点击使用USDC支付即将登陆iPhone

币界网Published on 2024-08-16Last updated on 2024-08-16

币界网报道：

随着苹果向第三方开发商开放其智能手机安全支付芯片的开发，iPhone用户很快将能够通过点击设备使用USDC进行支付。

Circle首席执行官Jeremy Allaire在X上宣布：“点击即可在即将到来的iPhone上使用USDC支付。钱包开发人员，启动引擎。”。

点击即可在即将到来的iPhone上使用USDC支付。钱包开发者，启动你的引擎。https://t.co/D6lsj4saMS——杰里米·阿莱尔-jda.eth/jdallaire.sol（@jerallaire）2024年8月14日

苹果在一份声明中透露，随着其最新的iPhone更新iOS 18.1，“开发人员将能够使用安全元素在iPhone上的自己的应用程序中提供NFC非接触式交易，与Apple Pay和Apple Wallet分开。”

这将允许加密货币开发人员在iPhone上集成基于区块链的支付功能。

Allaire解释说，在此更新之前，只有苹果自己的钱包应用程序和Apple Pay功能可以在iPhone上使用NFC。

Allaire说：“这将允许[销售点]告诉iPhone它将接受USDC的区块链地址或支付金额，然后基于iPhone的钱包应用程序可以提示用户确认付款（如使用FaceID），并通过区块链发起交易以结算USDC。”。

关于我的推特，有很多闲聊和问题。更清晰一点，这样人们就不会把它变成它不是的东西。为什么iPhone上使用USDC进行点击支付很快就会到来，这对钱包开发人员来说意味着什么？-Circle与苹果公司没有任何关系，这…https://t.co/IZfLbIsWGp——杰里米·阿莱尔-jda.eth/jdallaire.sol（@jerallaire）2024年8月14日

Allaire补充道，通过向开发者授予NFC芯片访问权限，苹果正在为其他Web3技术（如NFT和其他稳定币）解锁机会。

苹果的API将提供给澳大利亚、巴西、加拿大、日本、新西兰、英国和美国的开发者，但这家科技巨头没有提到欧盟及其27个成员国。

本周早些时候，MetaMask宣布通过与万事达卡和Baanx的合作，试行推出MetaMask卡。

根据他们网站上的一篇帖子，该合作伙伴关系推出了世界上第一张万事达卡支付卡，允许用户在接受万事达卡的任何地方从他们的MetaMask钱包直接购买。

Trending Cryptos

CitreaCTR

wrapped stUSDTWSTUSDT

Velodrome FinanceVELODROME

BrevisBREV

ZRX（0X）ZRX

PancakeSwapCAKE

Trillion-Dollar Pension Fund Entry? Franklin Bitcoin Dividend Reinvestment ETF Comes with a Built-in Selling Pressure Ceiling

Franklin Templeton has filed to launch two ETFs that embed a "default configuration" logic into Bitcoin investment, aiming to tap into massive pension fund flows. These "Bitcoin Dividend Reinvestment Index ETFs" will initially hold 95% equities and 5% Bitcoin, automatically reinvesting stock dividends to buy Bitcoin. However, a quarterly rebalancing rule forces selling of Bitcoin if its allocation exceeds 5%, capping its maximum holding at 20%. While the product cleverly circumvents advisor reluctance and compliance hurdles by labeling itself as a U.S. equity product, its actual Bitcoin buying power is minimal. Given low dividend yields (e.g., ~1% for broad market indices), annual Bitcoin purchases from a fund the size of Franklin's existing Bitcoin ETF would be a mere $3.6 million—negligible against Bitcoin's daily trading volume. Crucially, during bull markets, the fund becomes a programmed, passive *seller* of Bitcoin, potentially creating sustained sell pressure if many similar funds emerge. The strategy leverages investor inertia and automatic enrollment, similar to the success of target-date funds in 401(k) plans. It also uses an offshore Cayman subsidiary for holding Bitcoin and raises a tax complication where investors must pay taxes on dividends they never receive as cash. Although recent U.S. regulatory changes allow crypto in retirement plans, widespread adoption as a default option faces legal hurdles. The core premise remains: the system doesn't need to convince anyone to buy Bitcoin actively; it simply relies on people doing nothing.

marsbit5m ago

Trillion-Dollar Pension Fund Entry? Franklin Bitcoin Dividend Reinvestment ETF Comes with a Built-in Selling Pressure Ceiling

marsbit5m ago

Bitcoin Hits 20-Month Low as Largest Bull Suffers $15 Billion Paper Loss

Bitcoin Hits 20-Month Low as Major Bull Loses $15 Billion On June 25th, Bitcoin fell below $60,000, hitting a low of $58,030—its lowest level since October 2024. The sell-off triggered over $1 billion in leveraged liquidations in 24 hours, with longs accounting for $788 million. This marks a more than 53% decline from the October 2025 all-time high of $126,198. A critical factor in the downturn is the weakening position of MicroStrategy, the largest corporate Bitcoin holder. With 847,363 BTC at an average cost of $75,651, the company now faces over $14.6 billion in unrealized losses. Its core financing flywheel—raising capital to buy Bitcoin—is stalling. Its variable-rate preferred shares (STRC), a key fundraising tool, have fallen 25% below their $100 target. This raises doubts about its ability to continue providing steady institutional demand for Bitcoin. Simultaneously, U.S. spot Bitcoin ETFs are experiencing significant outflows, with a single-day net outflow of $469 million on June 24th. This represents the most severe sustained capital flight since their launch. The macroeconomic backdrop remains restrictive, with persistent inflation delaying expected Fed rate cuts. Analysts note a shift in capital allocation, with institutional funds moving away from crypto towards AI infrastructure stocks. Immediate pressure comes from approximately $10 billion worth of Bitcoin options expiring on June 26th, which could increase market volatility. The combined effect of these factors—eroding core demand pillars, macro headwinds, and capital rotation—has decisively broken the $60,000 support level.

Foresight News11m ago

Bitcoin Hits 20-Month Low as Largest Bull Suffers $15 Billion Paper Loss

Foresight News11m ago

STRC Falls Below $80, Can Conservative Investors Still Buy the Dip?

The article analyzes whether the STRC (a perpetual preferred stock issued by MicroStrategy) presents a buying opportunity after its price fell below its $100 par value to around $80, offering a seemingly high yield of 13-15%. The core argument is that STRC's discount reflects market skepticism about the sustainability of MicroStrategy's capital structure model, not just temporary panic. This model relies on issuing securities (like STRC) to raise funds to buy more Bitcoin, a "flywheel" that works in a bull market. The recent small sale of BTC to fund dividends, while minor, broke the psychological "never sell" anchor and signaled potential strain. Key risks identified are not a traditional Ponzi collapse but a potential breakdown in the financing narrative: 1) If Bitcoin enters a deep bear market, crushing MicroStrategy's stock premium (mNAV), its ability to raise cheap capital weakens. 2) If STRC remains deeply discounted, it signifies permanently higher funding costs. 3) The high cash dividend yield represents a significant ongoing expense. 4) If selling BTC to pay dividends becomes routine, the bullish narrative reverses. The conclusion is that STRC is not a risk-free high-yield asset. It is a high-coupon bet on whether MicroStrategy's BTC treasury financing model can withstand a bear market. Buying it is a wager that the market will continue to believe in and fund this structure at acceptable costs. The current price asks if this cycle's "casualty" might be a BTC treasury company's融资 model itself.

marsbit27m ago

STRC Falls Below $80, Can Conservative Investors Still Buy the Dip?

marsbit27m ago

Why Do Crypto Projects Keep Changing Their Names?

**Why Do Crypto Projects Keep Changing Names?** In the crypto world, changing a project's name is common—over 16% of projects have done so, including major ones like Polygon (formerly Matic Network). This contrasts sharply with traditional businesses, which fiercely protect brand equity. The core reason is that in crypto, brand loyalty is often weak. Users are frequently investors, airdrop hunters, or yield seekers, not traditional consumers. A name associated with price crashes, hacks, or failed narratives becomes a liability, not an asset. Renaming can be a strategic reset to shed this baggage. Name changes serve as a potent marketing tool. They can signal a genuine pivot in strategy or scope (e.g., EthSign dropping "Eth" as it expanded). However, they are often used to "narrative surf," rebranding to align with hot trends like AI, RWA, or the metaverse (e.g., Elrond → MultiversX). Critically, renaming is also a PR tactic to distance a project from past failures like security breaches (e.g., Anyswap → Multichain). The most significant risk emerges when a name change is coupled with a token migration or swap. This process can allow projects to reset exchange price charts, erase visible historical downtrends, and create an illusion of a fresh start. It often facilitates liquidity resets, where low float can be exploited for pumps. More alarmingly, migrations sometimes mask overhauls to tokenomics, introducing substantial new token supply through "ecosystem funds" or "node rewards," effectively diluting existing holders. The fundamental issue isn't renaming itself, which can be valid for strategic evolution. The problem is when it functions as an escape from history—a way to avoid accountability for past mistakes, failed promises, and poor performance. When a project announces a rebrand, the critical questions are: What tangible new capability or strategy does it represent? Has the tokenomics changed? And what part of its past is it most trying to make users forget?

marsbit33m ago

Why Do Crypto Projects Keep Changing Their Names?

marsbit33m ago

A Trillion-Dollar Entry Point for Pension Funds? Franklin's Bitcoin Dividend Reinvestment ETFs Come with a Built-In Selling Pressure Ceiling

Franklin Templeton filed for two ETFs on June 18 that embed a "default option" logic into Bitcoin investing. These funds—the Franklin US Equity Bitcoin Dividend Reinvestment Index ETF and the Franklin US Innovative Equity Bitcoin Dividend Reinvestment Index ETF—aim to automatically allocate a portion of investor dividends to Bitcoin, initially with a 95% stock and 5% Bitcoin allocation. The mechanism is designed for financial advisors, not retail investors. By packaging Bitcoin exposure within a standard equity fund label, advisors can bypass internal compliance restrictions against direct cryptocurrency allocation for their clients. Dividends from the stock holdings are automatically used to buy Bitcoin via spot ETFs, futures, or options. However, the structure imposes strict rebalancing rules: if Bitcoin's allocation exceeds 5%, it is trimmed back to 4.5% quarterly, with a hard cap of 20%. This means the fund becomes a systematic seller during Bitcoin price rallies. Realistically, the potential buying pressure is minimal. Based on dividend yields (approximately 1.05% for broad market, 0.52% for innovative equity), the annual inflow into Bitcoin would be a tiny fraction of the fund's assets. For comparison, Franklin's existing Bitcoin ETF ($359 million AUM) would generate only about $3.6 million in annual Bitcoin purchases—negligible against Bitcoin's daily trading volume. The innovative equity fund, heavily weighted in low-dividend stocks like Nvidia, would have even weaker buying power. The product utilizes an offshore Cayman subsidiary to hold Bitcoin, a common compliance tactic for commodity exposure in mutual funds. A key drawback for investors is the tax liability: they must pay taxes on dividends that are automatically converted into Bitcoin, requiring out-of-pocket cash for a gain they never directly receive. For the strategy to scale significantly, such funds would need to become a default or near-default option in retirement plans like 401(k)s. Recent regulatory moves, including a Trump executive order and a Department of Labor proposal offering fiduciary safe harbors for including crypto assets, could pave the way. However, widespread employer adoption likely awaits further legal clarity. Ultimately, the fund's model leverages investor inertia and automated systems, rather than convincing anyone to actively choose Bitcoin. While it creates a new, albeit small, structural buyer, its rebalancing rules also establish a built-in "selling ceiling" that could dampen price upside if similar products proliferate.

Foresight News35m ago

A Trillion-Dollar Entry Point for Pension Funds? Franklin's Bitcoin Dividend Reinvestment ETFs Come with a Built-In Selling Pressure Ceiling

Foresight News35m ago

Trading

Spot

Futures

Hot Articles

What is USDC(WORMHOLE)

USD Coin (Wormhole): A Comprehensive Overview Introduction In the rapidly evolving world of cryptocurrencies, USD Coin (Wormhole), referred to as $USDC(Wormhole), stands out as a pioneering solution within the DeFi (Decentralized Finance) landscape. Operating on several blockchain platforms, including Solana, USD Coin (Wormhole) is more than just a digital representation of the United States dollar. It embodies the innovative spirit of modern finance, enabling seamless cross-chain transactions and enhanced interoperability among diverse blockchain ecosystems through the advanced Wormhole protocol. What is USD Coin (Wormhole)? USD Coin (Wormhole) is a tokenized version of the US dollar designed to facilitate frictionless transactions across different blockchain networks. Its primary aim is to bolster liquidity and enhance the functionality of the DeFi ecosystem. By leveraging the Wormhole protocol, which establishes a robust cross-chain communication network, users can effortlessly transfer USDC tokens across various platforms. This cross-chain capability marks a significant advancement in cryptocurrency use, promoting a more interconnected and efficient ecosystem where assets can flow freely between different blockchains. The value proposition of USD Coin (Wormhole) lies not only in its stability, being pegged to the US dollar, but also in its ability to bridge gaps between disparate blockchain environments. This innovative approach fosters a greater level of participation among users and developers, paving the way for new and exciting applications within decentralized finance. Who is the creator of USD Coin (Wormhole)? The origins of USD Coin (Wormhole) are intricately tied to the Wormhole network, which was developed by Jump Crypto. While specific individual creators are not prominently documented, Jump Crypto is notable for its involvement in advancing blockchain technology and supporting its applications in finance. By creating the Wormhole network, Jump Crypto has played a vital role in promoting cross-chain asset transfers, enhancing the efficiency and diversity of cryptocurrency usage. Who are the investors of USD Coin (Wormhole)? The success of USD Coin (Wormhole) is supported by investments from several notable funds and organizations within the cryptocurrency realm. Key investors include: Coinbase Ventures: A prominent venture capital arm backed by one of the leading cryptocurrency exchanges in the industry, Coinbase Ventures provides essential capital and strategic support to promising blockchain projects. Arrington XRP Capital: Specializing in digital assets, Arrington XRP Capital recognizes the potential of innovative projects like USD Coin (Wormhole) and has invested accordingly to back its development. Jump Trading: As the parent organization of Jump Crypto, Jump Trading brings not only investment but a wealth of expertise in trading technology and market dynamics to bolster the Wormhole project. How Does USD Coin (Wormhole) Work? The operational framework of USD Coin (Wormhole) is intricately designed to facilitate effective cross-chain transactions, maximizing security and efficiency. Here’s a simplified overview of how it functions: Asset Locking: When a user wishes to transfer USDC from one blockchain to another, they first lock their tokens on the source blockchain. This process ensures that the assets are secure and are set to be either burned or moved later. Token Minting: After the tokens are locked, an equivalent amount of USDC is minted on the destination blockchain. This provides the user with access to their funds on a new platform, reflecting the flexibility that the Wormhole protocol enables. Cross-Chain Transfer: The Wormhole protocol efficiently facilitates the entire transfer process. It ensures that once the USDC is minted on the destination chain, the equivalent tokens are burned on the source chain. The result is a seamless transfer of value between two distinct blockchain environments. This cross-chain methodology ensures that transactions remain secure and transparent, significantly enhancing liquidity within the different DeFi ecosystems. Timeline of USD Coin (Wormhole) Understanding the evolution of USD Coin (Wormhole) provides vital context for its significance in the cryptocurrency arena. Here’s a timeline highlighting important milestones in the project’s history: 2021: The Wormhole project is launched, establishing a framework for cross-chain asset transfers and setting the stage for the development of USD Coin (Wormhole). 2022: The Wormhole network experiences a significant challenge with a security breach that results in a $325 million theft. However, the incident is later addressed and refunded by Jump Crypto, showcasing the project’s commitment to security and transparency. 2023: USD Coin (Wormhole) integrates with Circle’s Cross-Chain Transfer Protocol (CCTP), enhancing its capabilities for cross-chain transfers and further solidifying its place within the DeFi ecosystem. 2024: Ongoing development and expansion of the Wormhole network continue, aimed at increasing the utility and reach of USD Coin (Wormhole) as well as enhancing its operational framework. Key Features The success of USD Coin (Wormhole) can be attributed to several key features that differentiate it from other cryptocurrency offerings: Cross-Chain Interoperability At the core of USD Coin (Wormhole) is its ability to facilitate seamless transfers across multiple blockchain networks. This interoperability serves as a cornerstone for decentralized finance, allowing various platforms to interact with each other, thereby accelerating the evolution of financial services. Security Wormhole employs a well-designed Guardian Network comprised of node validators that ensure secure cross-chain transactions. This collective oversight minimizes the risk of fraud and provides users with confidence that their assets are protected during cross-chain transfers. Liquidity Enhancement By enabling USDC to circulate freely across different blockchains, USD Coin (Wormhole) enhances liquidity in the DeFi ecosystem. This increased liquidity can foster more efficient trading, contribute to better pricing strategies, and improve the overall market dynamics encompassing various digital assets. Conclusion USD Coin (Wormhole) is a pivotal innovation in the blockchain space, reinforcing the capabilities of decentralized finance (DeFi) and establishing a more connected financial ecosystem. With its robust framework for cross-chain transactions, security features, and strong backing from reputable investors, USD Coin (Wormhole) is positioned to play a key role in the future of cryptocurrency. As the digital finance landscape continues to evolve, USD Coin (Wormhole) not only embraces the future of interconnectivity among blockchain networks but also reaffirms the power of tokenization and blockchain technology in transforming how we perceive and utilize value in a digital world. By navigating the complexities of cross-chain functionality, it demonstrates a sophisticated approach to enabling financial inclusivity and innovation in the world of cryptocurrencies.

1.2k Total ViewsPublished 2024.04.01Updated 2024.12.03

What is $USDC

Classic USDC: A Comprehensive Overview Introduction to Classic USDC In the rapidly evolving landscape of the cryptocurrency market, stablecoins have emerged as critical components, particularly in providing stability amid the volatility that characterizes digital assets. One such project is Classic USDC, a digital currency initiative that aims to deliver a stable and reliable medium of exchange. By maintaining a 1:1 peg with the US dollar, Classic USDC strives to offer users a dependable digital asset, equipped for various applications within the web3 and cryptocurrency ecosystems. What is Classic USDC? Classic USDC is fundamentally a stablecoin, which is a type of cryptocurrency designed to minimize the price volatility typically seen in the digital asset market. Specifically, Classic USDC aspires to represent the value of the US dollar closely, ensuring that users can leverage this digital currency for transactions, savings, and other financial activities without the fear of sudden price fluctuations that can otherwise plague many cryptocurrencies. The primary aim of Classic USDC is to provide a reliable and trustworthy digital equivalent of the US dollar, designed for seamless integration into a wide range of web3 applications, decentralized finance (DeFi) platforms, and other crypto-related financial systems. By delivering a stable digital currency, Classic USDC seeks to facilitate everyday commerce, make blockchain technology more user-friendly, and encourage the adoption of cryptocurrencies for mainstream usage. Creator of Classic USDC The identity of the creator or the development team behind Classic USDC remains largely unknown, and the lack of transparency has led to a degree of uncertainty regarding the project’s origins. While many cryptocurrency initiatives prominently showcase their founders and development teams, Classic USDC does not provide clear information about its creators, which poses challenges for potential users or investors weighing the project's credibility and reliability. Investors of Classic USDC Alongside the ambiguity surrounding its creators, Classic USDC also lacks specificity with regards to its investors. The financial backing of a project can often lend it credibility and stabilize its operations; however, the absence of documented investment foundations or organizations supporting Classic USDC raises questions about its funding structure. This lack of clarity could potentially hinder stakeholder confidence in the project. How Does Classic USDC Work? The operational mechanics of Classic USDC rely heavily on its reserve system, which is fundamental to the underpinnings of any stablecoin. Classic USDC undertakes to maintain a reserve of assets that directly correspond to the value of the digital currency in circulation. Specifically, for every Classic USDC token issued, an equivalent amount of backing assets is retained in reserve, whether in cash or near-cash equivalents. This strategy is designed to uphold the value of Classic USDC, offering reassurance to users that redeeming their tokens for US dollars is feasible at any time. This reserve structure aims to enhance the stability and reliability of Classic USDC, positioning it as a secure alternative in the cryptocurrency market. By ensuring that the value of Classic USDC is consistently correlated with the US dollar, the project aspires to engender trust among users who may be wary of the broader market dynamics. Timeline of Classic USDC The history of Classic USDC is marked by several key milestones that reflect its journey and evolution within the cryptocurrency ecosystem: 2021: The inception of Classic USDC is noted, introducing a new digital currency option designed for stability. During this year, the first records of the token’s activity surfaced and its initial price levels were established. 2024: Classic USDC begins to experience notable price fluctuations, as the crypto market overall grapples with various trends and user sentiment. Predictions regarding its future potential emerge, indicating a strong interest from market observers and analysts who foresee growth opportunities. Future Projections Experts speculate that Classic USDC may reach higher levels of adoption and stability in the years to come, with potential further developments anticipated around 2025 and 2026. However, these projections should be approached with cautious optimism, as the cryptocurrency market is inherently unpredictable, and various external factors may influence the trajectory of Classic USDC. Key Points About Classic USDC Stability: Classic USDC’s core proposition revolves around providing a digital currency that parallels the value of the US dollar, thereby ensuring stability in an often volatile marketplace. Reserve System: The project’s commitment to maintaining a reserve of assets to back its value underscores its reliability and operational soundness. Web3 and Crypto Integration: Classic USDC is engineered to facilitate easy integration within various applications, aiming to enhance the user experience and broaden the acceptance of cryptocurrency in everyday transactions. Future Growth Potential: While still emerging, Classic USDC holds prospective avenues for growth as awareness and utilization of stablecoins increases in the web3 and crypto contexts. Conclusion Classic USDC presents itself as a notable stablecoin initiative within the cryptocurrency sphere, striving to provide users with a reliable digital currency that embodies the stability of the US dollar. Despite uncertainties regarding its creators and financial backing, the underpinning principles of Classic USDC—centered on reserve-backed assurances—endeavour to position it as a trustworthy option for individuals and businesses navigating the digital economy. With an eye towards the future, market analysts are keen to observe how Classic USDC evolves in response to the shifting dynamics of the cryptocurrency landscape, potentially establishing itself as a significant player in the realm of stablecoins.

647 Total ViewsPublished 2024.05.01Updated 2024.12.03

HTX Learn: Learn About Layer3 to Share 6000 USDC

To help you grasp the essence of Layer3, HTX Learn has launched this Learn & Earn campaign.

45.8k Total ViewsPublished 2024.12.11Updated 2024.12.12

HTX Learn: Learn About Layer3 to Share 6000 USDC

Discussions

Welcome to the HTX Community. Here, you can stay informed about the latest platform developments and gain access to professional market insights. Users' opinions on the price of USDC (USDC) are presented below.