# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

KalqiX and the Future of DeFi: Sameep Singhania on Building the Next-Gen Web3 Ecosystem

In this interview, Sameep Singhania, founder of QuickSwap and KalqiX, discusses the future of DeFi and Web3. He argues that despite current sentiment, crypto continues to grow in adoption and real-world relevance. KalqiX aims to bridge Web2 and Web3 by offering a seamless, trustless trading experience with a user-friendly interface comparable to traditional platforms like Robinhood. Singhania emphasizes that DeFi isn’t meant to replace traditional finance but to evolve it by introducing transparency, programmability, and global access. KalqiX leverages zero-knowledge proofs for privacy and security, and uses a Central Limit Order Book (CLOB) model for better price discovery and capital efficiency—overcoming typical AMM limitations like slippage. The platform is designed to be white-label ready, allowing others to launch their own exchanges while KalqiX provides liquidity and zk-based infrastructure. It also mitigates MEV risks by shielding trading data in a zk-layer. If successful, KalqiX could help make DeFi more accessible to non-crypto users and institutions, shifting the ecosystem from speculation to utility, with faster execution, lower costs, and greater privacy.

TheNewsCrypto03/24 16:57

KalqiX and the Future of DeFi: Sameep Singhania on Building the Next-Gen Web3 Ecosystem

TheNewsCrypto03/24 16:57

RIV Coin Launches on Solana to Bridge Institutional Capital with DeFi Infrastructure

RIV Coin ($RIV), a protocol token built on Solana, has officially launched as the core of a reserve-backed digital asset ecosystem. It introduces a verifiable reserve framework that enables off-chain capital to interact with on-chain DeFi liquidity while meeting institutional privacy and verification standards. The project is developed by RIV Capital Group, an international firm with a presence in Europe and the MENA region, and is led by CEO Roberto Rivera, a former derivatives trader with over 27 years of experience. The ecosystem includes an On-Chain Vault that acts as a transparent reserve engine, with $RIV serving as both a utility and governance token. Capital from token purchases is allocated into a regulated fund and invested in a diversified portfolio of traditional and crypto assets. Beyond the token, the RIV ecosystem also features StablePay, a crypto-to-fiat payment solution for merchants, and a multi-chain wallet supporting Cosmos, Solana, and Ethereum. By combining institutional capital, verifiable reserves, and DeFi infrastructure, RIV Coin aims to create a secure bridge for institutional investors and accelerate mainstream adoption of decentralized finance.

TheNewsCrypto03/24 15:45

RIV Coin Launches on Solana to Bridge Institutional Capital with DeFi Infrastructure

TheNewsCrypto03/24 15:45

Whale moves $16M into altcoins – Are DeFi tokens near a bottom?

A whale withdrew $16.06 million from Binance on March 24, 2026, to acquire a basket of DeFi-related altcoins, signaling potential early positioning amid a prolonged market downturn. The purchases included $4.07M in ENA, $3.64M in AAVE, $2.37M in AVAX, $2.13M in UNI, $2.05M in ONDO, and $1.81M in PENDLE. Most of these tokens remain more than 80% below their 2025 highs, but some show tentative signs of stabilization or minor bullish momentum. While one whale’s action doesn’t confirm a market-wide reversal, it suggests strategic accumulation at perceived lows. If these assets hold their current structure and begin to recover, it could indicate an early rotation into DeFi tokens.

ambcrypto03/24 13:32

Whale moves $16M into altcoins – Are DeFi tokens near a bottom?

ambcrypto03/24 13:32

Besides the Resolv Hack, This Type of DeFi Vulnerability Has Occurred Four Times Already

An attacker exploited a compromised off-chain signing key in the stablecoin protocol Resolv, minting 80 million USR tokens (pegged to USD) from a $100k–$200k USDC deposit within minutes. The stolen keys allowed unlimited minting due to a design flaw—lacking a minting cap—despite multiple audits. The attacker then converted USR to its wrapped version (wstUSR) and dumped it on DEXs, netting ~11,400 ETH (~$24M). This caused USR to depeg, trading at ~$0.25. The depeg triggered a second-phase crisis: lending markets (including Morpho and Fluid/Instadapp) using wstUSR as collateral relied on hardcoded oracles that priced it near $1 instead of its real market value. Arbitrageurs bought cheap wstUSR, used it as overvalued collateral to borrow stablecoins, and amplified losses. Fluid absorbed over $10M in bad debt; Morpho had 15 vaults exposed. This incident repeats a known DeFi pattern: similar oracle failures occurred with Usual Protocol (Jan 2025), Stream Finance (Nov 2025), and Moonwell (late 2025), where mispriced collateral led to massive bad debt. Critics highlight flawed incentives in the "curator" model (e.g., Gauntlet), where third-party vault managers prioritize high yields without adequate risk controls, and protocols outsource risk management without enforcing safeguards. The root cause is systemic: over-reliance on static oracles for volatile assets and insecure off-chain infrastructure.

marsbit03/24 12:10

Besides the Resolv Hack, This Type of DeFi Vulnerability Has Occurred Four Times Already

marsbit03/24 12:10

Warren Seeks Details Of MrBeast’s Crypto Plans, Orders Response By April 3

Senator Elizabeth Warren has formally requested detailed information from Beast Industries and its owner, YouTube star MrBeast (Jimmy Donaldson), regarding the company's acquisition of Step, a fintech app for teenagers that previously allowed crypto trading. Warren's letter, dated March 23, expresses serious concerns about expanding financial services to young users, especially into crypto and DeFi, and demands strict compliance with legal protections. She highlights Step’s past advertising that promoted crypto and NFTs to minors, contrasting it with the company's own later warnings about the extreme risks of such assets. Warren also raises questions about Beast Industries' $200 million investment from BitMine Immersion Technologies and references past allegations of insider trading against MrBeast, though he has denied wrongdoing. Citing the platform’s appeal to young audiences and the need for safeguards, Warren has given Beast Industries until April 3, 2026, to respond to eleven specific questions about its plans for Step and user protection.

bitcoinist03/24 10:31

Warren Seeks Details Of MrBeast’s Crypto Plans, Orders Response By April 3

bitcoinist03/24 10:31

Abandoning Token Issuance, Abolishing veBAL: Can Balancer's 'All-or-Nothing Gamble' Bring Renewal?

Balancer, a veteran DeFi protocol, is undergoing a radical transformation following a major $120M security breach in November 2025 that accelerated its existing financial decline. With annual revenue of just $290K against a $2.87M operational budget, its DAO treasury was on track to be depleted within four years. TVL plummeted from a peak of $3B to under $160M. On March 23, 2026, the core team proposed two major overhauls: a tokenomics reform and an operational restructuring. The key strategy shifts from token emission-driven growth to a sustainable, fee-based model. Operational changes include dissolving Balancer Labs, reducing the team from 25 to 12.5 full-time equivalents, and cutting the annual budget by 34% to $1.9M. The protocol will focus solely on its core products: Boosted Pools, a revamped reCLAMM, and LBPs, while maintaining deployments only on Ethereum, Gnosis, Arbitrum, and Base. Tokenomics reforms are more drastic: BAL token emissions will stop immediately, and the veBAL governance system will be abolished. All protocol fees will now go entirely to the DAO treasury, and V3 protocol fees are reduced from 50% to 25% to attract LPs. A $500K compensation fund is allocated for veBAL holders. A crucial exit mechanism is proposed: a 12-week window, opening one year after the vote, allowing BAL holders to burn their tokens for stablecoins at a Net Asset Value (NAV) of $0.16 per BAL. If fully utilized, this could burn 35% of the circulating supply. The team projects that these changes could boost annual DAO revenue to $1.22M and extend the treasury's runway to 9 years. However, this survival depends heavily on the success of the streamlined operations and core products. This high-stakes gamble aims to secure a sustainable future for the protocol.

marsbit03/24 08:49

Abandoning Token Issuance, Abolishing veBAL: Can Balancer's 'All-or-Nothing Gamble' Bring Renewal?

marsbit03/24 08:49

Crypto Vs. Banks: Key CLARITY Act Meetings This Week And What They Could Decide

Negotiations on the CLARITY Act, a key crypto market-structure bill, are nearing completion, though final language remains undisclosed. Senator Cynthia Lummis stated talks are "99% resolved" on stablecoin yields, a central issue where banks fear deposit flight and crypto firms seek viable yield options. A reported White House compromise with senators may limit yield on idle balances to address banking concerns. Crypto and banking groups are meeting with the Senate Banking Committee this week to review the draft. Unresolved areas include DeFi, token classification, and tokenization. A committee markup is anticipated in mid-to-late April.

bitcoinist03/24 06:36

Crypto Vs. Banks: Key CLARITY Act Meetings This Week And What They Could Decide

bitcoinist03/24 06:36

Alabama Licensed Builder Brings Physical Home Sale Directly to Ethereum Blockchain

A licensed Alabama home builder, Affordable Home U.S. LLC, is launching a public auction for its ERC-20 utility token, AHOME, to facilitate the direct sale of a physical home on the Ethereum blockchain. The company has acquired land and finalized plans for a 1,200-square-foot energy-efficient house. Participants can join the auction waitlist and acquire AHOME tokens via Gnosis EasyAuction, with subsequent availability on Uniswap. Token holders can use AHOME to reserve a newly built home, and upon completion, the property will be transferred through standard real estate procedures while the used tokens are permanently removed from circulation. The smart contracts have been audited by QuillAudits. The initiative aims to expand homeownership access beyond traditional financing. Auction timing depends on market interest.

TheNewsCrypto03/24 05:21

Alabama Licensed Builder Brings Physical Home Sale Directly to Ethereum Blockchain

TheNewsCrypto03/24 05:21

What’s Going On Between The XRP And Solana Community On X?

A weekend controversy sparked a playful exchange between the XRP and Solana communities on X. It began when Solana Foundation President Lily Liu commented that blockchain gaming was not making a comeback, which drew humorous reactions from users. The official Solana account jokingly suggested a user switch to XRP, a remark amplified by crypto exchange Bitrue. Ripple’s former CTO, David Schwartz, added to the banter with a meme response. Beyond the social media drama, the two ecosystems are technically interconnected. In 2024, XRP was integrated into Solana via a wrapped token (wXRP), enabling its use within Solana’s DeFi ecosystem. Additionally, Ripple has pursued broader cross-chain interoperability, working with protocols like Wormhole to connect the XRP Ledger to over 35 blockchains, including Solana. Industry observers also note that Ripple executives have acknowledged Solana’s influence on XRPL’s development, particularly in terms of speed and pragmatism.

bitcoinist03/24 02:02

What’s Going On Between The XRP And Solana Community On X?

bitcoinist03/24 02:02

Crypto Morning Brief: edgeX to Conduct TGE on March 31, SK Hynix Plans to Issue New Shares for US ADR Listing

Crypto Morning Brief: EdgeX announces TGE on March 31; SK Hynix plans US ADR listing. US Senate's Clarity Act draft restricts stablecoin yield earnings, allowing only user-based rewards. Aave V4 mainnet activation proposal passes Snapshot vote. Balancer Labs to shut down, transitioning to DAO structure. MicroStrategy adds 1,031 BTC, now holds 762,099 BTC total. Bitmine increases ETH holdings by 65,341, totaling 4.66 million ETH. Early Kalshi employees raise VC fund for prediction markets; ParaFi closes $125M new fund. Market updates include Middle East tensions, with US targeting April 9 as potential war end date. Recommended readings discuss token naming debates, gold's price drop, oil-gold divergence, Iran conflict impact, and AI agent performance linked to token usage.

marsbit03/24 01:16

Crypto Morning Brief: edgeX to Conduct TGE on March 31, SK Hynix Plans to Issue New Shares for US ADR Listing