LTC hits multi-month lows, yet Litecoin usage keeps climbing – Explained

ambcryptoPublished on 2026-02-05Last updated on 2026-02-05

Abstract

Litecoin (LTC) has declined to its lowest price level in over four months, dropping nearly 12% in the past week. Despite the bearish price trend, with LTC trading below key moving averages and showing negative momentum on indicators like RSI and MACD, its real-world usage and institutional adoption continue to grow. SBI VC Trade, a Japanese crypto exchange backed by SBI Holdings, recently added Litecoin to its crypto lending service, allowing users to earn interest by lending LTC. This places Litecoin alongside major cryptocurrencies like Bitcoin and Ethereum in terms of institutional recognition. Additionally, data from CoinGate shows Litecoin was the third most-used cryptocurrency for payments in January, accounting for 17.7% of transactions—a significant increase from December. Only Bitcoin and USD Coin were used more frequently. At the same time, activity on Litecoin’s privacy-focused MWEB layer reached a new high, with a substantial increase in LTC locked via peg-ins over the past month. Despite weak market sentiment, Litecoin’s utility as a payment method and growing adoption in both retail and institutional contexts indicate strong underlying demand.

Litecoin has slipped to its lowest level in more than four months, falling nearly 12% over the past week. But price action is only part of the story.

Away from the charts, Litecoin continues to see great support and demand.

LTC slides to multi-month lows

On the daily chart, LTC dropped to its lowest level since October before showing a small bounce. The greater trend is bearish, with prices trading below key MAs and struggling to reclaim lost ground.

Source: TradingView

The RSI showed heavy selling, while the MACD stayed negative – downside momentum has yet to fully fade. Volatility increased, with price repeatedly hitting the lower Bollinger Band.

Institutional adaption is increasing

SBI VC Trade, a crypto exchange backed by Japan’s SBI Holdings, has recently added Litecoin [LTC] to its crypto lending offerings.

Through its Lending Coin program, users in Japan can now lend Litecoin to earn interest, placing it alongside established assets such as Bitcoin [BTC], Ethereum [ETH], and Ripple’s XRP [XRP].

The platform already supports lending for more than 30 cryptocurrencies, and Litecoin’s inclusion is a nice show of confidence.

What’s more?

Source: X

Data from CoinGate showed LTC was the third most used cryptocurrency for payments in January, accounting for 17.7% of transactions. That puts the coin just only behind Bitcoin and USD Coin [USDC].

That share was also higher than in December, back when, it was 16.4%; the number now is a considerable growth.

Source: X

At the same time, activity on Litecoin’s opt-in privacy layer, MWEB, hit a new high. The balance of LTC locked into MWEB climbed massively over the past month, with record peg-ins.

Even with weak market sentiment, Litecoin’s payment utility and network usage remains firmly intact.

Final Thoughts

Litecoin’s price is weak, but payment usage and growing MWEB activity prove demand has not disappeared.
Institutional support and real-world utility continue to anchor LTC.

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