# Пов'язані статті щодо DeFi

Центр новин HTX надає останні статті та поглиблений аналіз на тему "DeFi", що охоплює ринкові тренди, оновлення проєктів, технологічні розробки та регуляторну політику в криптоіндустрії.

Where Will the Money for the Next Bull Market Come From?

Where Will the Money for the Next Crypto Bull Run Come From? Bitcoin's sharp decline from $126,000 to $90,000 has caused panic and a liquidity crunch. However, structural tailwinds are emerging: the SEC plans an "Innovation Exemption" rule, the Fed is expected to begin a rate-cutting cycle, and global institutional pathways are maturing. The myth of Digital Asset Treasuries (DATs) is fading. Their buying power is insufficient (under 5% of the crypto market) and they can become net sellers during downturns. The real catalysts are institutional. The end of Fed quantitative tightening and potential rate cuts could inject liquidity. A crypto-friendly Fed leadership could further open the banking system to crypto. The SEC's shifting stance, moving crypto from a "threat" to a regulated asset class, reduces compliance barriers. Three key pipelines could deliver the next wave of capital: 1. **Institutional Entry:** Global Bitcoin and Ethereum ETFs provide a standardized entry point. Mature custody and settlement infrastructure (e.g., from BNY Mellon) enables efficient capital deployment. Even a 1-3% allocation from pensions and sovereign wealth funds would represent trillions. 2. **Real-World Assets (RWA):** Tokenizing traditional assets (bonds, real estate) creates a bridge to TradFi. The RWA market, projected to grow 50x to multi-trillions by 2030, offers massive, stable, yield-bearing assets for DeFi (e.g., MakerDAO's use of U.S. Treasuries). 3. **Infrastructure Upgrades:** Layer 2 solutions reduce costs and speed up transactions for institutional use. Stablecoins, with a $166B market cap and $4T in on-chain volume, have become a pillar for compliant, efficient settlements. The money is expected to arrive in phases: a short-term policy-driven rebound (2025-2026), followed by gradual institutional allocation (2026-2027), and finally long-term structural growth powered by RWA integration (2027-2030). The next bull run will be built not on retail speculation, but on institutional trust and infrastructure.

深潮Вчора 09:36

Where Will the Money for the Next Bull Market Come From?

深潮Вчора 09:36

Bitwise: My Highest Conviction Investment in Crypto

Author Matt Hougan, with eight years in crypto, expresses skepticism towards those who claim certainty about which blockchain (e.g., Ethereum, Solana, Bitcoin) will dominate. He believes the future of crypto remains highly uncertain, influenced by regulation, execution, macro conditions, and luck. Instead of betting on individual assets, Hougan invests broadly using a market-cap-weighted crypto index fund. His core conviction is that crypto as a whole will grow 10-20x in importance over the next decade, driven by stablecoins, tokenization, DeFi, and new use cases. He cites a prediction that all U.S. equities could move on-chain, representing massive growth potential. By diversifying, he captures the sector’s upside while avoiding the risk of picking the wrong chain. He recommends index funds as a sound strategy for many investors.

深潮Вчора 10:02

Bitwise: My Highest Conviction Investment in Crypto

深潮Вчора 10:02

BTC Pauses at $90,000 as Fed Sends Dovish Signals

Bitcoin has stabilized around the $90,000 mark, supported by a softer tone from the Federal Reserve, creating a favorable macro environment for risk assets. While BTC solidifies its role as 'digital gold,' its limitations for payments and decentralized applications due to high fees and low throughput remain. This has increased interest in Layer 2 infrastructure solutions that leverage Bitcoin's security while overcoming its technical constraints. Amid this shift, Bitcoin Hyper emerges, aiming to be the first Bitcoin L2 integrating the Solana Virtual Machine (SVM). It focuses on practical applications like fast, low-fee BTC payments, DeFi protocols, staking services, and NFT platforms, targeting Solana-level speeds. The project's presale has raised over $29 million, indicating significant demand. Its native token, $HYPER, currently priced at $0.0134, has speculative potential for substantial growth if the protocol captures a share of the Bitcoin L2 market. Large investors are already accumulating the token, and a staking program with high APY is planned to incentivize holders post-launch. The combination of Bitcoin's price surge, a supportive macro backdrop, and the growing need for scalable Bitcoin infrastructure positions projects like Bitcoin Hyper to potentially bridge the gap between Bitcoin's security and modern decentralized application usability.

bitcoinist16 год тому

BTC Pauses at $90,000 as Fed Sends Dovish Signals

bitcoinist16 год тому

Cronos Labs Launches Cronos One to Simplify Web3 Onboarding

Cronos Labs has launched Cronos One, a unified onboarding platform designed to simplify entry into the Cronos ecosystem for new and cross-chain Web3 users. The platform integrates wallet top-ups, bridging, and on-chain identity verification into a single experience. A core component is Cronos Verify, a gasless and privacy-preserving on-chain attestation that links a user's wallet to a verified Crypto.com account. This supports the growing trend of using verifiable attestations for Sybil resistance, equitable incentives, and gated utilities across dApps. Launch partners, including Moonlander and VVS Finance, are offering benefits such as prediction vouchers, fee refunds, and gasless transactions via Cronos Verify. The release coincides with the Cronos x402 Hackathon, where developers are building applications that utilize verified identity for programmable payments and AI-driven transactions. Cronos One represents a key step in the Cronos roadmap, advancing the ecosystem toward greater accessibility, verifiability, and readiness for institutional applications. It builds upon recent infrastructure upgrades like reduced gas fees and sub-second block times. The Cronos ecosystem, which includes Cronos EVM, Cronos POS, and the new Cronos zkEVM, is supported by over 500 developers and serves a global user base of more than 150 million.

TheNewsCrypto14 год тому

Cronos Labs Launches Cronos One to Simplify Web3 Onboarding

TheNewsCrypto14 год тому

Bitwise CIO: 2026 Will Be Very Strong; ICOs Will Make a Comeback

Bitwise CIO Matt Hougan argues that Bitcoin's traditional four-year cycle is weakening due to diminishing impacts of halvings, shifting interest rates, and reduced systemic risks. Instead, he emphasizes the growing influence of institutional capital, with over $15 trillion in assets from major firms like Bank of America and Morgan Stanley now entering the crypto space. Hougan expects 2026 to be a strong year, not a downturn, driven by sustained institutional adoption. He addresses concerns about sell pressure, explaining that long-term holders often use covered calls to generate yield without selling, creating hidden market pressure. MicroStrategy’s potential forced selling is dismissed as unrealistic given its strong financial position. Hougan also discusses the slow but inevitable adoption by financial advisors, the strategic diversification into major L1 blockchains like Ethereum and Solana, and the eventual resurgence of ICOs on a larger, more regulated scale. He concludes that the crypto market is at the beginning of a significant growth phase, fueled by institutional flows, improved regulation, and emerging narratives like stablecoins and tokenization.

比推13 год тому

Bitwise CIO: 2026 Will Be Very Strong; ICOs Will Make a Comeback

比推13 год тому

Regulatory Crossroads: The United States, Europe, and the Future of Crypto Assets

The article "Regulatory Crossroads: The US, Europe, and the Future of Crypto Assets" examines the divergent regulatory paths shaping the cryptocurrency landscape. It begins by contrasting Bitcoin’s origins as a decentralized, anti-establishment innovation with its current status as a heavily industrialized, energy-intensive asset. The piece draws parallels between the unregulated pre-1933 US stock market and today's crypto space, arguing that a shift from a libertarian "wild west" to a compliant asset class is inevitable. The US approach is portrayed as increasingly pragmatic and institutionally friendly. Key developments include the GENIUS Act, which mandates 1:1 Treasury backing for stablecoins, the repeal of restrictive accounting rules, and a perceived regulatory "regime change" at the SEC under Paul Atkins. This framework aims to integrate crypto into traditional finance, with major banks like JPMorgan now offering crypto-backed loans and the Treasury viewing stablecoins as tools for extending dollar hegemony. In stark contrast, the EU’s Markets in Crypto-Assets (MiCA) regulation is criticized as a risk-averse, innovation-stifling "bureaucratic masterpiece." Its high compliance burdens, treatment of crypto founders like sovereign banks, and effective ban on non-euro stablecoins like USDT are seen as creating a "regulatory moat" that drives talent and startups to more favorable jurisdictions like Switzerland and the UAE. The article concludes that the US is poised to become the dominant global crypto financial center by normalizing DeFi, while Europe risks becoming a "financial museum" due to its oppressive regulatory framework. It calls for urgent, decisive action to build a functional crypto industry that protects investors and allows for safe institutional capital entry before the window of opportunity closes.

深潮7 год тому

Regulatory Crossroads: The United States, Europe, and the Future of Crypto Assets

深潮7 год тому

Tokenized Deposits vs. Stablecoins: The Future of Finance is Not Replacement, but Integration

Tokenized deposits and stablecoins represent complementary, not competing, visions for the future of finance. Banks create money through fractional reserve lending, offering low-cost credit to large clients in exchange for deposits—tokenized deposits extend this on-chain but remain within the banking system’s regulatory and operational framework. Stablecoins, like USDC or USDT, function as permissionless, 24/7 cash-like instruments ideal for global settlements, especially in cross-border payments. The future lies in interoperability: corporations may hold tokenized deposits for credit benefits while using stablecoins for efficient, off-ledger transactions. Smart contracts enable complex, multi-party financial workflows beyond what traditional APIs offer. Rather than one replacing the other, both tokenized deposits (for banking-integrated credit) and stablecoins (for borderless liquidity) will coexist on-chain, enabling a more efficient and accessible financial system. The key is building bridges between these models, not choosing sides.

深潮6 год тому

Tokenized Deposits vs. Stablecoins: The Future of Finance is Not Replacement, but Integration

深潮6 год тому

A Roundup of 7 Hot New Token Launches (IDOs) Recently

Summary of 7 Recent Hot Token Sales: 1. **Zama**: Focuses on fully homomorphic encryption (FHE). Raised $130M. Public sale of 10% token supply via a sealed-bid Dutch auction on its own platform from Jan 12-15. No lockup. 2. **Octra**: Privacy-focused L1 with FHE support. Raised $4M pre-seed. Selling 10% of tokens at $0.20 each (FDV $200M) on Sonar starting Dec 18. 3. **Rainbow**: Web3 wallet project. Raised ~$20M. Selling 3% of supply at $0.10 on CoinList on Dec 12. Tokens unlock at TGE. 4. **Gensyn**: Decentralized AI network. Raised $49.5M. Auctioning 5% of supply (with bonuses) via English auction on its platform from Dec 15. Price range: $0.0001-$0.10. Unlocks at TGE. 5. **Infinex**: DeFi platform by Synthetix founder. Public sale of 5% tokens (FDV $300M) on Sonar. Features guaranteed allocations for Patron NFT holders and a lottery. 1-year lockup with early unlock options. 6. **Fogo**: SVM-based L1 blockchain. Raised $13.5M. Selling 2% of supply on its platform on Dec 17. First-come-first-served. Unlocks at TGE. 7. **Football.Fun**: Sports prediction market on Base. Raised $2M. Public sale details on Legion and Kraken are to be announced. KYC.

Odaily星球日报3 год тому

A Roundup of 7 Hot New Token Launches (IDOs) Recently

Odaily星球日报3 год тому

HyENA Officially Launches: Ethena-Backed, USDe-Margined Perp DEX Lands on Hyperliquid

HyENA, a new perpetual DEX developed by the Based team, has officially launched on Hyperliquid. Supported by the Ethena Foundation, it introduces a novel trading model that allows users to post USDe as margin. A key innovation is that eligible USDe earns up to 12% APY while being used as collateral, enabling traders to generate yield on otherwise idle assets. The platform initially supports perpetual contracts for BTC, ETH, SOL, and HYPE. It also introduces a new DeFi primitive, HLPe, which consolidates various revenue streams like maker profits and funding rates into a single vault share for greater transparency and capital efficiency. HyENA is one of the first major products built on Hyperliquid's new HIP-3 standard, which allows builders to deploy their own perpetual markets with customizable parameters by staking HYPE. This framework enables faster listing of new trading pairs and innovative incentives while inheriting Hyperliquid's high performance. The Based team, a top builder on Hyperliquid and backed by Ethena, views HyENA as a critical step in establishing USDe as a premier margin asset in decentralized finance, bringing a high-frequency use case from centralized exchanges onchain.

深潮2 год тому

HyENA Officially Launches: Ethena-Backed, USDe-Margined Perp DEX Lands on Hyperliquid

深潮2 год тому

Ethereum Network Fees Drop 62%: Is ETH Price at Risk?

Ethereum network fees have dropped 62% over the past 30 days, raising questions about potential risks to ETH’s price. Despite this decline, the network shows resilience through strong layer-2 growth and maintained price support levels. Key data from Nansen indicates a significant cooling in Ethereum base-layer activity, with fees falling more sharply than on competing chains like Solana. However, layer-2 solutions such as Base and Polygon have seen substantial transaction volume growth—108% and 81%, respectively—suggesting that Ethereum’s expanding ecosystem remains dynamic. Ethereum’s recent upgrade, Fusaka, may have contributed to lower fees by improving rollup efficiency. Meanwhile, ETH’s price rose over 11% amid softer U.S. employment data, though it remains 32% below its August peak. On-chain metrics show reduced activity in decentralized applications (DApps). DEX trading volume on Ethereum fell to $13.4 billion from $23.6 billion four weeks earlier, and DApp revenue hit a five-month low. Total value locked (TVL) in Ethereum DApps also declined, dropping from $100 billion to $76 billion over two months. Still, Ethereum maintains a dominant 68% market share among smart contract platforms. Perpetual futures funding rates held near 9%, reflecting balanced leverage market sentiment. Broader institutional and regulatory developments, including positive comments from former SEC commissioner Paul Atkins on blockchain adoption, may support longer-term confidence. In summary, while Ethereum’s base-layer demand has softened, strong layer-2 growth and ongoing ecosystem development suggest underlying strength. Current data does not indicate fundamental weakness in ETH’s market structure.

cointelegraph_中文1 год тому

Ethereum Network Fees Drop 62%: Is ETH Price at Risk?

cointelegraph_中文1 год тому

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