XDC推出现实世界USDC支付，稳定币总市值突破3070亿美元

ambcryptoPublished on 2026-02-18Last updated on 2026-02-18

Abstract

稳定币年交易量已达数万亿美元，但多数活动仍停留在幕后。XDC Network与OrbitX Pay的合作旨在改变这一现状，允许用户在支持Visa的商户直接使用XDC链上的USD Coin（USDC）。用户资金可保留在链上直至支付瞬间，交易过程与普通卡支付无异，此举有望减少法币兑换需求和第三方出金环节，从而降低成本与延迟。 XDC联合创始人Ritesh Kakkaad认为，这标志着区块链向日常应用场景的演进。OrbitX CEO Ankitt Guar也表示，该方案在连接全球支付网络的同时保持用户对资金的控制，致力于降低链上资产与现实消费间的摩擦。 目前稳定币总市值已突破3070亿美元，过去一年保持稳定增长。BVNK研究报告显示，56%的稳定币用户计划在未来12个月内增持，超半数用户去年已增加持仓。在自由职业者和商家中，约35%的收入通过稳定币结算。通过消除法币转换环节并实现直接支付，数字资产正从投机工具逐渐转变为实用支付手段。 关键摘要： - 稳定币采用加速增长，现实场景的USDC支付将进一步推动普及 - 加密货币日常支付的基础正在形成

稳定币每年转移数万亿美元资金，但大部分活动仍发生在幕后。

XDC网络与OrbitX Pay的新合作将测试改变这一现状的可能性——允许用户在支持Visa的商户处直接使用XDC链上持有的美元稳定币USDC进行消费。

该方案的核心理念是让用户资金在支付前始终留存于链上，交易过程则像普通银行卡支付一样便捷。

这有望减少法币兑换和第三方出金渠道的使用，这些环节往往增加成本并造成延迟。

XDC网络联合创始人Ritesh Kakkaad强调，这是推动区块链走向日常应用变革的一部分。

"真正的机遇在于区块链超越幕后金融支撑的范畴时……"

OrbitX首席执行官Ankitt Guar在官方声明中同样表示：

"通过让用户保持资产控制权的同时接入全球支付网络，我们旨在降低链上价值与现实世界消费之间的摩擦。"

此类整合能否获得实质性采用仍是未知数。

稳定引擎全速运转

稳定币总市值持续保持在3070亿美元上方，过去一年保持稳定增长。

这一点至关重要，因为当流动性和用户认知度已经具备时，支付用例往往增长更快。

来源：DeFiLlama

用户行为趋势同样表现强劲。BVNK最新研究报告显示，56%的稳定币用户计划在未来12个月内增持，而过半用户在过去一年已增加持仓。

来源：BVNK

在通过稳定币接收付款的自由职业者和商家中，约35%的收入平均来自这类资产！

通过消除法币转换环节并实现稳定币消费，此举凸显了数字资产正从投机工具演变为实用支付工具的进程。

最终总结

  • 稳定币采用正在加速，现实世界的USDC支付更将推动这一趋势。
  • 日常加密支付的基石已然形成。
下一篇：Jito暴涨11%，新Solana市场层推动需求：0.50美元在望？
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    Related Questions

    QXDC Network 和 OrbitX Pay 的合作主要目的是什么？

    AXDC Network 和 OrbitX Pay 的合作旨在允许用户在 XDC 网络上持有的 USD Coin (USDC) 直接在支持 Visa 的商户处进行消费，从而减少法币转换和第三方提现渠道的需求，降低交易延迟和成本。

    Q根据文章，稳定币的总市值目前达到了多少？

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    QBVNK 的研究报告显示了哪些关于稳定币用户行为的趋势？

    ABVNK 的研究报告发现，56% 的稳定币用户计划在未来 12 个月内增持稳定币，超过一半的用户在过去一年中已经增加了持有量。此外，在自由职业者和接受稳定币支付的卖家中，约 35% 的收入平均来自这些资产。

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    ARitesh Kakkaad 认为，这次合作是区块链技术从幕后金融应用转向日常使用的一部分，真正的机会在于区块链能够超越传统金融场景，直接服务于现实世界的支付需求。

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