Argentina’s Lemon Launches Bitcoin-Backed Visa Credit Card

TheNewsCryptoОпубликовано 2026-01-15Обновлено 2026-01-15

Введение

Argentina's crypto exchange Lemon has launched a Visa credit card backed by Bitcoin, allowing users to access credit in pesos without selling their BTC holdings. With 5.5 million users, Lemon is the country's second-largest exchange. Users can deposit 0.01 BTC (approx. $900) as collateral to receive a credit limit of 1,000,000 pesos. Bitcoin serves solely as collateral and is not converted. The card also enables commission-free purchases of digital dollars, Bitcoin, Ethereum, and over 30 other cryptocurrencies. Future updates will allow users to customize collateral and credit limits.

The crypto exchange from Argentina, Lemon, has rolled out a Visa credit card bonded by Bitcoin, as reported by local news La Nacion on January 14. Lemon has positioned itself as the second-biggest crypto exchange in the country, overseeing 5.5 million users.

The new Bitcoin-supported Visa credit card permits access to financing in pesos without having to sell or trade their BTC holdings. The founder and the chief executive officer of Lemon, Marcelo Cavazzoli, stated officially that they made a simple way to access credit in pesos using Bitcoin as collateral, without requiring a credit history.

How will the card work?

The launch is the initial stage in the product development, with simple mechanisms and a fixed amount. According to the exchange website, the user deposits 0.01 bitcoin as collateral, having over $900 in value at present, and gets a credit card in pesos with a pre-assigned limit of $1,000,000. Just like that, Bitcoin is only held as collateral and is neither sold nor converted.

The CEO also mentioned that Bitcoin is the best store of value made in the history of humanity and the fundamental piece for the new digital economy. Moreover, in the upcoming phase of the project, users will be capable of configuring their own backup and credit limit.

Adding more to this, Lemon is making a solution to permit dollar-denominated purchases to be paid in digital dollars like USDT and USDC stablecoins, as per the announcement. Lemon mentioned that users of the credit card will have commission-free buying of digital dollars, Bitcoin, Ethereum and over 30 cryptos.

Apart from sole benefits, they include early access to new features, a newsletter with market info, and a portfolio summary. In the first three months, the maintenance of the card will be renounced for users who buy more than $150 worth of cryptocurrency per month.

Highlighted Crypto News Today:

US Crypto Market Structure Bill Delayed After Coinbase Withdraws Support

TagsArgentinaBitcoinStablecoin

Связанные с этим вопросы

QWhat is the name of the Argentine crypto exchange that launched a Bitcoin-backed Visa credit card?

ALemon

QHow does the Lemon Bitcoin-backed Visa credit card allow users to access financing in pesos?

AIt allows access to financing in pesos by using Bitcoin as collateral without having to sell or trade the BTC holdings.

QWhat is the required Bitcoin collateral and the corresponding credit limit for the new card, according to the exchange's website?

AThe user must deposit 0.01 bitcoin (worth over $900) as collateral to receive a credit card with a pre-assigned limit of $1,000,000 pesos.

QWhat additional feature is Lemon developing for the card regarding dollar-denominated purchases?

ALemon is developing a solution to allow dollar-denominated purchases to be paid with stablecoins like USDT and USDC.

QWhat benefit do users receive for the first three months if they buy more than $150 worth of cryptocurrency per month?

AThe maintenance fee for the card will be waived for the first three months.

Похожее

SpaceX and OpenAI Are About to Go Public, Your Index Fund Might Be Forced to 'Buy at the Peak'

The imminent mega-IPOs of companies like SpaceX and OpenAI pose a significant risk to index fund investors, who may be forced to buy these overvalued stocks at peak prices. Index funds, designed to replicate market performance, must purchase new listings once they are included in major indices, often through "fast entry" rules that allow inclusion within days. This creates a hidden cost: hedge funds and other intermediaries front-run these predictable purchases, driving up prices before the inclusion date, after which the shares typically underperform. Historical data shows that IPOs, especially those with low float (like SpaceX’s planned <5% float), tend to dramatically underperform the market over time. High valuations, low float, and forced buying during index rebalancing result in a performance drag for passive investors, effectively acting as a hidden tax. Attempting to invest pre-IPO via private markets is also risky due to survivor bias, high fees, and liquidity issues. For index investors, this costly mechanism is an unavoidable aspect of passive investing.

marsbit8 мин. назад

SpaceX and OpenAI Are About to Go Public, Your Index Fund Might Be Forced to 'Buy at the Peak'

marsbit8 мин. назад

Russia Advances Bill To Regulate Crypto Market, Eyes July 1st Implementation

Russia has advanced a key crypto bill, "On Digital Currency and Digital Rights," through its first parliamentary reading, aiming to establish a regulatory framework by July 1, 2026. The legislation recognizes digital assets as property and grants the Central Bank of Russia authority to license and oversee the market, permitting only licensed entities like exchanges and brokers to operate. It prohibits using crypto for domestic payments but allows it for cross-border settlements to bypass sanctions. The bill also introduces investor protection measures, including annual purchase limits for non-qualified investors and stricter oversight of mining activities.

bitcoinist16 мин. назад

Russia Advances Bill To Regulate Crypto Market, Eyes July 1st Implementation

bitcoinist16 мин. назад

GSR Launches Multi-Asset Crypto ETF With Staking Yields

GSR, an institutional crypto trading platform, has launched its first crypto exchange-traded fund, the Crypto Core3 ETF (BESO), which began trading on Nasdaq. The fund provides exposure to Bitcoin, Ethereum, and Solana and offers staking yields, along with a dynamic allocation strategy to maximize returns. On its first trading day, BESO saw approximately $4.8 million in activity. The ETF charges a 1% management fee and will rebalance its allocations weekly based on research-driven signals. GSR, founded by ex-Goldman Sachs traders, aims to reach more investors through this entry into the crypto ETF market, which has seen growing interest from major financial firms like Morgan Stanley and Goldman Sachs.

TheNewsCrypto1 ч. назад

GSR Launches Multi-Asset Crypto ETF With Staking Yields

TheNewsCrypto1 ч. назад

Yao Shunyu's 88 Days

Yao Shunyu, a 27-year-old AI expert with a background from Princeton and OpenAI, joined Tencent in September 2025. Within 88 days, he led a major overhaul of Tencent’s AI strategy and organization, resulting in the release of Hunyuan Hy3 preview—a MoE model with 295B total parameters and 21B active parameters, supporting up to 256K context length. The launch came after Tencent leadership, including CEO Ma Huateng and President Martin Lau, openly criticized Hunyuan's earlier underperformance—citing slow development, over-reliance on superficial benchmark optimization, and poor generalization in real-world applications. Internal adoption was low, with key business units like WeChat and gaming seeking external AI solutions. Yao reshaped Tencent’s AI approach by integrating previously siloed teams, dissolving the ten-year-old Tencent AI Lab, and establishing new units focused on AI infrastructure and data. Hy3 preview was developed using co-design principles, closely aligned with product teams to ensure practical usability from the start. It has already been integrated into core products like Yuanbao, QQ, and enterprise tools. The release signals a shift from chasing rankings to building usable, scalable AI grounded in Tencent’s ecosystem. While external partnerships (like with DeepSeek and OpenClaw) helped retain users temporarily, the focus is now on making Hunyuan a reliable internal foundation. The real test lies in sustaining this new organizational momentum amid fierce competition from Alibaba, DeepSeek, and others.

marsbit2 ч. назад

Yao Shunyu's 88 Days

marsbit2 ч. назад

a16z: How Blockchain Fills the Gaps in AI Agent Identity, Payments, and Trust?

AI Agents are rapidly evolving from tools into autonomous economic participants, but they lack standardized ways to prove identity, authorization, and payment across environments. Blockchain infrastructure addresses these gaps by providing portable identities via wallets, programmable payments through stablecoins, and auditable transaction records on public ledgers. Key challenges include the absence of a universal identity layer (like "KYA" – Know Your Agent) for non-human entities, governance risks when AI systems control critical resources, and the need for trustless payment systems for agent-to-agent commerce. Emerging solutions include on-chain agent registries, encrypted credentials, and crypto-native toolkits that enable delegated authority and verifiable execution. Stablecoins and embedded payment protocols (e.g., x402) are enabling a new class of "headless merchants" where agents transact without human intervention. Trust shifts from manual oversight to cryptographic verification, as scalability demands automated accountability. Ultimately, blockchain allows agents to operate as permissionless economic actors while preserving user control through programmable constraints and transparent governance.

marsbit2 ч. назад

a16z: How Blockchain Fills the Gaps in AI Agent Identity, Payments, and Trust?

marsbit2 ч. назад

Торговля

Спот
Фьючерсы

Популярные статьи

Как купить S

Добро пожаловать на HTX.com! Мы сделали приобретение Sonic (S) простым и удобным. Следуйте нашему пошаговому руководству и отправляйтесь в свое крипто-путешествие.Шаг 1: Создайте аккаунт на HTXИспользуйте свой адрес электронной почты или номер телефона, чтобы зарегистрироваться и бесплатно создать аккаунт на HTX. Пройдите удобную регистрацию и откройте для себя весь функционал.Создать аккаунтШаг 2: Перейдите в Купить криптовалюту и выберите свой способ оплатыКредитная/Дебетовая Карта: Используйте свою карту Visa или Mastercard для мгновенной покупки Sonic (S).Баланс: Используйте средства с баланса вашего аккаунта HTX для простой торговли.Третьи Лица: Мы добавили популярные способы оплаты, такие как Google Pay и Apple Pay, для повышения удобства.P2P: Торгуйте напрямую с другими пользователями на HTX.Внебиржевая Торговля (OTC): Мы предлагаем индивидуальные услуги и конкурентоспособные обменные курсы для трейдеров.Шаг 3: Хранение Sonic (S)После приобретения вами Sonic (S) храните их в своем аккаунте на HTX. В качестве альтернативы вы можете отправить их куда-либо с помощью перевода в блокчейне или использовать для торговли с другими криптовалютами.Шаг 4: Торговля Sonic (S)С легкостью торгуйте Sonic (S) на спотовом рынке HTX. Просто зайдите в свой аккаунт, выберите торговую пару, совершайте сделки и следите за ними в режиме реального времени. Мы предлагаем удобный интерфейс как для начинающих, так и для опытных трейдеров.

1.2k просмотров всегоОпубликовано 2025.01.15Обновлено 2025.03.21

Как купить S

Sonic: Обновления под руководством Андре Кронье – новая звезда Layer-1 на фоне спада рынка

Он решает проблемы масштабируемости, совместимости между блокчейнами и стимулов для разработчиков с помощью технологических инноваций.

2.2k просмотров всегоОпубликовано 2025.04.09Обновлено 2025.04.09

Sonic: Обновления под руководством Андре Кронье – новая звезда Layer-1 на фоне спада рынка

HTX Learn: Пройдите обучение по "Sonic" и разделите 1000 USDT

HTX Learn — ваш проводник в мир перспективных проектов, и мы запускаем специальное мероприятие "Учитесь и Зарабатывайте", посвящённое этим проектам. Наше новое направление .

1.8k просмотров всегоОпубликовано 2025.04.10Обновлено 2025.04.10

HTX Learn: Пройдите обучение по "Sonic" и разделите 1000 USDT

Обсуждения

Добро пожаловать в Сообщество HTX. Здесь вы сможете быть в курсе последних новостей о развитии платформы и получить доступ к профессиональной аналитической информации о рынке. Мнения пользователей о цене на S (S) представлены ниже.

活动图片

Топ вопросы

Популярные категорииright-arrow

Популярные тегиright-arrow