Kepala OCC Janjikan Aturan GENIUS Final pada November

cointelegraphPublished on 2026-08-19Last updated on 2026-08-19

Abstract

Kepala OCC Jonathan Gould berjanji aturan final terkait implementasi undang-undang stablecoin pembayaran, GENIUS Act, akan selesai pada November. Pernyataan ini disampaikan dalam simposium blockchain di Wyoming. Aturan tersebut diperlukan sebelum UU GENIUS mulai berlaku pada Januari 2027. OCC telah mengusulkan aturan setebal 376 halaman pada Februari dan sedang mempertimbangkan masukan dari industri. Gould memperkirakan OCC dapat mulai memproses aplikasi dari penerbit stablecoin mulai tahun 2027. Beberapa regulator lain juga telah mengajukan proposal tetapi belum merilis aturan final, yang berpotensi menimbulkan ketidakpastian regulasi bagi penerbit stablecoin.

Pengawas Mata Uang AS Jonathan Gould mengatakan bahwa lembaganya akan memiliki aturan final terkait implementasi undang-undang stablecoin pembayaran pada November.

Berbicara pada Simposium Blockchain Wyoming hari Rabu, regulator tersebut mengatakan bahwa setelah Office of the Comptroller of the Currency (OCC) mengajukan proposal untuk mengimplementasikan Undang-Undang Guiding and Establishing National Innovation for US Stablecoins (GENIUS), OCC akan merilis aturan yang telah diselesaikan sebelum berlakunya undang-undang yang dijadwalkan pada Januari 2027.

Gould mengatakan bahwa OCC "akan memiliki aturan final pada November" karena lembaga tersebut mempertimbangkan masukan dari industri kripto setelah merilis aturan yang diusulkan pada bulan Februari. Dia menambahkan bahwa dia mengharapkan regulator dapat mulai memproses aplikasi terkait penerbit stablecoin mulai tahun 2027.

Undang-Undang GENIUS, yang ditandatangani menjadi undang-undang pada Juli 2025, bertujuan untuk membuat kerangka regulasi untuk stablecoin pembayaran di AS, memerlukan aturan dari lembaga pemerintah yang mengawasi produk tersebut, termasuk OCC, Departemen Keuangan, Federal Deposit Insurance Corporation (FDIC), dan Dewan Gubernur Federal Reserve.

Meskipun OCC melangkah maju dengan proposal 376 halaman untuk mengimplementasikan GENIUS pada bulan Februari, lembaga pemerintah hanya memiliki waktu hingga 18 Januari untuk menyelesaikan regulasi saat undang-undang mulai berlaku. Beberapa regulator telah menerbitkan proposal dan mengumpulkan umpan balik publik terkait implementasi GENIUS, tetapi tidak merilis aturan final pada bulan Juli, yang berpotensi mengakibatkan ketidakpastian regulasi bagi penerbit stablecoin.

Related: OCC setujui perusahaan kripto keluarga Trump untuk piagam perwalian

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Related Questions

QApa janji yang disampaikan oleh kepala OCC Jonathan Gould terkait peraturan GENIUS Act?

AJonathan Gould berjanji bahwa OCC akan mengeluarkan aturan final terkait implementasi GENIUS Act selambat-lambatnya pada bulan November.

QApa tujuan utama dari GENIUS Act yang menjadi undang-undang pada tahun 2025?

ATujuan utama GENIUS Act adalah menciptakan kerangka regulasi untuk aset kripto stablecoin pembayaran di Amerika Serikat.

QKapan OCC memperkirakan dapat mulai memproses aplikasi dari penerbit stablecoin setelah aturan final diterbitkan?

AOCC memperkirakan dapat mulai memproses aplikasi dari penerbit stablecoin mulai tahun 2027.

QAgen pemerintah mana saja yang diwajibkan untuk membuat aturan pelaksanaan GENIUS Act selain OCC?

ASelain OCC, lembaga yang diwajibkan membuat aturan pelaksanaan adalah Departemen Keuangan, FDIC (Federal Deposit Insurance Corporation), dan Dewan Gubernur Federal Reserve.

QMengapa keterlambatan penerbitan aturan final oleh beberapa regulator dapat menimbulkan masalah bagi penerbit stablecoin?

AKeterlambatan penerbitan aturan final dapat menimbulkan ketidakpastian regulasi bagi penerbit stablecoin, terutama karena batas waktu penerapan undang-undang adalah 18 Januari 2027.

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5.1k Total ViewsPublished 2026.04.29Updated 2026.06.02

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