Artículos Relacionados con Commerce

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‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

MoonPay, a global leader in crypto payments and stablecoin infrastructure, has launched MoonPay Agents to enable autonomous AI systems to access and use capital. Recognizing that "AI agents can reason, but they cannot act economically without capital infrastructure," the company built a bridge between AI reasoning and real-world financial execution. This allows verified AI agents to programmatically trade, swap, and move digital assets via non-custodial wallets. This development aligns with broader infrastructure shifts, such as machine-to-machine payment protocols and a surge in stablecoin adoption. Stablecoins are transforming settlement with faster speeds and lower costs compared to traditional card networks, with transaction volume reaching $33 trillion in 2025. Institutional adoption is growing, with nearly half of institutions using stablecoins for payments. Despite regulatory scrutiny and bank resistance, the agent economy is expanding rapidly, compressing legacy financial margins and reshaping the future of autonomous commerce.

ambcryptoAyer 16:01

‘AI agents can reason, but they cannot act’: MoonPay builds bridge to money

ambcryptoAyer 16:01

How Can Agentic Commerce Enable AI to Start Making Money?

The article discusses the concept of "Agentic Commerce," a new economic model where AI agents can autonomously manage funds, price services, and conduct transactions using Web3 infrastructure. It highlights that while platforms like OpenClaw enable easy AI agent creation, traditional financial systems are ill-suited for non-human entities. Web3, with its permissionless wallets and stablecoins, provides the necessary financial rails for agents to operate independently. Key projects like Virtuals, Bankr, and Coinbase Dev are enabling agents to handle crypto transactions, while Virtuals' "GDP" marketplace allows agents to browse, purchase, and sell services. Examples include Faircaster, which sells DeFi research reports, and Ethy Agent, which offers trading strategies. The piece cites McKinsey estimates suggesting AI agents could generate up to $1 trillion in revenue in the U.S. B2C retail market by 2030, with a broader economic impact of $3–5 trillion. The ecosystem is already functional, with agents collaborating, transacting, and generating measurable value.

marsbitAyer 07:01

How Can Agentic Commerce Enable AI to Start Making Money?

marsbitAyer 07:01

Dogecoin Foundation’s Corporate Arm Reveals Consumer Push With New App

The Dogecoin Foundation's corporate arm, House of Doge, is developing a new mobile app called "Such" to be launched in the first half of 2026. The app aims to facilitate the use of Dogecoin (DOGE) in everyday commerce by combining a self-custodial wallet with a feature called "Hustles," enabling users to easily spend DOGE and allowing small merchants to accept it as payment. Developed by a team based in Melbourne, the app is positioned as more than just a wallet, with a focus on reducing transaction friction and supporting the Dogecoin community's informal commerce culture. The project is also linked to Nasdaq-listed Brag House Holdings Inc., with leadership emphasizing the goal of making DOGE a widely used global currency.

bitcoinist01/21 13:08

Dogecoin Foundation’s Corporate Arm Reveals Consumer Push With New App

bitcoinist01/21 13:08

A 10,000-Word Exploration of Stablecoin Payments: How Crypto Cards Connect Digital Assets with Global Commerce

"Stablecoin-Powered Crypto Cards: Connecting Digital Assets to Global Commerce" The crypto card market, enabling users to spend stablecoins and cryptocurrencies at traditional merchants, is one of the fastest-growing segments in digital payments. Transaction volume has surged from ~$100 million monthly in early 2023 to over $1.5 billion by late 2025, with a 106% CAGR, rivaling P2P stablecoin transfers. The infrastructure stack consists of three layers: payment networks (Visa dominates with ~90% of on-chain volume), card program managers/issuers, and consumer-facing products. A key development is the rise of full-stack issuers like Rain and Reap, which bypass traditional banks to capture more value per transaction. Geographically, the opportunity is concentrated where stablecoins solve real problems: India (massive crypto inflows but a large banking gap) and Argentina (high USDC adoption for inflation hedging). In developed markets, the focus is on serving differentiated, high-value user groups. Key drivers include: - **Exchanges & DeFi Protocols:** Using cards as a user acquisition tool, subsidizing rewards to drive platform engagement and profitable balances. - **Wallets:** Boosting Average Revenue Per User (ARPU) through transaction fees and creating ecosystem lock-in via native stablecoins (e.g., MetaMask's mUSD, Phantom's CASH). - **Emerging Market FinTechs:** Providing "last-mile" access to digital dollars for users facing hyperinflation and poor banking infrastructure. The future lies not at the point-of-sale but in back-end settlement. Crypto cards represent a fusion:银行卡 provide universal acceptance; stablecoins provide cross-border value storage. While direct merchant acceptance of stablecoins faces significant adoption hurdles due to entrenched card network effects, crypto cards serve as the crucial bridge, making them foundational infrastructure for the next phase of stablecoin adoption.

marsbit01/20 07:35

A 10,000-Word Exploration of Stablecoin Payments: How Crypto Cards Connect Digital Assets with Global Commerce

marsbit01/20 07:35

Crypto card payments overtake P2P stablecoin transfers: Artemis report

According to a blockchain analytics report by Artemis, crypto card payments have surpassed peer-to-peer (P2P) stablecoin transfers as the primary driver of on-chain stablecoin activity. The data shows that crypto card payments now operate at a monthly run rate exceeding $15 billion, compared to approximately $11 billion for P2P transfers. This shift indicates that stablecoins are increasingly being used through traditional card networks rather than through direct on-chain transactions. Visa dominates this segment, accounting for over 80% of the tracked volume, while Mastercard holds a smaller but growing share. The growth is attributed to expanding merchant acceptance and integration with existing payment infrastructure, allowing users to spend stablecoins without requiring merchants to directly accept crypto. Although P2P transfers remain important for remittances and cross-border settlements, their growth has been slower. The report highlights a structural evolution in stablecoin usage—from infrastructure-led to interface-led adoption—where cards act as the primary user-facing access point, embedding crypto liquidity into global commerce and driving mainstream adoption.

ambcrypto01/15 23:57

Crypto card payments overtake P2P stablecoin transfers: Artemis report

ambcrypto01/15 23:57

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