# Yield Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Yield", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Can Solana’s $1B RWA ATH shift institutional crypto adoption?

Solana's Real-World Asset (RWA) ecosystem has reached a significant milestone by surpassing $1 billion in Total Value Locked (TVL), marking an all-time high and a major inflection point for the network. This growth, which accelerated rapidly from mid-2024 through late 2025, reflects strong institutional capital deployment rather than organic retail activity. The surge in RWA adoption has boosted stablecoin usage and settlement activity, reinforcing Solana’s role as a low-cost, high-speed institutional rail. With its ability to process 900–5,000 TPS and offer sub-$0.001 fees, Solana holds a competitive edge over slower and more expensive networks like Ethereum. The expansion of stablecoin payment volumes—growing over 137% year-over-year—further confirms the network's vital role in supporting scalable on-chain economic activity, including crypto card spending and B2B transactions. This growth positions Solana for sustained institutional adoption beyond the current market cycle.

ambcrypto7h ago

Can Solana’s $1B RWA ATH shift institutional crypto adoption?

ambcrypto7h ago

Off to a Strong Start! USDD TVL Surpasses $1 Billion Mark, Embarking on a Powerful Journey in 2026

USDD, a decentralized stablecoin, has achieved a significant milestone at the beginning of 2026 by surpassing $1 billion in Total Value Locked (TVL). This growth reflects strong market confidence in its decentralized mechanism, value stability, and sustainable model. Key drivers include its innovative yield-generating mechanism, multi-chain ecosystem, and robust risk management. USDD functions as an "interest-bearing USDT" through its Smart Allocator system, which dynamically allocates reserve funds to vetted on-chain projects, generating over $8.34 million in actual returns. The introduction of sUSDD allows users to easily earn passive yield with auto-compounding features. USDD has expanded across major blockchains like TRON, Ethereum, and BNB Chain. A collaboration with Binance Wallet’s Yield+ campaign attracted over 3,000 users in its first week, boosting sUSDD TVL by 867% to $295 million. The stablecoin uses an over-collateralized debt model with strict minimum collateral ratios, ensuring transparency and 1:1 redeemability with major stablecoins. In 2026, USDD aims to shift from incentive-driven growth to real-use-case adoption, focusing on deeper integration with DeFi protocols, exchanges, and payment tools. Its decentralized, non-freezable, and yield-bearing features position it as a compelling alternative to centralized stablecoins. Breaking the $1 billion TVL mark is just the beginning of its upward trajectory.

marsbit19h ago

Off to a Strong Start! USDD TVL Surpasses $1 Billion Mark, Embarking on a Powerful Journey in 2026

marsbit19h ago

Bill Vote Imminent, Why Did Coinbase Back Down at the Last Minute?

The "CLARITY Act," a key U.S. crypto regulation bill, was set for a Senate committee vote on January 14. However, Coinbase CEO Brian Armstrong withdrew the company’s support, declaring that "a bad bill is worse than no bill." This move isolated Coinbase from other major industry players, including a16z, Ripple, Kraken, and Coin Center, all of whom backed the bill for reasons tied to regulatory clarity, business strategy, or legal protection for developers. The core of Coinbase’s opposition lies in a provision that would prohibit paying yields on "static holdings" of stablecoins—a direct threat to its business model. In 2025, Coinbase generated approximately $1.4 billion in revenue from its stablecoin yield program. The bill’s restrictions could severely impact this critical revenue stream. While other companies saw the bill as a necessary step toward legitimacy and market stability, Armstrong adopted a principled stance against compromising on what he deemed flawed regulation. This divergence reflects a deeper philosophical split within the industry: idealistic resistance versus pragmatic negotiation. The resulting internal conflict has delayed the legislative process and weakened the industry’s collective lobbying power in Washington. It also underscores the ongoing tension between crypto’s decentralized ideals and its commercial realities.

marsbit21h ago

Bill Vote Imminent, Why Did Coinbase Back Down at the Last Minute?

marsbit21h ago

Bybit Launches XAUT Flexible Easy Earn With Boosted APR

Bybit, the world's second-largest crypto exchange, has launched a new XAUT Flexible Easy Earn product offering boosted yields as gold hits a record $4,600 per ounce. Users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT, with a base 1% rate for larger balances. This product allows investors to benefit from gold's price appreciation while generating yield—advantages not available with physical gold. Tokenized gold like XAUT offers fractional ownership, 24/7 liquidity, no storage concerns, and additional earning opportunities through on-chain mechanisms. The offering features no lock-up periods, daily interest accrual, and instant withdrawals.

TheNewsCryptoYesterday 02:46

Bybit Launches XAUT Flexible Easy Earn With Boosted APR

TheNewsCryptoYesterday 02:46

More Ethereum Locked: Bitmine Immersion Extends Its ETH Staking – Here’s How Much

Following a brief rebound in Ethereum's price, institutional staking activity is increasing, with significant amounts of ETH being locked. Bitmine Immersion, led by billionaire Tom Lee, has staked an additional 154,208 ETH worth $478.77 million within a 6-hour period, demonstrating strong conviction in Ethereum's long-term prospects. This brings the company's total staked ETH to 1.344 million, valued at approximately $4.17 billion. Separately, SharpLink Gaming has generated over 500 ETH in staking rewards last week, with cumulative rewards now reaching 11,157 ETH since its ETH treasury launch. Both companies are shifting from passive holding to active network participation, contributing to Ethereum's security and decentralization while earning yields. SharpLink also deployed $170 million in ETH on Linea, integrating native yield, restaking rewards, and direct incentives through institutional-grade infrastructure.

bitcoinist2 days ago 00:02

More Ethereum Locked: Bitmine Immersion Extends Its ETH Staking – Here’s How Much

bitcoinist2 days ago 00:02

Strive overtakes Tesla with 12,800 Bitcoin, yet equity investors flee – Why?

In a significant development, Strive, Inc. has completed its all-stock acquisition of Semler Scientific, creating a major Bitcoin powerhouse. The combined entity now holds approximately 12,800 BTC, surpassing Tesla and Trump Media to become the 11th largest corporate Bitcoin holder globally. CEO Matt Cole emphasized that the deal strengthens the company's Bitcoin strategy and aims to boost Bitcoin yield to over 15% by early 2026. Despite this aggressive accumulation, both Strive (ASST) and Semler (SMLR) stocks experienced sharp sell-offs, falling 11.82% and nearly 10% respectively. This highlights a disconnect between corporate Bitcoin strategy and near-term equity investor sentiment. Meanwhile, Bitcoin's price reclaimed the $95,000 level. Strive's strategy involves a 12-month plan to monetize Semler's legacy healthcare operations. The proceeds will be used to retire debt, including a $100 million convertible note and a $20 million Bitcoin-backed loan. The company plans to use preferred equity instead of debt for future Bitcoin acquisitions to avoid forced selling during market downturns, signaling a deliberate shift toward a Bitcoin-focused corporate identity.

ambcrypto2 days ago 12:02

Strive overtakes Tesla with 12,800 Bitcoin, yet equity investors flee – Why?

ambcrypto2 days ago 12:02

Clash Over Stablecoin Legislation: Big Banks Vs. The Crypto Industry

The Senate Banking Committee's updated crypto market structure bill (CLARITY Act) has sparked a new battle over the GENIUS Act, which focuses on stablecoin regulation. Blockchain Association CEO Summer Mersinger claims the "Big Bank lobby" is pressuring Congress to revisit settled stablecoin reward legislation to suppress competition, not due to emerging risks. She argues that big banks, controlling assets equivalent to 60% of US GDP, offer low savings yields (0.39%) compared to the Federal Funds rate (3.50%-3.75%), and lobby against technologies providing better consumer returns by invoking "systemic risk" claims. Expert Omid Malekan criticized the notion that stablecoin holders shouldn't earn yields, advocating that interest from Treasury bills should benefit average Americans rather than bank executives. He cited JPMorgan's $25 billion net interest income as evidence of banks profiting from low saver returns, dismissing concerns that interest-paying stablecoins would harm lending. Both advocate for policies prioritizing consumer choice and fair returns.

bitcoinist2 days ago 11:01

Clash Over Stablecoin Legislation: Big Banks Vs. The Crypto Industry

bitcoinist2 days ago 11:01

Who Controls the Revenue Lifeblood of the Crypto Industry?

The article analyzes the revenue dynamics of the crypto industry, which generated over $16 billion in revenue in 2025—double that of 2024. The largest revenue drivers are stablecoin issuers like Tether and Circle, which account for 60% of total industry revenue. However, decentralized perpetual exchanges (perp DEXs) such as Hyperliquid, EdgeX, Lighter, and Axiom emerged as a significant new sector, collectively contributing 7-8% of total revenue—more than established DeFi sectors like lending and staking combined. Three key factors drive crypto revenue: spread income (e.g., interest from stablecoin reserves), transaction execution (e.g., perp DEXs enabling high-frequency trading), and distribution channels (e.g., token launch platforms like pump.fun). The article notes that perp DEXs, with their frictionless trading and liquidity advantages, are the only sector potentially challenging stablecoin issuers' dominance. Additionally, the industry is shifting toward value transfer to token holders via mechanisms like buybacks, burns, and fee sharing. In 2025, $33.6 billion (58% of total fees) was returned to token holders, reinforcing tokens as economic ownership claims rather than mere governance tools. This trend is expected to accelerate in 2026, especially as falling interest rates reduce the appeal of spread-based revenue.

marsbit2 days ago 09:52

Who Controls the Revenue Lifeblood of the Crypto Industry?

marsbit2 days ago 09:52

Who Moved the Bank's Cheese? Debunking the Five Myths of Stablecoins 'Sucking Blood' from the Banking Industry

Stablecoins do not harm the banking system; instead, they may increase U.S. bank deposits by boosting global dollar demand, as most demand comes from overseas. They also promote competition, which could pressure bank profits but not necessarily reduce credit availability. Banks, currently highly profitable, can compete by offering higher deposit rates or using excess reserves. Moreover, banks provide only about 20% of U.S. credit, with non-bank lenders likely benefiting from stablecoin-driven efficiency and lower government borrowing costs. Concerns about community banks are misplaced, as large global banks are more exposed to payment competition. Finally, allowing stablecoin yield sharing benefits savers, and restricting it unfairly subsidizes borrowers at the expense of ordinary Americans. The claims against stablecoins are largely unsubstantiated, and the industry needs clear regulation to advance.

marsbit2 days ago 02:43

Who Moved the Bank's Cheese? Debunking the Five Myths of Stablecoins 'Sucking Blood' from the Banking Industry

marsbit2 days ago 02:43

Bitmine’s Billion-Dollar Ethereum Bet Takes Flight, Here’s How The Company Is Moving Up

Bitmine Immersion Technologies is aggressively accumulating and staking Ethereum, amassing approximately 4.17 million ETH, which represents about 3.45% of the total supply. The company has staked over 1.2 million tokens, investing nearly $3.9 billion to generate yield and demonstrate long-term conviction in ETH. It aims to control 5% of all Ethereum and is transitioning from passive staking to launching its own validator network, MAVAN, which could generate an estimated $370 million in staking fees. With a diverse $14 billion asset portfolio, Bitmine continues purchasing ETH, but its strategy depends on a shareholder vote in January 2026 to increase its authorized share count and maintain its current acquisition pace.

bitcoinist01/13 21:32

Bitmine’s Billion-Dollar Ethereum Bet Takes Flight, Here’s How The Company Is Moving Up