# Сопутствующие статьи по теме Web3

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Web3", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

Latin America's stablecoin market is evolving from a survival tool into a growth engine, driven by hyperinflation, financial exclusion, and inefficient remittances. With Argentina's 178% inflation and Brazil's $300B crypto trading volume, stablecoins like USDT and USDC are becoming essential for value storage and daily transactions. The region is witnessing the rise of Crypto Neobanks, which leverage zero-fee networks (e.g., Tether’s Plasma) and DeFi yields to offer dollar-based accounts with higher returns, challenging traditional fintech giants like Nubank. Brazil leads in institutional adoption, with 90% of crypto flows in stablecoins, while Argentina shows retail-driven growth. Key trends include the emergence of local currency-pegged stablecoins, integration of yield-bearing assets, and regulatory divergence across countries. The market, valued at $1.5T in trading volume, presents a significant alpha opportunity, with Crypto Neobanks poised to capture market share by offering faster settlements, dollar-denominated accounts, and superior yields. The window for investment and innovation is narrow, with the next 12-18 months critical for dominance.

marsbit12/11 22:40

The Evolution of Latin America's Stablecoin Market: From Survival to Growth

marsbit12/11 22:40

Eight Years of Turbulence in Web3 Phones: From 'Geek Toy' to Xiaomi's 'Factory Standard'

Web3 Smartphones: An 8-Year Evolution from 'Geek Toy' to Xiaomi's 'Standard Feature' On December 10th, high-performance blockchain Sei announced a partnership with Xiaomi, the world's third-largest smartphone manufacturer. The Sei Foundation will develop a next-gen crypto wallet and DApp discovery platform, which will be pre-installed on Xiaomi's new smartphones for global markets (excluding mainland China and the US). Utilizing MPC technology, the collaboration aims to allow users to log in directly via Google or Xiaomi accounts, eliminating intimidating seed phrases. A pilot stablecoin payment system is also slated for 2026, enabling purchases at Xiaomi's retail stores with tokens like USDC. The journey of Web3 phones began around 2018 with devices like Sirin Labs' Finney and HTC's Exodus 1, which focused on "hardware sovereignty" and extreme security, often featuring physical safeguards or trusted execution environments (TEE). These early attempts, including niche projects like Pundi X's communication-focused BOB phone and Electroneum's low-cost "cloud mining" M1, were commercially unsuccessful due to high costs and poor user experience, remaining confined to tech enthusiasts. Mainstream manufacturers like Samsung cautiously entered the space around 2019, integrating features like the Samsung Blockchain Keystore into flagship models. A notable early example was the "KlaytnPhone" edition of the Galaxy Note 10, which included free KLAY, prefiguring the later "airdrop" model. Luxury brand Vertu and HTC also made attempts, but Web3 functions often remained hidden or mere marketing gimmicks. The market was revitalized in 2023 by the Solana Saga. Initially struggling, it sold out instantly after its included BONK token airdrop exceeded the phone's price, earning it the nickname "dividend phone." This success ushered in a new era of "ecosystem binding" and token incentives. Subsequent models like Solana Chapter 2 (Seeker) refined this model with soul-bound tokens (SBT) to prevent scalping. Competition intensified with the TON ecosystem's $99 Universal Basic Smartphone (UBS), Binance Labs' Coral Phone, and the JamboPhone—a $99 device focused on "learn-to-earn" models in emerging markets. An alternative approach emerged from China Telecom and Conflux's BSIM card, which adds Web3 capabilities to any Android phone via a secure SIM card. The evolution highlights five key shifts: 1) Advanced security is moving from simple TEE to architectures like TEEPIN and MPC; 2) Phones are now gateways to specific ecosystems (e.g., Solana, Aptos, Movement Labs); 3) User growth is driven by airdrops and economic incentives, not just security; 4) The focus has shifted from technical concepts (running a full node) to practical applications like payments; 5) The scale is changing dramatically, as Xiaomi's massive annual shipments could onboard hundreds of millions of users, far surpassing niche manufacturers. The conclusion is clear: the greatest barrier to Web3 adoption is not security but complex user experience. The ultimate goal is for Web3 to become an invisible, seamless feature—like 5G—rather than a marketed label. Solana Mobile proved incentive-driven adoption works, but the partnership between Sei and Xiaomi may demonstrate that experience-driven integration is the sustainable path to bringing Web3 to a billion users.

marsbit12/11 09:28

Eight Years of Turbulence in Web3 Phones: From 'Geek Toy' to Xiaomi's 'Factory Standard'

marsbit12/11 09:28

Sentient Launches Open-Source AI Research Agent SERA-Crypto to Tackle the 'Hallucination Crisis' in the Crypto Industry

Sentient Labs, one of the largest open-source AI platforms with $85M in funding, has launched SERA-Crypto—an open-source AI research agent designed for crypto and Web3. It delivers on-chain analytics, tokenomics insights, and protocol risk assessments within 30 seconds, complete with verifiable citations and reproducible reasoning chains. SERA-Crypto addresses the reliability issues of general AI models in finance, particularly critical in crypto where inaccurate information can lead to significant financial loss. Unlike generic models, it uses real-time data (updated within 24–48 hours), parallel tool integration, and structured reasoning to ensure accuracy and depth. Key advantages include temporal relevance, deep research capabilities, data consistency, and support for use cases like wallet risk alerts, exchange integrations, and DAO proposal analysis. It integrates over 50 data endpoints and is built on Sentient’s SERA architecture, optimized for blockchain and DeFi. The model was trained on 220K+ users and 22M+ queries and will be open-sourced in phases. Sentient is backed by Founders Fund, Pantera Capital, and Framework Ventures.

深潮12/11 08:26

Sentient Launches Open-Source AI Research Agent SERA-Crypto to Tackle the 'Hallucination Crisis' in the Crypto Industry

深潮12/11 08:26

Huobi Growth Academy | In-Depth Report on Account Abstraction (AA): The Generational Leap of Ethereum's Account System and the Reshaping of the Landscape in the Next Five Years

Ethereum's Fusaka upgrade on December 3, 2025, marks a major milestone in enhancing scalability, reducing costs, and optimizing node efficiency, with significant improvements to Account Abstraction (AA). AA addresses fundamental security and usability limitations of Externally-Owned Accounts (EOAs) by enabling programmable, recoverable, and permission-controlled smart accounts. While ERC-4337 has accelerated AA adoption, challenges like high gas costs, unclear business models, ecosystem fragmentation, and cross-chain limitations have hindered widespread implementation. Advancements such as Rollup scaling, BLS signature aggregation, and EIP-7702’s seamless upgrade path are gradually enabling AA to scale. In the next five years, AA will coexist with EOAs and interoperate with protocols like x402, serving as a high-intelligence layer for on-chain accounts. It will play a critical role in transitioning Web3 from a niche technology to a mainstream infrastructure, ultimately contributing to a unified internet account system.

深潮12/11 06:14

Huobi Growth Academy | In-Depth Report on Account Abstraction (AA): The Generational Leap of Ethereum's Account System and the Reshaping of the Landscape in the Next Five Years

深潮12/11 06:14

Rebuttal: I Don't Regret Spending 8 Years in the Crypto Industry

Ken Chang recently wrote an article lamenting his eight years in crypto as a waste, describing the industry as inherently destructive and a system of financial nihilism that has built the world's largest casino. While many in the space dismiss such critiques, the author acknowledges that Ken’s disillusionment—shared by earlier figures like Mike Hearn—stems from a genuine idealistic disappointment. Crypto promised decentralization and a new financial system but largely delivered speculation and gambling. The author identifies five core aspirations of cryptocurrency: restoring sound money, encoding business logic via smart contracts, making digital property real, improving capital market efficiency, and expanding global financial inclusion. While progress has been made in areas like Bitcoin, stablecoins, and certain efficient financial infrastructures, many grand visions—like overthrowing fiat or revolutionizing digital ownership—remain unfulfilled. The author advocates for a "pragmatic optimism." Speculation and casino-like dynamics are seen as unfortunate but inevitable side effects of building permissionless, open financial infrastructure. The key is to focus on the real, albeit gradual, progress—such as improved financial access and inclusion—while accepting that transformative change is slow and often captured by incremental efficiency gains, not revolution. The goal remains worthy, even if the path is messier than hoped.

marsbit12/11 06:04

Rebuttal: I Don't Regret Spending 8 Years in the Crypto Industry

marsbit12/11 06:04

Partner at Castle Island Ventures: I Don't Regret Spending Eight Years in the Cryptocurrency Space

In a reflective piece, Castle Island Ventures partner Nic Carter responds to an article titled "I Wasted Eight Years of My Life in Crypto," which criticized the industry as a speculative casino that failed to deliver on its original ideals. Carter acknowledges the validity of some critiques, particularly around excessive speculation, meme coins, and the funding of unnecessary blockchain projects. He compares the disillusionment to earlier high-profile exits like Mike Hearn’s, noting a recurring theme: crypto promised decentralization and innovation but often delivered gambling and centralization. Carter outlines five core aspirations of cryptocurrency: restoring sound money, encoding business logic via smart contracts, establishing true digital property rights, improving capital market efficiency, and promoting global financial inclusion. While he remains optimistic about the long-term potential of crypto, he advocates for a "pragmatic optimism" that acknowledges both the real-world utility and the unavoidable speculative excesses. He argues that useful infrastructure is being built despite the noise, and while the revolution may not be as dramatic as some hoped, progress is being made in areas like Bitcoin, stablecoins, and decentralized exchanges. The key, he suggests, is to stay grounded in realistic possibilities rather than utopian ideals.

深潮12/11 04:36

Partner at Castle Island Ventures: I Don't Regret Spending Eight Years in the Cryptocurrency Space

深潮12/11 04:36

$RAVE TGE Countdown: When Clubbing Becomes On-Chain Economic Behavior, Web3's Breakout Moment Truly Arrives

RaveDAO, a leading Web3 electronic music event organizer, is emerging as a decentralized global entertainment ecosystem. Having successfully hosted over 20 events worldwide with more than 100,000 participants and 80 million online impressions, it has generated $3 million in revenue in 2025 through diverse streams including ticket sales, sponsorships, and NFT memberships. The project is launching its ecosystem token, $RAVE, to deepen connections among participants, artists, brands, and fans. The token will serve as the economic backbone for a participatory economy, enabling functions such as staking for licensing rights, event payments, governance voting, and community rewards. With a total supply of 1 billion tokens, its distribution is heavily community-focused, and a deflationary mechanism is supported by using a portion of event profits to buy back and burn tokens. RaveDAO distinguishes itself by lowering the barrier to Web3 through seamless user experiences, like effortless NFT ticket minting and fiat payment options, and by building a culturally-driven, open ecosystem. Its expansion plan includes 50 global chapters by 2027. The recent sold-out Genesis NFT membership mint further highlights strong community support as RaveDAO positions itself at the intersection of culture, entertainment, and Web3 adoption.

深潮12/11 02:07

$RAVE TGE Countdown: When Clubbing Becomes On-Chain Economic Behavior, Web3's Breakout Moment Truly Arrives

深潮12/11 02:07

Bitpush Daily News Highlights: Fed cuts rates by 25 basis points as expected; Fed to purchase $40 billion in Treasury bills within 30 days; Gemini approved by CFTC to enter prediction market

Federal Reserve cuts interest rates by 25 basis points as expected, bringing the benchmark rate to 3.50%-3.75%. The Fed will purchase $40 billion in Treasury bills over the next 30 days. Gemini receives CFTC approval to enter the prediction market with its new platform, Gemini Titan, initially offering binary contracts and planning to expand into crypto derivatives. State Street Bank and Galaxy Digital announce plans to launch SWEEP, a tokenized liquidity fund on Solana in 2026, using PayPal’s PYUSD stablecoin for redemptions. If SpaceX IPOs at a $1.5 trillion valuation, Elon Musk’s net worth could reach $952 billion. Sei partners with Xiaomi to pre-install a Web3 wallet and app discovery platform on new smartphones outside China and the US, with plans to introduce stablecoin payments in retail by 2026.

比推12/10 23:46

Bitpush Daily News Highlights: Fed cuts rates by 25 basis points as expected; Fed to purchase $40 billion in Treasury bills within 30 days; Gemini approved by CFTC to enter prediction market

比推12/10 23:46

Verse8's Self-Description: How to Support Creative Expression in the AI Era

Verse8 is an AI-native creation layer that transforms ideas into interactive games and stories, where every creation can be owned, remixed, and accumulate value over time. Unlike OpenAI (chat), Runway (video), or Stability (image), Verse8 focuses on interactive content as the new expressive medium, starting with games as its first vertical. The platform was built to overcome the high barriers of traditional interactive content creation—long cycles, high costs, and complex coordination across coding, art, and design. By collapsing the entire production process into a single prompt, Verse8 eliminates creative friction, automates invisible work, and enables anyone to express ideas interactively. Its core architecture consists of two layers: - **Agent8**: A multi-agent system that acts as a full production team—handling art, code, design, and testing through a single prompt. It includes an AI-native web engine with templates (FPS, RPG, etc.), automated asset generation (2D/3D optimization, animation, audio), and built-in infrastructure (Git, servers, analytics, payments). - **Verse8 Ecosystem**: A global deployment network where creators can instantly publish, share, and remix content. Integrated with Story Protocol, it enables on-chain IP ownership and programmable rights, allowing derivative works while rewarding original authors. Verse8 aims to democratize creativity—enabling everyone to create, not just consume. It supports instant world-building, prompt-based creation, and collaborative value growth through remixing and shared ownership. Learn more: Website: https://verse8.io X: https://x.com/Verse_Eight Discord: https://discord.gg/verse8-official

深潮12/10 22:52

Verse8's Self-Description: How to Support Creative Expression in the AI Era

深潮12/10 22:52

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet

Recently, Farcaster co-founder Dan Romero announced a shift in the project’s focus from "social-first" to "wallet-first," sparking widespread discussion. While some interpreted this as Farcaster abandoning social features or even signaling the failure of Web3 social networks, the move is better understood as a strategic evolution rather than a pivot. Farcaster’s integration of a built-in wallet is not a replacement for social functionality but an upgrade to improve user experience. It enables seamless on-chain interactions, especially as Frames evolve into more powerful Mini Apps. This enhancement allows users to mint NFTs, execute trades, and engage with decentralized applications without leaving the app—reducing friction and supporting richer crypto-native experiences. The shift reflects a broader trend: social apps are integrating wallets, and wallet apps are adding social features. This convergence is becoming the natural direction for consumer crypto applications. By combining social graphs with built-in wallets and Mini Apps, Farcaster enables closed-loop scenarios for asset creation, discovery, trading, and community interaction—all within a unified experience. Other platforms like Telegram, Zapper, Base App, and Binance are also exploring similar integrations, highlighting the growing importance of blending social context with financial activity. Farcaster’s open and composable social protocol allows developers to build diverse clients and applications, further expanding its ecosystem. In summary, Farcaster is not moving away from social—it is enhancing it. The integration of wallet functionality aims to drive growth, improve utility, and solidify its unique value proposition in the crypto space.

marsbit12/10 17:21

Farcaster Is Not a Pivot, It's Evolution: The True Ambition from Social to Wallet