# Bài viết Liên quan Trust Bank

Trung tâm Tin tức HTX cung cấp những bài viết mới nhất và phân tích chuyên sâu về "Trust Bank", bao gồm xu hướng thị trường, cập nhật dự án, phát triển công nghệ và chính sách quản lý trong ngành tiền kỹ thuật số.

Circle Secures a 'Federal Infrastructure License' for Stablecoins: The Deep Implications of Circle National Trust Receiving Final Approval from the OCC

Circle announced on July 10, 2026, that it has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Circle National Trust, a federally chartered national trust bank. This landmark event marks the first time a stablecoin issuer has formally entered the U.S. federal regulatory system as a trust bank, signifying a major shift in competition from simply issuing tokens to controlling regulated infrastructure for issuance, custody, reserve management, and settlement. Initially, Circle National Trust will focus on providing digital asset custody services for Circle and its affiliates, with plans to potentially extend services to institutional clients later. While reserve management for USDC is planned as a future capability, the approval of the trust charter creates a federal pathway for it. This grants Circle significant federal regulatory credibility, a crucial factor for institutional adoption of USDC. The move positions USDC to evolve from a crypto-company stablecoin toward a federally supervised dollar settlement infrastructure. The approval underscores a strategic focus on building vertical integration for stablecoins—encompassing issuance, custody, and settlement—within a specialized trust bank model rather than a traditional commercial bank. This model aligns with the full-reserve, payment-oriented nature of stablecoins while leveraging federal oversight. For the broader payments industry, this development strengthens the stablecoin settlement rail for use cases like cross-border payments and real-time settlement, complementing rather than replacing existing systems like Visa or Mastercard. The move reshapes the competitive landscape, as other players like Coinbase and Paxos also seek similar trust charters. Circle has now established a significant regulatory moat. Overall, this approval represents a pivotal step for stablecoins, transitioning them from innovative tools to core financial infrastructure governed by the highest levels of U.S. banking regulation.

marsbit07/12 07:32

Circle Secures a 'Federal Infrastructure License' for Stablecoins: The Deep Implications of Circle National Trust Receiving Final Approval from the OCC

marsbit07/12 07:32

Circle secures final OCC approval for national trust bank to strengthen USDC infrastructure

Circle has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Circle National Trust, a federally regulated national trust bank. This marks a key regulatory milestone, bringing core parts of the company's USDC stablecoin infrastructure under direct federal oversight. The new bank will initially provide digital asset custody services for Circle and its affiliates, with a pathway to serve institutional clients and potentially manage the USDC reserve in the future. The approval advances Circle from the conditional stage it reached alongside other crypto firms in late 2025. This move reflects a broader trend of integrating crypto infrastructure into the existing U.S. banking framework through national trust charters, which specialize in custody and fiduciary services rather than traditional lending.

ambcrypto07/10 14:09

Circle secures final OCC approval for national trust bank to strengthen USDC infrastructure

ambcrypto07/10 14:09

Crypto.com Secures Conditional OCC Approval to Launch National Trust Bank

Crypto.com has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish Crypto.com National Trust Bank. This marks a significant milestone in the company's efforts to offer federally regulated custodial services, including custody, staking, and trade settlement for digital assets. Once fully approved, the bank will operate as a national trust bank under OCC supervision. CEO Kris Marszalek stated that this step reinforces the company's commitment to compliance and positions it as a qualified custodian for institutional clients under federal oversight. The application was submitted in October 2025, and the approval does not affect current operations.

TheNewsCrypto02/23 21:32

Crypto.com Secures Conditional OCC Approval to Launch National Trust Bank

TheNewsCrypto02/23 21:32

Farewell to the 'Correspondent Bank' Era? Five Crypto Institutions Get the Key to Direct Access to the Fed's Payment System

The U.S. Office of the Comptroller of the Currency (OCC) has conditionally approved five digital asset firms—Ripple, Circle, Paxos, BitGo, and Fidelity Digital Assets—to become federally chartered national trust banks. This marks a significant shift, integrating crypto businesses directly into the federal banking regulatory framework and reducing their historical reliance on intermediary banks. These institutions, now operating under federal oversight, gain regulatory uniformity and nationwide operational rights but are prohibited from taking FDIC-insured deposits or issuing loans. A key advantage is eligibility to apply for direct access to the Federal Reserve’s payment systems (like Fedwire), which could lower transaction costs by 30–50%, enhance settlement efficiency, and mitigate "debanking" risks. This move, enabled by the 2025 GENIUS Act under the Trump administration, reflects a strategic pivot toward recognizing stablecoins as extensions of the dollar system and reinforces requirements for 100% reserve backing and asset segregation. However, traditional banking groups (like BPI) oppose the decision, citing regulatory arbitrage and systemic risks. Final access to Fed accounts remains subject to approval, representing the next phase of industry-regulator negotiation.

Odaily星球日报12/18 03:50

Farewell to the 'Correspondent Bank' Era? Five Crypto Institutions Get the Key to Direct Access to the Fed's Payment System

Odaily星球日报12/18 03:50

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