Bybit Launches XAUT Flexible Easy Earn With Boosted APR

TheNewsCryptoPublished on 2026-01-15Last updated on 2026-01-15

Abstract

Bybit, the world's second-largest crypto exchange, has launched a new XAUT Flexible Easy Earn product offering boosted yields as gold hits a record $4,600 per ounce. Users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT, with a base 1% rate for larger balances. This product allows investors to benefit from gold's price appreciation while generating yield—advantages not available with physical gold. Tokenized gold like XAUT offers fractional ownership, 24/7 liquidity, no storage concerns, and additional earning opportunities through on-chain mechanisms. The offering features no lock-up periods, daily interest accrual, and instant withdrawals.

Bybit, the world’s second-largest cryptocurrency exchange in terms of trading volume, has released a brand new XAUT Flexible Easy Earn product under the Bybit Earn brand. This offering features an increase in the Annual Percentage Rate (APR) as gold reaches a record price of $4,600. On-chain tokenized gold, such as XAUT, enables users to capitalize on gold’s upward trend while simultaneously earning yield on their holdings. This means that users are able to combine the best of both worlds: wealth preservation and income generation. Traditional gold storage methods involve investors keeping the precious metal without earning interest.

Eligible Bybit users will now be able to earn up to 11% annual percentage rate (APR) on tokenized gold (XAUT) holdings ranging from 0.05 to 0.1 XAUT. Additionally, a basic 1% APR will apply to balances that are greater than 0.1 XAUT, and this upgrade will take effect immediately.

As the price of gold surpassed $4,600 per ounce for the first time, Bybit Earn is increasing in order to satisfy the increased demand for safe-haven assets among investors throughout the world, which is being driven by geopolitical tensions and uncertainties. By the end of the year 2025, the price of gold had increased by 65%, marking the conclusion of its historic surge.

Tokenized gold, such as XAUT, is a demonstration of the importance of innovation in the financial sector. When contrasted to physical gold, it offers a number of distinct advantages:

  • Yield Opportunities: The holders of gold have the ability to unleash earning potential on-chain lending and staking, an advantage that was previously impossible with physical gold. This is in addition to the possibility that the price of gold would increase.
  • Fractional Ownership: Tokenized gold, such as XAUT, enables ownership to begin at as little as 0.001 XAUT, making it possible for individuals to engage in entry-level investment experiences that are not possible with real gold bars or coins.
  • Round-the-clock Global Liquidity: On blockchain platforms, you may trade or transfer quickly around the clock, without having to worry about dealer spreads or other limits imposed by banking hours.
  • No Storage Hassles: Through the use of blockchain custody, it is possible to eliminate worries over theft, as well as expenses associated with vaults, insurance, transit hazards, and the need for physical space.​

There is no lock-up period, daily interest accumulation, and anytime withdrawals with Bybit’s XAUT Flexible Easy Earn, which makes it stand out from other options. Further encouraging smaller holdings to widen their access to gold-backed dividends is the structure of its tiered annual percentage rate (APR).

Bybit Easy Earn enables traders capitalize on future market upsides and establishes the gold standard for on-chain benefits for CEX users. It offers flexibility as well as maximum exposure to yield possibilities because it maximizes exposure to yield chances.

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Related Questions

QWhat is the new product launched by Bybit and what is its key feature?

ABybit has launched the XAUT Flexible Easy Earn product, which features a boosted Annual Percentage Rate (APR) for tokenized gold holdings.

QWhat is the record price of gold mentioned in the article and how does it relate to the new offering?

AThe record price of gold mentioned is $4,600 per ounce. This price surge is driving increased demand for safe-haven assets, which Bybit to launch this new product with a boosted APR to meet that demand.

QWhat are the specific APR rates offered for different tiers of XAUT holdings?

AEligible users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT. A basic 1% APR applies to balances greater than 0.1 XAUT.

QList three key advantages of tokenized gold (like XAUT) over physical gold as stated in the article.

AThe three key advantages are: 1) Yield Opportunities through on-chain lending and staking, 2) Fractional Ownership starting from as little as 0.001 XAUT, and 3) Round-the-clock Global Liquidity for trading without banking hour restrictions.

QWhat makes Bybit's XAUT Flexible Easy Earn product stand out in terms of user flexibility?

AIt stands out because it has no lock-up period, offers daily interest accumulation, and allows for withdrawals at any time, providing users with significant flexibility.

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