# Сопутствующие статьи по теме DeFi

Новостной центр HTX предлагает последние статьи и углубленный анализ по "DeFi", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

DeFi Gold Rush: 6 Metrics to Filter Out 90% of Shitcoins

Title: DeFi Gold Rush: 6 Key Metrics to Filter Out 90% of Low-Quality Projects This article explains how to evaluate crypto projects using on-chain fundamental metrics, a revolutionary advantage DeFi has over traditional finance. Unlike quarterly corporate reports, DeFi data is transparent, real-time, and publicly available on the blockchain. The author, drawing on four years of experience, including work with DefiLlama, outlines six core metrics: 1. **TVL (Total Value Locked):** The total value of assets deposited in a protocol. It's a measure of trust but should be analyzed alongside activity metrics as it's highly correlated with token prices. 2. **Fees, Revenue & Holders' Revenue:** *Fees* are the total amount users pay (gross revenue). *Revenue* is the portion of fees kept by the protocol (gross income). *Holders' Revenue* is the share distributed to token holders via buybacks or dividends. 3. **Volume:** Tracks trading activity on DEXs and perpetual exchanges. Market share trends within a category are often more insightful than absolute numbers. 4. **Open Interest:** The total value of unsettled derivative contracts, indicating liquidity on a platform. It can collapse quickly during market volatility. 5. **Stablecoin Market Cap:** The total value of stablecoins on a blockchain, representing real capital inflows into an ecosystem, unaffected by token price volatility. 6. **App Revenue & Fees:** The total fees and revenue generated by all applications on a blockchain, excluding stablecoins and gas. It acts as a "GDP" for a chain's economic activity. The article provides a three-step framework for analysis: 1. **Focus on sustained, stable growth** over time rather than short-term spikes. 2. **Track both stock metrics** (e.g., TVL, OI) and **flow metrics** (e.g., Fees, Volume) to get a complete picture of capital deposits and actual activity. 3. **Consider token unlocks and incentives**, as they create sell pressure. High revenue is less impressive if it's outweighed by token emissions. The key takeaway is that these on-chain fundamentals provide a powerful filter to identify valuable projects with real traction long before market narratives catch up.

marsbit01/08 13:08

DeFi Gold Rush: 6 Metrics to Filter Out 90% of Shitcoins

marsbit01/08 13:08

White House: Killing CLARITY Act over stablecoin yield ‘achieves nothing’

The White House and crypto industry leaders are opposing efforts by the banking lobby to ban stablecoin yields, warning that killing the CLARITY Act over this issue "achieves nothing" and preserves the status quo. Over 125 crypto firms and organizations have urged Congress not to amend the stablecoin law (the GENIUS Act) to favor banks. Ethereum co-founder Joseph Lubin argued that allowing yields reinforces U.S. competitiveness and consumer freedom. Conversely, banks view stablecoin rewards as a risk to deposits and financial stability, citing potential systemic impacts from crypto market shocks. Crypto executives, including Coinbase's Brian Armstrong and Galaxy's Mike Novogratz, maintain that yields are crucial for global competitiveness and won't harm lending. The issue is expected to be contentious during the upcoming markup of the crypto market structure bill on January 15th.

ambcrypto01/08 13:02

White House: Killing CLARITY Act over stablecoin yield ‘achieves nothing’

ambcrypto01/08 13:02

6th Man Ventures Founder: How to Find the Most Valuable Crypto Projects?

Founder of 6th Man Ventures discusses the viability of the "dual-token + equity" structure, emphasizing that there is no one-size-fits-all answer. The key is backing an exceptional, long-term-focused team committed to building a founder-led, enduring enterprise, similar to Binance’s Changpeng Zhao. He argues that for application-layer projects requiring sustained leadership, tokens often underperform equity. Many DeFi 1.0 founders have departed, leaving DAOs and part-time contributors in "maintenance mode," struggling with slow and ineffective decision-making. In contrast, equity isn’t always superior—tokens enable unique utilities like fee discounts, staking for airdrops, and access rights, which equity cannot easily replicate. "Ownership tokens" currently face limitations in product integration and legal recognition in the U.S. due to regulatory gaps. However, a hybrid model is proposed: an equity entity operates on a "cost-plus" basis to serve a token-driven protocol, aiming to maximize token and ecosystem value rather than corporate profits. This structure benefits token holders with a well-funded Labs entity for development and a core team heavily incentivized via token holdings. Success hinges on trust in the team’s execution and vision, as token holders lack strong legal protections. Ultimately, team quality, credibility, and execution determine value. Over time, consistent delivery and clear value accrual to tokens—through buybacks, governance, and utility—will allow the best tokens to thrive by 2026, even with equity/Labs entities.

marsbit01/08 08:59

6th Man Ventures Founder: How to Find the Most Valuable Crypto Projects?

marsbit01/08 08:59

2026 Neo Bank Outlook: Superform, Veera, Tria - The Three Titans Compete, Who Will Become the Alipay of the Crypto World?

By 2026, the onchain neobanking sector is rapidly evolving, with Superform, Veera, and Tria emerging as key players. These platforms combine DeFi functionality with traditional banking UX, enabling users to spend crypto seamlessly without CEXs while retaining self-custody. Superform focuses on yield optimization, automating cross-chain deposits to vaults across 7+ chains, boasting $144M TVL and 300% growth in six months. Veera, with 4M users across 108 countries, targets emerging markets with a browser-to-bank model, offering staking, rewards, and upcoming debit cards. Tria excels in chain abstraction, enabling frictionless spending with $1M daily transaction volume and $20M ARR, abstracting gas fees and cross-chain complexities. Risks include unsustainable yield subsidies, regulatory uncertainty (e.g., KYC requirements), and competition from MetaMask. Tria is poised for mainstream adoption due to its UX, Veera for emerging market dominance, and Superform for sustainable institutional growth. Together, they represent a new category of non-custodial financial super apps, driving crypto toward everyday usability.

marsbit01/08 08:44

2026 Neo Bank Outlook: Superform, Veera, Tria - The Three Titans Compete, Who Will Become the Alipay of the Crypto World?

marsbit01/08 08:44

Trump’s WLFI Is About to Become a US Bank — Biggest Test Case for Crypto and Accountability

Trump-affiliated World Liberty Financial (WLFI) has applied for a U.S. national trust bank charter through its subsidiary WLTC Holdings LLC. If approved by the Office of the Comptroller of the Currency (OCC), the entity would operate as a federally regulated trust bank focused on issuing and redeeming its USD1 stablecoin, converting other major stablecoins, and providing custody services. This move aims to integrate crypto with traditional finance under federal oversight. WLFI’s application has intensified political tensions, with Democrats introducing bills to prevent public officials from profiting from crypto ventures, citing conflicts of interest. Critics also raise concerns over WLFI’s alleged ties to sanctioned entities and the Trump family’s substantial profits from the project. Despite controversies, WLFI has grown rapidly, raising $550 million in token sales and securing a $2 billion investment from Abu Dhabi. The approval process will test the regulatory landscape for crypto and political accountability.

ccn.com01/08 08:16

Trump’s WLFI Is About to Become a US Bank — Biggest Test Case for Crypto and Accountability

ccn.com01/08 08:16

Behind USD1's $30 Billion Market Cap Surge: Trump Family Backing and CEX Support

USD1, a stablecoin launched by WLFI (World Liberty Financial), has rapidly grown to a market capitalization of $3.37 billion, making it the sixth-largest stablecoin. Its recent surge is attributed to aggressive growth strategies, including treasury-funded incentives and a high-yield savings program on Binance offering 20% APY. USD1 has gained listings on major exchanges like Binance, Coinbase, and Upbit, with multiple trading pairs. However, its trading liquidity still lags significantly behind leaders like USDT and USDC. The stablecoin’s expansion has faced liquidity challenges, including a sharp price volatility incident in the BTC/USD1 pair due to thin order books. WLFI is pursuing deeper ecosystem integration, including partnerships within the Solana meme token ecosystem and applications in DeFi platforms like Raydium. Notably, WLFI has strong affiliations with the Trump family and is pursuing regulatory expansion. An associated entity, WLTC Holdings LLC, has applied to establish a federally regulated national trust bank to oversee USD1 issuance, redemption, and compliance. USD1 is fully backed by dollar reserves, custodied by BitGo, and aims to serve institutional use cases like cross-border payments and settlements.

marsbit01/08 08:07

Behind USD1's $30 Billion Market Cap Surge: Trump Family Backing and CEX Support

marsbit01/08 08:07

Huobi Growth Academy | In-Depth Outlook for the Crypto Market in 2026: From Cycle Games to Paradigm Shift, How Will the Next Decade Define the Crypto Market?

In 2026, the cryptocurrency market is undergoing a structural shift, moving away from the traditional four-year bull-bear cycle model. The market no longer moves uniformly based on a single narrative but is characterized by parallel asset logics, divergent capital behaviors, and slower price movements. Bitcoin is transitioning from a high-volatility speculative asset to a structural reserve tool, driven by institutional adoption and its role as a macro hedge. Stablecoins and Real-World Assets (RWA) are integrating crypto with traditional finance, providing real-world utility, yield, and settlement efficiency. The application layer is being repriced from narrative-driven valuations to efficiency-based metrics, emphasizing sustainable cash flows, user retention, and real-world utility over speculative hype. 2026 marks not the start of a new bull market but the beginning of a decade-long transformation where crypto evolves from a speculative arena into a mature, structurally embedded financial infrastructure. The focus shifts from timing cycles to understanding long-term trends, functional roles, and real-world integration.

marsbit01/08 07:32

Huobi Growth Academy | In-Depth Outlook for the Crypto Market in 2026: From Cycle Games to Paradigm Shift, How Will the Next Decade Define the Crypto Market?

marsbit01/08 07:32

Polymarket Introduces Trading Fees on US App and Crypto Markets

Polymarket has introduced its first trading fees, a major shift from its previous zero-fee model. The new taker fee of 0.01% applies to trades on its US app (in private beta) and its short-duration cryptocurrency price markets. This move establishes Polymarket's first direct revenue stream as it expands from niche prediction markets into mainstream crypto trading. The fee is significantly lower than industry averages, aligning with the platform's focus on efficiency. This strategic change reflects a push toward sustainability and monetization, especially as the company targets regulated US markets and competes more directly with conventional crypto exchanges. The limited rollout indicates a cautious approach to avoid disrupting its core user base.

TheNewsCrypto01/08 06:09

Polymarket Introduces Trading Fees on US App and Crypto Markets

TheNewsCrypto01/08 06:09

Ethereum Network Usage Jumps Nearly 45% As Bulls Push to Reclaim Higher Levels

Ethereum network usage has surged nearly 45%, with the 7-day moving average of total transfers rising from around 600,000 to approximately 870,000 transactions, according to CryptoQuant data. This significant increase, which began on December 29 and peaked at 1.06 million daily transactions, indicates a sustained rise in network activity rather than a temporary spike. The growth reflects heightened engagement across Ethereum’s ecosystem, including DeFi protocols, decentralized applications, and NFT marketplaces. Despite this surge in on-chain activity, Ethereum’s price remains consolidating around the $3,200 level. Bulls are defending this zone as a potential base for recovery, while facing resistance near the $3,300–$3,500 region where key moving averages converge. The sustained increase in transactions suggests strengthening fundamentals and growing demand for ETH as a utility asset, often a precursor to improved market confidence. If the $3,200 support holds, it could pave the way for a push toward higher price levels.

bitcoinist01/08 06:02

Ethereum Network Usage Jumps Nearly 45% As Bulls Push to Reclaim Higher Levels

bitcoinist01/08 06:02

Bitcoin eyes $150K – Is 2026 the start of an ‘Institutional Supercycle’?

The 2025 bear market significantly impacted crypto stocks and risk assets, with major stocks like MSTR falling 45% and triggering a Bitcoin crash that liquidated $20 billion. However, key sectors like RWA tokenization and stablecoins saw massive capital inflows, growing 210% and over 50% in supply respectively. This divergence is driving strong fundamentals for 2026. On-chain data shows institutions are buying 76% more BTC than miners produce, creating a supply deficit. Analysts expect this institutional demand to fuel an "institutional supercycle," with a potential year-end Bitcoin target of $150,000. The 2025 downturn served as a pause that separated speculation from fundamentals, setting the stage for a breakout year in 2026.

ambcrypto01/08 05:02

Bitcoin eyes $150K – Is 2026 the start of an ‘Institutional Supercycle’?