Минфин РФ не увидел рисков в санкциях против криптокошельков россиян

ИзвестияPublished on 2022-10-11Last updated on 2022-10-11

Abstract

Запрет на обслуживание криптокошельков граждан РФ, который вошел в восьмой пакет санкций ЕС, практически не повлияет на инвесторов из России, сообщили «Известиям» в Минфине.

Запрет на обслуживание криптокошельков граждан РФ, который вошел в восьмой пакет санкций ЕС, практически не повлияет на инвесторов из России, сообщили «Известиям» в Минфине. Там объяснили: технология децентрализованных финансов способствует тому, что криптобиржами могут пользоваться клиенты из разных стран. Крупнейшие биржи пока ограничения не вводили, сообщили их представители. В общей сложности россияне хранят в криптовалютах около 20 трлн рублей и порядка 70% из них — на централизованных биржах, оценили эксперты.

⠀

Хранить можно, биржи — поменять

⠀

В восьмой пакет санкций Евросоюза против России вошел запрет на обслуживание криптокошельков и счетов россиян вне зависимости от суммы таких активов. Это значит, что биржи и компании, зарегистрированные в ЕС, которые требуют для открытия счета на своих платформах паспорт или любой другой документ, должны будут блокировать заявки граждан РФ и перестать работать с их кошельками, объяснил основатель фонда RusCoin Алексей Быков.

⠀

Однако в Минфине не увидели значительных рисков для россиян. Сейчас офис многих криптобирж существует в виртуальном пространстве, поэтому ими могут пользоваться граждане из разных стран, этому способствует технология DeFi (децентрализованных финансов), сообщили в пресс-службе ведомства. Там уверены: за счет этого санкции практически не отразятся на инвесторах из России.

⠀

Где безопасно

⠀

Всего россияне сейчас владеют криптовалютой на общую сумму около 18–20 трлн рублей, оценил основатель Anderida Financial Group Алексей Тараповский. Он добавил: на централизованных биржах хранится порядка 70% средств россиян в криптовалютах. Разговоры о планируемых санкциях шли давно, поэтому у россиян уже было время вывести активы. Только у 5–10% граждан, владеющих криптой, средства на кошельках будут заблокированы. Ими окажутся вложения клиентов, которые купили крипту из интереса, поддавшись течению моды, то есть не активных аккаунтов, считает эксперт.

⠀

Скорее всего, биржи, которые поддержат санкции, дадут клиентам время на вывод средств, считает основатель фонда RusCoin Алексей Быков. Он добавил: оптимальным вариантом сейчас будет перевести крипту в базовые валюты, как, Tether, Ethereum или биткоин, потому что их принимают практически все площадки, и вывести на обезличенные кошельки. Так, например, в MetaMask при регистрации не требуется указывать данные паспорта или водительских прав, более того, там невозможно определить географическую принадлежность держателя, что делает его безопасным местом хранения цифровых валют для россиян в текущих условиях, сообщил эксперт.

⠀

Выполнять санкции ЕС будут те поставщики криптовалютных услуг, которые стремятся или уже работают в правовом поле Евросоюза, отметил руководитель инвестиционного департамента ICB Fund Аарон Хомский. По его словам, некоторые глобальные платформы могут проигнорировать новые ограничения, например Huobi, они не присоединились и к предыдущим санкциям.

⠀

Перевести средства россияне также могут на некастодиальные кошельки, среди которых аппаратные Ledger, Trezor и ПО-версии Metamask, Electrum, а для совершения операций — использовать децентрализованные биржи, сообщил эксперт. Он добавил: проблемы могут возникнуть из-за перехода на самостоятельное хранение активов. Так, утрата ключей на подобных платформах приведет к полной потере средств, в то время как централизованные биржи позволяют восстановить доступ.

⠀

Восьмой пакет санкций может сузить пространство для маневра российского бизнеса в трансграничных расчетах, так как зарегистрированные в Европе или готовые следовать введенным в ЕС ограничениям площадки могут отказать в обслуживании. Однако в таком случае компании смогут использовать некастодиальные кошельки либо открывать счета на тех биржах, которые не поддержат санкции, объяснил Аарон Хомский.

Мария Колобова и Юлия Елисеева для Известий.

Related Reads

Bitcoin Drops Below $60,000 Again; After 20 Months, What We've Waited For Is a New Low

Bitcoin has once again fallen below the key $60,000 psychological support level, hitting a low of approximately $59,023—its lowest point in nearly 20 months since October 2024. The price has since partially recovered to around $60,600. This decline is driven by two main factors. First, U.S. spot Bitcoin ETFs have experienced a historic wave of net outflows, losing roughly $5.94 billion over 30 days. Sustained institutional redemptions create direct selling pressure in the spot market. Second, shifting macroeconomic expectations are adding pressure. Strong U.S. job data and hawkish signals from the Federal Reserve have increased market pricing for potential rate hikes, undermining the liquidity-driven bullish thesis for Bitcoin. Analyst views are mixed. 21Shares maintains a year-end target of $100,000, citing historical post-halving patterns and strong ETF accumulation. In contrast, Arthur Hayes predicts a potential drop to $40,000 within six months due to persistent Fed pressure. CryptoQuant notes that the average investor cost basis is around $53,000 and suggests the bear market could extend into 2026/2027 without clear signs of renewed demand. Market focus now turns to upcoming U.S. inflation data and Fed signals. Bitcoin's ability to hold the $60,000 level is seen as critical for determining the near-term market direction.

marsbit22m ago

Bitcoin Drops Below $60,000 Again; After 20 Months, What We've Waited For Is a New Low

marsbit22m ago

When Billions Begin to Operate Everything by Voice, How Far is ‘All Assets on Chain’?

In June 2026, WeChat began a limited rollout of "Xiaowei," its native AI assistant. This move is more than an upgrade to a smarter chatbot; it signals a crucial step from "universal internet access" toward the broader vision of "full asset tokenization." Xiaowei, powered primarily by WeChat's in-house WeLM model, demonstrates four key capabilities: 1) direct voice/web chat control of app functions, 2) automated access to mini-programs for services, 3) instant comprehension and summarization of complex documents like PDFs, and 4) generating functional mini-program prototypes from simple natural language requests. This represents a fundamental shift from GUI (Graphical User Interface) to LUI (Language User Interface), eliminating friction in human-digital interaction. The rollout is pivotal because it brings AI Agents to China's massive user base with zero friction—no new app downloads or accounts needed. This "seamless access" mirrors past platform revolutions like the App Store or WeChat Mini-Programs, potentially unlocking a global AI Agent market projected to grow from $7.92 billion in 2025 to nearly $295 billion by 2035. The article argues that China's internet evolution has moved from "connecting everyone" to "putting all services online." The next phase is "tokenizing all assets"—a concept broader than just Real World Assets (RWA) like real estate. It encompasses tokenizing personal assets like social influence, attention, and credit history. RWA tokenization itself is forecast to explode from $35 billion in 2025 to over $500 billion in 2026. The convergence of ubiquitous AI Agents and rapidly tokenizing assets points to a future paradigm for wealth management. Your AI Agent could autonomously manage a globally diversified, tokenized portfolio based on your preferences. Initiatives like EXIO Group's full-stack RWA services aim to lower investment barriers, paralleling WeChat's democratization of AI access. In conclusion, the launch of Xiaowei is not merely a technical upgrade but a historic inflection point. It marks AI Agents' transition from niche tools to essential utilities and accelerates the movement toward a future where voice commands seamlessly interact with tokenized value, redefining humanity's relationship with the digital and financial worlds.

marsbit1h ago

When Billions Begin to Operate Everything by Voice, How Far is ‘All Assets on Chain’?

marsbit1h ago

S&P 500 Falls for Third Consecutive Day, Dollar Breaks Through 13-Month High, Gold Dips Below 4000, Oil Below 70, Bitcoin Below 60000 Mark, Micron and Qualcomm Spark Major Chip Stock Rebound

U.S. stocks were mixed, with the S&P 500 falling for a third consecutive session as tech weakness offset gains in other sectors. The Nasdaq underperformed, with the AI semiconductor sector plunging nearly 10%. Micron and Qualcomm, however, sparked a major after-hours rally in chip stocks, with Micron surging over 16% on a strong earnings report and outlook driven by AI-related memory demand. The dollar rose to a 13-month high, pressuring dollar-denominated assets. Gold tumbled below $4,000 per ounce, and oil prices crashed, with WTI crude falling below $70 a barrel to its lowest level since before the Iran conflict, as geopolitical risk premiums faded with improved Middle East supply flows. Bitcoin briefly fell below the $60,000 mark. Treasury yields dropped sharply, with the 10-year yield falling 9 basis points, supported by the drop in oil prices easing inflation concerns. Market focus now turns to upcoming PCE inflation data for further direction on Fed policy.

华尔街日报1h ago

S&P 500 Falls for Third Consecutive Day, Dollar Breaks Through 13-Month High, Gold Dips Below 4000, Oil Below 70, Bitcoin Below 60000 Mark, Micron and Qualcomm Spark Major Chip Stock Rebound

华尔街日报1h ago

SoftBank CEO Masayoshi Son's New Trillion-Dollar "Gamble"

SoftBank founder Masayoshi Son is embroiled in a new trillion-dollar "bet" on Physical AI and humanoid robotics, even as his massive wager on OpenAI faces uncertainty ahead of its potential IPO. Recent reports reveal OpenAI's steep losses—$85 billion net loss by Q1 2026 and a $38.5 billion loss in 2025—casting doubt on its path to a trillion-dollar valuation. SoftBank, OpenAI's second-largest external shareholder with a planned 13% stake, stands to gain hugely if OpenAI succeeds. Undeterred, Son is already pushing forward with his next ambitious venture: consolidating SoftBank's AI and robotics assets into a new U.S.-based company named "Roze," targeting a $100 billion IPO as early as late 2026. This move aligns with his belief that Physical AI, merging AI cognition with robotic physical execution, is the next trillion-dollar frontier. Son's confidence stems from recent AI wins; SoftBank's stock surged and he briefly regained the title of Asia's richest person, largely due to OpenAI's soaring valuation. However, his aggressive strategy has raised internal concerns about over-reliance on OpenAI and strained finances. With competitors like Anthropic advancing rapidly and OpenAI's IPO timing uncertain, Son is racing to capitalize on the AI boom. His long-term vision for Physical AI includes a decade of investments in robotics, from Boston Dynamics to recent acquisitions like ABB's robotics unit, and a planned $1 trillion investment in U.S.-based AI robotics industrial parks. Yet, challenges remain: humanoid robotics firms like Figure AI lack the clear revenue paths of AI software companies, and Roze's lofty valuation faces skepticism. For Son, these bets are also driven by an unfulfilled promise of massive returns to key investors like Saudi Arabia's PIF. Despite risks, he continues to double down, betting that the fusion of AI and physical machines will define the next technological era.

marsbit1h ago

SoftBank CEO Masayoshi Son's New Trillion-Dollar "Gamble"

marsbit1h ago

Glass Substrate Suddenly Accelerates

The adoption of glass substrates in the semiconductor industry is accelerating unexpectedly. Following collaboration announcements between BOE and Corning in late May, and earlier moves by Intel and TSMC, the market for related upstream companies has surged. Intel's "Glass Core Substrate" aims to replace the IC substrate between the circuit board and the chip, primarily addressing thermal warping issues in large AI chips. TSMC's focus is on replacing the expensive silicon interposer layer within the chip package to significantly reduce costs. While initially cautious, with timelines stretching towards 2030, progress has been dramatically pulled forward. Key drivers are NVIDIA, whose ever-larger GPUs like the upcoming Rubin make glass substrates a necessity, and the display panel industry. Companies like Innolux and BOE, leveraging their extensive experience and production lines in panel-grade glass substrates, are rapidly retooling for semiconductor packaging. Innolux has already established production lines and secured orders, while BOE has built pilot lines and is sampling customers. Although technical hurdles remain, such as advanced multi-layer glass processing and copper electroplating, the path to commercialization is now clearer. Large-scale adoption is estimated to begin by late 2027, marking glass substrates as a critical next step in supporting advancing AI computing power.

marsbit1h ago

Glass Substrate Suddenly Accelerates

marsbit1h ago

Trading

Spot
Futures
活动图片