# Bank of Russia Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Bank of Russia", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

Central Bank Decides to Make Budget Payments in Digital Rubles Commission-Free for All

The Central Bank of Russia has decided to make all payments to the state budget using the digital ruble commission-free for both citizens and businesses. This policy, with zero fees for all transaction types, will be in effect from January 1, 2026, until the end of that year. Starting in 2027, certain transactions will incur fees. These include a 15-ruble fee for transfers between legal entities, a 0.3% commission (capped at 1,500 rubles) for transfers from individuals to legal entities (excluding utility bills, paid by the recipient), and a 0.2% fee (capped at 10 rubles) for individual utility payments (paid by the recipient). From September 1, 2026, the largest banks must provide all clients with the ability to open digital ruble wallets. Russians will also be able to receive their salaries in the digital currency. A mandatory rollout schedule was outlined: the 12 largest banks must support operations by September 2026, followed by companies with revenue over 120 million rubles. Smaller companies and all banks will be phased in through 2028. The article notes that Russia is one of the first countries to launch a national digital currency, which is designed for payments only and does not accrue interest. It contrasts this with China's digital yuan (e-CNY), which reportedly did not see high public demand initially. To boost adoption, China's regulator will allow commercial banks to pay interest on digital yuan holdings starting in 2026.

RBK-crypto12/30 11:59

Central Bank Decides to Make Budget Payments in Digital Rubles Commission-Free for All

RBK-crypto12/30 11:59

How the Central Bank Will Regulate Cryptocurrencies in Russia. The Main Points

The Central Bank of Russia has published a concept for regulating cryptocurrencies and digital assets, with legislative changes proposed to the government. While crypto assets can be purchased by both qualified and unqualified investors, they are recognized as high-risk and cannot be used for domestic payments. Key regulations include: Unqualified investors can only buy the most liquid cryptocurrencies after passing a test, with an annual limit of 300,000 rubles per intermediary. Qualified investors can purchase any non-anonymous cryptocurrencies without volume limits, also after risk testing. Operations will be conducted through existing licensed infrastructure like exchanges and brokers. Residents can buy crypto abroad using foreign accounts and transfer previously purchased crypto overseas through Russian intermediaries, but must notify the tax service. The legal framework is to be prepared by July 1, 2026, with penalties for illegal intermediary activities effective from July 1, 2027. The regulation also covers the market for Russian Digital Financial Assets (DFAs), permitting their circulation on open networks to allow issuers to attract foreign investment. DFAs, distinct from cryptocurrencies, are tokenized versions of real assets issued on private blockchains by approved operators.

RBK-crypto12/23 12:14

How the Central Bank Will Regulate Cryptocurrencies in Russia. The Main Points

RBK-crypto12/23 12:14

LDPR Calls for Not Banning Cryptocurrencies "Under a Far-Fetched Pretext"

The Liberal Democratic Party of Russia (LDPR) has called for cryptocurrencies not to be banned "under a far-fetched pretext." Party leader Leonid Slutsky stated that cryptocurrencies should be legalized and regulated, framing the issue as one of technological and financial sovereignty. He argued it is impossible to "endlessly prohibit what the whole world is using" and that citizens should be provided with necessary tools for development. Meanwhile, the Central Bank of Russia (CBR) estimates there are about 1 million qualified investors in the country who could be permitted to trade cryptocurrencies after passing a test. The CBR proposes restricting non-qualified ordinary Russians from purchasing crypto to protect them from risks, though bans on holding or selling are not planned. The CBR reported an 18% decline in Russian transactions on foreign crypto exchanges in Q2 and Q3 of 2025 compared to the previous two quarters. The estimated monthly balance of Russians' funds on crypto exchanges fell by 20% to 933 billion rubles, and traffic from Russia to crypto platforms dropped by 28%. The regulator deems it crucial to legalize the crypto market but, according to First Deputy Chairman Vladimir Chistyukhin, also advocates for laws with strict restrictions and prohibitions to be adopted quickly.

RBK-crypto12/11 12:23

LDPR Calls for Not Banning Cryptocurrencies "Under a Far-Fetched Pretext"

RBK-crypto12/11 12:23

活动图片

Indepth Research

Industry News