# Сопутствующие статьи по теме Mastercard

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Mastercard", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

The Second Half of Stablecoins No Longer Belongs to the Crypto World

The article discusses the shift in the stablecoin market from the crypto sector to traditional finance, highlighted by Mastercard's acquisition of BVNK for up to $1.8 billion in March 2026. This move came after Coinbase abandoned a $2 billion deal for BVNK months earlier, signaling intensified competition for stablecoin infrastructure. BVNK specializes in cross-border payments using a "stablecoin sandwich" model: converting fiat to stablecoins like USDC for blockchain transfer, then back to local currency, reducing transaction times and costs. Its key asset is a suite of global licenses, including EMI from the UK FCA and CASP under EU MiCA, enabling compliance across 130+ countries. Mastercard's acquisition aims to integrate BVNK into its Multi-Token Network (MTN), a private blockchain for tokenized assets, addressing MTN's lack of connectivity with public chains. This enables atomic settlements, 24/7 B2B transactions, and programmable payments. The strategy contrasts with Visa’s partnership-focused approach, emphasizing direct control over infrastructure. The U.S. GENIUS Act (July 2025) provided regulatory clarity, defining stablecoins as non-securities under OCC oversight, which facilitated Mastercard’s move. The deal pressures players like Ripple and traditional correspondent banks, as Mastercard’s global network could disrupt cross-border payment fees. Ultimately, stablecoin evolution is becoming invisible to users—embedded in traditional finance for efficiency, not crypto adoption. Mastercard’s investment secures a foothold in the next-generation payment ecosystem.

marsbit03/21 07:12

The Second Half of Stablecoins No Longer Belongs to the Crypto World

marsbit03/21 07:12

Why Did Five Giants Jump In Within a Week to Open Bank Accounts for AI?

The article discusses a significant trend where five major companies—Stripe, Paradigm, Visa, Mastercard, and Coinbase—collectively launched initiatives within a week to enable AI systems to autonomously conduct financial transactions. Stripe and Paradigm introduced Tempo, a $5 billion blockchain project focused on machine-to-machine payments via its Machine Payments Protocol (MPP). Visa launched a command-line tool for AI agents to make credit card payments, while Coinbase upgraded its x402 protocol to support broader token payments. Mastercard acquired stablecoin firm BVNK for $1.8 billion to facilitate crypto-based transactions. World, co-founded by Sam Altman, released an identity verification toolkit for AI agents. The push stems from the growing capability of AI agents to perform complex tasks independently, creating a need for payment infrastructure that doesn’t require human intervention at every step. Traditional payment giants see an opportunity to leverage their existing networks, while crypto companies argue that blockchain-based systems offer a more seamless solution for non-human entities. Despite the high valuations and investments, current transaction volumes remain low (e.g., x402 recorded ~$65k in 24 hours). The situation parallels past infrastructure booms, where early investment outpaced immediate demand. The race to dominate AI payments is underway, but widespread adoption may take time.

比推03/19 13:15

Why Did Five Giants Jump In Within a Week to Open Bank Accounts for AI?

比推03/19 13:15

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