# Stablecoins İlgili Makaleler

HTX Haber Merkezi, kripto endüstrisindeki piyasa trendleri, proje güncellemeleri, teknoloji gelişmeleri ve düzenleyici politikaları kapsayan "Stablecoins" hakkında en son makaleleri ve derinlemesine analizleri sunmaktadır.

The Former CEO of Facebook's Stablecoin Project, the Mastermind Behind America's Most Potent Financial Weapon

Stuart Levey, a former U.S. Treasury official, revolutionized the global sanctions game in the mid-2000s. Confronted with ineffective sanctions against Iran, he realized the key was not just government mandates but targeting the financial system directly. His pivotal insight was to persuade major international banks, leveraging threats of massive fines and loss of access to the crucial U.S. dollar clearing system, to voluntarily cut ties with Iranian entities. This approach, turning dollar access into a powerful geopolitical "choke point," proved highly effective in isolating Iran. However, the article argues that overuse of such financial sanctions is now prompting targeted nations and even allies to seek alternatives, including cryptocurrencies and stablecoins, to bypass the U.S.-dominated system. Notably, Levey later became CEO of Facebook's stablecoin project Diem, aiming to ensure digital currencies did not undermine U.S. financial power. The piece frames this as part of a broader push towards "de-dollarization," driven by the very economic warfare tactics Levey helped pioneer.

marsbit2 saat önce

The Former CEO of Facebook's Stablecoin Project, the Mastermind Behind America's Most Potent Financial Weapon

marsbit2 saat önce

Memecoins Reclaim 29% of Spot Trading Volume on Solana DEX, the Highest Since August 2025

Memecoin activity on Solana surged to levels not seen since August of last year, reaching 29% of the network's spot DEX trading volume for the week of July 20-26, according to Blockworks data. This marks a significant jump from the 10-15% levels seen just weeks prior. The resurgence is largely attributed to the token $ANSEM ("The Black Bull"), which saw an 18,000% gain in three days after its June launch and peaked at a market cap near $449 million. This revival has brought new trading activity to platforms like Pump.fun. However, the data also shows memecoins are not the dominant force on Solana. SOL-stablecoin pairs accounted for 37% of weekly volume, stablecoin swaps made up 22%, and other asset classes comprised the remainder. The network's growth extends beyond speculation: its stablecoin supply surpassed $15 billion in July and has remained resilient, with institutional players like Western Union and B2C2 utilizing the chain for settlements. Furthermore, Solana leads in tokenized real-world assets (RWAs), hosting over 2,500 such assets valued at more than $3.5 billion. While memecoin volumes are cyclical, the expansion in stablecoins and RWAs represents a more foundational growth for the Solana ecosystem.

cryptonews.ru2 saat önce

Memecoins Reclaim 29% of Spot Trading Volume on Solana DEX, the Highest Since August 2025

cryptonews.ru2 saat önce

UK policy sprint finds cross-border payments are stablecoins’ top use case

According to findings from the UK Financial Conduct Authority's Stablecoin Sprint policy initiative, cross-border payments are identified as the most promising near-term use case for stablecoins. This is particularly true for emerging markets with limited US dollar access. However, in major payment corridors with existing fast and inexpensive systems, stablecoins offer fewer benefits. For domestic UK retail consumers, adoption is expected to be slower as current payment methods are already efficient. Merchants, though, could see advantages from lower costs and faster settlement. These insights helped inform the FCA's recent final rules requiring UK-issued stablecoins to be fully backed by reserves and redeemable at par.

cointelegraph4 saat önce

UK policy sprint finds cross-border payments are stablecoins’ top use case

cointelegraph4 saat önce

134 Bank Executives Sound Alarm Over CLARITY Act — Demand Changes to Key Cryptocurrency Rule

A group of 134 bank leaders has expressed concern over the CLARITY Act, specifically urging U.S. Senate leaders to revise Section 10404. This section restricts interest or yield payments on payment stablecoins. The bankers are pushing for tighter rules to prevent companies from circumventing the ban using rewards, incentives, or similar mechanisms that offer economic benefits for holding stablecoins. They warn that if stablecoin-based products can attract funds through interest-like rewards, it could reduce the local deposit base used for lending by hundreds of billions of dollars, potentially harming financing for families, small businesses, and communities. The debate centers on whether payment stablecoins should remain transaction-focused or could evolve into investment-like products. The bankers argue that incentives tied to account balances or holding periods mimic interest-bearing products, creating a need for clearer legal boundaries. They seek amendments to allow for payment innovations while restricting structures that replicate deposit-like incentives without the regulatory framework applied to insured banks. The final Senate bill will determine how payment-focused digital assets integrate into the U.S. financial system.

cryptonews.ru6 saat önce

134 Bank Executives Sound Alarm Over CLARITY Act — Demand Changes to Key Cryptocurrency Rule

cryptonews.ru6 saat önce

Has the Crypto Utopia Collapsed? The Industry Reaches an Inflection Point After the Frenzy Subsides

Has the crypto utopia collapsed? The industry is at an inflection point as the hype fades. The prevailing view is that crypto has become an outlet for excess liquidity, with many participants leaving as financial returns have fallen short of past-decade expectations. The 2021 boom has been revealed as an illusion, placing the industry in the "trough of disillusionment" on Gartner's Hype Cycle. This forces a return to first principles: re-evaluating token value, securing DeFi protocols, and finding real-world applications. The core failure is a repetitive cycle of reflexive speculation, driven by the premature liquidity of tokens. The industry's incentives prioritized short-term gains over genuine innovation. While curiosity drives invention, recent DeFi hacks signal a need for engineering and iteration, including token models. The culture is shifting; the industry is no longer in its early stages. Positioned at a turning point on the technology adoption curve, crypto faces the immense challenge of rebuilding finance from scratch, a process of inevitable iteration and failure. Regarding crypto VC, claims of its death are overstated. The exceptional returns of 2016-2021 were an anomaly. The initial crypto-anarchist ethos has largely been co-opted by Wall Street and regulators. The utopian vision is over; the industry is being assimilated into the existing system, becoming a business. Current viable project categories include stablecoins, prediction markets, tokenized assets/RWA, perpetual contracts, and AI/agent integration. Crypto is converging with fintech, far from the envisioned DeFi revolution, and must find killer apps within regulatory boundaries. A reconciliation is possible: cryptocurrency may change value storage and transfer in subtle, imperceptible ways that integrate into existing systems, rather than through revolutionary fanfare. True creativity often emerges from adversity. There remains much to build for those driven by genuine curiosity.

marsbitDün 10:51

Has the Crypto Utopia Collapsed? The Industry Reaches an Inflection Point After the Frenzy Subsides

marsbitDün 10:51

Stablecoin Market Sees Significant Contraction for First Time in Four Years

For the first time in four years, the stablecoin market's total capitalization has contracted significantly, dropping by over $10 billion from its May peak to around $310 billion in late July. This represents the largest monthly outflow since the collapse of Terra in May 2022. Paradoxically, while the supply shrank, adjusted transaction volume in June 2026 surged to a record $1.79 trillion, a 63% monthly increase. A key driver of this divergence is the **$GENIUS Act**, passed in July 2025, which prohibited stablecoin issuers from paying interest on payment-focused stablecoins. This did not eliminate the demand for yield but redirected capital towards alternatives like tokenized U.S. Treasury funds, DeFi lending protocols, and offshore stablecoin issuers. The shift is evidenced by the rapid growth of the Real-World Asset (RWA) sector, where tokenized Treasury funds grew from $11 billion to $16 billion in five months. The changing dynamics have reshaped the competitive landscape. **$USDC** has become the dominant instrument for institutional transactions, accounting for approximately 70% of transaction volume in the first half of 2026 and $1.21 trillion in adjusted transfer volume for June. Meanwhile, **$USDT** retains its lead in overall market capitalization, serving as a "savings account" in developing economies. The industry's fundamental economics are transforming: the old issuer model reliant on yield from reserves is diminishing; revenue is shifting towards infrastructure providers like payment networks and blockchains that charge transaction fees; and corporate (B2B) payments, while still a small fraction of total volume, are experiencing explosive growth.

cryptonews.ruDün 10:22

Stablecoin Market Sees Significant Contraction for First Time in Four Years

cryptonews.ruDün 10:22

IMF Sounds Alarm: Why Brazil's Rapidly Developing Cryptocurrency Market Needs Urgent Regulation

The IMF has expressed alarm over Brazil's rapidly growing cryptocurrency market and the urgent need for its regulation. In its latest Financial System Stability Assessment report, the IMF highlighted the enormous expansion of crypto financial channels, which have surpassed traditional capital flows in volume since 2017, largely driven by stablecoins due to their efficiency and tax advantages. The report notes these flows are influenced by international indices, Bitcoin prices, and domestic factors like exchange rates and policy uncertainty. While acknowledging steps taken by Brazil's central bank to regulate Virtual Asset Service Providers (VASPs), the IMF points to critical gaps. These include insufficient customer legal protection, lack of asset segregation for custodial holdings, and incomplete implementation of international Anti-Money Laundering/Combating the Financing of Terrorism (AML/CFT) standards, such as the full "travel rule." The urgency for action is heightened because Brazil's crypto ecosystem is deeply interconnected with its traditional financial system. To mitigate risks, the IMF calls for establishing a clear regulatory framework, implementing enhanced reporting protocols, and strengthening cooperation between national and international supervisory bodies.

cryptonews.ruDün 08:23

IMF Sounds Alarm: Why Brazil's Rapidly Developing Cryptocurrency Market Needs Urgent Regulation

cryptonews.ruDün 08:23

Ratio's CEO Says Multi-Currency Stablecoins Could Eliminate Costly FX Conversions in Asia

The CEO of Ratio, John Cho, argues that multi-currency stablecoins could save Asia billions by eliminating costly foreign exchange conversions in regional trade. While USD stablecoins like USDT and USDC work for global settlements, local Asian trade is conducted in local currencies like the Korean won or Singapore dollar. Forcing these transactions through USD intermediaries creates unnecessary costs and currency risk. Cho envisions a complementary ecosystem where local-currency stablecoins work alongside USD stablecoins, enabling seamless cross-border settlements without conversion friction. A key pain point in traditional banking is the need for pre-funded Nostro and Vostro accounts, which lock up vast amounts of working capital. Blockchain-based settlement layers like Ratio offer a 24/7 alternative, using on-chain liquidity to enable instant execution even when traditional channels are closed. Modern Web3 infrastructure providers are focusing on pragmatic integration with existing corporate systems like ERPs, allowing businesses to gradually shift volumes to digital channels for better speed, cost, and reduced slippage. Clear regulation is cited as the critical catalyst for widespread institutional adoption. As jurisdictions like the U.S. advance legislation (e.g., the CLARITY Act) and Asian countries are expected to pass their own stablecoin laws within 12-24 months, regulatory uncertainty is receding. The ultimate vision is for regulated stablecoins to become an invisible settlement layer integrated into national payment systems, where payments simply happen on-chain, erasing the boundary between traditional banking and digital assets.

cryptonews.ruDün 06:17

Ratio's CEO Says Multi-Currency Stablecoins Could Eliminate Costly FX Conversions in Asia

cryptonews.ruDün 06:17

Сенат отложил принятие Закона о ясности, оставив перемирие в отношении доходности криптовалют с банками в подвешенном состоянии

The U.S. Senate has delayed consideration of the Financial Innovation and Technology for the 21st Century Act (FIT21), stalling a key truce between the crypto industry and banking lobby. This agreement, part of the legislation, would prohibit stablecoin issuers from offering interest-like returns for simply holding tokens, aiming to protect bank deposits. The delay stems from Senate Majority Leader Chuck Schumer prioritizing other matters, including Russia sanctions legislation and the funeral of the late Senator Lindsey Graham. Further complications arise from unresolved disputes over an ethics provision that would restrict officials, including former President Trump, from crypto industry ties, with Democrats seeking stronger terms. The extensive 616-page bill, merging proposals from banking and agriculture committees, faces a steep climb, requiring 60 votes for passage. Key Democratic Senators and progressive groups have criticized the current version, while state officials like New York Attorney General Letitia James argue it would limit their ability to police crypto fraud. If the bill fails to pass before the August recess, the next opportunity would be in September. Market observers note the delay keeps institutional crypto adoption on hold. While the already-passed FIT21 Act provides some framework, comprehensive federal rules for payment stablecoins are seen as crucial for deeper Wall Street involvement. Analysts like Galaxy's Alex Thorn suggest the bill's chances are diminishing as the Senate calendar shortens, though he still estimates roughly even odds for passage this year. Even if the Senate passes it, the bill would still need approval from a divided House and the President.

cryptonews.ruDün 05:29

Сенат отложил принятие Закона о ясности, оставив перемирие в отношении доходности криптовалют с банками в подвешенном состоянии

cryptonews.ruDün 05:29

Court Suspends Effect of Prediction Market Ban in Minnesota Before Its August 1st Start

A Minnesota court has temporarily blocked the state's ban on prediction markets from taking effect on August 1. The ruling, secured by companies Kalshi and Polymarket, allows these fast-growing platforms to continue operating. The case has significant implications for the crypto sector, as these markets are deeply intertwined with digital assets. Polymarket settles trades using blockchain stablecoins, and crypto-related contracts form a substantial portion of trading on both platforms. The legal fight will test how far states can go in regulating markets that increasingly involve digital assets, while regulators debate whether prediction markets fall under derivatives or gambling laws. The prediction market sector has grown dramatically, with monthly trading volumes reaching tens of billions of dollars in 2026. Crypto is a major trading category, accounting for roughly 20% of Polymarket's volume. The Minnesota case could determine whether these platforms develop under federal derivatives oversight or a patchwork of state gambling laws, shaping their future integration with blockchain-based financial infrastructure. While Kalshi, a CFTC-regulated exchange, currently leads in trading volume, Polymarket is reportedly seeking broader U.S. regulatory approval. The preliminary court order is a temporary reprieve; the broader legal question remains unresolved. The outcome will influence not only prediction markets but also how institutional investors view blockchain-based finance.

cryptonews.ruDün 05:26

Court Suspends Effect of Prediction Market Ban in Minnesota Before Its August 1st Start

cryptonews.ruDün 05:26

活动图片

Regulatory Policyright-arrow

Trading Strategiesright-arrow