SEC Publishes Crypto Custody Guidelines For Retail Investors

bitcoinistОпубликовано 2025-12-14Обновлено 2025-12-14

Введение

The US Securities and Exchange Commission (SEC) has published a retail investor guide on cryptocurrency custody, marking a shift toward regulatory acceptance under the Trump administration. The bulletin details how investors can safeguard digital assets, covering private keys, self-custody versus third-party custody, and types of crypto wallets. The SEC defines crypto assets as those using blockchain technology, including tokens and virtual currencies. The move has been positively received by the crypto community, with analysts viewing it as a step toward broader acceptance. The total crypto market cap stands at $3.04 trillion at the time of publication.

The US government continues to advocate for cryptocurrency adoption after the Securities and Exchange Commission published a retail investor guide centered around various means of custody. In the bulletin released on Friday, the SEC provides a detailed education on the available ways investors can safeguard their cryptocurrency investments and the associated risks.

SEC Addresses Crypto Custody As Regulatory Acceptance Takes Shape

The Donald Trump-led administration has taken multiple steps in supporting the growth of the digital asset industry in line with the US President’s electoral manifesto. Under the current crypto-friendly stance, the US SEC has adopted a more accommodating regulatory approach compared to the regulation-by-enforcement strategy seen under the Biden administration.

This shift has led to several key developments, including the formation of a dedicated task force, the termination of multiple lawsuits initiated under Biden’s crackdown, and the launch of a new regulatory initiative known as “Project Crypto.” In another encouraging move towards the nascent industry, the regulator has recently released a set of guidelines on proper custody of cryptocurrency.

In this document, the SEC’s Office of Investor Education and Assistance defines a crypto asset as “an asset that is generated, issued, and/or transferred using a blockchain or similar distributed ledger technology network, including assets known as ‘tokens,’ ‘digital assets,’ ‘virtual currencies,’ and ‘coins.’”

Meanwhile, custody is defined as how and where investors store and access their crypto assets. The Commission touches on the importance of private keys, which they define as an alphanumeric code that allows users to gain access to their digital assets using programs known as crypto wallets. The US regulators also drew comparisons between self-custody and third-party custody, highlighting their peculiarities in terms of control and security responsibility. Other aspects of crypto custody discussed by the SEC include types of crypto wallets (hot and cold), seed phrase, and public key.

Crypto Community Reacts To SEC’s Educational Efforts

Unsurprisingly, the SEC’s published bulletin on crypto custody has drawn applause from many crypto enthusiasts. For example, a market analyst with X username X Finance Bull describes the custody education post as another lever of regulatory acceptance.

The analyst said:

The SEC just released an official guide on crypto asset custody for retail investors. Months after dropping the $XRP case, the posture keeps shifting. from resistance to education. I’ve seen this movie before. This is what quiet acceptance looks like.

At press time, the total crypto market cap is valued at $3.04 trillion, after a minor 0.29% growth in the past day.

Total crypto market cap valued at $3.04 trillion on the daily chart | Source: TOTAL chart on Tradingview.com

Похожее

Fu Peng's First Public Speech in 2026: What Exactly Are Crypto Assets? Why Did I Join the Crypto Asset Industry?

Fu Peng, a renowned macroeconomist and now Chief Economist at New火 Group, delivered his first public speech of 2026 at the Hong Kong Web3 Festival. He explained his perspective on crypto assets and why he joined the industry, framing it within the context of macroeconomic trends and financial evolution. Fu emphasized that crypto assets are transitioning from an early, belief-driven phase to a mature, institutionally integrated asset class. He drew parallels to the 1970s-80s, when technological advances (like computing) revolutionized traditional finance, leading to the rise of FICC (Fixed Income, Currencies, and Commodities). Similarly, current advancements in AI, data, and blockchain are reshaping finance, with crypto assets becoming part of a new "FICC + C" (C for Crypto) framework. He noted that institutional capital, including traditional hedge funds, avoided early crypto due to its speculative nature but are now engaging as regulatory clarity emerges (e.g., stablecoin laws, CFTC classifying crypto as a commodity). Fu predicted that 2025-2026 marks a turning point where crypto becomes a standardized, financially viable asset for diversified portfolios, akin to commodities or derivatives in traditional finance. Fu defined Bitcoin not as "digital gold" in a simplistic sense but as a value-preserving, financially tradable asset. He highlighted that crypto's future lies in regulated, institutional adoption, moving away from retail-dominated trading. His entry into crypto signals this maturation, where traditional finance integrates crypto into mainstream asset management.

marsbit3 мин. назад

Fu Peng's First Public Speech in 2026: What Exactly Are Crypto Assets? Why Did I Join the Crypto Asset Industry?

marsbit3 мин. назад

Justin Sun Sues Trump Family: What $75 Million Bought Was Only a Blacklist

Justin Sun, founder of Tron, has filed a lawsuit in federal court against World Liberty Financial (WLF), alleging he was made the "primary target of a fraudulent scheme" after investing $75 million. Sun claims the investment secured him an advisor title and WLFI tokens, which were later frozen by WLF, causing "hundreds of millions in losses." The dispute began in late 2024 when Sun's investment helped revive WLF's struggling token sale, which ultimately raised $550 million. Shortly after, the SEC dropped its lawsuit against Sun following Donald Trump's inauguration. However, relations soured when Sun refused WLF's demands for additional funding. In August 2025, WLF added a "blacklist" function to its smart contract, allowing it to unilaterally freeze tokens. Sun's holdings, worth approximately $107 million, were frozen, and he was threatened with token destruction. The lawsuit highlights WLF's structure, which directs 75% of token sale profits to the Trump family, who had earned $1 billion by December 2025. WLF's CEO is Zach Witkoff, son of U.S. Middle East envoy Steve Witkoff. The project faces scrutiny for opaque operations, including a controversial loan arrangement on the Dolomite platform, co-founded by a WLF advisor. Despite Sun's history with the SEC, the case underscores centralization risks within DeFi, as WLF controls governance and holds powers to freeze assets arbitrarily. Sun's tokens remain frozen as legal proceedings begin.

marsbit11 мин. назад

Justin Sun Sues Trump Family: What $75 Million Bought Was Only a Blacklist

marsbit11 мин. назад

$500 to Buy OpenAI Stock: Silicon Valley's Most Respectable Liquidity Invitation

Silicon Valley's largest venture capital platform, AngelList, has launched a new fund called USVC, allowing U.S. retail investors to buy into high-profile AI companies like OpenAI, Anthropic, and xAI with a minimum investment of $500—no accredited investor status required. Promoted by AngelList co-founder Naval Ravikant, the fund is framed as an opportunity for ordinary people to access high-growth private tech investments traditionally reserved for VCs. However, critics argue it functions more like an exit vehicle for early insiders. USVC acquires shares not through primary rounds but largely via secondary transactions—purchasing stakes from early investors, VC funds, and employees looking to cash out at peak valuations. With companies like xAI heavily weighted in the portfolio, the fund effectively channels retail money into providing liquidity for insiders who entered at much lower valuations. The fund’s structure raises concerns: shares are illiquid, with no secondary market, and buybacks are limited and discretionary. The actual annual fee reaches 3.61%, far above the advertised 1% management fee. This model parallels the "low float, high fully diluted valuation" strategy seen in crypto, where early investors profit by selling to latecomers at inflated prices. The timing—alongside similar moves by platforms like Robinhood—suggests that Silicon Valley’s sudden interest in retail inclusion may be less about democratizing access and more about securing exits for insiders.

marsbit42 мин. назад

$500 to Buy OpenAI Stock: Silicon Valley's Most Respectable Liquidity Invitation

marsbit42 мин. назад

Торговля

Спот
Фьючерсы

Популярные статьи

Как купить US

Добро пожаловать на HTX.com! Мы сделали приобретение Talus Network (US) простым и удобным. Следуйте нашему пошаговому руководству и отправляйтесь в свое крипто-путешествие.Шаг 1: Создайте аккаунт на HTXИспользуйте свой адрес электронной почты или номер телефона, чтобы зарегистрироваться и бесплатно создать аккаунт на HTX. Пройдите удобную регистрацию и откройте для себя весь функционал.Создать аккаунтШаг 2: Перейдите в Купить криптовалюту и выберите свой способ оплатыКредитная/Дебетовая Карта: Используйте свою карту Visa или Mastercard для мгновенной покупки Talus Network (US).Баланс: Используйте средства с баланса вашего аккаунта HTX для простой торговли.Третьи Лица: Мы добавили популярные способы оплаты, такие как Google Pay и Apple Pay, для повышения удобства.P2P: Торгуйте напрямую с другими пользователями на HTX.Внебиржевая Торговля (OTC): Мы предлагаем индивидуальные услуги и конкурентоспособные обменные курсы для трейдеров.Шаг 3: Хранение Talus Network (US)После приобретения вами Talus Network (US) храните их в своем аккаунте на HTX. В качестве альтернативы вы можете отправить их куда-либо с помощью перевода в блокчейне или использовать для торговли с другими криптовалютами.Шаг 4: Торговля Talus Network (US)С легкостью торгуйте Talus Network (US) на спотовом рынке HTX. Просто зайдите в свой аккаунт, выберите торговую пару, совершайте сделки и следите за ними в режиме реального времени. Мы предлагаем удобный интерфейс как для начинающих, так и для опытных трейдеров.

440 просмотров всегоОпубликовано 2025.12.11Обновлено 2025.12.11

Как купить US

Обсуждения

Добро пожаловать в Сообщество HTX. Здесь вы сможете быть в курсе последних новостей о развитии платформы и получить доступ к профессиональной аналитической информации о рынке. Мнения пользователей о цене на US (US) представлены ниже.

活动图片