Pieverse如何抓住x402机遇解决BNB Chain支付瓶颈?

比推Published on 2025-10-29Last updated on 2025-10-29

撰文:Eric,Foresight News

原标题:在 Pre-TGE 前正好赶上 x402 风口的 Pieverse 是什么来头?


x402 为 AI 支付叙事加了把柴火,但火并没有在第一时间烧到 BNB Chain 上。究其原因,x402 因为过于早期所以仅支持 ERC-3009 标准,而 BNB Chain 上的稳定币,包括 USDC 在内都不支持该标准。

此时,从入选 MVB 开始就一路获得币安和 BNB Chain 支持的支付协议 Pieverse 站了出来,不仅通过推出支持 ERC-3009 标准的 USDT 封装代币 pieUSD 解决了 BNB Chain 无法支持 x402 的问题,还顺势将只支持「支付」这一种功能的 x402 「升级」到了 x402b。简单来说,Pieverse 在原本基础上为支付生成了可验证的收据,证明支付是在具体谁与谁之间的交易实现的,而不是 AI 自发的行为。

币安钱包将在 10 月 29 日下午 4 点上线 Pieverse 的 Pre-TGE 活动。通过服务于 BNB Chain 生态,这个以为链上支付添加可验证证明的准新项目在 AI 支付时代迎来了小小的高光时刻。

一个与「时间」有关的协议

Pieverse 的发展经历了两个阶段,在创立之初其定位为一个「TimeFi」协议,推出的 Pieverse Timepot 模型核心就是通过平台的一系列机制让需要消耗时间去匹配的人或者资源可以更快得找到对应的目标。

Pieverse 最初的三款产品包括了 Time Bid、Time Draw、Time Task。Time Bid 允许用户为专业人员的时间出价竞标,Pieverse 也会通过 LinkedIn 等平台验证「专业人员」的真实水平,最终成功竞标者可以直接在平台上通过 Zoom 等与专业人员进行沟通;Time Draw 则是通过抽奖的形式提供与投资人、交易员、明星等进行私下交流互动的机会;Time Task 则是提供了一个给所有人发布需求,提供服务的平台。

抛开概念来说,这就是个中介平台,强行与时间进行挂钩显得过分牵强,目前看来这三款产品虽然仍在运行但似乎已经没有了任何活跃度。之后 Pieverse 推出的 VC Arena 则是获得了一些关注,该平台套用上述产品的机制撮合 VC 与初创项目团队的链接迎合了一些实际的需求。

不知是否是意识到了设计思路的问题,Pieverse 转变了方向,推出了一款金融化程度更高,更有参与感的产品 Time Challenge。

Time Challenge 本质上是将日常承诺转化为结构化、有时限且具有实际财务风险的挑战。无论是健身目标、生产力目标,还是个人里程碑,用户都可以创建或加入挑战,锁定风险,并根据他们对结果的评价获得奖励。

挑战分为两种,Prediction Challenges 要求参与者自行设定一个目标并押注一定金额,其他用户也可以押注挑战者能否在限定时间内达成目标,最终获胜者可以获得挑战者和预测错误的一方押注的钱。Commit Together 则是一群有同一目标的人出相同的钱押注自己能完成这个目标,最终完成的人拿走没完成的人的钱。

都说当个人利益成为集体利益时候就会给予个人动力,这种邀请大家来监督自己以及共同约定完成目标的游戏,当开始投入真金白银时就会带来莫名的兴奋感,参与人数也印证了这一点。虽然之后的大量活动都是 Web3 项目设立能否完成某些任务的挑战,但相比于前述的场景确实有趣了很多。

转型支付踩中风口

就在本月 9 号,Pieverse 宣布推出支付工具 Pieverse Timestamping。与大多数支付工具不同的是,Pieverse 基于此前积累的与「定时」有关的开发经验,实现了自动创建 invoice、稳定币支付、生成符合辖区法律与税务要求的收据的流程,并将每笔交易与链上时间戳配对,创建不可变、可验证的付款证明。

至少目前来看,选择转型支付是一个正确的决定。就在宣布新产品后的两周不到,x402 开始占据各大科技媒体的头版头条,而 Pieverse 也正好利用刚出炉不久的 Timestamping 给 x402 添加了可验证的组件并上线了测试网,使得原本没有代币支持 ERC-3009 的 BNB Chain 弯道超车。

采用 x402b 进行交易的流程大致为:

  1. 客户端到资源服务器:发送带有 X-PAYMENT header 的 HTTP 请求,其中包含付款 + 可选合规元数据。

  2. 资源服务器到 Facilitator(「链上代付 + 验证 + 结算」的基础设施服务商):验证签名,通过 /settle 启动结算。

  3. Facilitator 到区块链:使用用户签名的授权在 pieUSD 合约上调用 transferWithAuthorization(无需支付 Gas 费)。

  4. Facilitator 到 BNB Greenfield(可选):生成合规收据并将其上传至 Greenfield,使得凭证不可篡改且可审计。

  5. Facilitator 到资源服务器再到客户端:返回标准 x402 响应,可选包括 Greenfield 收据 URL。

简单来说,单个支付流程包含了用户签名、服务商提交、BNB Greenfield 保存证明,将 BNB Chain 上的 x402 发展向前推了一大步。也让其在代币发行前成功吸引了市场的关注。

Web3 背景深厚的华人团队

目前 Pieverse 公开的联合创始人就是出现在融资新闻稿中的 Colin Ho,但没办法找到更多的信息,不过 LinkedIn 中与 Pieverse 有关联的三人已经显示出了比较强的 Web3 Native 背景。

首席营销官 David Chung 曾在美国比特币点对点交易平台 Paxful 负责用户体验和文案内容方面的工作。一位自称为「核心贡献者」的 H Fran 早年曾在弘毅投资从事投资工作,后自己成立的创业公司被阿里巴巴收购。另一名联创 Junjia He(也大概率是技术方面的负责人)曾任 Uber 软件工程师,后于 2018 年加入 QuarkChain 任工程师,除了研究通过分片扩容区块链外,还领导了稳定币、DEX、借贷市场等 DeFi 项目。

今年 4 月,Pieverse 进入 BNB Chain 最具价值建设者(MVB)第九季入选名单,而就在上周,Pieverse 官宣完成了 Animoca Brands 和 UOB Ventures 领投 700 万美元战略融资,参投方包括了 10K Ventures、Signum Capital、Morningstar Ventures、Serafund、Undefined Labs 和 Sonic Foundation 等。

如此看来,从被 BNB 生态选召到转型支付,再到融资以及帮助 BNB Chain 支持 x402,Pieverse 的节奏一直踩得很准。如果 AI 支付、x402 的市场热度能在持续一段时间,那么 Pieverse 可能会在代币上线这件事上再度「赶趟」。


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4.5k Total ViewsPublished 2025.03.26Updated 2025.03.26

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Welcome to the HTX Community. Here, you can stay informed about the latest platform developments and gain access to professional market insights. Users' opinions on the price of BNB (BNB) are presented below.

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