Банк России расширит пилот цифрового рубля на десятки тысяч человек

RBK-cryptoPublished on 2025-04-09Last updated on 2025-04-09

Сроки окончания пилота и начала широкого внедрения новой формы нацвалюты в ЦБ пока не называют

В Банке России заявили о подготовке к расширению пилотного проекта цифрового рубля. До конца этого года тестирование цифровой формы нацвалюты охватит до нескольких десятков тысяч человек, сообщила на пленарном заседании Госдумы глава ЦБ Эльвира Набиуллина.

«По цифровому рублю. Мы готовимся к масштабному развитию эксперимента. Планируем, что к концу этого года он охватит до нескольких десятков тысяч человек, затем дальше будет расширяться», — сказала Набиуллина.

Концепция цифрового рубля была представлена четыре года назад, в апреле 2021 года. Начав тестирование с группы из 12 банков, к весне 2024 года ЦБ расширил пилот на несколько тысяч человек и десятки юридических лиц. В конце прошлого года ЦБ и Минфин также провели первые тесты цифрового рубля в бюджетном процессе.

rbc.group

Ранее широкое использование цифрового рубля Банк России планировал запустить с 1 июля 2025 года. К этому моменту 13 крупнейших банков России (системно значимые кредитные организации, СЗКО) должны были обеспечить своих клиентов готовой инфраструктурой для операций с этой формой валюты.

Телеграм-канал «РБК-Крипто» — подпишитесь и будьте в курсе самых главных и актуальных новостей о криптовалюте.

Присоединяйтесь к форуму «РБК-Крипто» в Telegram для обсуждения новостей и тенденций криптомира.

Однако в конце февраля ЦБ отложил массовое внедрение цифрового рубля. Набиуллина тогда заявила, что регулятор решил не торопиться и продолжит расширение эксперимента, поскольку он требует адаптации со стороны пользователей и банков.

Нужно, чтобы люди привыкли, что это третья форма денег — абсолютно добровольная, а пока в обществе сохраняется недоверие, и ходит много мифов о цифровом рубле, отмечала Набиуллина. Также продолжение пилота даст возможность развивать сервисы с цифровым рублем, учитывая экономические модели банков.

По оценкам экспертов, минимальные затраты российского банка для внедрения цифрового рубля могут составлять от 120 млн руб. более чем до 200 млн руб. Такие инвестиции неподъемны для небольших банков, но порог входа может быть снижен, когда на рынке появятся универсальные IT-решения, считают участники отрасли.

Даты окончания пилотного проекта, как и новые сроки по широкому внедрению цифрового рубля, в ЦБ пока не называют.

ФНС начала публиковать курсы криптовалют. Какие нюансы

В Standard Chartered назвали причины роста XRP. Прогноз по токену Ripple

От $60 тыс. до $100 тыс. за биткоин. Эксперты о перспективах после пошлин

Jensen Huang's Daughter: From Chef to an $8 Million Annual Salary

Madison Huang, daughter of NVIDIA founder Jensen Huang, recently made a rare public appearance in Beijing during the 2026 World Robot Conference. As the Senior Director of Product and Technology Marketing for NVIDIA's Physical AI Platform, with an annual salary of approximately $1.2 million, her visit focused on evaluating leading Chinese robotics companies like UBTech, Unitree, and others. This highlights NVIDIA's strategic interest in the burgeoning Chinese robotics ecosystem, a key battleground for the development of Physical AI—technology that enables machines to understand and interact with the physical world. Huang's career path is unconventional. Initially pursuing her passion, she studied culinary arts, worked as a chef, and later held a marketing role at LVMH. She joined NVIDIA as an intern in 2020 after completing an MBA, quickly rising through the ranks. Her brother, Spencer Huang, followed a similar path, closing a cocktail bar he co-founded to also join NVIDIA, where he now works on robotics software. Jensen Huang has publicly addressed nepotism concerns, humorously noting that some "second-generation" employees outperform their parents. The conference itself underscored China's vibrant robotics sector, marked by Unitree's recent blockbuster IPO and a pipeline of companies preparing to go public. While hardware development and manufacturing are advancing rapidly, industry leaders like Wang Xingxing of Unitree point to the next critical challenge: developing the "brain" or AI that allows robots to perform diverse, unseen tasks based on simple instructions. With massive manufacturing scale and diverse real-world testing scenarios, China is positioned as a central player in the global race to define the future of robotics.

marsbit11m ago

Jensen Huang's Daughter: From Chef to an $8 Million Annual Salary

marsbit11m ago

He Gave Wang Xingxing the First 2 Million, Now Serves as Chairman for the Next 'Unitree'

On August 19, 2024, Unitree Robotics, China's "first humanoid robotics stock," went public. Its founder, Wang Xingxing, started a decade ago with his self-developed XDog. In 2016, at a critical funding juncture, he received his first angel investment of 2 million RMB from Yin Fangming. This bet has since yielded a return of over 140 times. Yin Fangming is more than just a key investor. He was a co-founder of the AI robotics company ROOBO, whose own venture ultimately struggled. This firsthand experience with the hardware challenges in robotics gave him unique insight when backing Unitree, a company renowned for its hardware R&D and cost control. While his own company faltered, Yin continued investing shrewdly. He partially cashed out some Unitree shares early, reinvesting the proceeds into sectors like energy (e.g., solid-state battery firm TaiLan) and commercial aerospace (e.g., small launch vehicle developer XianDeng Aerospace). However, his most significant move after Unitree is his deep involvement with Galaxy General, a leading embodied AI unicorn. In July 2024, Yin stepped from behind the scenes to officially become its Chairman, indicating a role far beyond a typical investor. This comes as Galaxy General is viewed as preparing for future capital moves. Yin's career has consistently been ahead of the curve—from mobile internet to AI and robotics. Known for his foresight and low profile, he declined an interview for this story, offering only a statement encouraging support for visionary entrepreneurs like Wang Xingxing.

marsbit26m ago

He Gave Wang Xingxing the First 2 Million, Now Serves as Chairman for the Next 'Unitree'

marsbit26m ago

Coldcard Theft Reflection: Source Code Visibility Does Not Equal Security

The article examines the open-source vs. closed-source debate in crypto, prompted by a theft of over $100M in Bitcoin from Coldcard hardware wallets. It clarifies key terminology: true "Free and Open Source Software" (FOSS) grants four essential freedoms (use, study, share, modify), while "source available" code, like Coldcard's firmware, may have usage restrictions. The piece argues that visible source code alone does not guarantee security; actual safety depends on the economic incentives for thorough, ongoing review by skilled individuals. Using Bitcoin Core as a model, the article describes a successful, transparent open-source development culture built on public review and consensus. It contrasts this with the Coldcard case, where a critical bug in a lightly-reviewed, source-available library went undetected for years, highlighting a "tragedy of the commons" scenario where assumed but absent scrutiny creates vulnerability. The economics of licensing are crucial: restrictive licenses can limit the pool of motivated commercial reviewers. Finally, the article explores AI's impact. It cites the Bitcoin Red Team's use of AI to rapidly audit codebases and find vulnerabilities at scale, demonstrating a powerful new tool for security. However, AI also floods projects with low-quality code, straining maintainers. The piece concludes that in high-stakes crypto, only well-audited projects—whether open or closed-source—can withstand evolving threats, with AI both challenging and aiding security practices.

marsbit36m ago

Coldcard Theft Reflection: Source Code Visibility Does Not Equal Security

marsbit36m ago

Spot Bitcoin and Ethereum ETFs Attract $2.6 Billion in One Week: Record Since October 2025

U.S. spot Bitcoin and Ethereum ETFs saw a net inflow of $2.6 billion for the week, marking the highest since October 2025, according to SoSoValue. Bitcoin ETFs attracted $1.9 billion while Ethereum funds drew $697.2 million, both setting 2026 records. This reversed a $392 million outflow from the prior week. Bitcoin ETF trading volume surged over 219% to $22.1 billion, and assets under management (AUM) grew 25.4% to $96.1 billion. Inflows were concentrated around a rally on August 19-20, with BlackRock's IBIT fund alone accounting for $503 million of the $606.3 million inflow on Thursday. Ethereum ETFs saw their strongest week since October 2025, with trading volume jumping 259.4% to $6.9 billion and AUM rising 35.9% to $14.3 billion. Despite the strong week, Bitcoin ETFs still show a net outflow of approximately $2.9 billion year-to-date for 2026, and Ethereum funds are down about $191.8 million. The recent inflows reduced the combined year-to-date deficit for both categories from $5.7 billion to $3.1 billion.

cryptonews.ru46m ago

Spot Bitcoin and Ethereum ETFs Attract $2.6 Billion in One Week: Record Since October 2025

cryptonews.ru46m ago

U.S. Treasury Steps Up Long-Term Bond Buybacks, Why Are Gold and Bitcoin Rising?

The U.S. Treasury's announcement to double its long-term Treasury bond repurchase program has fueled market fears over potential dollar depreciation, leading to significant rallies in both Bitcoin and gold. Analysts interpret the larger buybacks as a form of easing, which could exacerbate inflation and erode the dollar's purchasing power, driving investors toward perceived hard assets like Bitcoin and gold. Bitcoin saw a sharp surge, further amplified by short-covering and positive regulatory developments. Gold also broke above a key technical level amid dollar weakness. However, the bond market's reaction was muted, with long-term yields remaining elevated. Skepticism persists over whether these repurchases can address the fundamental pressures driving the bond sell-off, especially against a backdrop of soaring U.S. government debt and interest costs.

华尔街日报3h ago

U.S. Treasury Steps Up Long-Term Bond Buybacks, Why Are Gold and Bitcoin Rising?

华尔街日报3h ago

Trading

Spot