# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

Ethereum’s On-Chain Activity Signals A Historic Finish To 2025 – Here’s What To Know

Despite a prolonged bearish price trend, Ethereum's on-chain activity is demonstrating significant growth and is poised to set a historic new all-time high for total transactions by the end of December 2025. This surge is driven by increased network performance and utilization across the entire ecosystem, including Layer 2s like Base, Arbitrum, and Optimism, as well as DeFi, NFTs, and real-world applications. Furthermore, Ethereum continues to dominate the decentralized finance sector, controlling over 68.2% of all pure DeFi Total Value Locked (TVL), with more than $69.3 billion deployed on its smart contracts. This figure surpasses the combined DeFi capital of all other major chains, including Solana, Tron, and BSC, solidifying its position as the most trusted settlement layer in crypto finance. Despite this robust fundamental activity, ETH's price was trading around $2,930, down slightly over the past day.

bitcoinist12/24 20:33

Ethereum’s On-Chain Activity Signals A Historic Finish To 2025 – Here’s What To Know

bitcoinist12/24 20:33

Ex-Ripple Director Shares 4 Crypto And Blockchain Predictions For 2026

Former Ripple director and current Evernorth CEO Asheesh Birla predicts that by 2026, institutional adoption will move beyond speculation and become embedded in everyday financial infrastructure. His four key forecasts include: 1) Corporate treasuries will become programmable through DeFi and AI, reducing manual processes and middlemen. 2) Local stablecoins will proliferate and challenge the traditional $9.6 trillion FX market via on-chain exchanges. 3) Stablecoins will achieve mainstream use in corporate and bank settlements for real-time liquidity analytics and faster transactions, potentially growing from $300 billion to $100 trillion in market cap. 4) NFTs will rebrand as digital access tokens for membership, combining ticketing, loyalty, and collectibles. Birla emphasizes a shift toward practical, institutional use cases for blockchain and crypto.

bitcoinist12/24 19:05

Ex-Ripple Director Shares 4 Crypto And Blockchain Predictions For 2026

bitcoinist12/24 19:05

Ethereum – Why $69B remains locked in DeFi despite weak ETH prices

Despite weak ETH prices and technical pressure trading below key resistance levels, Ethereum's foundation remains strong with over $69 billion locked in its DeFi ecosystem—representing 68.2% of the global DeFi TVL. This dominance extends beyond DeFi, as Ethereum also supports over $191 billion in stablecoins and half of the tokenized euro market, reinforcing its role as the preferred settlement layer for institutions due to its security and reliability. Institutional players are actively increasing their exposure, with significant purchases such as Bitmine's acquisition of 68,000 ETH (worth over $200 million) in 24 hours and Fasanara Capital using DeFi protocols to leverage further buying. Concurrently, ETH exchange supply has hit multi-month lows, reducing sell-side pressure. This combination of strong fundamental usage, institutional accumulation, and declining available supply could soon trigger a supply-driven rebound in price.

ambcrypto12/24 18:05

Ethereum – Why $69B remains locked in DeFi despite weak ETH prices

ambcrypto12/24 18:05

Crypto for the Holidays: Fun Ways To Get Family & Friends Into Crypto

With the holiday season approaching, introducing family and friends to cryptocurrency can be a fun and educational way to share joy. The relaxed atmosphere of the holidays makes it an ideal time to discuss crypto without pressure. Gifting options include hardware wallets preloaded with small amounts of Bitcoin or Ethereum, crypto-themed books, NFT art, or even apparel. Emphasize safety by starting with reputable platforms like Coinbase and educating recipients about risks like phishing. The goal is to make crypto accessible and engaging, turning it into a shared learning experience that combines festive giving with financial awareness.

ccn.com12/24 16:09

Crypto for the Holidays: Fun Ways To Get Family & Friends Into Crypto

ccn.com12/24 16:09

The Fed’s Silicon Valley Bank Post-Mortem Explores How Stablecoin Depegs Become Contagious

The Federal Reserve's post-mortem analysis of the Silicon Valley Bank (SVB) collapse examines how the bank's failure triggered contagion in the stablecoin market. When SVB failed in March 2023, Circle disclosed it held uninsured reserves at the bank, causing a run on USDC. Panic led to massive redemptions and secondary market sell pressure, temporarily depegging USDC from the dollar. The Fed highlights how this stress spread contagiously to other stablecoins like Dai through interconnected DeFi mechanisms and smart contracts. Systems designed to maintain stability instead became channels for contagion, draining liquidity and threatening broader dollar pegs. The report concludes that financial stress can create two-way feedback between traditional finance and decentralized ecosystems, underscoring the need for further research into cross-system contagion risks as stablecoins integrate deeper into mainstream finance.

ccn.com12/24 14:19

The Fed’s Silicon Valley Bank Post-Mortem Explores How Stablecoin Depegs Become Contagious

ccn.com12/24 14:19

How Did Cardano Token NIGHT Ignite Nearly $10 Billion in Daily Trading Volume?

The Cardano-based privacy token NIGHT, associated with the Midnight sidechain, recently recorded nearly $10 billion in daily trading volume across major exchanges like Binance, OKX, and Bybit. Its price surged over 300% in less than two weeks after launch, reaching a fully diluted valuation of over $2.5 billion before settling around $0.08. Midnight, developed by Cardano’s parent company IOG, focuses on programmable data protection using zero-knowledge proofs (ZKPs) packaged into developer-friendly TypeScript APIs. It employs a dual-token model: NIGHT for governance and generating DUST, the utility token used for transaction and privacy fees. This design aims to meet regulatory requirements by separating governance from transactional assets. The token’s rapid growth is attributed to a massive airdrop campaign targeting 37 million addresses across multiple blockchains, alongside distribution partnerships with top exchanges. With Cardano planning major upgrades in 2025—including scaling solutions, Midnight’s mainnet launch, native stablecoin integration, and enhanced interoperability—NIGHT’s rise may signal renewed momentum for the ecosystem.

比推12/24 13:57

How Did Cardano Token NIGHT Ignite Nearly $10 Billion in Daily Trading Volume?

比推12/24 13:57

Aave founder under scrutiny for $10M token purchase amid governance drama

Aave founder Stani Kulechov faces criticism for purchasing $10 million worth of AAVE tokens, with allegations that the move was intended to increase his voting power in a key governance proposal. Critics, including DeFi strategist Robert Mullins, claim the purchase could be used to vote against token holders' interests, highlighting concerns about governance attacks and the concentration of voting power. The controversy arises amid a heated vote on reclaiming control of Aave's brand assets through a DAO structure. Critics argue the proposal was rushed and note that a small group of large holders controls over 58% of the voting power, raising questions about the fairness of token-based governance.

cointelegraph12/24 13:43

Aave founder under scrutiny for $10M token purchase amid governance drama

cointelegraph12/24 13:43

Leaving the Crypto World for AI: Is It Really a Clear-Headed Choice?

The author observes a growing trend of people exiting the Web3 space to fully commit to AI, but argues against this binary choice. Instead, the piece advocates for finding synergies between AI and Crypto, identifying AI × Crypto as an underestimated, foundational sector. Examples include AI agents, on-chain data, decentralized computing, AI payments, and stablecoins. The article refutes the notion that the crypto industry is dead, citing historical cycles like the post-2018 ICO crash followed by the 2020 DeFi Summer. It highlights irreversible trends such as stock tokenization by Nasdaq, blockchain exploration by SWIFT, and stablecoins capturing ~15% of cross-border payments. While emphasizing that learning AI is essential to avoid obsolescence, the author cautions against viewing it as a guaranteed path to wealth. AI is a tool that lowers startup barriers but raises the bar for success, potentially accelerating wealth concentration in centralized companies. The piece notes the monumental returns of AI stocks like NVIDIA (200-300x in 10 years) and early private investments, but points out that such opportunities are largely inaccessible to retail investors. For them, early-stage opportunities remain more viable in Web3. The conclusion recommends continuing to learn both Web3 and AI in 2026, researching AI stocks, and focusing on the intersection of AI and Crypto. The key is not to abandon crypto but to upgrade one's cognitive framework.

marsbit12/24 13:15

Leaving the Crypto World for AI: Is It Really a Clear-Headed Choice?

marsbit12/24 13:15

After the ARFC Proposal, Does Aave Still Have Long-Term Investment Value?

An ARFC governance proposal has sparked significant debate within the Aave community, focusing on the control of brand assets and revenue distribution. The proposal, initiated by a former Aave Labs CTO, calls for transferring control of key intangible assets—including domain names, social media accounts, and the Aave brand—to the Aave DAO. This follows concerns that revenue from front-end operations, such as fees from CoW Swap integration, was directed to Aave Labs without DAO approval, raising issues of transparency and value capture for AAVE token holders. Snapshot voting, held from December 23–26, 2025, showed 64.15% against the proposal, 32.85% abstaining, and only 3.01% in favor, reflecting deep community division. The voting timeline over the holiday also drew criticism for potentially limiting participation. A large whale sold 230k AAVE during this period, causing a 10% price drop, though this was seen as a short-term reaction to governance uncertainty rather than a loss of faith in Aave’s fundamentals. Aave remains a leading DeFi lending protocol with over $33B TVL and a 60% market share. Recent developments include the conclusion of an SEC investigation with no action, plans for Aave V4 with cross-chain liquidity, expansion into RWA (real-world assets) aiming for $1B in scale, and a push toward mobile-friendly savings applications. The proposal highlights ongoing tension between decentralized governance and centralized execution as Aave scales. How Aave resolves this governance challenge may impact its long-term competitiveness, especially compared to protocols like Uniswap, which has successfully aligned tokenomics with protocol revenue.

marsbit12/24 11:27

After the ARFC Proposal, Does Aave Still Have Long-Term Investment Value?

marsbit12/24 11:27

Trump-backed DeFi Project World Liberty Financial Investigations Raise More Questions Than Answers

Trump-backed decentralized finance project World Liberty Financial (WLFI) faces scrutiny over its funding sources and operations. Investigations reveal major financiers like the UAE-based Aqua 1 Foundation, which invested $100 million in WLFI tokens but lacks a verifiable legal existence. Aqua 1 investment in a Canadian food tech firm that pivoted to crypto has also cratered in value. Meanwhile, market maker DWF Labs—previously accused of wash trading—is propping up WLFI’s USD1 stablecoin through opaque liquidity support, raising doubts about its organic stability. Critics warn these elements point to a politically connected project funded by obscure entities with minimal transparency, where financial movements generate more questions than answers.

ccn.com12/24 11:01

Trump-backed DeFi Project World Liberty Financial Investigations Raise More Questions Than Answers