# Commerce的所有文章

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‘This is how Bitcoin begins’ – Square enables BTC payments, but is it adoption?

Square, a subsidiary of Block Inc., has announced it will automatically enable Bitcoin payments for small businesses, aiming to simplify crypto adoption and push Bitcoin into mainstream commerce. This move allows customers to pay with Bitcoin while merchants receive settlements in U.S. dollars by default, protecting them from price volatility. Jack Dorsey’s company sees this as a step toward Bitcoin becoming everyday money. The announcement positively impacted Block’s stock price, which rose nearly 2%. Despite ongoing challenges in the crypto market—such as regulatory uncertainty, geopolitical tensions, and user confusion around taxation—Square’s initiative represents a significant effort to boost Bitcoin’s practical use in daily transactions.

ambcrypto03/31 11:35

‘This is how Bitcoin begins’ – Square enables BTC payments, but is it adoption?

ambcrypto03/31 11:35

XRP Ledger Gets AI Agent Payments Through Virtuals And t54

Virtuals Protocol and t54 have integrated "agent commerce" into the XRP Ledger, enabling AI agents to autonomously transact using XRP and RLUSD. The system combines Virtuals' Agent Commerce Protocol (ACP) for commercial workflows—including escrowed jobs, evaluator-based verification, and programmable settlement—with t54's x402 facilitator, which handles payment verification and settlement without traditional API keys or custodial wallets. This infrastructure allows AI agents to programmatically pay for services via standard web requests, leveraging the HTTP 402 payment standard. The collaboration, supported by RippleX, aims to create a native financial environment for autonomous agents, addressing needs like verifiable identity and real-time risk assessment.

bitcoinist03/21 12:31

XRP Ledger Gets AI Agent Payments Through Virtuals And t54

bitcoinist03/21 12:31

An Undisclosed Loan Exposes the Ties Between the U.S. Commerce Secretary and Tether

A previously unreported loan from Tether to a trust benefiting the children of US Commerce Secretary Howard Lutnick has raised ethical concerns. In October, Lutnick sold his multibillion-dollar stake in Cantor Fitzgerald to trusts for his four children to comply with federal ethics rules. Around the same time, one trust, Dynasty Trust A, borrowed an undisclosed sum from Tether, the stablecoin issuer. The loan was collateralized by the trust's assets, which include a majority stake in Cantor, and by a convertible note giving Cantor rights to 5% of Tether. Ethics experts argue this transaction may violate the intent of federal divestiture requirements, as the loan from Tether—a firm with significant business ties to Cantor—could create a new conflict of interest. Cantor has managed Tether's reserves since 2021 and made a $600 million investment in Tether in 2024, which has appreciated significantly. As Commerce Secretary, Lutnick has been involved in crypto policy, including the pro-industry GENIUS Act, which contained provisions beneficial to Tether. The White House and a Cantor spokesman stated that Lutnick has complied with all ethics agreements. The loan's terms and the sale price to Lutnick's children were not disclosed.

marsbit03/19 08:56

An Undisclosed Loan Exposes the Ties Between the U.S. Commerce Secretary and Tether

marsbit03/19 08:56

AI Agent Got Its ID and Wallet on the Same Day｜Rewire Morning News

AI Agent Economy Accelerates with Key Infrastructure Launches. In a significant week for AI agents, Sam Altman's Worldcoin launched AgentKit, enabling AI agents to carry cryptographic proof of human identity, with 17.9 million users verified. On the same day, the protocol integrated with the x402 system from Coinbase and Cloudflare, allowing agents to perform micro-payments using stablecoins autonomously. Nvidia further solidified the infrastructure by releasing its Retail Agentic Commerce Blueprint, a full implementation of OpenAI's commerce protocol, enabling AI models like ChatGPT to handle entire shopping journeys. Industry projections suggest agent-driven commerce could reach $3-5 trillion by 2030. In other news, major tech industry associations filed a legal brief supporting Anthropic in its dispute with the Pentagon over the right to restrict government use of its AI. The Fed's March meeting concluded with rates held steady, while rising energy prices from the Iran conflict cloud the inflation outlook. Nvidia also unveiled its AI Grid, aiming to repurpose telecom networks into distributed推理 grids, and announced DLSS 5, a major graphics leap for 2026. The ongoing Iran war continues to strain global budgets and supply chains, with costs estimated between $40-95 billion.

marsbit03/18 04:55

AI Agent Got Its ID and Wallet on the Same Day｜Rewire Morning News

marsbit03/18 04:55

Crypto.com Partners with South Korea’s KG Inicis to Scale Crypto Payments for Foreign Tourists

Crypto.com has partnered with KG Inicis, South Korea's leading payment gateway, to expand crypto payment access for foreign tourists and enhance digital transactions in the country. KG Inicis will integrate and promote Crypto.com Pay across its extensive merchant network, which processes over 400 million transactions annually. This collaboration enables international visitors to pay with digital assets for goods and services in South Korea, while merchants can receive payments in both fiat and crypto. KG Inicis emphasized that linking digital assets with the real economy is key to future financial competitiveness. The partnership also includes joint marketing and product development in compliance with local regulations. This move aligns with South Korean efforts to strengthen its crypto framework, including lifting a long-standing ban and developing new legislation to regulate digital assets.

TheNewsCrypto03/17 11:01

Crypto.com Partners with South Korea’s KG Inicis to Scale Crypto Payments for Foreign Tourists

TheNewsCrypto03/17 11:01

The Largest Market for Stablecoins Is Not Cross-Border Payments

Stablecoins are experiencing significant growth, with their circulating supply more than doubling and adjusted transaction volume tripling over the past two years. However, the nature of this growth is shifting. Data from Allium’s latest report indicates that stablecoins are increasingly being used as a payment rail rather than a savings or speculative asset. Key metrics show that transaction velocity has increased from 2.6x to over 6x, indicating that stablecoins are being used more frequently for transactions rather than held as stores of value. While consumer-to-consumer (C2C) transactions remain the largest category by volume, their growth has slowed. In contrast, consumer-to-business (C2B) and business-to-business (B2B) payments are growing rapidly—131% and 87% respectively—suggesting increased adoption in commercial use cases like subscriptions, invoices, and supply chain payments. Notably, the narrative that stablecoins are primarily used for cross-border remittances is contradicted by the fact that about 74% of transactions are domestic. The declining average transaction size further supports the idea that stablecoins are being used for routine, lower-value payments rather than large international transfers. This shift positions stablecoins as competitors to domestic payment systems like ACH, rather than as tools for global remittances. The maturation of stablecoin infrastructure is evident as usage moves beyond experimental peer-to-peer transfers toward consistent, high-frequency commercial applications. If C2B and B2B growth continues even during crypto market downturns, it would signal that stablecoin payment infrastructure is decoupling from crypto’s speculative cycles.

比推03/09 21:23

The Largest Market for Stablecoins Is Not Cross-Border Payments

比推03/09 21:23

a16z: The Real Opportunity for Stablecoins Lies Not in Disruption but in Filling the Gaps

The article argues that the true opportunity for stablecoins lies not in displacing traditional card networks like Visa and Mastercard, but in serving new types of merchants that cannot access conventional payment systems. While some in the crypto community believe AI agents will bypass card networks to avoid fees, the author contends cards will dominate most transactions due to their consumer protections (e.g., chargebacks), fraud detection, rewards, and existing infrastructure. Card networks are already adapting to new use cases like AI-driven commerce. The real stablecoin opportunity exists in the emerging wave of AI-native developers and micro-businesses. These entities—often without legal structure, websites, or traditional banking—are creating tools and generating revenue but are unable to meet the risk and compliance requirements of traditional payment processors. For them, stablecoins are currently the only viable way to receive payments, filling a critical gap until traditional systems adapt. Thus, stablecoins serve not as a replacement for cards, but as essential infrastructure for the next generation of merchants that existing systems cannot yet underwrite.

marsbit03/06 13:12

a16z: The Real Opportunity for Stablecoins Lies Not in Disruption but in Filling the Gaps

marsbit03/06 13:12

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

MoonPay, a global leader in crypto payments and stablecoin infrastructure, has launched MoonPay Agents to enable autonomous AI systems to access and use capital. Recognizing that "AI agents can reason, but they cannot act economically without capital infrastructure," the company built a bridge between AI reasoning and real-world financial execution. This allows verified AI agents to programmatically trade, swap, and move digital assets via non-custodial wallets. This development aligns with broader infrastructure shifts, such as machine-to-machine payment protocols and a surge in stablecoin adoption. Stablecoins are transforming settlement with faster speeds and lower costs compared to traditional card networks, with transaction volume reaching $33 trillion in 2025. Institutional adoption is growing, with nearly half of institutions using stablecoins for payments. Despite regulatory scrutiny and bank resistance, the agent economy is expanding rapidly, compressing legacy financial margins and reshaping the future of autonomous commerce.

ambcrypto02/25 16:01

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

ambcrypto02/25 16:01

How Can Agentic Commerce Enable AI to Start Making Money?

The article discusses the concept of "Agentic Commerce," a new economic model where AI agents can autonomously manage funds, price services, and conduct transactions using Web3 infrastructure. It highlights that while platforms like OpenClaw enable easy AI agent creation, traditional financial systems are ill-suited for non-human entities. Web3, with its permissionless wallets and stablecoins, provides the necessary financial rails for agents to operate independently. Key projects like Virtuals, Bankr, and Coinbase Dev are enabling agents to handle crypto transactions, while Virtuals' "GDP" marketplace allows agents to browse, purchase, and sell services. Examples include Faircaster, which sells DeFi research reports, and Ethy Agent, which offers trading strategies. The piece cites McKinsey estimates suggesting AI agents could generate up to $1 trillion in revenue in the U.S. B2C retail market by 2030, with a broader economic impact of $3–5 trillion. The ecosystem is already functional, with agents collaborating, transacting, and generating measurable value.

marsbit02/25 07:01

How Can Agentic Commerce Enable AI to Start Making Money?