypto assets factor into Q2 results

cointelegraphPublished on 2026-07-28Last updated on 2026-07-28

Abstract

PayPal's second-quarter results included a $1.26 per share earnings, slightly below estimates, on revenue of $8.68 billion, which exceeded forecasts. The company reported an $81 million non-GAAP adjustment for strategic investments and crypto assets, which it excludes as they are not actively traded for operations. In its strategy, PayPal emphasized expanding into stablecoins, AI-driven agentic payments, and identity technologies using its existing payments infrastructure and risk management systems. Its PayPal World platform processed roughly $200 million in payment volume between Venmo and PayPal.

Global payments giant PayPal highlighted stablecoins and artificial intelligence-driven payment tools as part of its second-quarter strategy while crypto assets remained part of its earnings reconciliation.

PayPal reported Q2 earnings of $1.26 per share on Tuesday, compared with $1.30 per share in the same period last year and below analysts’ $1.28 estimate. Revenue reached $8.68 billion, up from $8.29 billion a year earlier and above the $8.47 billion analyst consensus.

The company also recorded an $81 million non-GAAP adjustment related to gains and losses from strategic investments and crypto assets held for investment. PayPal said it excludes gains and losses from strategic investments and crypto assets held for investment from non-GAAP results because it does not actively trade those assets or rely on them to fund ongoing operations.

In its Q2 investor presentation, PayPal said it is expanding into agentic payments, stablecoins, identity and biometric technologies by leveraging its payments network, risk infrastructure and trust capabilities. The company also said its PayPal World platform facilitated about $200 million in total payment volume between Venmo and PayPal.

Related: Coinbase CEO touts agentic finance as Base tops 100M AI payments

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Related Questions

QWhat were PayPal's earnings per share for Q2 and how did they compare to analyst estimates?

APayPal reported Q2 earnings of $1.26 per share. This was below the analysts' estimate of $1.28 per share.

QHow much was the non-GAAP adjustment related to crypto assets and strategic investments in PayPal's Q2 results?

APayPal recorded an $81 million non-GAAP adjustment related to gains and losses from strategic investments and crypto assets held for investment.

QWhat strategic areas did PayPal highlight for expansion in its Q2 investor presentation?

AIn its Q2 investor presentation, PayPal highlighted it is expanding into agentic payments, stablecoins, identity, and biometric technologies.

QWhat was the total payment volume facilitated between Venmo and PayPal on the PayPal World platform?

AThe PayPal World platform facilitated about $200 million in total payment volume between Venmo and PayPal.

QWhy does PayPal exclude gains and losses from crypto assets and strategic investments from its non-GAAP results?

APayPal excludes them because the company does not actively trade those assets or rely on them to fund ongoing operations.

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