# Пов'язані статті щодо USDC

Центр новин HTX надає останні статті та поглиблений аналіз на тему "USDC", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

Miden Bets on Privacy-Focused Stablecoins with the Introduction of USDCx

Miden, a zero-knowledge blockchain, is launching a privacy-focused stablecoin called USDCx alongside its mainnet in late August. Backed 1:1 by Circle’s USDC via Circle’s xReserve infrastructure, USDCx will allow users to store and transfer funds without publicly revealing balances, transaction history, or counterparties. The network, which processes and proves transactions on user devices, aims to provide default privacy with optional disclosure for compliance. Miden targets institutional finance use cases—such as private trading, B2B payments, and treasury management—addressing the transparency limitations of public blockchains while maintaining programmability and verifiability. The project, formerly part of Polygon and now independent, is backed by investors including a16z crypto and 1kx.

cryptonews.ru2 дні тому 12:28

Miden Bets on Privacy-Focused Stablecoins with the Introduction of USDCx

cryptonews.ru2 дні тому 12:28

The Last Mile of Stablecoins: MoneyGram Connects Crypto Wallets to Cash Outlets in Over 170 Countries

Stablecoins have revolutionized cross-border payments with speed and low cost, but a fundamental barrier remains: converting digital money into physical cash in most parts of the world. On August 11th, global remittance giant MoneyGram announced its "MoneyGram Ramps" crypto-cash service is now live on the Solana blockchain. This allows developers, via a simple API, to connect their applications to MoneyGram's network of nearly 500,000 cash agent locations across over 170 countries. Users can now walk into a local MoneyGram agent to convert their USDC into local currency cash or use cash to purchase USDC for their wallets. Solana wallet Rift is the first to integrate the service. MoneyGram, founded in 1940 and historically second only to Western Union in global remittance volume, was privatized in 2023. Since then, it has accelerated its shift into a fintech platform, opening its compliance capabilities, cash network, and settlement infrastructure as services for developers. Its involvement with crypto is not new, having previously partnered with Ripple, Stellar, and Circle, and even issuing its own stablecoin, MGUSD, on Stellar in 2026. The Ramps API solves a critical physical obstacle to stablecoin adoption. While a USDC transfer from New York to Lagos takes seconds and costs cents on-chain, the recipient often lacks a bank account to access the funds. MoneyGram's extensive physical agent network, prevalent in regions like Sub-Saharan Africa, Southeast Asia, and Latin America, bridges this gap, connecting on-chain dollars to the offline cash-based economy. No crypto-native company could replicate this network quickly. MoneyGram chose Solana for its multi-chain expansion due to its extremely low transaction fees (often less than a cent) and fast confirmation times, making it ideal for small-value, frequent remittances. Solana's developer ecosystem is also geared toward consumer-facing applications. This partnership represents a pragmatic path for stablecoins in everyday remittances. Users don't need to understand blockchain or have a bank account; they simply visit a trusted local agent. The underlying settlement shifts from SWIFT to Solana, but the user experience remains familiar. The true path to stablecoin adoption is being paved by an 85-year-old remittance company, using its physical network to solve the "last mile" problem for crypto.

marsbit08/12 04:31

The Last Mile of Stablecoins: MoneyGram Connects Crypto Wallets to Cash Outlets in Over 170 Countries

marsbit08/12 04:31

USDT Market Cap Drops by $4 Billion in Two Months

Over the past two months, the market capitalization of the stablecoin USDT has decreased by approximately $4 billion, signaling a potential capital outflow from the crypto market, according to on-chain analyst Stacey Muur citing CryptoQuant data. As of August 10, 2026, the 60-day rolling change stood at -$3.64 billion, with the 30-day moving average reaching -$4.8 billion. Notably, USDT's capitalization fell by $870 million in just the last 11 days. This contraction shows a direct correlation with Bitcoin's price, suggesting a broader market cooling. Muur attributed part of the decline to investors converting stablecoins back to fiat and exiting the market post-Bitcoin's peak in 2025, while another factor could be capital rotation towards alternatives like Circle's USDC, which offers different yield opportunities. However, USDC's supply has shrunk even faster, down $2.2 billion over the same period. Muur concluded the reduction is likely a combination of capital seeking yield, a return to fiat, and decreased demand for stablecoins as speculative activity wanes.

cryptonews.ru08/11 13:20

USDT Market Cap Drops by $4 Billion in Two Months

cryptonews.ru08/11 13:20

Head of Bitwise Research Department Claims Stablecoin Market Could Reach Record Levels in Coming Years!

Ryan Rasmussen, head of research at Bitwise, predicts the stablecoin market could grow exponentially in the coming years. Currently valued at around $300 billion, he forecasts it could reach $3 to $5 trillion. Rasmussen highlighted Circle's significant growth potential, stating it could benefit greatly from clearer stablecoin regulation in the U.S. and expand beyond being just a stablecoin issuer. He believes payment infrastructure could become Circle's second-largest business segment, positioning it as a major player in both stablecoins and payments within five years. Regarding competition, Rasmussen noted interest in projects like OpenStandard's OpenUSD (OUSD), backed by over 140 firms including Visa and BlackRock. However, he views new entrants as non-threatening to Circle, seeing the competition as a sign of growing traditional finance interest in digital payment infrastructure. He concluded that Circle's key advantage is its ability to evolve its business model alongside the developing regulatory landscape. As U.S. regulations clarify, stablecoin adoption is expected to extend beyond crypto into global payment systems.

cryptonews.ru08/11 09:51

Head of Bitwise Research Department Claims Stablecoin Market Could Reach Record Levels in Coming Years!

cryptonews.ru08/11 09:51

Dollar-backed stablecoins capture 84% of card spending, while the share of euro-backed coins drops to 2%

In July, spending via cryptocurrency payment cards surged to $759 million, approximately 2.5 times higher than the previous year. According to a16z crypto, the dollar-pegged stablecoin USDC now accounts for 58% of this volume, while the share of euro-backed stablecoins like EURe has plummeted to around 2%, down from about 88% at the start of 2024. The overall number of card purchases reached about 9 million in July, averaging roughly $86 per transaction. These cards enable users to spend stablecoins anywhere traditional cards are accepted, converting the cryptocurrency to local currency at checkout. Users can hold stablecoins on-chain or deposit them with the card issuer, with no traditional bank account required. Blockchain data shows a significant shift in the networks used for these payments. While Gnosis chain dominated initially, by July, Optimism accounted for about 29% of card spending, with Solana and Base each handling around 19%. Gnosis's share fell to approximately 2%. The report highlights rapid global growth for stablecoin-based cards, which operate primarily on the Visa network. Recent industry moves, including a partnership between Visa and Bridge (owned by Stripe), aim to expand such card programs to over 100 countries by year-end, potentially enabling spending at more than 175 million Visa merchant locations.

cryptonews.ru08/10 19:34

Dollar-backed stablecoins capture 84% of card spending, while the share of euro-backed coins drops to 2%

cryptonews.ru08/10 19:34

a16z: Crypto Payment Cards Swipe $759 Million in a Single Month, a 2.5x Increase in One Year, with Dollar Stablecoins Dominating the Entire Field

Stablecoins are rapidly moving from on-chain assets to practical payment tools, with crypto payment cards now processing over $759 million in monthly spending, a 2.5x increase from a year ago. These cards allow users to spend cryptocurrencies at traditional merchants by instantly converting them (primarily stablecoins) to local currency. This provides dollar-based financial access even for the unbanked. In July, nearly 9 million transactions were made, averaging about $86 each. The underlying settlement landscape has shifted from being concentrated on Gnosis to a multi-chain environment, with Optimism, Solana, and Base now handling most of the volume. US dollar stablecoins have completely dominated the market, with USDC and USDT accounting for 84% of all card spending, replacing the early dominance of euro-backed stablecoins like EURe. Nearly all this activity flows through the traditional Visa card network. This growth signifies stablecoins' increasing integration into mainstream payment systems, expanding global access to digital dollars through familiar spending mechanisms.

marsbit08/10 08:51

a16z: Crypto Payment Cards Swipe $759 Million in a Single Month, a 2.5x Increase in One Year, with Dollar Stablecoins Dominating the Entire Field

marsbit08/10 08:51

Understanding Crypto Payment Cards in 5 Charts: Stablecoins Move from On-Chain to Real-World Spending

5 Charts to Understand Crypto Payment Cards: Stablecoins Move from On-Chain to Real-World Spending Stablecoins are increasingly used for everyday purchases through crypto payment cards, a sector now processing over $750 million monthly. These cards allow users to spend cryptocurrencies at any merchant accepting traditional card networks, with the crypto (primarily stablecoins) instantly converted to fiat currency at checkout. Merchants receive standard payments. Users don't necessarily need a bank account. Some products require holding stablecoins with the issuer, while others work directly with self-custody wallets. These cards provide global access to USD-denominated services. Data shows monthly transaction volume reached $759 million in July 2026, a 2.5x increase from $306 million a year prior, with nearly 9 million transactions that month. The average transaction value is about $86. Initially concentrated on Gnosis Chain (home to Gnosis Pay, the first Visa card linked to a self-custody wallet), transaction volume has diversified across blockchains. As of July, Optimism leads with 29%, followed by Solana and Base at 19% each, while Gnosis Chain has fallen to 2%. Euro-pegged stablecoins, once dominant (88% in early 2024), now represent only 2% of volume. Dollar-pegged stablecoins USDC and USDT now lead, accounting for 58% and 26% of transactions respectively. While still small compared to traditional card networks, the sector is growing rapidly. It leverages existing infrastructure, with nearly all covered products operating on the Visa network. Regulatory developments like the GENIUS Act have contributed to this acceleration.

marsbit08/10 04:40

Understanding Crypto Payment Cards in 5 Charts: Stablecoins Move from On-Chain to Real-World Spending

marsbit08/10 04:40

Circle has extended its agreement with Coinbase for USDC and ruled out the possibility of dividend payments

Circle has renewed its partnership with Coinbase for USDC and ruled out paying dividends to shareholders, reaffirming its focus on growth over shareholder returns. The stablecoin issuer announced the extension of its unchanged agreement with Coinbase during its Q2 earnings call. The deal ensures USDC remains deeply integrated across all Coinbase products. CEO Jeremy Allaire highlighted that beyond Coinbase, Circle has over 150 distribution partnerships with economic incentives to promote USDC adoption. On financial returns, CFO Jeremy Fox-Geen stated clearly that the company has no plans to initiate quarterly dividend payments. Instead, Circle prioritizes maintaining a strong balance sheet to invest through market cycles and pursue strategic opportunities. The leadership believes shareholders will gain greater value from the platform's long-term growth potential than from near-term capital returns. This dual strategy underscores Circle's commitment to expanding USDC's reach and utility. The company reported Q2 total revenue and reserve interest income of $701 million, up 7% year-over-year, with USDC circulation at $73.3 billion.

cryptonews.ru08/08 15:25

Circle has extended its agreement with Coinbase for USDC and ruled out the possibility of dividend payments

cryptonews.ru08/08 15:25

How Does Circle Incentivize USDC Distribution Channels? From the Hyperliquid Collaboration and On-Chain 9:1 Attribution

How Circle Incentivizes USDC Distribution Channels: Insights from Hyperliquid Partnership and 9:1 On-Chain Allocation Circle employs economic incentives to drive USDC growth, product development, and distribution. The company has signed distribution partnership agreements with over 150 firms, offering tailored incentives for key channels that substantially expand USDC usage. For major partnerships, Circle can co-design arrangements with Coinbase. Their revenue-sharing model for off-platform USDC allocates 50% of the net "Ecosystem Economic Interest" to each after approved third-party incentives. The Hyperliquid partnership illustrates this framework, involving Coinbase, Circle, and Hyperliquid. At quarter-end, approximately 90% of Hyperliquid's USDC reserves were allocated to Coinbase's platform and 10% to Circle's platform, observable on-chain via specific addresses maintaining this ~9:1 balance. However, this allocation ratio represents fund attribution for accounting purposes and does not disclose the precise final revenue split among the three parties, which remains confidential. In summary, Circle's channel incentive program is a long-standing strategy to expand USDC's distribution scale collaboratively with partners, with significant cases like Hyperliquid demonstrating the operational model despite undisclosed exact profit-sharing terms.

marsbit08/08 14:56

How Does Circle Incentivize USDC Distribution Channels? From the Hyperliquid Collaboration and On-Chain 9:1 Attribution

marsbit08/08 14:56

Founder of Chinese Mining Company: "Don't Be Fooled by Bitcoin's Rise, the Bull Market Has Not Yet Begun"

Jiang Zhuoer, founder of mining pool B.TOP, states that current capital flows in the cryptocurrency market do not signal the start of a new bull market. He points to a sustained outflow from the stablecoin supply, with the total market capitalization of stablecoins decreasing by approximately $2.23 billion over the past month. Specifically, Tether (USDT) fell from $184.2B to $183.1B, and USD Coin (USDC) dropped from $73.28B to $72.15B. Zhuoer argues this decline in stablecoin supply indicates weak new capital inflow and that current funding conditions are not conducive to a bull market beginning. While he predicts Bitcoin could see a short-term recovery, potentially reaching a peak between $68,000 and $70,000, he warns that following the covering of short positions during this rise, Bitcoin might experience a "final drop."

cryptonews.ru08/08 14:05

Founder of Chinese Mining Company: "Don't Be Fooled by Bitcoin's Rise, the Bull Market Has Not Yet Begun"

cryptonews.ru08/08 14:05

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