Vantage Bank и Custodia запускают программу токенизированных депозитов

cryptonews.ruPublished on 2025-07-23Last updated on 2025-10-24

Vantage Bank и Custodia — компания-кастодиан из Вайоминга, обеспечивающая взаимодействие традиционных и цифровых активов, обнародовали программу для американских банков по выпуску токенизированных депозитов. Эта инициатива объединяет блокчейн-платформу Custodia и платформу Interlace от Infinant. Она предоставляет местным и региональным банкам готовое решение, которое интегрирует токенизированные депозиты и стейблкоины непосредственно в традиционные системы онлайн-банкинга.

Проект решает проблему совместимости и вводит единый цифровой токен, который может функционировать как токенизированный депозит, а также как стейблкоин. Это позволяет банкам предлагать современные финансовые продукты, не рискуя стабильностью депозитной базы. Данная архитектура защищена патентами и разработана для удержания депозитов в рамках банковской системы.

Практическое применение уже было протестировано на трансграничных платежах для транспортных компаний и выплатах в сфере строительства.

Vantage Bank и Custodia впервые выпустили токенизированные банковские депозиты в марте 2025 года. Их последующая работа в регулируемой среде привела к данному запуску. Благодаря раннему старту, Custodia имеет статус разрешенного эмитента платежных стейблкоинов согласно GENIUS Act. Это предоставляет участникам консорциума соответствующий нормам путь к внедрению.

Изображение: Freepik

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