# Сопутствующие статьи по теме Regulation

Billions Evaporated, Faith Shattered: How Do Crypto Believers Hold Their Ground in the Winter?

The crypto market experienced a severe downturn, with $2 trillion in value wiped out and major cryptocurrencies like Bitcoin and Ethereum plunging. Despite the "crypto winter," core believers like Meltem Demirors, Michael Novogratz, and Cathie Wood remain steadfast, viewing crypto as a philosophical movement rather than just a financial asset. They argue that crypto’s value stems from decentralization, privacy, and individual sovereignty—principles that challenge traditional financial systems. The article traces crypto’s evolution from its origins with Bitcoin’s 2008 whitepaper, through the rise of Ethereum and smart contracts, to the mainstream adoption and subsequent crashes, including the collapses of Terra/Luna, Three Arrows Capital, and FTX. It highlights the regulatory crackdown by the SEC under Gary Gensler and the industry’s growing political influence, notably during the 2024 U.S. elections. Despite internal divisions between idealists and speculators, and external pressures from regulators, crypto has penetrated mainstream finance, with institutional adoption and significant political lobbying. The core question remains: Has crypto betrayed its original decentralized, anti-establishment ideals, or is it successfully transforming the system from within? Amid the volatility, true believers continue to hold firm.

比推03/18 12:25

Indian Man Falls Victim to Fake Crypto Investment Scam, Loses ₹71.6 Lakh

An Indian man from Mumbra, Maharashtra, lost ₹71.6 lakh (approximately $85,700) in a fake cryptocurrency investment scam. The 42-year-old insurance consultant was approached by six individuals in August 2025 who posed as representatives of a crypto trading platform and promised high returns. Over seven months, from August 2025 to March 2026, the victim transferred funds via cash and online transactions. The accused misappropriated the entire amount, and no arrests have been made yet. This case highlights the growing issue of cyber fraud in India. The National Cyber Crime Reporting Portal received over 24 lakh complaints in 2025 alone, with reported losses exceeding ₹22,495 crore. A recent report from Gujarat National Law University emphasized the urgent need for clear cryptocurrency regulations and stronger investor protection measures to prevent such scams.

TheNewsCrypto03/18 12:21

SEC and CFTC Jointly "Approve": A New Era of Regulation from "How to Regulate" to "What to Regulate"

比推03/18 12:11

Arizona Files Criminal Charges Against Kalshi Over Illegal Gambling Allegations

Arizona has filed a twenty-count case against prediction market platform Kalshi, alleging it operates an illegal gambling business by accepting bets on elections, sports, and individual performance—activities prohibited under state law. Attorney General Kris Mayes emphasized that no company is above state law. Kalshi denies the allegations, claiming it is a federally regulated financial exchange under the CFTC, not a gambling service. The case highlights tensions between state and federal regulatory authority, as a federal judge’s dismissal of Kalshi’s plea allowed state criminal proceedings to advance. This action is part of a broader state-level crackdown on prediction markets, raising debates over whether they should be regulated as gambling or financial markets.

TheNewsCrypto03/18 11:50

Tim Scott Signals Breakthrough on Stablecoin Yield Dispute

U.S. Senator Tim Scott has indicated that a breakthrough may be imminent in the dispute over stablecoin yield provisions within the Senate's crypto market structure bill, the Digital Asset Market Clarity Act. He expects to receive the first compromise proposal this week. The bill's progress had stalled due to disagreements on a clause that would ban third parties from offering yields on stablecoins. Traditional bankers argue such yields create a loophole diverting deposits from banks, while crypto advocates view the restriction as anti-competitive. Recent closed-door meetings between banks and crypto lobbyists have aimed to find a middle ground, though no official updates to the legislative calendar have been made.

TheNewsCrypto03/18 11:30

PayPal Expands PYUSD Access To 68 New Countries Amid Stablecoin Push

PayPal has expanded access to its U.S. dollar-pegged stablecoin, PayPal USD (PYUSD), to 70 markets worldwide, including 68 new countries this month. This expansion allows users in regions like Asia-Pacific, Europe, and Latin America to send, hold, and receive PYUSD, enabling faster and lower-cost cross-border transactions compared to traditional methods. The stablecoin, which initially faced regulatory scrutiny, saw its market cap grow to $4.1 billion after the SEC closed its investigation in February 2025. Users in most regions can also receive rewards on holdings, though exceptions include Singapore and the UK. PayPal aims to build a more inclusive global commerce ecosystem by increasing PYUSD’s utility and accessibility.

bitcoinist03/18 11:08

US SEC and CFTC Jointly "Unbind": Crypto Assets Are "Digital Commodities" Not "Securities"

The U.S. SEC and CFTC have jointly issued new interpretive guidance clarifying that most crypto assets are not securities. Instead, they are classified as digital commodities, digital collectibles, digital tools, or stablecoins—provided stablecoin issuers do not pay interest. Only tokenized assets that represent traditional financial instruments are considered securities. Key classifications include: - Digital commodities (e.g., Bitcoin, Ethereum) are non-securities whose value derives from utility and market dynamics. - Digital collectibles (e.g., NFTs, meme coins) are for collection or use. - Digital tools (e.g., membership tokens, credentials) serve functional purposes. - Stablecoins are non-securities if they do not pay yields. The guidance also states that DeFi mining, staking, wrapped assets, and airdrops generally do not constitute securities offerings—unless airdrops require active effort (creating an investment contract risk). Notably, a token initially sold as a security can later be reclassified as a non-security if it becomes decentralized or gains utility. This clarity is expected to benefit crypto IPOs (e.g., exchanges like OKX and Kraken), DeFi protocols, and prediction markets like Polymarket by reducing regulatory uncertainty and attracting institutional liquidity. However, increased regulatory alignment may reduce innovation in gray areas and raise compliance costs. Overall, the move signals tighter integration with mainstream finance, potentially ensuring the industry’s broader adoption and stability.

Odaily星球日报03/18 10:18

VIP Believers in the Crypto Winter: Billions Evaporated, Why Do They Still Hold On?

Amid a brutal crypto winter that wiped out trillions in market value, a core group of believers remains steadfast. This Vanity Fair article explores the "VIP faithful" who continue to buy and hold despite catastrophic crashes, regulatory crackdowns, and industry scandals. Key figures like Galaxy Digital's Michael Novogratz, ARK Invest's Cathie Wood, and early investors like Meltem Demirors are portrayed not as mere speculators, but as participants in what they describe as a "religious movement." The piece traces crypto's evolution from its ideological origins in the 2008 Bitcoin whitetimepaper—a response to centralized financial system failures—to its mainstream adoption and subsequent commodification. The article highlights the deep internal rift between two groups: the original "believers" who champion decentralization and individual sovereignty, and the "grifters" and "tourists" who joined during boom cycles, turning crypto into a casino. It details the rise of NFTs through platforms like OpenSea, the catastrophic collapses of Terra/Luna and FTX, and the intense regulatory witch hunt led by the SEC under Gary Gensler. Ultimately, the narrative questions whether crypto's inevitable march into the mainstream—evidenced by political lobbying, institutional adoption, and even a Trump meme coin—represents a betrayal of its founding ideals or the ultimate validation of its success. Through booms, busts, and regulatory battles, the true believers stand firm,坚守信仰 (holding faith) in the face of the enduring crypto winter.

Odaily星球日报03/18 09:16

Trading Moment: Crypto Regulation Welcomes Major Positive News, Bitcoin May 'Dip First Then Rally' After Fed Meeting

Cryptocurrency markets are closely watching the Federal Reserve's FOMC meeting, with expectations nearly unanimous for interest rates to remain unchanged. Bitcoin is experiencing high volatility, trading between $74,000 and $76,000, with analysts divided on its short-term trajectory. Bearish voices warn of a potential drop to $68,000, citing macro liquidity concerns and a pattern of post-FOMC sell-offs. Bullish analysts, however, see a path to $80,000 or higher if key resistance levels are broken and ETF inflows continue. In a major regulatory development, the SEC and CFTC issued new guidance classifying most digital assets, including Bitcoin, Ethereum, SOL, and XRP, as non-security digital commodities, providing clearer regulatory boundaries. Key data shows Bitcoin and Ethereum ETFs saw net inflows of $199 million and $138 million respectively, while the market fear and greed index sits at 26 (Fear). Over $131 million was liquidated in 24 hours. Solana (SOL) is showing a bullish technical pattern, with analysts targeting $120-$145 if it holds support. Upcoming events include the Fed's rate decision, Chairman Powell's press conference, and token unlocks for projects like Lombard (BARD).

marsbit03/18 08:58

Crypto Donations Under Spotlight in the UK

Crypto donations are under scrutiny in the UK, with a cross-party committee proposing a ban to protect the integrity of the political system. Reform UK is the only party reported to have received such donations. The proposed measures include requiring donors to have UK assets registered for 12 months and creating a police unit to oversee political finance. Committee Chair Matt Western warned that foreign financial influence is "corrosive." A temporary ban could particularly impact Reform UK, which has faced criticism for not sharing crypto wallet addresses, hindering transparency. The situation highlights concerns about unregulated currencies in political funding.

TheNewsCrypto03/18 08:55