# Пов'язані статті щодо P2P

Центр новин HTX надає останні статті та поглиблений аналіз на тему "P2P", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

Why P2P and Exchangers Are Becoming Obsolete, and What Will Replace Them

Titled "Why P2P and Exchanges Are Becoming Obsolete, and What Will Replace Them," this article discusses the evolution of stablecoins, particularly USDT, from a trading tool to a global payment method. However, converting crypto back to fiat for daily expenses remains a challenge. The process of using P2P platforms or crypto exchanges has become increasingly risky and complex due to stricter banking anti-fraud measures, new legislation in Russia, and rampant fraud schemes like "triangles," where sellers can inadvertently receive stolen funds. The article highlights that while P2P was convenient, banks now scrutinize frequent peer-to-peer transfers, often freezing accounts. Exchanges also pose risks like unfavorable rates and unclear compliance. The market is therefore shifting towards integrated services that eliminate the manual conversion step. It cites OneSix as an example—a crypto wallet accessible via Telegram and web that embeds currency conversion directly into payment and withdrawal scenarios. Users can pay bills or send money as if using a bank app, with the crypto-to-fiat exchange happening seamlessly in the background. It also offers invoicing for freelancers and conducts AML checks, returning suspicious transactions instantly instead of freezing them. In conclusion, as crypto integrates into everyday finance, the demand for manual, risky exchange methods is declining. The future lies in unified platforms that combine storage, compliance, conversion, and payments into a single, secure user experience.

cryptonews.ru07/28 06:46

Why P2P and Exchangers Are Becoming Obsolete, and What Will Replace Them

cryptonews.ru07/28 06:46

Cross River to enable P2P payments, banking services for X Money

Cross River Bank announced it will provide the banking infrastructure for X Money, the financial services platform being integrated into X (formerly Twitter). This partnership will enable peer-to-peer payments, FDIC-insured interest-bearing accounts, and Visa debit cards. Cross River's regulated platform and payment rails will power the service, supporting X's ambition to become an "everything app" with potential for future financial products. The announcement did not mention cryptocurrencies. Elon Musk first teased X Money in 2022, and the service entered limited beta testing in May 2025, emphasizing caution with user funds. It expanded to a limited external beta in March 2026. X has obtained necessary money transmitter licenses in over 40 U.S. states and registered with FinCEN to facilitate payments.

cointelegraph07/27 21:15

Cross River to enable P2P payments, banking services for X Money

cointelegraph07/27 21:15

When Transfers Become Truly Frictionless: How Sui Uses 'Zero Gas' to Become the Underlying Infrastructure for Stablecoin Payments

Title: Sui Launches Zero-Gas Stablecoin Transfers to Become the Foundation for Stablecoin Payments Sui has introduced a zero-gas fee feature for peer-to-peer stablecoin transfers, eliminating the need for users or businesses to hold separate SUI tokens to pay transaction costs. This innovation, built on a new underlying account architecture called Address Balances, significantly reduces validator processing costs for eligible transactions. Currently, the feature applies to a whitelist of stablecoins for transfers meeting a minimum amount, effectively preventing spam. This development aims to unlock mainstream payment use cases for stablecoins—such as everyday purchases, remittances, and subscriptions—by removing cost and complexity barriers. It is also positioned to benefit high-frequency micro-payments for AI agents and institutional B2B payments, reducing operational friction. Major custody provider Fireblocks has already announced support. The move follows Sui processing over $1 trillion in stablecoin transfer volume since August 2025. Looking ahead, Sui plans to enhance this infrastructure with protocol-level confidential transactions later in 2026, aiming to provide scalable, free, and privacy-preserving payments. Together, these advancements strengthen Sui's goal of becoming the default settlement layer for stablecoin payments.

marsbit06/22 03:01

When Transfers Become Truly Frictionless: How Sui Uses 'Zero Gas' to Become the Underlying Infrastructure for Stablecoin Payments

marsbit06/22 03:01

P2P team admits to betting on its own raise days after Polymarket tightened insider trading rules

P2P, a crypto project, has admitted that its team placed bets on Polymarket regarding the outcome of its own $6 million fundraising campaign. The bets were made approximately 10 days before the raise concluded, using funds from the project's treasury. This activity, which generated around $23,000 in profit and loss, occurred just days after Polymarket updated its rules to explicitly prohibit insider trading, including by individuals who can influence an event's outcome. While P2P stated the bets were not based on guaranteed information and plans to return all proceeds, the case highlights the enforcement challenges decentralized prediction markets face in preventing manipulation and maintaining trust, especially from involved actors. The incident is a real-world test of how newly tightened market integrity rules are applied in practice.

ambcrypto03/27 21:01

P2P team admits to betting on its own raise days after Polymarket tightened insider trading rules

ambcrypto03/27 21:01

Ocean Network Launches Beta for Affordable P2P GPU Orchestration

Ocean Network has launched the Beta of its decentralized peer-to-peer (P2P) GPU orchestration layer, creating a liquid on-demand compute market without centralized control. It enables data scientists and developers to run code directly, bypassing traditional cloud bottlenecks. The platform sources high-performance GPUs, including NVIDIA H200s and A100s, from partners like Aethir to ensure reliability. Its Orchestrator integrates with popular IDEs like VS Code, allowing custom hardware selection, one-click job deployment, and real-time monitoring. Ocean uses a Pay-Per-Use Escrow on Base L2, charging only for actual resource consumption, not idle time. It also employs Compute-to-Data (C2D) for secure processing of sensitive data without moving it. The network plans to soon allow node operators to monetize idle GPUs, expanding into a full P2P ecosystem.

TheNewsCrypto03/17 12:12

Ocean Network Launches Beta for Affordable P2P GPU Orchestration

TheNewsCrypto03/17 12:12

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

Elon Musk has announced that early public access to X Money will launch next month, marking a significant step in transforming X into an "Everything App." The feature is expected to include peer-to-peer transfers, merchant payments, high-yield accounts, and crypto integration. Market speculation suggests a 73% chance of rollout by April 30. Features may also include a debit card, up to 6% APY on cash balances, 3% cashback, and FDIC-insured deposits. A notable aspect is "Smart Cashtags," allowing users to trade cryptocurrencies like BTC, ETH, XRP, and DOGE directly within the platform. Following the news, Dogecoin's price surged 7%, though Musk has not confirmed the extent of crypto integration. The full rollout is anticipated later this year.

bitcoinist03/13 22:32

Elon Musk Has Confirmed When X Money Will Be Available, But Do You Know What To Expect?

bitcoinist03/13 22:32

FATF Releases Special Report on Stablecoins and Non-Custodial Wallets: Interpretation of Risk Threats and Response Strategies

FATF's report "Targeted Update on Stablecoins and P2P Payments" highlights the significant money laundering, terrorist financing, and proliferation financing risks associated with stablecoins, particularly through peer-to-peer (P2P) transactions involving non-custodial wallets. With stablecoins now accounting for 84% of illegal virtual asset transactions, the report emphasizes that unregulated P2P transactions are the primary vulnerability, as they bypass regulated intermediaries and complicate identity tracing. Key risks include cross-chain transactions, which obscure fund flows and weaken issuer controls, and data gaps due to missing off-chain information. FATF reiterates that its existing standards, especially Recommendation 15, must apply to all stablecoin ecosystem actors, including issuers and VASPs. Recommended measures include implementing whitelisting/blacklisting and asset freezing via smart contracts, enhancing blockchain analytics and AI tools, applying enhanced due diligence for non-custodial wallet transactions, and fostering public-private cooperation to address emerging threats.

marsbit03/13 14:57

FATF Releases Special Report on Stablecoins and Non-Custodial Wallets: Interpretation of Risk Threats and Response Strategies

marsbit03/13 14:57

Gen-Z now drives 72% of P2P crypto payments – Report

A new report from crypto exchange NoOnes reveals that Generation Z is the dominant force in peer-to-peer (P2P) crypto payments, accounting for 72% of all transfers. Millennials follow at 24%, while Gen X trails significantly at 4%. Regionally, Asia leads in P2P usage (74%), followed by Latin America (62%) and Africa (54%), with Europe and North America showing the lowest adoption rates. This trend aligns with broader crypto adoption, where the APAC region saw a massive surge in activity. The report notes that younger generations are more receptive to new technologies, and the convenience of mobile security features is driving usage. However, despite this strong adoption, P2P payment growth is being outpaced by crypto card payments, which surged 106% to $1.6 billion in the last three years compared to just 5% for P2P. While P2P is the second most dominant stablecoin payment method by value after B2B, cards are a strong third. The findings suggest that for crypto firms to scale, a mobile-first strategy is essential.

ambcrypto03/06 08:02

Gen-Z now drives 72% of P2P crypto payments – Report

ambcrypto03/06 08:02

X Money to launch ‘external beta’ soon, but will it have crypto support?

Elon Musk announced that X Money, the upcoming payment platform for X (formerly Twitter), will enter an external beta phase within the next one to two months. The platform aims to become a central hub for all monetary transactions as part of Musk's plan to transform X into a super app. While specifics remain scarce, speculation is growing about potential cryptocurrency integration, fueled by Musk’s pro-crypto history, Tesla’s Bitcoin holdings, and industry trends toward stablecoins. However, no official confirmation of crypto support has been provided. Major partners like Visa are already involved, and the platform is expected to support P2P payments, debit cards, and bank transfers.

ambcrypto02/12 11:03

X Money to launch ‘external beta’ soon, but will it have crypto support?

ambcrypto02/12 11:03

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