# Finance Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Finance", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Robert Kiyosaki Shares His Mentor's Predictions About the Emergence of Bitcoin and AI

American entrepreneur and author of "Rich Dad Poor Dad," Robert Kiyosaki, discussed the influence of futurist R. Buckminster Fuller on his worldview, linking Fuller's past technological predictions to the emergence of Bitcoin and the development of artificial intelligence. In an X post, Kiyosaki also reflected on personal purpose, sharing his journey from the music business—where he worked with bands like The Police and Iron Maiden—to creating the "Cashflow" board game and writing his famous book. He described feeling an inner emptiness despite his success, a turning point that came after meeting Fuller, whom he studied with for three summers. Kiyosaki described Fuller as a "friendly genius" who foresaw world-changing developments like Bitcoin and AI. However, the core of his post focused on Fuller's philosophical impact, particularly a quote about belonging to the universe and finding purpose by dedicating one's life to the maximum benefit of others. The entrepreneur remains a vocal advocate for cryptocurrencies. He regularly advises buying Bitcoin during market panics, viewing it and assets like Ethereum, gold, and silver as hedges against traditional financial system failures. Kiyosaki has predicted a major market crash by 2026, seeing it as an opportunity for prepared investors, with long-term price targets including $750,000 for Bitcoin and $95,000 for Ethereum.

cryptonews.ru3h ago

Robert Kiyosaki Shares His Mentor's Predictions About the Emergence of Bitcoin and AI

cryptonews.ru3h ago

JPMorgan Terminates Banking Relationship with Polymarket Due to Regulatory Concerns: Report

JPMorgan Chase has terminated its banking relationship with prediction market platform Polymarket due to regulatory concerns, according to a Financial Times report. The bank notified Polymarket in October 2025 that it needed to find a new financial institution. Polymarket has since moved to an unnamed other lender. Despite ending the banking arrangement, JPMorgan maintains other business ties with Polymarket and is reportedly interested in a potential underwriting role if the platform pursues a public listing. Polymarket stated it continues to have a "close, active relationship" with the bank. Prediction markets like Polymarket are facing increased regulatory scrutiny globally. In the U.S., over a dozen states have taken legal action against Polymarket, rival platform Kalshi, or both, specifically regarding contracts on sporting events. Authorities in several other countries have also blocked or restricted access to the platform.

cryptonews.ruYesterday 11:28

JPMorgan Terminates Banking Relationship with Polymarket Due to Regulatory Concerns: Report

cryptonews.ruYesterday 11:28

US AI Giant's Massive Bond Issuance, Hiding a Nearly $2 Trillion Off-Balance-Sheet 'Bomb'

Amidst the AI investment boom on Wall Street, a rare bond issuance frenzy is sweeping major US tech firms. AMD recently raised $4.75 billion in its largest-ever USD bond sale. This follows massive debt offerings from Nvidia ($25B), Amazon (planning at least $25B), and Alphabet ($25B), with tech giants collectively issuing nearly $220 billion in bonds so far this year—more than double 2025's total. While this fuels an AI infrastructure "race," raising real yields, a hidden risk looms. Research by Goldman Sachs and Morgan Stanley reveals nearly $2 trillion in off-balance-sheet financial commitments from giants like Alphabet, Microsoft, Amazon, and Meta. These stem from future lease obligations and purchase contracts for data centers, not formally recorded as debt. The trend, pioneered by Meta's structured financing for its Louisiana data center, allows massive expansion without bloating balance sheets. Though traditional credit metrics for these companies remain strong, credit markets are reassessing risk. Yields on related bonds are rising, and credit default swap (CDS) premiums for firms like Oracle and Nvidia have hit record highs. The concern is that if AI data center returns disappoint, these hidden liabilities could significantly impact credit markets. Investors are advised to look beyond headline numbers and scrutinize financial statement footnotes.

marsbitYesterday 10:53

US AI Giant's Massive Bond Issuance, Hiding a Nearly $2 Trillion Off-Balance-Sheet 'Bomb'

marsbitYesterday 10:53

On-Chain Finance Finally Posts a Profitable Ledger: Figure's Quarterly Revenue Doubles, Net Profit Hits $87 Million

Blockchain finance firm Figure Technology Solutions reported a strong second-quarter earnings report, potentially serving as the first major proof of profitability for the sector. The company’s GAAP net revenue reached $226 million, up 113% year-over-year, while net profit surged 192% to $87.4 million, yielding a net profit margin of 38.8%. Its quarterly consumer loan origination volume hit $4.3 billion, marking 132% growth. Figure's business focuses on streamlining the U.S. Home Equity Line of Credit (HELOC) market by shifting the entire loan lifecycle—from origination to securitization—onto its proprietary Provenance blockchain. This backend infrastructure significantly reduces processing time and costs while remaining invisible to end borrowers, who simply benefit from faster, cheaper loans. A key growth driver is the Figure Connect platform, a blockchain-based marketplace connecting loan originators and institutional investors. It accounted for 65% ($2.8 billion) of the quarter's volume, demonstrating strong network effects with 489 partner firms. The company is building an integrated on-chain finance ecosystem that includes its SEC-approved yield-generating stablecoin, YLDS. Notably, Figure has achieved this scale and profitability without relying on token sales or speculative crypto economics, instead choosing a traditional IPO path. Its success suggests blockchain's most practical application in finance may be as an efficient, invisible infrastructure layer that solves specific real-world inefficiencies rather than attempting to overhaul the entire system.

marsbitYesterday 04:55

On-Chain Finance Finally Posts a Profitable Ledger: Figure's Quarterly Revenue Doubles, Net Profit Hits $87 Million

marsbitYesterday 04:55

Figure reports $4.3B in loan marketplace volume as profit nearly triples

Figure Technology Solutions reported a significant increase in its second-quarter performance. The company's consumer loan marketplace volume reached $4.3 billion, a 132% year-over-year rise. Its quarterly profit nearly tripled, with net income surging 192% to $87 million. Net revenue more than doubled to $226 million, and the net income margin expanded to 38.8%. The marketplace volume includes various loans, with $2.8 billion (65%) coming from third-party loans traded on Figure Connect. Volume on this marketplace, launched in June 2024, grew 262% year-over-year. The company added 102 loan-origination partners, bringing the total to 489. CEO Michael Tannenbaum noted weekly loan applications exceeded $1 billion in July, and the company forecasts third-quarter marketplace volume of $4.8 billion to $5.2 billion. Analysts had anticipated strong results, partly due to blockchain data enabling real-time tracking of lending activity.

cointelegraphYesterday 02:20

Figure reports $4.3B in loan marketplace volume as profit nearly triples

cointelegraphYesterday 02:20

Michael Saylor, the Bitcoin Seller, Makes Controversial Statements About BTC Once Again!

MicroStrategy's Michael Saylor introduced a new framework classifying Bitcoin and digital assets based on financial functions. He defines Bitcoin as "digital capital" at one end of the "money spectrum," characterized by high volatility and high return potential as a superior store-of-value asset. In contrast, stablecoins like USDT are positioned as "digital currency," prized for price stability and transactional utility. Saylor identified intermediate categories: "digital credit" (like STRC) and "digital money," which bridge the gap between Bitcoin's capital properties and stablecoins' currency-like features. He described this entire structure as the "digital financial stack," with Bitcoin serving as the foundational, bearer-asset layer. Using an oil analogy, Saylor argued Bitcoin is valuable itself but becomes far more useful when innovated into credit, money, and currency products. He envisions Bitcoin evolving beyond a store of value to become the fundamental collateral and capital layer for a broader digital finance ecosystem.

cryptonews.ru2 days ago 21:10

Michael Saylor, the Bitcoin Seller, Makes Controversial Statements About BTC Once Again!

cryptonews.ru2 days ago 21:10

Survey: Over the Past Year, 79% of American Prediction Market Users Incurred Losses

According to a survey by BadCredit, 15% of 1,000 polled Americans actively use prediction market platforms like Kalshi, Polymarket, or PredictIt. Among these users, nearly 79% reported financial losses over the past year: 27% of them incurred losses exceeding $500, and 9% lost more than $1,000. Only 21% stated they did not lose money during this period. Losses were most common among those trading with borrowed funds. The study found that 51% of prediction market traders funded their contracts using credit cards or consumer loans, with 88% of this group reporting losses, compared to 69% of users who did not use loans. Of the active platform users, nearly 53% stated they aimed to increase their income through this method. 27% participated out of curiosity, 10% were influenced by social media content, and 7% joined on friends' recommendations. Despite these user losses, the platforms themselves are growing. The combined trading volume on Kalshi, Polymarket, and Polymarket US reached $50.59 billion in July, a 7.8% increase from June. This growth occurs alongside ongoing legal challenges in various U.S. states.

cryptonews.ru2 days ago 12:35

Survey: Over the Past Year, 79% of American Prediction Market Users Incurred Losses

cryptonews.ru2 days ago 12:35

Miden Bets on Privacy-Focused Stablecoins with the Introduction of USDCx

Miden, a zero-knowledge blockchain, is launching a privacy-focused stablecoin called USDCx alongside its mainnet in late August. Backed 1:1 by Circle’s USDC via Circle’s xReserve infrastructure, USDCx will allow users to store and transfer funds without publicly revealing balances, transaction history, or counterparties. The network, which processes and proves transactions on user devices, aims to provide default privacy with optional disclosure for compliance. Miden targets institutional finance use cases—such as private trading, B2B payments, and treasury management—addressing the transparency limitations of public blockchains while maintaining programmability and verifiability. The project, formerly part of Polygon and now independent, is backed by investors including a16z crypto and 1kx.

cryptonews.ru2 days ago 12:28

Miden Bets on Privacy-Focused Stablecoins with the Introduction of USDCx

cryptonews.ru2 days ago 12:28

Metaplanet Announces BitBonds Issuance, CEO Denies Bitcoin Sale Rumors

Metaplanet Inc. has launched its first BitBonds, raising approximately $1.25 million through a private placement. This follows rumors of potential Bitcoin sales after blockchain trackers observed significant BTC movements from the company's wallets. CEO Simon Gerovich clarified that the transfer of 5,014 BTC was a routine custody operation, not a sale, leaving the firm's holdings unchanged at 43,000 BTC. Despite this, Metaplanet reported substantial interim losses for H1 2026 and its stock has fallen over 43% year-to-date. The company, the world's third-largest corporate Bitcoin holder, faces significant paper losses as BTC trades well below its average purchase price.

cryptonews.ru2 days ago 12:26

Metaplanet Announces BitBonds Issuance, CEO Denies Bitcoin Sale Rumors

cryptonews.ru2 days ago 12:26

Bitcoin-Focused Financial Company Announces Sale of Bitcoins to Repay Its Debts! Here Are the Details

Bitcoin-focused financial services company Fold, traded on Nasdaq, sold a significant amount of Bitcoin in the first half of 2026 to reduce debt and fund its operations. The company sold a total of 832 BTC during this period. Following these sales, Fold's Bitcoin reserves dropped sharply to just 194 BTC, marking a substantial reduction in its crypto holdings. The company's financial results revealed growing pressure, with an operating loss of $15.6 million and a total net loss reaching $38.8 million for the first half-year. Analysts suggest that if these loss levels continue, Fold may require additional funding, potentially through issuing new shares or selling more of its Bitcoin reserves. While many public firms hold Bitcoin as a strategic reserve asset, Fold's need to sell its BTC for operational funding has drawn investor scrutiny. Market experts believe the company's upcoming financial results and Bitcoin strategy will be crucial for maintaining investor confidence.

cryptonews.ru2 days ago 09:20

Bitcoin-Focused Financial Company Announces Sale of Bitcoins to Repay Its Debts! Here Are the Details

cryptonews.ru2 days ago 09:20

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