# Сопутствующие статьи по теме Blockchain

Новостной центр HTX предлагает последние статьи и углубленный анализ по "Blockchain", охватывающие рыночные тренды, новости проектов, развитие технологий и политику регулирования в криптоиндустрии.

x402 V2 Released: What Are the Core Highlights?

The x402 protocol, initially developed by Coinbase, has now released its V2 upgrade. The core idea remains leveraging the HTTP 402 status code to embed payment logic directly into web requests. Since its launch, x402 has processed over 100 million payments across various use cases, such as API calls and AI agents purchasing compute resources. V2 introduces several major improvements. It supports wallet-based identity (e.g., Sign-In-With-X via CAIP-122) and reusable sessions, allowing users and autonomous agents to avoid repeated on-chain payments after initial authentication, significantly reducing latency and cost for high-frequency interactions. A unified payment interface now supports multiple chains (including Base and Solana) by default and integrates traditional payment rails like ACH and credit cards through Facilitators. Dynamic payTo routing enables complex pricing models and multi-tenant setups. The architecture is now modular and plugin-based, making it easier for developers to extend support for new chains or payment methods without altering core SDK code. Configuration is simplified, with automatic optimization based on developer preferences. A new discovery mechanism allows services to publish structured metadata, which Facilitators can automatically index, ensuring pricing and endpoint information stays current without manual updates. For end-users, V2 enables seamless, near-invisible payments with a "micro-subscription" feel. Developers benefit from reduced integration effort, dynamic pricing capabilities, and more flexible business logic. AI agents can autonomously transact using endowed wallets, making independent economic decisions. Overall, x402 V2 evolves from a pay-per-use tool into a versatile economic layer for the internet, though widespread adoption, modular risks, and regulatory challenges remain.

marsbit12/12 06:27

x402 V2 Released: What Are the Core Highlights?

marsbit12/12 06:27

Don't Lose Heart in Crypto, Be a Pragmatic Optimist

Nic Carter, co-founder of Castle Island Ventures, responds to Ken Chan’s pessimistic essay “I Wasted 8 Years of My Life in Crypto” by arguing for a pragmatic and optimistic outlook on the crypto industry. While acknowledging that Chan’s critique—that crypto has devolved into a massive speculative casino rather than a decentralized financial system—contains truth, Carter contends that the industry still holds meaningful purpose. Carter identifies five core visions driving crypto: restoring sound money (e.g., Bitcoin as a global monetary asset), encoding business logic via smart contracts, making digital property real (e.g., NFTs and Web3), improving capital market efficiency, and expanding global financial inclusion. He admits that many early idealistic expectations—such as hyperbitcoinization or revolutionary digital ownership—have not materialized, and that much of the current activity involves speculation, memecoins, and gambling. However, Carter advocates for “pragmatic optimism.” He argues that speculative excess and financial nihilism are unfortunate but inevitable byproducts of building permissionless, open financial infrastructure. The key is to focus on the real, albeit gradual, progress: Bitcoin’s adoption, functional stablecoins, decentralized exchanges, and improved financial access in developing regions—without succumbing to either utopian fantasies or cynical despair.

marsbit12/11 21:43

Don't Lose Heart in Crypto, Be a Pragmatic Optimist

marsbit12/11 21:43

Central Bank Responds to Call to 'Exit the Sandbox' and Allows Stablecoins

Sberbank CEO Herman Gref expressed the bank's hope for the authorization of stablecoins for domestic transactions in Russia, stating that Sber is actively discussing this possibility with the Bank of Russia. He emphasized the need to move beyond the current regulatory "sandbox" and allow basic transactional functionality with stablecoins, primarily ruble-denominated tokens for internal use. However, the Bank of Russia maintains its position that stablecoins are a form of cryptocurrency and excludes their use for domestic payments. Kirill Pronin, head of the central bank's financial market infrastructure department, argued that Russia's digital payment ecosystem is already highly developed, making such authorization unnecessary. The article notes that Russia currently operates with Digital Financial Assets (DFAs), which are tokenized versions of real assets issued on approved blockchain platforms. Some foreign digital rights, including compliant stablecoins, can be classified as DFAs. The first such recognized asset was a Kyrgyzstani ruble stablecoin, permitted only for foreign economic activity. Pronin also mentioned that the central bank is considering allowing banks and token issuers to directly issue digital assets in public blockchains, as the current method of transferring domestically issued tokens to open networks has not gained significant traction. This shift could reduce operational costs and cybersecurity risks.

RBK-crypto12/11 20:33

Central Bank Responds to Call to 'Exit the Sandbox' and Allows Stablecoins

RBK-crypto12/11 20:33

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