‘骗子的工具’——田纳西州加密货币ATM禁令导致创纪录的1万台设备被卸载

ambcryptoPublished on 2026-07-09Last updated on 2026-07-09

Abstract

田纳西州总检察长乔纳森·斯克梅蒂确认,针对加密货币ATM的禁令将正式生效。此前,运营商CoinFlip及行业试图阻止禁令的努力因联邦法院支持州政府而失败。斯克梅蒂认为,这些设备是“诈骗工具”,使欺诈者受益多于普通民众。该州法律已将故意运营加密货币ATM或自助终端定为A级轻罪。 此举源于该州四月份因针对老年人的诈骗损失达400万美元后推动的禁令。除田纳西外,印第安纳、明尼苏达也已禁止加密货币ATM,密苏里州虽未全州禁令但已有相关指控,特拉华、新泽西、密歇根等州也在考虑类似措施。 在此打击下,全球加密货币ATM拆除量在2026年6月创下纪录,超过1万台,其中美国占绝大部分。数据凸显了州级监管与设备减少间的紧密关联。 然而,这未必会阻碍加密货币的采用。以万事达卡、维萨卡等发行的加密货币卡正成为更安全的消费替代方案,其使用量去年增长106%,足以媲美P2P稳定币支付。因此,当前的监管打击可能反而推动用户转向相对安全的加密货币卡。

加密货币ATM运营商CoinFlip在田纳西州再次遭受打击。田纳西州总检察长乔纳森·斯克梅蒂在最近的一份声明中确认,针对加密货币ATM的禁令将生效。

此举是在联邦法院支持田纳西州后,CoinFlip及更广泛的加密货币ATM行业阻止该禁令的尝试失败后采取的。对于总检察长斯克梅蒂来说,加密货币ATM是“骗子的工具”,它们“让欺诈者受益”多于普通市民。

州议会认识到,这些机器以牺牲普通市民的利益为代价使欺诈者受益,法院也认可在此案进行期间允许该法律生效具有重大的公共利益。

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根据田纳西州法律,《第766号公共法案》将明知故犯地运营加密货币信息亭或ATM机定为A类轻罪。

加密货币ATM的打击会影响普及吗?

该州在发生400万美元的诈骗损失后,于四月决定禁止加密货币ATM,这些诈骗主要针对老年人。然而,最大的运营商之一CoinFlip试图阻止该禁令。不过,联邦法院驳回了其禁制令动议,允许禁令生效。

除田纳西州外,印第安纳州和明尼苏达州也已禁止加密货币ATM。尽管密苏里州尚未在全州范围内正式颁布禁令,但像CoinFlip这样的运营商已被指控为“欺诈的入口”。

其他州,如特拉华州、新泽西州和密歇根州,也正在探索对加密货币ATM的正式禁令。

事实上,在这场打击行动中,截至2026年6月,被卸载的加密货币ATM数量已达到创纪录水平。根据CoinATM Radar汇总的数据,超过1万台专门的加密货币信息亭被卸载。

来源:CoinATM Radar

在全球范围内卸载的10,230台加密货币ATM中,美国占了9,798台,这与各州持续的打击行动密切相关。

加密货币卡会取代加密货币ATM吗?

但这可能不会对全美更广泛的普及产生负面影响,因为加密货币卡正作为加密货币支出的更安全替代方案而兴起。需要澄清的是,加密货币信息亭或ATM是专为加密货币或比特币构建的。

相反,由万事达卡、Visa和其他专注于加密货币的支付平台发行的加密货币卡,允许用户通过传统的ATM网络使用其数字资产。

事实上,去年加密货币卡的交易量增长了 106%,可与点对点稳定币支付相媲美,这进一步突显了其需求。

来源:Artemis

总体而言,在诈骗日益增多的情况下,持续的加密货币ATM打击行动可能不会影响加密货币的普及。相反,它可能有助于用户采用相对更安全的替代方案,如加密货币卡。


最终总结

  • 田纳西州获得联邦法院许可,得以推进加密货币ATM禁令
  • 随着加密货币ATM打击行动导致全美创纪录的设备卸载,加密货币卡的使用量激增。

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Related Questions

Q田纳西州对加密货币ATM机实施禁令的主要原因是什么?

A田纳西州总检察长认为加密货币ATM机是‘诈骗工具’,主要使欺诈者受益而非普通公民。此前,该州发生了针对老年人的、涉及金额达400万美元的诈骗案,导致了该禁令的出台。

Q根据文章,2026年6月全球有多少台加密货币ATM机被卸载?其中美国占多少?

A2026年6月,全球有超过10,230台加密货币ATM机被卸载。其中,美国占了9,798台。

Q除了田纳西州,还有哪些州也对加密货币ATM机采取了限制措施?

A除了田纳西州,印第安纳州和明尼苏达州也已禁止加密货币ATM机。此外,特拉华州、新泽西州和密歇根州也在考虑正式禁令。密苏里州虽未全州禁止,但已指控CoinFlip等运营商是‘欺诈的门户’。

Q文章中提到哪种产品可能作为加密货币ATM机的替代品,并且其使用量在去年有显著增长?

A加密货币借记卡(或预付卡)被认为是更安全的替代品。文章指出,由万事达卡、Visa等机构发行的加密货币卡使用量去年增长了106%,其交易额已可与点对点稳定币支付相媲美。

Q田纳西州的法律将故意运营加密货币ATM机或信息亭的行为定为什么性质的犯罪?

A根据田纳西州的法律(公法第766章),故意运营加密货币信息亭或ATM机被归类为A级轻罪。

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