# Сопутствующие статьи по теме Infrastructure

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Infrastructure", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Does Encryption Becoming 'Boring' Signal Its Formal Entry into the Mainstream Application Stage?

The article argues that the perceived "boredom" in cryptocurrency signals its maturation into mainstream adoption, driven by regulatory clarity, particularly around stablecoins. This stability allows projects to shift from serving crypto-natives to building practical, regulated products for the mass market. The author highlights that while early crypto ideals like anonymity were initially celebrated, they became a barrier to scale due to compliance needs. The current phase involves pragmatic, "boring" solutions, such as the "stablecoin sandwich," which bridges traditional finance and blockchain but reintroduces intermediaries to handle compliance and data verification. A key future direction is Proof of Personhood, exemplified by Worldcoin's efforts to distinguish humans from bots using biometric verification. This is positioned as essential for scaling payments and combating fraud. Worldcoin's new wallet, integrating global bank accounts and a Visa card, demonstrates that user demand is for seamless financial tools, not necessarily new tokens. Additionally, the rise of "Mini Apps" allows developers to bypass app store fees, while decentralized messaging (e.g., XMTP) offers privacy-focused communication. The conclusion is that crypto's infrastructure is finally becoming practical and regulated, just as AI advances make cryptographic verification of truth increasingly critical.

比推12/15 13:44

Does Encryption Becoming 'Boring' Signal Its Formal Entry into the Mainstream Application Stage?

比推12/15 13:44

Quick Overview of the 33 Winning Projects from Solana Breakpoint 2025 Hackathon

The Solana Breakpoint 2025 hackathon, held in Abu Dhabi, concluded as the largest crypto-focused event of its kind, with over 9,000 participants from 150+ countries submitting 1,576 projects. The competition awarded winners across multiple categories, highlighting innovation in infrastructure, consumer applications, DeFi, RWA, stablecoins, and undefined tracks. The grand prize winner was Unruggable, a hardware wallet and app suite optimized specifically for Solana, offering deep integration with native ecosystem features like Jito and Jupiter. Category winners included: - **Consumer Apps**: Capitola (prediction market aggregator). - **DeFi**: Yumi Finance (on-chain BNPL solution). - **Infrastructure**: Seer (Solana transaction debugging tool). - **RWA**: Autonom (oracle for real-world asset pricing). - **Stablecoins**: MCPay (open payment infrastructure). - **Undefined Track**: attn.markets (tokenizing Solana ecosystem revenue). Additional awards included the University Prize for Pythia (a prediction market for academic competitions) and the Public Good Prize for Samui Wallet (an open-source developer toolkit). The hackathon showcased a wide range of projects aimed at improving security, usability, and financial innovation on Solana, signaling strong growth and diversification within the ecosystem.

marsbit12/15 11:18

Quick Overview of the 33 Winning Projects from Solana Breakpoint 2025 Hackathon

marsbit12/15 11:18

Beyond Trading: A Look at the Star New Projects and Major Updates in the Solana Ecosystem

At Solana Breakpoint 2025, major updates and new projects were announced across DeFi, RWA, AI, privacy, wallets, and prediction markets. Key highlights include the mainnet launch of Firedancer, expected to boost TPS to over 1 million, and Coinbase DEX integration. In DeFi, multiple yield-bearing stablecoins were introduced: Splyce Finance launched $SFULC with 10% APY backed by real estate cash flows, while Streamflow introduced $USD+ with 3.6% APY backed by U.S. Treasuries. RockawayX and WisdomTree announced RWA yield vaults, and State Street revealed plans for a tokenized liquidity fund, SWEEP, with Galaxy Digital. Carrot introduced Turbo Tokens for leverage trading without liquidation risk, and Huma Finance partnered to provide stablecoin liquidity for稀土 mineral trading. Light Protocol introduced a new token standard, Light Token, reducing costs by 200x vs. SPL, and deBridge launched an intent-based execution model for seamless cross-chain operations. In RWA, Oro announced $StGOLD, a yield-generating gold token with physical redemption points, and Uranium Digital demonstrated on-chain uranium trading for institutions. For privacy, Arcium introduced C-SPL, an encrypted token standard, and the Cerberus Protocol for enhanced security. In AI, Solflare launched Magic AI, a decentralized assistant executing on-chain actions via natural language commands, and Glider introduced an AI-driven investment app backed by a16z. Wallet updates included Unruggable, a Solana-native hardware wallet, Solflare Shield, a card-shaped NFC hardware wallet, and Phantom integrating Kalshi's prediction markets. Finally, worm.wtf launched a leveraged prediction market on Solana.

marsbit12/15 10:39

Beyond Trading: A Look at the Star New Projects and Major Updates in the Solana Ecosystem

marsbit12/15 10:39

Solana Hackathon Grand Prize Projects: The Industry's Handpicked Seeds

The fifth Solana Breakpoint conference in Abu Dhabi featured the Solana Cypherpunk Hackathon, the largest crypto hackathon to date with over 9,000 participants from 150+ countries submitting 1,576 projects. The event showcased innovative projects across multiple tracks. The grand prize winner was Unruggable, a hardware wallet and app suite optimized specifically for Solana, offering deep integration with key ecosystem protocols for secure and fast transactions. In the Consumer Applications track, winners included Capitola (a prediction market aggregator), Superfan (a元宇宙唱片厂牌 leveraging prediction markets), Fora (a social trading and prediction platform), Toaster.trade (a lightweight trading platform), and Nomu (a marketplace where early product purchases earn rewards). The DeFi track was led by Yumi Finance (an on-chain BNPL solution), Kormos (a fractional reserve-based yield protocol), Rekt (a gamified mobile trading app), Archer (an anti-MEV trading protocol), and Hobba (an automated lending optimization service). Infrastructure winners were Seer (a Solana transaction debugger), Corbits (enabling AI agents to pay API fees via x402), Ionic (a high-speed data aggregation layer), Pine Analytics (a blockchain analytics platform), and Hyperstack (a code-first data infrastructure tool). The RWA track featured Autonom (an oracle for dynamic pricing of real-world assets), Bore.fi (tokenizing cash-flowing small businesses), Legasi (on-chain Lombard loans), Pencil Finance (tokenized student loans), and Watchtower (financing for space infrastructure). The Stablecoin track awarded MCPay (payment infrastructure connecting MCP and x402), Credible Finance (stablecoin-powered USD-INR remittances), Cloak (privacy payments on Solana), Mercantill (banking infra for AI agents), and SP3ND (using stablecoins to shop on Amazon). The Open Track winners were attn.markets (tokenizing Solana ecosystem revenue), Echo (an automated expert network), PlaiPin (a wearable interactive robot protocol), Solana ATM (a physical cash/stablecoin machine), and Humanship ID (privacy-preserving human verification). Additional awards went to Pythia (a prediction market for math modeling) for the University prize and Samui Wallet (a developer-focused open-source wallet) for the Public Good prize. These projects represent promising seeds for the next cycle of crypto innovation.

Odaily星球日报12/15 10:28

Solana Hackathon Grand Prize Projects: The Industry's Handpicked Seeds

Odaily星球日报12/15 10:28

Digital Banks No Longer Rely on Banking for Profit; The Real Goldmines Are Stablecoins and Identity Verification

Digital banks are no longer competing on user scale but on revenue per customer, as seen in Revolut's diversified income streams versus Nubank's reliance on credit. The real value lies in stablecoins and identity authentication. Stablecoins, especially those backed by reserves, generate profit from interest on assets like treasury bonds—a revenue stream captured by issuers, not front-end platforms. This has pushed firms like Stripe and Circle to build proprietary settlement networks (e.g., Tempo, Arc) to control profitability, privacy, and transaction efficiency. Stablecoins disrupt traditional payment systems by enabling direct, low-cost transfers, forcing digital banks to integrate stablecoin channels or become obsolete. Simultaneously, identity authentication is evolving into a portable, cross-platform system. Initiatives like the EU Digital Identity Wallet and crypto projects (Worldcoin, Gitcoin Passport, Polygon ID) aim to create reusable digital identities, reducing redundant KYC processes. This shifts digital banks from controlling identity to becoming service providers within a trusted identity framework. Future digital banks will succeed by focusing on one of three models: 1. **Interest-driven**: Profit from user deposits via stablecoin interest and staking. 2. **Payment flow-driven**: Generate revenue from high transaction volumes as the default transfer channel. 3. **Infrastructure-driven**: Control stablecoin issuance, reserves, and settlement for the highest profitability. The market will split between consumer-facing apps (low switching costs) and infrastructure players (high stickiness, core to value flow).

marsbit12/15 10:05

Digital Banks No Longer Rely on Banking for Profit; The Real Goldmines Are Stablecoins and Identity Verification

marsbit12/15 10:05

Digital Banks Are No Longer in the Banking Business; The Real Gold Mine Lies in Stablecoins and Identity Verification

The article argues that the core value of digital banking has shifted away from traditional models. Valuation is no longer driven by user numbers but by revenue per customer, as seen with Revolut's diversified income streams versus Nubank's reliance on credit. The true "gold mines" are now stablecoins and identity verification. For stablecoins, the primary profit is the interest earned on reserve assets (like Treasury bills), a revenue stream captured by the issuer (e.g., Circle) rather than the consumer-facing digital bank. This is leading to vertical integration, with companies like Stripe and Circle building proprietary settlement networks (Tempo, Arc) to control this profitable infrastructure and ensure privacy. Stablecoins are disrupting the old, multi-layered payment system by enabling direct, peer-to-peer transfers, forcing digital banks to become efficient routing layers for these transactions or risk obsolescence. Simultaneously, identity is becoming the new account core. The trend is moving away from siloed KYC processes towards portable, verifiable credentials (e.g., EU's Digital Identity Wallet, Worldcoin, Polygon ID). This will allow a user's identity to travel across platforms, simplifying compliance and making the crypto wallet the central hub for assets and identity. The article concludes that user count, cards, and UI are no longer competitive advantages. Future successful digital banks will be "wallet-first" systems, falling into one of three models: 1. **Interest-driven:** Profit from holding user stablecoin balances and earning yield on reserves. 2. **Payment-flow-driven:** Profit from facilitating a high volume of stablecoin transactions. 3. **Stablecoin infrastructure-driven:** The most profitable model, controlling the issuance, reserves, and settlement of stablecoins itself. The market will split between simple consumer apps and powerful infrastructure providers that control the core of the financial stack.

深潮12/15 09:52

Digital Banks Are No Longer in the Banking Business; The Real Gold Mine Lies in Stablecoins and Identity Verification

深潮12/15 09:52

If You Think Crypto Has Become 'Boring,' You Understand the Endgame

The article argues that the recent acceleration in crypto is not driven by a bull market but by regulatory clarity, particularly for stablecoins. This shift allows projects to focus on building mainstream products rather than reinventing money. The author highlights that while Bitcoin solved the double-spend problem, it left identity verification unresolved—a critical gap for global adoption. The current state involves "stablecoin sandwiches" that bridge traditional payment systems with blockchain, but this reintroduces intermediaries due to compliance needs. The future lies in integrating identity solutions like Worldcoin's Proof of Personhood, which distinguishes humans from bots and enables scalable, compliant payments. Worldcoin’s recent product demo showcased a wallet linking crypto to traditional finance via Visa and virtual bank accounts, emphasizing that users want practical solutions, not new tokens. Additionally, "mini apps" could disrupt app store monopolies by avoiding fees, while privacy-focused messaging apps like those built on XMTP offer truly ephemeral communication. Ultimately, crypto is becoming "boring" by focusing on utility—bridging decentralized tech with regulated, user-friendly services—just as AI makes cryptographic verification of truth essential.

深潮12/15 06:53

If You Think Crypto Has Become 'Boring,' You Understand the Endgame

深潮12/15 06:53

"Asia's First Stock" HashKey Goes Public: A Decade of Dedication, Edge Emerging

"Asia's first crypto stock" HashKey has listed on the Hong Kong Stock Exchange, marking a milestone after a decade of strategic development. As of September 2025, the platform has facilitated HKD 1.3 trillion in cumulative spot trading volume, commanding over 75% market share among Hong Kong’s 11 licensed virtual asset trading platforms. HashKey’s success stems from its long-term compliance-first strategy, aligning closely with Hong Kong’s evolving regulatory landscape. While many platforms operated in regulatory grey areas, HashKey focused on building robust infrastructure, obtaining licenses, and adhering to strict anti-money laundering (AML), know-your-customer (KYC), and asset segregation requirements. The company capitalized on Hong Kong’s introduction of the Virtual Asset Service Provider (VASP) licensing regime in 2022, becoming one of the first fully regulated exchanges. The compliance-heavy model requires significant investment in technology, auditing, and risk management, resulting in higher operational costs and a longer path to profitability. However, it has positioned HashKey as a trusted gateway for institutional investors, offering services including staking, asset management, and real-world asset (RWA) tokenization. HashKey’s IPO symbolizes a broader industry transition from speculative trading to institutional participation and regulated financial infrastructure. It represents the rise of compliance as a core competitive advantage in the virtual asset sector and underscores Hong Kong’s strategic role in shaping Asia’s digital finance future.

深潮12/15 06:36

"Asia's First Stock" HashKey Goes Public: A Decade of Dedication, Edge Emerging

深潮12/15 06:36

Funding Weekly Report | 19 Public Funding Events, Cross-Chain Protocol LI.FI Raises $29 Million, Led by Multicoin Capital and CoinFund

Financing Weekly Recap: 19 public funding rounds totaling over $178 million were recorded. Key deals include cross-chain protocol LI.FI raising $29 million co-led by Multicoin Capital and CoinFund. Real Finance secured $29 million for RWA tokenization infrastructure. DeFi saw 8 deals, including Magma Finance's $6M raise. Web3 & AI sector had 2 deals, with AI platform Surf raising $15M. Infrastructure & tools featured 4 deals, and CeFi had 5, including MetaComp's $22M Pre-A for stablecoin payments.

marsbit12/15 03:23

Funding Weekly Report | 19 Public Funding Events, Cross-Chain Protocol LI.FI Raises $29 Million, Led by Multicoin Capital and CoinFund

marsbit12/15 03:23

Standard Chartered, Coinbase deepen alliance to build institutional crypto infrastructure

Standard Chartered and Coinbase have expanded their partnership to build crypto infrastructure for institutional clients. The collaboration will explore offerings across trading, prime services, custody, staking, and lending. The partnership combines Standard Chartered’s banking and custody expertise with Coinbase’s institutional crypto platform to develop secure, compliant digital asset services. This builds on their existing relationship in Singapore, where Standard Chartered provides real-time SGD transfers for Coinbase. Separately, the US OCC conditionally approved national trust bank charters for five crypto-related firms, including BitGo, Fidelity, Paxos, Circle, and Ripple. Coinbase is also expected to announce new products soon.

cointelegraph12/14 07:00

Standard Chartered, Coinbase deepen alliance to build institutional crypto infrastructure