Как закон GENIUS может повлиять на цену XRP

cryptonews.ruPublished on 2025-07-17Last updated on 2025-07-17

XRP подскочил на 6% сегодня после того, как Палата представителей США поддержала законопроекты о стейблкоинах GENIUS Act и CLARITY Act. Это приближает XRP на 9% к его историческому максимуму, демонстрируя самые сильные движения за последние месяцы

Экосистема Ripple может выиграть от принятия законопроекта. Компания нацелена на соответствие своего стейблкоина RLUSD новым правилам GENIUS Act.

GENIUS Act соответствует планам Ripple по RLUSD

GENIUS Act устанавливает федеральные правила для стейблкоинов, требуя полного резервного обеспечения, регулярных аудитов и лицензирования эмитентов через американские регуляторы.

Ripple уже начала соответствовать этим требованиям. Компания подала заявку на национальную банковскую лицензию и мастер-счет в Федеральной резервной системе. Также стало известно, что BNY Mellon будет официальным хранителем резервов RLUSD. Активы включают казначейские облигации США, наличные и фонды денежного рынка.

Если GENIUS будет принят, RLUSD от Ripple может быстро получить статус стейблкоина, соответствующего федеральным требованиям. Это даст Ripple преимущество в выпуске регулируемых стейблкоинов.

Это делает XRP более полезным как мост ликвидности между регулируемыми активами.

График цены XRP после продвижения GENIUS Act в Палате представителей. Источник: BeInCrypto

Цена XRP готова извлечь выгоду из роста RL$

XRP играет ключевую роль в продуктах ликвидности Ripple. С ростом принятия RLUSD, XRP может облегчать обмен валют в реальном времени и конвертацию стейблкоинов. Ripple уже поддерживает активность стейблкоинов на XRP Ledger. GENIUS Act может увеличить ончейн-объемы токена, что приведет к росту спроса на XRP.

Сегодняшняя победа также снижает влияние SEC. GENIUS Act передает надзор Министерству финансов и OCC, обходя полномочия SEC. Этот сдвиг укрепляет позиции XRP как служебного токена, а не ценной бумаги.

Доверие институциональных инвесторов растет. Последний рост XRP показывает, что инвесторы видят в GENIUS поворотный момент для регуляторной ясности Ripple.

Область воздействия Преимущество для Ripple Влияние на XRP
Юридическая ясность RLUSD признан соответствующим требованиям стейблкоином Поддерживает функционал XRP
Рыночная инфраструктура Счет в ФРС и хранение в BNY Mellon Увеличивает доверие институциональных инвесторов
Регуляторное позиционирование Влияние SEC ослабевает Улучшает юридические перспективы XRP
Потоки ликвидности Стейблкоин ↔ FX ↔ стейблкоин на XRPL Повышает полезность и цену XRP
Доверие инвесторов Политика и ценовая динамика XRP приближается к историческому максимуму на фоне оптимизма

В итоге, законопроект GENIUS поддерживает стратегию Ripple в области стейблкоинов и банковского дела. Он укрепляет правовую основу RLUSD и открывает возможности для регулируемого расширения.

В результате XRP набирает обороты благодаря юридической ясности и растущей ончейн-полезности. Ожидается, что на этой неделе пройдет голосование, и XRP может вскоре достичь своего исторического максимума.

Trending Cryptos

ctr
CitreaCTR
wstusdt
wrapped stUSDTWSTUSDT
apr
CapricornAPR
ctx
Cryptex FinanceCTX
audio
AudiusAUDIO
comp
CompoundCOMP
mantra
MantraMANTRA
xvs
VenusXVS
waxl
AxelarWAXL
bill
Billions NetworkBILL
pyth
PYTH (Pyth)PYTH
rune
THORChainRUNE
brev
BrevisBREV
zrx
ZRX（0X）ZRX
cake
PancakeSwapCAKE

Related Reads

Ripple Company Announces $275 Million Securities Raise: 'Completed!'

Ripple has announced the completion of a $275 million private bond issuance through its non-bank prime brokerage subsidiary, Ripple Prime. The funds will be used to strengthen the company's working capital and expand its operations in the United States. Due to high investor demand, the issuance of unsecured bonds exceeded its initially planned size, with participation from institutional investors across major financial markets. The bond offering also received an investment-grade credit rating of BBB from KBRA. With this new capital, Ripple Prime plans to further expand its services in multi-asset swap trading, financing, and brokerage. The company's president, Noel Kimmel, stated that the strong demand reflects confidence in Ripple Prime's business model and long-term growth strategy. The financing provides an additional capital source to invest in team and technology, aiming to accelerate growth at the intersection of traditional finance and digital asset infrastructure and solidify its position as a leading global non-bank prime broker.

cryptonews.ru17m ago

Ripple Company Announces $275 Million Securities Raise: 'Completed!'

cryptonews.ru17m ago

SEC proposes new crypto rules in absence of CLARITY Act

The U.S. Securities and Exchange Commission (SEC) has proposed new rules for crypto asset investment contracts, citing the failure of Congress to pass the CLARITY Act. The rules aim to establish a tailored securities offering regime, allowing entities to raise capital with investor protections. They do not include an expected "innovation exemption" for crypto stocks. The proposal offers exemptions permitting crypto companies to issue up to $5 million in tokens over four years and $75 million in 12 months, with a safe harbor from "investment contract" classification. Issuers must provide financial statements and comply with ongoing reporting. A 60-day public comment period will follow. SEC Chair Paul Atkins stated that while the SEC supports the CLARITY Act, legislation is still needed for durable rules. The announcement preceded a CFTC meeting on crypto regulation. With the Senate in recess, the CLARITY Act faces a tight timeline for a vote before the new Congress is sworn in.

cointelegraph42m ago

SEC proposes new crypto rules in absence of CLARITY Act

cointelegraph42m ago

Famous CEO Makes Unexpected Statements: 'The Era of Easy Profits in Cryptocurrencies is Over' — He Published a Bitcoin Price Forecast

Following a period of heavy investment in 2020-2021, the cryptocurrency sector is reportedly seeing an accelerated shakeout of projects. Ryan Kirkly, CEO of Global Settlement Network (GSN), states that projects with high valuations but unsustainable revenue models are now leaving the market. Since early 2026, over 100 crypto and blockchain projects have ceased operations or gone bankrupt, a trend largely attributed to the earlier investment frenzy. While venture capital investment in Q1 2026 saw $4 billion across 355 deals, the total sum has halved from Q4 2025, primarily due to fewer mega-rounds. Kirkly believes the ongoing market cleansing will strengthen sectors like stablecoins, digital banking, institutional wallets, and payment infrastructure, while social tokens, memecoins, and some Web3 gaming startups may face greater pressure. He notes sustained corporate and government interest is shifting towards use cases like cost reduction, asset tokenization, and cross-border payments. Regarding Bitcoin, Kirkly describes the outlook as a "moderate bear market," identifying $61,200 as a critical support level. A break below this could trigger leveraged fund liquidations and potentially push prices toward $41,000.

cryptonews.ru52m ago

Famous CEO Makes Unexpected Statements: 'The Era of Easy Profits in Cryptocurrencies is Over' — He Published a Bitcoin Price Forecast

cryptonews.ru52m ago

VanEck's Bitcoin Forecasts: They Predicted the Month When Growth Could Begin

VanEck's latest analysis indicates Bitcoin's market capitulation may be in its advanced stages, with 8 of its 12 tracked capitulation indicators currently active. The report notes Bitcoin traded within a very narrow range recently, with realized volatility falling to unusually low levels. While the price decline since the October 2025 peak has lasted about 10 months, historical cycles averaging 11-12.7 months suggest a potential bottom could form between September and November 2026. Key developments include a recent net inflow of approximately $663 million into U.S. spot Bitcoin ETFs, a sharp reversal from the prior month's significant outflows. However, spot trading volumes remain low, falling to levels seen during the 2023 bear market. On derivatives markets, there's a notable defensive shift, with put option premiums surging and funding rates remaining below long-term averages. Forced liquidations have also slowed significantly. A notable change is the movement of approximately 356,000 BTC that had been dormant for over a year, reducing the long-term holder supply share to below 60% for the first time in months. VanEck cautions that while intense capitulation signals historically haven't led to significant short-term outperformance (3-6 months), buying during such periods has yielded better returns over a one-year horizon. The firm emphasizes considering a potential bottoming range rather than predicting a single date.

cryptonews.ru1h ago

VanEck's Bitcoin Forecasts: They Predicted the Month When Growth Could Begin

cryptonews.ru1h ago

Michael Saylor, Founder of MicroStrategy, and CEO Phong Le Have Made Some Interesting Announcements! They Publicly Disclosed Their Bitcoin Price Forecast

During a Q&A session moderated by Natalie Brunell, Michael Saylor, founder of MicroStrategy, and CEO Phong Le discussed the company's strategy regarding its balance sheet, stock dynamics, and Bitcoin's role in the global financial ecosystem. Saylor described Bitcoin as the fundamental "capital asset" of the digital world, stating the company is building its future growth plans directly on this foundation. He argued that Bitcoin is not a traditional payment method or everyday currency, but digital capital, and that attracting capital from traditional finance is key to Bitcoin's growth. The company's digital credit instruments are designed to facilitate this capital inflow. CEO Phong Le addressed investor concerns about stock dilution and price volatility, asserting that capital raises and new instruments create shareholder value if they increase the amount of Bitcoin per share. He noted that a 50% drop in Bitcoin naturally leads to stock price fluctuations of up to 75%, emphasizing that MicroStrategy employs a long-term model of debt and equity financing, not short-term Bitcoin trading. The company also outlined its treasury management approach, stating it may dynamically buy BTC, repurchase credit instruments, or accumulate dollar reserves based on market conditions. Saylor reiterated his belief that Bitcoin could eventually reach $1 to $10 million as the company accumulates a larger share of its supply. He dismissed the idea of paying Bitcoin dividends as financially illogical, advocating instead for borrowing in low-cost, inflation-resistant fiat currencies (like dollars or yen) to invest in Bitcoin, which he views as the strongest appreciating asset. *This is not investment advice.

cryptonews.ru2h ago

Michael Saylor, Founder of MicroStrategy, and CEO Phong Le Have Made Some Interesting Announcements! They Publicly Disclosed Their Bitcoin Price Forecast

cryptonews.ru2h ago

Trading

Spot

Hot Articles

What is XRP 2.0

XRP 2.0: A New Frontier in the Cryptocurrency Landscape Introduction to XRP 2.0 In the ever-evolving realm of cryptocurrency, new projects continuously emerge, vying for attention and adoption. One such promising initiative is XRP 2.0, a novel cryptocurrency project designed to leverage advanced blockchain technology and robust encryption methodologies. While the name draws parallels with Ripple’s XRP, it’s crucial to note that XRP 2.0 operates independently, focusing on enhancing transaction security, privacy, and scalability. As the digital financial landscape increasingly embraces decentralized solutions, XRP 2.0 aims to contribute meaningfully to web3 and the overall expansion of crypto projects. What is XRP 2.0? At its core, XRP 2.0 is a cryptocurrency project that aims to create a secure and decentralized digital currency ecosystem. Its foundational technology integrates sophisticated blockchain principles with cutting-edge encryption techniques. The overarching goal of XRP 2.0 is to establish itself as a reliable and efficient platform enabling swift transaction execution while prioritizing enhanced privacy protections for its users. The project is promoted as a solution to many limitations faced by existing cryptocurrencies, proposing a system that can handle a higher volume of transactions with improved speed and privacy. This versatility positions XRP 2.0 as a significant contender in a marketplace riddled with various digital currencies. Who is the Creator of XRP 2.0? The identity of the creator behind XRP 2.0 has been flagged as ‘Wilbur.’ However, comprehensive details regarding Wilbur or their associated entity remain elusive. The anonymity of many cryptocurrency creators is not an uncommon phenomenon in the industry, often designed to maintain a degree of privacy and security. Who are the Investors of XRP 2.0? As of now, specific information related to the investment foundations or organizations supporting XRP 2.0 is not publicly available. In the cryptocurrency sector, the backing by reputed investors can significantly influence a project's credibility and success, yet the transparency regarding the financial supporters of XRP 2.0 has not been established. How Does XRP 2.0 Work? XRP 2.0 stands out by employing a combination of blockchain technology and advanced encryption algorithms that ensures secure and decentralized transactions. Its innovative structure includes unique features designed to foster user engagement and broaden functionalities beyond conventional cryptocurrency transactions. Among these features, XRP 2.0 incorporates AI-powered capabilities, such as text-to-image and text-to-speech functionalities. These additions are designed to enhance the interactive experience for users, promoting broader applicability across various sectors. By bridging technological advancements with user-centered design, XRP 2.0 aims to capture the attention of a diverse range of individuals and enterprises looking to integrate cryptocurrency solutions into their operational frameworks. Timeline of XRP 2.0 Understanding XRP 2.0 requires examining the milestones that have defined its journey thus far: July 23, 2023: XRP 2.0 is introduced as a novel cryptocurrency project, aiming to revolutionize secure and decentralized transaction capabilities in the blockchain domain. September 8, 2023: The launching of another project, XRP20, occurs, marking the emergence of an ERC-20 token on the Ethereum blockchain that remains unrelated to XRP 2.0. November 13, 2023: The XRP Ledger undergoes a significant update with the release of rippled server software version 2.0.0. It is essential to note that this development is disconnected from the XRP 2.0 cryptocurrency project. Key Points About XRP 2.0 To distill the essence of XRP 2.0, several critical factors emerge: Unique Features: The inclusion of features like AI-powered text-to-image and text-to-speech further diversifies the potential applications of XRP 2.0. Blockchain Technology: The framework utilizes advanced blockchain mechanisms and encryption protocols, ensuring a secure and decentralized environment for transactions. Scalability and Privacy: XRP 2.0 prioritizes enhanced privacy protections in transaction processes and the scalability necessary to accommodate a growing user base. No Affiliation with Ripple: Importantly, despite its name, XRP 2.0 does not have any allegiance or collaboration with Ripple’s XRP, distinguishing its operational framework and objectives within the cryptocurrency ecosystem. Conclusion XRP 2.0 represents an ambitious venture into the cryptocurrency sphere, aiming to offer a combination of security, privacy, and efficiency in digital transactions. By integrating sophisticated technologies and user-friendly features, the project sets out to broaden the horizons of what cryptocurrency can achieve in today's digital economy. While the anonymity of its creator and lack of disclosed investors might raise questions for some, XRP 2.0's focus on advanced functionalities and decentralisation enhances its appeal amidst an increasingly crowded crypto market. As the cryptocurrency landscape continues to evolve, XRP 2.0 may yet emerge as a pivotal player in the expansion of secure and scalable blockchain solutions.

1.5k Total ViewsPublished 2024.04.01Updated 2024.12.03

What is XRP 2.0

Discussions

Welcome to the HTX Community. Here, you can stay informed about the latest platform developments and gain access to professional market insights. Users' opinions on the price of XRP (XRP) are presented below.

活动图片

Top Questions