Cash App 通过 Moonpay 为 5900 万用户新增 XRP、SOL 和 ETH 购买渠道

cryptonews.ruPublished on 2026-08-19Last updated on 2026-08-19

Abstract

支付应用Cash App已将其支付服务Cash App Pay集成到加密货币交易平台Moonpay中。符合资格的美国用户现可直接使用其Cash App账户余额购买XRP、Solana、以太坊和USDT。值得注意的是,Cash App的母公司Block此前并未在其应用中直接支持这些代币,而是通过Moonpay处理购买,并允许用户将资产提至外部钱包。这意味着Cash App用户能接触到该平台自身从未支持的资产。 此前,Cash App内的直接加密货币购买仅限于比特币,今年初才新增了USDC。通过与Moonpay的合作,Cash App得以提供更广泛的代币选择,而无需自建每种资产的上市和托管基础设施。Cash App Pay成为Moonpay支持的第三种主要支付方式,另外两种是2024年添加的PayPal和Venmo。购买后,用户可将代币发送至Trust Wallet、Metamask、Ledger等多个外部钱包。 Moonpay联合创始人表示,此次集成是为Cash App的数千万美国用户提供进入数字资产生态系统的便捷通道。截至6月,Cash App拥有5900万月活跃用户,这为Moonpay带来了庞大的潜在用户群。 此举也是XRP在2026年加速进入主流金融应用的最新例证。此前,SoFi已添加XRP存款支持,Rakuten Wallet的集成也使XRP触达日本超过500万商户。这些集成提供了独立于传统加密货币交易所的大规模分销渠道。 需要指出的是,此次扩展发生在Cash App在加密货币监管合规方面经历了一段坎坷时期之后。其母公司Block曾因在比特币和法币交易监控方面存在违规,被纽约监管机构处以4000万美元罚款。

Cash App 已将 Cash App Pay 集成为 Moonpay 系统内的一种支付方式,这使得符合条件的美国用户能够使用其 Cash App 余额直接支付,购买 $XRP、Solana、Ether 和 USDT。

此举的特别之处在于,Cash App 的母公司 Block 从未在其应用程序中直接上线这些代币;相反,MoonPay 处理购买流程,并可根据用户选择将资产发送至外部钱包。因此,Cash App 的客户现在可以接触到平台自身从未支持过的代币。

图片来源:X

Bitcoin.com News 多年来一直密切关注 Cash App 的加密货币功能——从推出“以比特币支付工资”功能,到 BTC 零钱理财工具,再到通过闪电网络接收付款。然而,此前在 Cash App 内直接购买加密货币仅限于比特币,USDC 也只是今年初才被添加。

因此,与 Moonpay 的集成实际上让 Cash App 能够提供更广泛的代币选择,而无需为每个资产的上市和托管搭建自有基础设施。

Cash App Pay 加入不断增长的充值方式列表

Cash App Pay 现在已成为 Moonpay 支持的、用于为加密货币购买充值的第三大主要支付方式,与 2024 年添加的 PayPal 和 Venmo 并列。完成购买后,Moonpay 可以将代币发送至一系列外部钱包,包括 Trust Wallet、Bitcoin.com、Metamask、Moonshot、Ledger、Bitpay、Uniswap、Tangem、LOBSTR 和 Edge。这为数千万 Cash App 用户提供了直接访问自托管钱包的途径,而不是将资金留在 Cash App 应用程序内部。

Moonpay 的联合创始人兼首席执行官伊万·索托-赖特 将此次集成描述为与其说是产品更新,不如说是拓展市场的举措,并补充道:

“Cash App 是数千万美国人已经在管理他们资金的应用程序。这次集成意味着这些用户将可以访问数字资产生态系统,能够从他们早已熟悉并信任的应用程序中即时充值。”

考虑到截至 6 月份 Cash App 拥有 5900 万活跃用户,此次集成为 Moonpay 提供了美国金融科技领域规模最大的用户群之一,作为其加密货币购买的渠道。

主要访问渠道列表不断扩展以纳入 $XRP

这一创新也是 2026 年 $XRP 扩大在主流金融应用程序中覆盖面的最新例证。今年早些时候,SoFi 添加了对 $XRP 存款的支持,Ripple 将此举措定位为向更多用户提供直接访问和实际效用这一更广泛努力的一部分。

$XRP 也出现在 Rakuten Wallet 中,通过该集成,日本超过 500 万商户得以访问它。每一个新的访问渠道都增加了一个不依赖于单一加密货币交易所的大规模分发路径——这一始于 Moonpay 与 Cash App 集成的趋势,现已扩展到美国最大的点对点支付应用程序之一。

最后,值得注意的是,此次扩张是在 Cash App 在加密货币合规方面经历了一段并不平静的时期之后进行的。在此之前,母公司 Block 因与 Cash App 中比特币和法币交易监控相关的违规行为(包括据报道该公司忽略了约 16.9 万条违规警报)被纽约监管机构处以 4000 万美元罚款。

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Related Questions

QCash App 通过什么方式让美国用户可以直接购买 XRP、SOL、ETH 和 USDT?

ACash App 将 Cash App Pay 集成为 MoonPay 支付系统内的一种支付方式,符合条件的美国用户可以直接从其 Cash App 余额中支付,通过 MoonPay 购买这些代币。

Q此次合作中,MoonPay 如何处理用户购买的加密货币资产?

AMoonPay 处理购买流程,并可以将用户购买的加密货币资产发送到用户选择的外部钱包(如 Trust Wallet、Metamask、Ledger 等),而不是留在 Cash App 应用内。

Q为什么说这次集成对 Cash App 在加密货币提供方面是一个重要扩展?

A因为在此之前,Cash App 本身直接支持的加密货币只有比特币,今年初才添加了 USDC。通过与 MoonPay 集成,Cash App 无需自行搭建每种代币的上市和托管基础设施,就能向用户提供更广泛的代币选择。

QCash App Pay 集成到 MoonPay 后,将为 MoonPay 带来怎样的用户基础?

A截至今年6月,Cash App 拥有 5900 万月活跃用户。这次集成为 MoonPay 提供了美国金融科技领域最大规模的用户群之一,作为其加密货币购买的渠道。

Q根据文章,2026 年还有哪些主流应用扩展了对 XRP 的访问渠道?

A2026 年,除了 Cash App 通过 MoonPay 集成,SoFi 添加了 XRP 存款支持,同时 XRP 也通过集成出现在日本的 Rakuten Wallet 中,覆盖了超过 500 万商家。

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What is XRP 2.0

XRP 2.0: A New Frontier in the Cryptocurrency Landscape Introduction to XRP 2.0 In the ever-evolving realm of cryptocurrency, new projects continuously emerge, vying for attention and adoption. One such promising initiative is XRP 2.0, a novel cryptocurrency project designed to leverage advanced blockchain technology and robust encryption methodologies. While the name draws parallels with Ripple’s XRP, it’s crucial to note that XRP 2.0 operates independently, focusing on enhancing transaction security, privacy, and scalability. As the digital financial landscape increasingly embraces decentralized solutions, XRP 2.0 aims to contribute meaningfully to web3 and the overall expansion of crypto projects. What is XRP 2.0? At its core, XRP 2.0 is a cryptocurrency project that aims to create a secure and decentralized digital currency ecosystem. Its foundational technology integrates sophisticated blockchain principles with cutting-edge encryption techniques. The overarching goal of XRP 2.0 is to establish itself as a reliable and efficient platform enabling swift transaction execution while prioritizing enhanced privacy protections for its users. The project is promoted as a solution to many limitations faced by existing cryptocurrencies, proposing a system that can handle a higher volume of transactions with improved speed and privacy. This versatility positions XRP 2.0 as a significant contender in a marketplace riddled with various digital currencies. Who is the Creator of XRP 2.0? The identity of the creator behind XRP 2.0 has been flagged as ‘Wilbur.’ However, comprehensive details regarding Wilbur or their associated entity remain elusive. The anonymity of many cryptocurrency creators is not an uncommon phenomenon in the industry, often designed to maintain a degree of privacy and security. Who are the Investors of XRP 2.0? As of now, specific information related to the investment foundations or organizations supporting XRP 2.0 is not publicly available. In the cryptocurrency sector, the backing by reputed investors can significantly influence a project's credibility and success, yet the transparency regarding the financial supporters of XRP 2.0 has not been established. How Does XRP 2.0 Work? XRP 2.0 stands out by employing a combination of blockchain technology and advanced encryption algorithms that ensures secure and decentralized transactions. Its innovative structure includes unique features designed to foster user engagement and broaden functionalities beyond conventional cryptocurrency transactions. Among these features, XRP 2.0 incorporates AI-powered capabilities, such as text-to-image and text-to-speech functionalities. These additions are designed to enhance the interactive experience for users, promoting broader applicability across various sectors. By bridging technological advancements with user-centered design, XRP 2.0 aims to capture the attention of a diverse range of individuals and enterprises looking to integrate cryptocurrency solutions into their operational frameworks. Timeline of XRP 2.0 Understanding XRP 2.0 requires examining the milestones that have defined its journey thus far: July 23, 2023: XRP 2.0 is introduced as a novel cryptocurrency project, aiming to revolutionize secure and decentralized transaction capabilities in the blockchain domain. September 8, 2023: The launching of another project, XRP20, occurs, marking the emergence of an ERC-20 token on the Ethereum blockchain that remains unrelated to XRP 2.0. November 13, 2023: The XRP Ledger undergoes a significant update with the release of rippled server software version 2.0.0. It is essential to note that this development is disconnected from the XRP 2.0 cryptocurrency project. Key Points About XRP 2.0 To distill the essence of XRP 2.0, several critical factors emerge: Unique Features: The inclusion of features like AI-powered text-to-image and text-to-speech further diversifies the potential applications of XRP 2.0. Blockchain Technology: The framework utilizes advanced blockchain mechanisms and encryption protocols, ensuring a secure and decentralized environment for transactions. Scalability and Privacy: XRP 2.0 prioritizes enhanced privacy protections in transaction processes and the scalability necessary to accommodate a growing user base. No Affiliation with Ripple: Importantly, despite its name, XRP 2.0 does not have any allegiance or collaboration with Ripple’s XRP, distinguishing its operational framework and objectives within the cryptocurrency ecosystem. Conclusion XRP 2.0 represents an ambitious venture into the cryptocurrency sphere, aiming to offer a combination of security, privacy, and efficiency in digital transactions. By integrating sophisticated technologies and user-friendly features, the project sets out to broaden the horizons of what cryptocurrency can achieve in today's digital economy. While the anonymity of its creator and lack of disclosed investors might raise questions for some, XRP 2.0's focus on advanced functionalities and decentralisation enhances its appeal amidst an increasingly crowded crypto market. As the cryptocurrency landscape continues to evolve, XRP 2.0 may yet emerge as a pivotal player in the expansion of secure and scalable blockchain solutions.

1.6k Total ViewsPublished 2024.04.01Updated 2024.12.03

What is XRP 2.0

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