# Settlement Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Settlement", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

ETH/BTC looks promising – Is Ethereum set to surge?

The ETH/BTC ratio appears to have bottomed in April 2025, similar to the pattern observed in 2019, suggesting a potential shift in Ethereum's performance relative to Bitcoin. Despite a nearly four-year downtrend, the ratio has stabilized and formed higher lows, indicating a constructive recovery phase. Key factors supporting Ethereum’s strength include a significant increase in stablecoin activity on the network. Stablecoin supply on Ethereum surged by over 65% in 2025, reaching roughly double its previous 2021 peak, with a market value of $160–170 billion—the highest on record. This growth suggests strong institutional and user confidence, as stablecoins often represent idle capital poised for future activity. Additionally, Ethereum continues to serve as the leading settlement layer for dollar-denominated transactions. Stablecoin transfer volume on the network reached a new all-time high of $8 trillion in Q4 2025, underscoring its foundational role in crypto liquidity and usage. With development activity remaining robust and on-chain metrics strengthening, Ethereum may be poised for a bullish breakout relative to Bitcoin.

ambcrypto01/12 22:02

ETH/BTC looks promising – Is Ethereum set to surge?

ambcrypto01/12 22:02

Ethereum Network Thrives: Economic Activity Rises While Price Momentum Lags Behind

Ethereum's network is demonstrating robust growth in economic activity, despite its price performance occasionally lagging behind riskier assets. Key metrics reveal a divergence, with fundamentals strengthening beneath the surface. Institutional adoption is increasing, with a focus on uptime, liquidity, and compliance, positioning Ethereum as financial infrastructure rather than a speculative asset. Tokenized Real-World Assets (RWAs) are a major growth driver, bringing traditional finance on-chain. Stablecoins on Ethereum have a market cap of ~$190B, tokenized funds total ~$6-7B, commodities exceed $4B, and tokenized stocks are valued at ~$400-500M. This surge suggests Ethereum is becoming the default settlement layer for real assets, with adoption expected to drive future price increases.

bitcoinist01/12 18:23

Ethereum Network Thrives: Economic Activity Rises While Price Momentum Lags Behind

bitcoinist01/12 18:23

BNY Mellon Launches Tokenised Deposit Feature For Institutional Clients — Expert Breaks It Down

BNY Mellon has launched a tokenized deposit feature for institutional clients, operating on a private, permissioned blockchain. This system creates a digital representation of traditional deposit balances, which remain securely held in the bank’s regulated systems. The innovation aims to improve efficiency, enable 24/7 operations, and facilitate near-instant, programmable transfers for collateral, margin, and payments. Key participants, including ICE, Citadel Securities, and Circle, will test the feature in real workflows like collateral management and settlements. The initiative bridges traditional banking with digital infrastructure, enhancing liquidity and reducing friction in financial operations.

bitcoinist01/10 12:47

BNY Mellon Launches Tokenised Deposit Feature For Institutional Clients — Expert Breaks It Down

bitcoinist01/10 12:47

Government Research Paper That Shows XRP’s Long-Term Potential Resurfaces

Crypto pundit NoLimit has highlighted a U.S. government research paper from 2018-2019 that presents a long-term bullish case for XRP. The paper distinguishes between blockchain and distributed ledger technology (DLT), emphasizing that governments are more interested in permissioned, trusted DLT systems—like Ripple’s architecture—for regulated use cases such as banking, identity management, and institutional settlements. NoLimit argues that the XRP Ledger aligns with these government requirements for modernizing infrastructure while ensuring compliance. He believes XRP is positioned for real-world adoption within regulated systems, beyond the crypto-native space. Recent developments, including tokenization initiatives by firms like Ondo Finance and Franklin Templeton, as well as a strategic collaboration between Evernorth and Doppler to advance institutional liquidity on the XRPL, support this outlook. At the time of writing, XRP is trading around $2.13.

bitcoinist01/09 16:33

Government Research Paper That Shows XRP’s Long-Term Potential Resurfaces

bitcoinist01/09 16:33

BNB Chain vs Ethereum – 2025’s EVM adoption trends are now giving way to…

By 2025, BNB Chain emerged as the leader in daily active usage among EVM chains, surpassing Ethereum in user activity due to consistent retail adoption, low fees, and deep integration with centralized exchanges. While Ethereum maintained dominance in settlement value and fees, BNB recorded significant growth in active addresses and transactions, driven by habitual usage rather than speculative spikes. Other chains like Base and Arbitrum showed volatile, incentive-driven activity but struggled with retention. As the market moves into 2026, sustained user retention, scalability improvements, and real-world application adoption—rather than hype—are expected to define future EVM leadership.

ambcrypto01/09 07:02

BNB Chain vs Ethereum – 2025’s EVM adoption trends are now giving way to…

ambcrypto01/09 07:02

Morph’s $150 Million Accelerator Backs Startups Scaling Real-World Payments Onchain

Morph, an Ethereum-based settlement layer, has launched a $150 million Payment Accelerator program to support payment companies scaling real-world transaction activity onchain. The initiative addresses the accelerating demand for faster settlement and lower costs, citing over $27.6 trillion in stablecoin volume processed in 2024. The program offers grant funding, performance-based incentives, and liquidity support across stages of deployment, focusing on high-impact verticals like crypto cards, cross-border remittance, and merchant payment gateways. Eligibility requires a working MVP, a clear vertical fit, and operational readiness, with priority given to teams demonstrating existing scale or signed pilots. Participants gain access to production infrastructure, go-to-market support, and integration with Bitget's ecosystem of over 120 million users. Applications are now open.

TheNewsCrypto01/09 04:02

Morph’s $150 Million Accelerator Backs Startups Scaling Real-World Payments Onchain

TheNewsCrypto01/09 04:02

Ripple Exec Reveals What’s Coming And How It Will Drive XRP Price

Ripple executive Reece Merrick revealed key developments in the XRP ecosystem that could drive its price higher. He highlighted XRP's role as a bridge asset supporting stablecoins, real-world assets (RWAs), and institutional payments. Growing ETF momentum and corporate treasury adoption are increasing institutional participation, laying the foundation for stronger market dynamics. RippleX emphasized XRP's design for settlement and liquidity, noting its clear U.S. regulatory standing and institutional adoption, including Evernorth's $1 billion commitment. Factors like ETFs, institutional demand, and RWAs could create a supply shock and support upward price movement for XRP.

bitcoinist01/09 02:02

Ripple Exec Reveals What’s Coming And How It Will Drive XRP Price

bitcoinist01/09 02:02

Banking Giant JPMorgan Debuts Coin On Public Blockchain, But It’s Not XRP

JPMorgan has advanced its blockchain strategy by deploying its proprietary digital dollar token, JPM Coin, on a public blockchain. This USD-backed deposit token, designed for institutional wholesale payments and settlements, will operate on the Cronos network. The move reflects growing institutional comfort with public blockchains that meet regulatory standards. JPMorgan selected Cronos for its compatibility with smart contracts and established tooling. The integration, planned through 2026, aims to enable fast, regulated, and interoperable digital money movement. This development coincides with JPMorgan's internal evaluation of potentially offering cryptocurrency trading services to institutional clients.

bitcoinist01/08 22:01

Banking Giant JPMorgan Debuts Coin On Public Blockchain, But It’s Not XRP

bitcoinist01/08 22:01

Here’s Why Bitcoin ATMs Are Trending – It’s Not For A Good Reason

Missouri's Attorney General has launched a statewide investigation into Bitcoin ATM operators following reports of scams and deceptive practices. Companies including GPD Holdings, Rockitcoin, Bitcoin Depot, Athena Bitcoin, and Byte Federal are under scrutiny for allegedly violating consumer protection laws. Scammers reportedly use these machines to defraud victims through fake legal threats and nonrefundable transactions. The investigation follows significant financial losses, with Americans losing over $330 million to crypto ATM scams last year. One company, Bitcoin Depot, recently settled a similar case in Maine for $1.9 million.

bitcoinist01/08 19:02

Here’s Why Bitcoin ATMs Are Trending – It’s Not For A Good Reason

bitcoinist01/08 19:02

Ripple Updates XRP ‘Fast Facts’ As ETF And Institutional Momentum Grows

RippleX has updated its "FAST FACTS" about XRP, positioning it as infrastructure for real-world utility rather than a speculative asset. The update highlights XRP's role in settlement, liquidity, and moving value across financial systems, with a fixed supply of 100 billion. XRPL is emphasized as a decentralized blockchain with over 116 validators and 6.4 million wallets, settling over $1 trillion in value. The thread also notes XRP's growing role in real-world assets (RWA) and stablecoins, listing key issuers and partnerships. Additionally, it mentions the emergence of institutional treasuries, like Evernorth's $1B commitment, and multiple spot ETFs, signaling regulated, mainstream adoption. XRP traded at $2.20 at the time of writing.

bitcoinist01/08 10:03

Ripple Updates XRP ‘Fast Facts’ As ETF And Institutional Momentum Grows